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Navient - Stock

Navient Stock

NAVI
US63938C1080
A11132

Price

14.33
Today +/-
+0
Today %
+0 %
P

Navient Revenue, EBIT, Net Income

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Revenue
EBIT
Net Income
Details

Revenue, EBIT and Profit

ⓘ

Understanding Revenue, EBIT, and Income

Gain insights into Navient, a comprehensive overview of its financial performance can be obtained by analyzing the Revenue, EBIT, and Income chart. Revenue represents the total income generated by Navient from its primary operations, showcasing the company’s ability to attract and retain clients. EBIT, or Earnings Before Interest and Taxes, indicates the company’s operational profitability, free from the influence of tax and interest expenses. The Income section reflects Navient’s net earnings, an ultimate measure of its financial health and profitability.

Yearly Analysis and Comparisons

Observe the yearly bars to understand the annual performance and growth of Navient. Compare the Revenue, EBIT, and Income to evaluate the company’s efficiency and profitability. A higher EBIT compared to the previous year suggests an improvement in operational efficiency. Likewise, an increase in Income indicates enhanced overall profitability. Analyzing the year-to-year comparison assists investors in understanding the company’s growth trajectory and operational efficiency.

Utilizing Expectations for Investment

The expected values for the forthcoming years offer investors a glimpse into Navient’s anticipated financial performance. Analyzing these projections alongside historical data aids in making informed investment decisions. Investors can gauge the potential risks and returns, aligning their investment strategies accordingly to optimize profitability and mitigate risks.

Investment Insights

Leveraging the comparison between Revenue and EBIT helps in assessing Navient’s operational efficiency, while the Revenue and Income comparison reveals the net profitability after accounting for all expenses. Investors can derive valuable insights by meticulously analyzing these financial parameters, laying the foundation for strategic investment decisions aimed at capitalizing on Navient’s growth potential.

Navient Revenue, EBIT and net profit per share

DateNavient RevenueNavient EBITNavient Net Income
2026e838.05 M undefined0 undefined233.82 M undefined
2025e632.91 M undefined444.21 M undefined213.3 M undefined
2024e637.3 M undefined403.41 M undefined186.91 M undefined
20231.18 B undefined335 M undefined228 M undefined
20221.46 B undefined697 M undefined645 M undefined
20211.87 B undefined904 M undefined717 M undefined
20201.71 B undefined967 M undefined412 M undefined
20191.67 B undefined716 M undefined597 M undefined
20181.67 B undefined607 M undefined395 M undefined
20171.89 B undefined794 M undefined292 M undefined
20162.1 B undefined1.03 B undefined681 M undefined
20152.59 B undefined1.45 B undefined984 M undefined
20143.06 B undefined1.8 B undefined1.13 B undefined
20133.59 B undefined2.1 B undefined1.4 B undefined
20123.56 B undefined1.96 B undefined919 M undefined

Navient Stock Ratios

  • Simple

  • Expanded

  • Income Statement

  • Balance Sheet

  • Cashflow

 
REVENUE (B)REVENUE GROWTH (%)GROSS MARGIN (%)GROSS INCOME (B)EBIT (B)EBIT MARGIN (%)NET INCOME (B)NET INCOME GROWTH (%)DIV. ()DIV. GROWTH (%)SHARES (M)DOCUMENTS
2012201320142015201620172018201920202021202220232024e2025e2026e
3.563.593.062.592.11.891.671.671.711.871.461.180.640.630.84
-0.65-14.83-15.29-19.05-9.93-11.500.182.219.42-22.13-18.81-46.15-0.7832.59
107.83108.08109.75113.14114.51115.37116.41114.35112.51108.98105.28105.41---
3.843.883.352.932.42.181.941.911.922.041.531.25000
1.962.11.81.451.030.790.610.720.970.90.70.340.40.440
54.9458.4358.9555.8748.9742.0836.3542.8056.5548.3247.8428.3263.2770.25-
0.921.41.130.980.680.290.40.60.410.720.650.230.190.210.23
-52.12-19.10-13.00-30.79-57.1235.2751.14-30.9974.03-10.04-64.65-18.4214.529.39
---------------
---------------
483449425382322281264233195172144123000
- - - - - - - - - - - - - - -
Details

Keystats

ⓘ

Revenue and Growth

The Navient Revenue and Revenue Growth are pivotal to understanding the company's financial health and operational efficiency. A consistent increase in revenue indicates a company’s ability to effectively market and sell its products or services, while the revenue growth percentage offers insights into the pace at which the company is expanding over the years.

