Navient - Stock

Navient ROCE 2024

Navient ROCE

0.12

Ticker

NAVI

ISIN

US63938C1080

WKN

A11132

In 2024, Navient's return on capital employed (ROCE) was 0.12, a -48.16% increase from the 0.23 ROCE in the previous year.

Navient Aktienanalyse

What does Navient do?

Navient Corp, founded in 2014 as a spin-off of SLM Corp., is a US-based company specializing in student and consumer loans. Navient currently serves around 12 million customers and manages a loan portfolio of over $300 billion. The company employs around 6,000 employees and is listed on the NASDAQ stock exchange. History: Navient has a long history dating back to the early 1970s. At that time, Sallie Mae, the original company that later formed Navient, was established to assist students in financing their higher education. Sallie Mae grew rapidly and became the largest financial institution for federally guaranteed student loans in the US in the 1990s. In 2010, Congress passed the Dodd-Frank Wall Street Reform and Consumer Protection Act, which included several reforms for the student loan market. The passage of the Dodd-Frank Act led to the creation of Navient in 2014 and the spin-off of the student loan business from Sallie Mae. Business model: Navient's business model involves granting and managing student and consumer loans. The company offers various loan options, from federally guaranteed student loans to private student loans and consumer loans. The types of loans offered can be used for various purposes, such as financing education, private courses, technical school courses, or professional development. Navient also offers refinancing of existing loans. Navient has experienced strong growth in recent years, expanding its loan offerings beyond student loans to include consumer loans. Additionally, the company invests in innovative technology and services to improve customer service and simplify loan management for customers. Divisions: Navient has various divisions and offerings that cater to different customer needs. These include: - Student Loan Servicing: This division manages over $200 billion in federally guaranteed student loans, assisting customers in organizing their debts and selecting repayment plans. - Private Education Loans: This division offers private student loans that allow students to finance the difference between the amount of federal loans and the actual educational costs. - Consumer Lending: This division offers consumer loans that allow customers to finance various purposes, such as buying a car or household appliances, or even vacation trips. Products: Navient offers several products to meet customer needs. Here are some examples: - Federal Student Loans: Navient provides loans guaranteed by the government, with interest rates lower than private loans. These loans also have a number of repayment options and other benefits, including the ability to defer or reduce repayment if the borrower experiences difficulties. - Private Student Loans: Navient's private student loans offer competitive interest rates, flexible repayment plans, and no prepayment or penalties. These loans can cover up to 100% of tuition costs and also have options for extending repayment. - Loans and Lines of Credit: Navient offers consumer loans and other programs that allow customers to finance various purposes, such as a new oven, new furniture, or renovations. These products also have competitive interest rates, flexible repayment options, and no hidden fees or penalties. In summary, Navient Corp is a leading player in the US student and consumer loan market. The company has a long history and a proven business model that offers different loan options to students and consumers. With only moderate drawbacks, such as high interest rates and regulatory challenges, Navient is a solid investment target for long-term oriented investors. Navient ist eines der beliebtesten Unternehmen auf Eulerpool.com.

ROCE Details

Unraveling Navient's Return on Capital Employed (ROCE)

Navient's Return on Capital Employed (ROCE) is a financial metric that measures the company's profitability and efficiency with respect to the capital employed. It is calculated by dividing earnings before interest and tax (EBIT) by the employed capital. A higher ROCE indicates that the company is effectively utilizing its capital to generate profits.

Year-to-Year Comparison

Analyzing Navient's ROCE annually provides valuable insights into its efficiency in using its capital to generate profits. An increasing ROCE indicates improved profitability and operational efficiency, whereas a decrease might signal potential issues in capital utilization or business operations.

Impact on Investments

Navient's ROCE is a critical factor for investors and analysts for evaluating the company’s efficiency and profitability. A higher ROCE can make the company an attractive investment, as it often signifies that the firm is generating adequate profits from its employed capital.

Interpreting ROCE Fluctuations

Changes in Navient’s ROCE are attributed to variations in EBIT or the capital employed. These fluctuations offer insights into the company’s operational efficiency, financial performance, and strategic financial management, assisting investors in making informed investment decisions.

Frequently Asked Questions about Navient stock

What is the ROCE (Return on Capital Employed) of Navient this year?

The ROCE of Navient is 0.12 undefined this year.

How has the ROCE (Return on Capital Employed) of Navient developed compared to the previous year?

The ROCE of Navient has increased by -48.16% decreased compared to the previous year.

What does a high ROCE (Return on Capital Employed) mean for investors of Navient?

A high Return on Capital Employed (ROCE) indicates that Navient has efficient capital utilization and is able to achieve a higher return on its invested capital. This can be appealing to investors.

What does a low ROCE (Return on Capital Employed) mean for investors of Navient?

A low ROCE (Return on Capital Employed) can indicate that Navient has an inefficient utilization of its capital and may have difficulty in achieving a satisfactory return on its invested capital. This can be uncertain or unattractive for investors.

How does an increase in ROCE from Navient impact the company?

An increase in the ROCE of Navient can be an indicator of improved company efficiency and show that it is achieving higher profits in relation to its investments.

How does a reduction in the ROCE of Navient affect the company?

A decrease in ROCE of Navient can be an indicator of deteriorated efficiency of the company, indicating that it is generating lower profits in relation to its investments.

What are some factors that can influence the ROCE of Navient?

Some factors that can affect Navient's ROCE include efficiency in managing assets, profitability of investments, cost efficiency, and market conditions.

Why is the ROCE of Navient so important for investors?

The ROCE of Navient is important for investors as it is an indicator of the company's efficiency and shows how successful the company is in relation to its investments. A high ROCE can indicate strong financial performance of the company.

What strategic measures can Navient take to improve the ROCE?

To improve the ROCE, Navient can take measures such as increasing efficiency in asset management, optimizing investments, cost savings, and exploring new revenue sources. It is important for the company to conduct a thorough review of its operations to determine the best strategic actions to improve the ROCE.

How much dividend does Navient pay?

Over the past 12 months, Navient paid a dividend of 0.64 USD . This corresponds to a dividend yield of about 4.47 %. For the coming 12 months, Navient is expected to pay a dividend of 0.76 USD.

What is the dividend yield of Navient?

The current dividend yield of Navient is 4.47 %.

When does Navient pay dividends?

Navient pays a quarterly dividend. This is distributed in the months of September, December, March, July.

How secure is the dividend of Navient?

Navient paid dividends every year for the past 13 years.

What is the dividend of Navient?

For the upcoming 12 months, dividends amounting to 0.76 USD are expected. This corresponds to a dividend yield of 5.27 %.

In which sector is Navient located?

Navient is assigned to the 'Finance' sector.

Wann musste ich die Aktien von Navient kaufen, um die vorherige Dividende zu erhalten?

To receive the latest dividend of Navient from 6/21/2024 amounting to 0.16 USD, you needed to have the stock in your portfolio before the ex-date on 6/7/2024.

When did Navient pay the last dividend?

The last dividend was paid out on 6/21/2024.

What was the dividend of Navient in the year 2023?

In the year 2023, Navient distributed 0.64 USD as dividends.

In which currency does Navient pay out the dividend?

The dividends of Navient are distributed in USD.

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Andere Kennzahlen von Navient

Our stock analysis for Navient Revenue stock includes important financial indicators such as revenue, profit, P/E ratio, P/S ratio, EBIT, as well as information on dividends. We also assess aspects such as stocks, market capitalization, debt, equity, and liabilities of Navient Revenue. If you are looking for more detailed information on these topics, we offer comprehensive analyses on our subpages.