Gross Margin

The Gross Margin is a crucial metric that showcases the percentage of revenue exceeding the cost of goods sold (COGS). A higher gross margin is indicative of a company’s efficiency in controlling its production costs, thereby promising potential profitability and financial stability.

EBIT and EBIT Margin

EBIT (Earnings Before Interest and Taxes) and EBIT Margin offer deep insights into a company’s profitability, excluding the impacts of interest and taxes. Investors often assess these metrics to gauge the operational efficiency and inherent profitability of a business, separate from its financial structure and tax environment.

Income and Growth

Net Income and its subsequent growth are quintessential for investors looking to understand a company’s profitability. Consistent income growth underscores a company’s ability to enhance its profitability over time, reflecting operational efficiency, strategic competitiveness, and financial health.

Shares Outstanding

Shares outstanding refer to the total number of shares a company has issued. It's instrumental in calculating key metrics like Earnings Per Share (EPS) which is pivotal for investors to evaluate a company’s profitability on a per-share basis, offering a more granular view of financial health and valuation.

Interpreting Year to Year Comparison

Comparing yearly data allows investors to identify trends, assess the company’s growth, and anticipate potential future performance. Analyzing how metrics like revenue, income, and margins change year over year can provide valuable insights into the company’s operational efficiency, competitiveness, and overall financial health.

Expectations and Predictions

Investors often juxtapose the current and past financial data with the market’s expectations. This comparison aids in assessing whether the Navient is performing as anticipated, underperforming or outperforming the market predictions, providing pivotal data for investment decisions.

 
ASSETSCASH BALANCE (M)RECEIVABLES (M)OTHER REC. (M)INVENTORIES (M)OTHER CURRENT LIAB. (M)CURRENT ASSETS (M)TANGIBLE ASSETS (M)LONG-T. INVEST. (M)LONG-T. REC. (M)INTANGIBLE ASSETS (M)GOODWILL (M)OTHER NON-CURRENT ASSETS (M)NON-CURRENT ASSETS (M)TOTAL ASSETS (M)LIABILITIESCOMMON STOCK (M)ADDITIONAL PAID-IN CAPITAL (M)RETAINED EARNINGS (M)OTHER EQUITY (M)UNREAL. GAINS/LOSSES (M)EQUITY (M)LIABILITIES (M)PROVISIONS (M)OTHER SHORT-TERM LIAB. (M)SHORT-TERM DEBTS (M)LONG-TERM DEBT PORTION (M)SHORT-TERM REC. (M)LONG-T. LIAB. (M)DEFERRED TAXES (M)OTHER LIAB. (M)LONG-T. LIABILITIES (M)DEBT (M)TOTAL CAPITAL (M)
Details

Balance Sheet

ⓘ

Understanding the Balance Sheet

The balance sheet of Navient provides a detailed financial snapshot, revealing the company's assets, liabilities, and equity at a specific point in time. Analyzing these components is crucial for investors looking to understand Navient's financial health and stability.

Assets

Navient's assets represent everything the company owns or controls that has monetary value. These are categorized into current and non-current assets, offering insights into the company's liquidity and long-term investments.

Liabilities

Liabilities are obligations that Navient must settle in the future. Analyzing the ratio of liabilities to assets provides insights into the company's financial leverage and risk exposure.

Equity

Equity refers to the residual interest in the assets of Navient after deducting liabilities. It represents the owners’ claim on the company’s assets and earnings.

Year-to-Year Analysis

Comparing balance sheet figures year-to-year allows investors to identify trends, growth patterns, and potential financial risks, facilitating informed investment decisions.

Interpreting the Data

Detailed analysis of assets, liabilities, and equity can provide investors with comprehensive insights into Navient's financial standing, aiding in investment evaluations and risk assessments.

 
NET INCOME (B)DEPRECIATION (M)DEFERRED TAXES (M)CHANGES IN WORKING CAPITAL (B)NON-CASH ITEM (M)PAID INTEREST (B)PAID TAXES (M)NET CASH FLOW FROM OPERATING ACTIVITIES (B)CAPITAL EXPENDITURES (M)CASH FLOW FROM INVESTING ACTIVITIES (B)CASH FLOW FROM OTHER INVESTING ACTIVITIES (B)INTEREST INCOME AND EXPENSES (M)NET DEBT CHANGE (M)NET CHANGE IN EQUITY (M)CASH FLOW FROM FINANCING ACTIVITIES (M)CASH FLOW FROM OTHER FINANCING ACTIVITIES (M)TOTAL DIVIDENDS PAID (M)NET CHANGE IN CASH FLOW (B)FREE CASH FLOW (M)SHARE-BASED COMPENSATION (M)
201220132014201520162017201820192020202120222023
0.941.421.140.980.680.290.40.60.410.720.650.23
000000000000
000000000000
0.810.440.631.10.50.460.290.040.030.430.130.14
941194-63-143188439485407559-425-454336
2.532.161.981.982.32.873.463.482.061.381.93.43
557616484882491575789741791852
2.6421.661.911.351.161.141.020.990.70.310.68
000000000000
11.859.21-1.6510.6911.287.1210.367.496.456.6710.597.36
11.859.21-1.6510.6911.287.1210.367.496.456.6710.597.36
000000000000
-1,427261-1,663-11,015-11,909-7,693-10,336-9,209-6,964-6,824-9,259-9,558
-900-600-600-945-755-440-220-440-400-600-400-310
-13,375-9,920-3,758-12,445-13,103-8,342-10,884-9,985-7,679-7,334-9,661-10,047
-11,028-9,561-1,240-245-238-33-162-189-19219789-101
-20-20-255-240-201-176-166-147-123-107-91-78
1.111.29-3.750.15-0.47-0.070.62-1.48-0.240.041.23-2.01
2,6362,0001,6641,9101,3471,1581,1401,019987702305676
000000000000

Navient stock margins

The Navient margin analysis displays the gross margin, EBIT margin, as well as the profit margin of Navient. The EBIT margin (EBIT/sales) indicates the percentage of sales that remains as operating profit. The profit margin shows the percentage of sales that remains for Navient.

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Gross margin
EBIT margin
Profit margin
Details

Margin

ⓘ

Understanding Gross Margin

The gross margin, expressed as a percentage, delineates the gross profit made from the Navient's sales revenue. A higher gross margin percentage indicates that the Navient retains more revenue after accounting for the costs of goods sold. Investors use this metric to gauge financial health and operational efficiency, as well as to compare it with competitors and industry averages.

EBIT Margin Analysis

EBIT margin represents the Navient's earnings before interest and taxes. Analyzing the EBIT margin over different years provides insights into the operational profitability and efficiency, excluding the effects of financial leverage and tax structure. A growing EBIT margin over the years signifies improving operational performance.

Revenue Margin Insights

The revenue margin demonstrates the Navient's total revenue generated. When comparing the revenue margin year over year, investors can gauge the Navient's growth and market expansion. It is essential to compare the revenue margin with the gross and EBIT margins to understand the cost and profit structures better.

Interpreting Expectations

The expected values for gross, EBIT, and revenue margins provide future financial outlook of the Navient. Investors should compare these expectations with historical data to understand potential growth and risk factors. It is crucial to consider the underlying assumptions and methodologies used in projecting these expected values to make informed investment decisions.

Comparative Analysis

Comparing the gross, EBIT, and revenue margins, both yearly and over multiple years, enables investors to perform a comprehensive analysis of the Navient's financial health and growth prospects. Evaluating the trends and patterns in these margins helps in identifying strengths, weaknesses, and potential investment opportunities.

Navient Margin History

Navient Gross marginNavient Profit marginNavient EBIT marginNavient Profit margin
2026e105.41 %0 %27.9 %
2025e105.41 %70.19 %33.7 %
2024e105.41 %63.3 %29.33 %
2023105.41 %28.32 %19.27 %
2022105.28 %47.84 %44.27 %
2021108.98 %48.32 %38.32 %
2020112.51 %56.55 %24.09 %
2019114.35 %42.8 %35.68 %
2018116.41 %36.35 %23.65 %
2017115.37 %42.08 %15.47 %
2016114.51 %48.97 %32.51 %
2015113.14 %55.87 %38.02 %
2014109.75 %58.95 %37.02 %
2013108.08 %58.43 %38.97 %
2012107.83 %54.94 %25.79 %

Navient Stock Sales Revenue, EBIT, Earnings per Share

The Navient earnings per share therefore indicates how much revenue Navient has generated per share in a given period. The earnings before interest and taxes per share shows how much of the operating profit corresponds to each share. The earnings per share indicates how much of the profit belongs to each share.

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Sales per Share
EBIT per share
Earnings per Share
Details

Revenue, EBIT and Earnings per share

ⓘ

Revenue Per Share

Revenue per share represents the total revenue Navient earns, divided by the number of outstanding shares. It is a crucial metric as it reflects the company's ability to generate sales and signifies growth and expansion potential. Comparing yearly revenue per share allows investors to analyze the consistency in a company’s earnings and predict future trends.

EBIT Per Share

EBIT per share indicates Navient's earning before interest and taxes, offering insights into operational profitability excluding the effects of capital structure and tax rates. It can be juxtaposed against revenue per share to gauge the efficiency in converting sales into profits. A consistent increase in EBIT per share over the years underscores operational efficiency and profitability.

Income Per Share

Income per share, or earnings per share (EPS), reveals the portion of Navient’s profit allocated to each share of common stock. It’s instrumental in evaluating the profitability and financial health. By comparing it with revenue and EBIT per share, investors discern how effectively a firm translates sales and operational profits into net income.

Expected Values

Expected values are projections of revenue, EBIT, and income per share for forthcoming years. These anticipations, rooted in historical data and market analysis, aid investors in strategizing their investments, evaluating Navient's prospective performance, and estimating future stock prices. However, it’s pivotal to consider market volatilities and uncertainties that can influence these projections.

Navient Revenue, EBIT and net profit per share

DateNavient Sales per ShareNavient EBIT per shareNavient Earnings per Share
2026e7.49 undefined0 undefined2.09 undefined
2025e5.66 undefined0 undefined1.91 undefined
2024e5.7 undefined0 undefined1.67 undefined
20239.62 undefined2.72 undefined1.85 undefined
202210.12 undefined4.84 undefined4.48 undefined
202110.88 undefined5.26 undefined4.17 undefined
20208.77 undefined4.96 undefined2.11 undefined
20197.18 undefined3.07 undefined2.56 undefined
20186.33 undefined2.3 undefined1.5 undefined
20176.72 undefined2.83 undefined1.04 undefined
20166.51 undefined3.19 undefined2.11 undefined
20156.77 undefined3.79 undefined2.58 undefined
20147.19 undefined4.24 undefined2.66 undefined
20137.99 undefined4.67 undefined3.11 undefined
20127.38 undefined4.05 undefined1.9 undefined

Navient business model

Navient Corp, founded in 2014 as a spin-off of SLM Corp., is a US-based company specializing in student and consumer loans. Navient currently serves around 12 million customers and manages a loan portfolio of over $300 billion. The company employs around 6,000 employees and is listed on the NASDAQ stock exchange. History: Navient has a long history dating back to the early 1970s. At that time, Sallie Mae, the original company that later formed Navient, was established to assist students in financing their higher education. Sallie Mae grew rapidly and became the largest financial institution for federally guaranteed student loans in the US in the 1990s. In 2010, Congress passed the Dodd-Frank Wall Street Reform and Consumer Protection Act, which included several reforms for the student loan market. The passage of the Dodd-Frank Act led to the creation of Navient in 2014 and the spin-off of the student loan business from Sallie Mae. Business model: Navient's business model involves granting and managing student and consumer loans. The company offers various loan options, from federally guaranteed student loans to private student loans and consumer loans. The types of loans offered can be used for various purposes, such as financing education, private courses, technical school courses, or professional development. Navient also offers refinancing of existing loans. Navient has experienced strong growth in recent years, expanding its loan offerings beyond student loans to include consumer loans. Additionally, the company invests in innovative technology and services to improve customer service and simplify loan management for customers. Divisions: Navient has various divisions and offerings that cater to different customer needs. These include: - Student Loan Servicing: This division manages over $200 billion in federally guaranteed student loans, assisting customers in organizing their debts and selecting repayment plans. - Private Education Loans: This division offers private student loans that allow students to finance the difference between the amount of federal loans and the actual educational costs. - Consumer Lending: This division offers consumer loans that allow customers to finance various purposes, such as buying a car or household appliances, or even vacation trips. Products: Navient offers several products to meet customer needs. Here are some examples: - Federal Student Loans: Navient provides loans guaranteed by the government, with interest rates lower than private loans. These loans also have a number of repayment options and other benefits, including the ability to defer or reduce repayment if the borrower experiences difficulties. - Private Student Loans: Navient's private student loans offer competitive interest rates, flexible repayment plans, and no prepayment or penalties. These loans can cover up to 100% of tuition costs and also have options for extending repayment. - Loans and Lines of Credit: Navient offers consumer loans and other programs that allow customers to finance various purposes, such as a new oven, new furniture, or renovations. These products also have competitive interest rates, flexible repayment options, and no hidden fees or penalties. In summary, Navient Corp is a leading player in the US student and consumer loan market. The company has a long history and a proven business model that offers different loan options to students and consumers. With only moderate drawbacks, such as high interest rates and regulatory challenges, Navient is a solid investment target for long-term oriented investors. Navient is one of the most popular companies on Eulerpool.com.

Navient SWOT Analysis

Strengths

1. Leading Student Loan Servicer: Navient Corp is one of the top student loan servicers in the United States, with a significant market share and a strong reputation in the industry.

2. Diversified Revenue Streams: The company provides a range of services beyond loan servicing, including asset recovery, loan origination, and business processing solutions. This diversification helps mitigate risks and enhances overall financial stability.

3. Efficient Technology Platforms: Navient utilizes advanced technology platforms to streamline operations and enhance customer experience, enabling efficient loan processing and communication with borrowers.

Weaknesses

1. Regulatory Challenges: The student loan industry is subject to extensive regulatory scrutiny, and Navient has faced lawsuits and investigations related to loan servicing practices. These legal challenges pose potential financial and reputational risks.

2. Concentration on Student Loan Market: Navient heavily relies on the student loan industry for a significant portion of its revenue. Economic downturns or changes in government policies regarding higher education loans could impact the company's performance.

3. High Debt Levels: Navient has a considerable amount of debt on its balance sheet, which increases the company's vulnerability to interest rate fluctuations and limits financial flexibility for future growth opportunities.

Opportunities

1. Expansion into New Markets: Navient can explore opportunities to expand its services beyond student loan servicing, potentially entering the mortgage or personal loan servicing markets. This diversification could reduce dependence on the student loan industry.

2. Growing Student Loan Market: As the cost of education continues to rise, the demand for student loans is expected to increase. Navient can leverage its expertise and market presence to capture a larger share of this growing market.

3. Technological Advancements: Continual advancements in technology provide Navient with opportunities to enhance its digital platforms, offering innovative tools for borrowers and creating more efficient operational processes.

Threats

1. Economic Downturns: During economic downturns or recessions, borrowers may struggle to repay their loans, leading to an increase in delinquencies and defaults. This could significantly impact Navient's profitability and loan portfolio quality.

2. Competition from Rivals: Navient operates in a highly competitive industry, facing competition from other student loan servicers, financial institutions, and new entrants. Intensifying competition could impact market share and pricing power.

3. Changes in Government Policies: Changes in government policies regarding student loan regulations, interest rates, or forgiveness programs could affect Navient's business model and profitability. Adapting to these policy changes is crucial for the company's long-term success.

Navient valuation based on historical P/E ratio, EBIT, and P/S ratio.

Navient shares outstanding

The number of shares was Navient in 2023 — This indicates how many shares 123 M is divided into. Since shareholders are the owners of a company, each share represents a small portion of the company's ownership.

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Number of stocks
Details

Revenue, EBIT and Earnings per share

ⓘ

Revenue Per Share

Revenue per share represents the total revenue Navient earns, divided by the number of outstanding shares. It is a crucial metric as it reflects the company's ability to generate sales and signifies growth and expansion potential. Comparing yearly revenue per share allows investors to analyze the consistency in a company’s earnings and predict future trends.

EBIT Per Share

EBIT per share indicates Navient's earning before interest and taxes, offering insights into operational profitability excluding the effects of capital structure and tax rates. It can be juxtaposed against revenue per share to gauge the efficiency in converting sales into profits. A consistent increase in EBIT per share over the years underscores operational efficiency and profitability.

Income Per Share

Income per share, or earnings per share (EPS), reveals the portion of Navient’s profit allocated to each share of common stock. It’s instrumental in evaluating the profitability and financial health. By comparing it with revenue and EBIT per share, investors discern how effectively a firm translates sales and operational profits into net income.

Expected Values

Expected values are projections of revenue, EBIT, and income per share for forthcoming years. These anticipations, rooted in historical data and market analysis, aid investors in strategizing their investments, evaluating Navient's prospective performance, and estimating future stock prices. However, it’s pivotal to consider market volatilities and uncertainties that can influence these projections.

Navient Stock Dividend

In 2023, Navient paid a dividend amounting to 0.64 USD. Dividend means that Navient distributes a portion of its profits to its owners.

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Dividend
Dividend (Estimate)
Details

Dividend

ⓘ

Dividend Overview

The dividend per year chart for Navient provides a comprehensive view of the annual dividends distributed to shareholders. Analyze the trend to understand the consistency and growth in dividend payouts over the years.

Interpretation and Use

A consistent or increasing trend in dividends can indicate the company's profitability and financial health. Investors can use this data to identify Navient’s potential for long-term investment and income generation through dividends.

Investment Strategy

Incorporate the dividend data in evaluating Navient's overall performance. A thorough analysis, considering other financial aspects, will help in making informed investment decisions for optimal capital growth and income generation.

Navient Dividend History

DateNavient Dividend
2026e0.75 undefined
2025e0.76 undefined
2024e0.76 undefined
20230.64 undefined
20220.64 undefined
20210.64 undefined
20200.64 undefined
20190.64 undefined
20180.64 undefined
20170.64 undefined
20160.64 undefined
20150.64 undefined
20140.45 undefined

Navient Stock Payout Ratio

In 2023, Navient had a payout ratio of 19.99%. The payout ratio indicates the percentage of the company's profits that Navient distributes as dividends.

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Payout ratio
Details

Payout ratio

ⓘ

What is Yearly Payout Ratio?

The yearly payout ratio for Navient represents the proportion of earnings paid out as dividends to shareholders. It is an indicator of the company's financial health and stability, illustrating how much profit is being returned to investors versus being reinvested back into the company.

How to Interpret the Data

A lower payout ratio for Navient could mean that the company is reinvesting more into its growth, whereas a higher ratio indicates more earnings are being distributed as dividends. Investors seeking regular income might prefer companies with a higher payout ratio, while those looking for growth may opt for companies with a lower ratio.

Using the Data for Investments

Evaluate Navient's payout ratio in conjunction with other financial metrics and performance indicators. A sustainable payout ratio, coupled with strong financial health, can indicate a reliable dividend payout. However, a very high ratio might suggest the company is not sufficiently reinvesting in its future growth.

Navient Payout Ratio History

DateNavient Payout ratio
2026e17.82 %
2025e16.94 %
2024e16.54 %
202319.99 %
202214.29 %
202115.35 %
202030.33 %
201925 %
201842.95 %
201762.14 %
201630.33 %
201524.9 %
201416.92 %
201319.99 %
201219.99 %
Unfortunately, there are currently no price targets and forecasts available for Navient.

Navient Earnings Surprises

DateEPS EstimateEPS ActualQuarterly report
3/31/20240.59 0.47  (-20.65 %)2024 Q1
12/31/20230.77 0.21  (-72.68 %)2023 Q4
9/30/20230.75 0.47  (-37.57 %)2023 Q3
6/30/20230.75 0.7  (-6.94 %)2023 Q2
3/31/20230.84 1.02  (21.2 %)2023 Q1
12/31/20220.85 0.76  (-10.72 %)2022 Q4
9/30/20220.81 0.62  (-22.99 %)2022 Q3
6/30/20220.79 0.91  (14.61 %)2022 Q2
3/31/20220.76 0.88  (15.65 %)2022 Q1
12/31/20210.89 -0.43  (-148.49 %)2021 Q4
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Eulerpool ESG Scorecard© for the Navient stock

Eulerpool World ESG Rating (EESG©)

63/ 100

🌱 Environment

70

👫 Social

62

🏛️ Governance

57

Environment

Scope 1 - Direct Emissions
—
Scope 2 - Indirect emissions from purchased energy
—
Scope 3 - Indirect emissions within the value chain
—
Total CO₂ emissions
—
CO₂ reduction strategy
✅
Coal energy
❌
Nuclear power
❌
Animal experiments
❌
Fur & Leather
—
Pesticides
—
Palm Oil
—
Tobacco
❌
Genetically modified organisms
❌
Climate concept
—
Sustainable forestry
—
Recycling regulations
❌
Environmentally friendly packaging
❌
Hazardous substances
❌
Fuel consumption and efficiency
❌
Water consumption and efficiency
❌

Social

Percentage of female employees—
Percentage of women in management—
Percentage of Asian employees—
Share of Asian management—
Percentage of Hispanic/Latino employees—
Hispano/Latino Management share—
Percentage of Black employees—
Black Management Share—
Percentage of white employees—
White Management Share—
Adult content❌
Alcohol❌
Weapons—
Firearms
❌
Gambling❌
Military contracts❌
Human rights concept❌
Privacy concept—
Occupational health and safety✅
Catholic✅

Governance (Corporate Governance)

Environmental reporting❌
Stakeholder Engagement❌
Call Back Policies❌
Antitrust law❌

Kontaktformular an uns. The Eulerpool ESG Scorecard© is the strictly copyrighted intellectual property of Eulerpool Research Systems. Any unauthorized use, imitation, or infringement will be actively pursued and may lead to significant legal consequences. For licenses, collaborations, or usage rights, please contact us directly via our contact form. Contact Form to us.

Navient Stock Shareholders

%
Name
Stocks
Change
Date
9.08 % The Vanguard Group, Inc.10,153,828-434,44012/31/2023
8.93 % Dimensional Fund Advisors, L.P.9,983,294-247,24112/31/2023
5.09 % LSV Asset Management5,686,619-167,93612/31/2023
3.30 % State Street Global Advisors (US)3,692,918-51,44012/31/2023
3.21 % Donald Smith & Co., Inc.3,586,501858,89012/31/2023
26.34 % Sherborne Investors Management LP29,449,99702/26/2024
11.97 % BlackRock Institutional Trust Company, N.A.13,380,292147,97412/31/2023
1.72 % Geode Capital Management, L.L.C.1,922,99519,39012/31/2023
1.70 % Jacobs Levy Equity Management, Inc.1,904,535-211,67012/31/2023
1.69 % Pzena Investment Management, LLC1,894,083012/31/2023
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3
4
5
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10

Navient Executives and Management Board

Mr. John Kane54
Navient Group President - Business Processing Solutions (since 2015)
Compensation 2.54 M
Mr. Mark Heleen60
Navient Chief Legal Officer, Secretary
Compensation 2.1 M
Mr. Joe Fisher43
Navient Chief Financial Officer, Principal Accounting Officer (since 2020)
Compensation 2.06 M
Mr. Steve Hauber49
Navient Chief Compliance Officer, Chief Risk Officer
Compensation 1.77 M
Ms. Linda Mills73
Navient Non-Executive Independent Chairman of the Board
Compensation 410,090
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Navient Supply Chain

NameRelationshipTwo-week correlationOne-month correlationThree-Month CorrelationSix-Month CorrelationOne Year CorrelationTwo-Year Correlation
CSG Systems - Stock
CSG Systems
SupplierCustomer-0,490,540,70-0,53-0,660,53
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Navient stock: Frequently Asked Questions

What values and corporate philosophy does Navient represent?

Navient Corp values and embodies a strong corporate philosophy centered around helping individuals navigate their financial journeys. Committed to providing education loan management and business processing solutions, Navient focuses on enabling customers to achieve their financial goals through innovation and personalized support. With a customer-centric approach, the company strives to enhance financial well-being, promote responsible borrowing, and assist borrowers in successfully repaying their loans. Navient's dedication to integrity, excellence, and transparency further solidifies its position as a leading provider of essential financial services, aiming to empower individuals in making informed decisions for a brighter future.

In which countries and regions is Navient primarily present?

Navient Corp is primarily present in the United States.

What significant milestones has the company Navient achieved?

Navient Corp has achieved several significant milestones throughout its history. One notable accomplishment was its spin-off from SLM Corporation in 2014 to become a standalone student loan servicer. This move allowed Navient to focus solely on providing loan management solutions, enhancing its expertise in the student loan industry. Additionally, the company has consistently been recognized for its commitment to customer service, receiving prestigious accolades for its outstanding performance in loan servicing. Moreover, Navient has continuously expanded its business operations, forming strategic partnerships and acquiring complementary organizations to augment its services and offer a comprehensive range of solutions to borrowers.

What is the history and background of the company Navient?

Navient Corp is a prominent financial services company that specializes in student loan management and servicing. Established in 2014, Navient has a rich history as it emerged as a spin-off from the renowned Sallie Mae. With headquarters in Wilmington, Delaware, Navient operates nationwide and manages a substantial portfolio of student loans, serving millions of borrowers. The primary objective of Navient Corp is to assist students and their families in achieving their educational goals by providing comprehensive loan servicing solutions. With a proven track record in the industry, Navient Corp continues to be a reliable and trusted partner for student loan management.

Who are the main competitors of Navient in the market?

Navient Corp faces competition from various players in the market. Some key competitors include student loan servicers such as Sallie Mae, Nelnet, and College Ave Student Loans. As a leading loan management, servicing, and asset recovery company, Navient Corp competes with these entities to provide efficient and customer-focused services to borrowers. These competitors possess comparable expertise and industry presence, constantly vying for market share in the student loan sector. However, Navient Corp distinguishes itself through its reputation, innovative solutions, and commitment to helping borrowers navigate the complexities of student loans effectively.

In which industries is Navient primarily active?

Navient Corp is primarily active in the financial services industry.

What is the business model of Navient?

Navient Corp is a leading financial services company specializing in education loan management and servicing. As the nation's largest loan servicer, Navient handles the administration and collection of student loans on behalf of the federal government and private lenders. The company assists borrowers by providing guidance and solutions for loan repayment, helping them achieve their educational and financial goals. Through its comprehensive services, Navient aims to support student loan borrowers throughout their loan lifecycle. With a focus on customer service and innovation, Navient Corp continues to serve as a trusted partner in the education financing industry.

What is the P/E ratio of Navient 2024?

The Navient P/E ratio is 9.43.

What is the P/S ratio of Navient 2024?

The Navient P/S ratio is 2.77.

What is the AlleAktien quality score of Navient?

The AlleAktien quality score for Navient is 1/10.

What is the revenue of Navient 2024?

The expected Navient revenue is 637.3 M USD.

How high is the profit of Navient 2024?

The expected Navient profit is 186.91 M USD.

What is the business model of Navient

Navient Corp is an American company in the financial services sector that specializes in student loans, education financing, and student support. The company was established in 2014 as a spin-off of Sallie Mae and is headquartered in Wilmington, Delaware. Navient Corp is divided into three business segments: Education Loan Management and Business Processing Solutions, Asset Recovery and Consumer Services, and Private Loans. The Education Loan Management and Business Processing Solutions segment offers services related to student financing and administration of student loans. Navient provides support to its customers in applying for student loans and repaying education loans. The company manages approximately 25 percent of US student loans. Navient also offers platforms for managing education financing programs, including administering grants and scholarships. In the Asset Recovery and Consumer Services segment, Navient provides solutions to its customers in debt repayment, including managing collection services, asset recovery, loan restructuring, and workouts. The aim is to help customers repay their debts and loans and regain control of their finances. Navient also offers private loans and is one of the larger lenders in the US. The company provides a wide range of loans with variable or fixed interest rates designed for various situations such as higher education, renovations, or general consumer credit. Over the years, Navient has gained a lot of experience in the credit and finance industry and has continued to evolve. The company relies on modern technologies and automated processes to efficiently meet the needs of its customers. The goal is always to reduce the debt burden for customers, promote economic success, and enable positive future planning. Navient Corp is committed to all aspects of the student loan and financial services industry, offering individualized solutions for customers and prioritizing the straightforwardness and reliability of its services. The company is an important player in the industry, providing support to its customers at every stage of their education and loan systems. It is also a recognized and reputable service provider in the field of private loans and asset management, offering assistance to customers in all financial matters.

What is the Navient dividend?

Navient pays a dividend of 0.64 USD distributed over payouts per year.

How often does Navient pay dividends?

The dividend cannot currently be calculated for Navient or the company does not pay out a dividend.

What is the Navient ISIN?

The ISIN of Navient is US63938C1080.

What is the Navient WKN?

The WKN of Navient is A11132.

What is the Navient ticker?

The ticker of Navient is NAVI.

How much dividend does Navient pay?

Over the past 12 months, Navient paid a dividend of 0.64 USD . This corresponds to a dividend yield of about 4.47 %. For the coming 12 months, Navient is expected to pay a dividend of 0.76 USD.

What is the dividend yield of Navient?

The current dividend yield of Navient is 4.47 %.

When does Navient pay dividends?

Navient pays a quarterly dividend. This is distributed in the months of September, December, March, July.

How secure is the dividend of Navient?

Navient paid dividends every year for the past 13 years.

What is the dividend of Navient?

For the upcoming 12 months, dividends amounting to 0.76 USD are expected. This corresponds to a dividend yield of 5.27 %.

In which sector is Navient located?

Navient is assigned to the 'Finance' sector.

Wann musste ich die Aktien von Navient kaufen, um die vorherige Dividende zu erhalten?

To receive the latest dividend of Navient from 6/21/2024 amounting to 0.16 USD, you needed to have the stock in your portfolio before the ex-date on 6/7/2024.

When did Navient pay the last dividend?

The last dividend was paid out on 6/21/2024.

What was the dividend of Navient in the year 2023?

In the year 2023, Navient distributed 0.64 USD as dividends.

In which currency does Navient pay out the dividend?

The dividends of Navient are distributed in USD.

Other fundamentals and analyses of Navient in the deep dive.

Our stock analysis for Navient Revenue stock includes important financial indicators such as revenue, profit, P/E ratio, P/S ratio, EBIT, as well as information on dividends. We also assess aspects such as stocks, market capitalization, debt, equity, and liabilities of Navient Revenue. If you are looking for more detailed information on these topics, we offer comprehensive analyses on our subpages.