What is the level of liabilities of Navient this year?
Navient has a debt balance of 58.62 B USD this year.
Navient Liabilities 2024
Navient Liabilities
58.62 B USD
Ticker
NAVI
ISIN
US63938C1080
WKN
A11132
In 2024, Navient's total liabilities amounted to 58.62 B USD, a -13.57% difference from the 67.82 B USD total liabilities in the previous year.
Navient Aktienanalyse
What does Navient do?
Navient Corp, founded in 2014 as a spin-off of SLM Corp., is a US-based company specializing in student and consumer loans. Navient currently serves around 12 million customers and manages a loan portfolio of over $300 billion. The company employs around 6,000 employees and is listed on the NASDAQ stock exchange. History: Navient has a long history dating back to the early 1970s. At that time, Sallie Mae, the original company that later formed Navient, was established to assist students in financing their higher education. Sallie Mae grew rapidly and became the largest financial institution for federally guaranteed student loans in the US in the 1990s. In 2010, Congress passed the Dodd-Frank Wall Street Reform and Consumer Protection Act, which included several reforms for the student loan market. The passage of the Dodd-Frank Act led to the creation of Navient in 2014 and the spin-off of the student loan business from Sallie Mae. Business model: Navient's business model involves granting and managing student and consumer loans. The company offers various loan options, from federally guaranteed student loans to private student loans and consumer loans. The types of loans offered can be used for various purposes, such as financing education, private courses, technical school courses, or professional development. Navient also offers refinancing of existing loans. Navient has experienced strong growth in recent years, expanding its loan offerings beyond student loans to include consumer loans. Additionally, the company invests in innovative technology and services to improve customer service and simplify loan management for customers. Divisions: Navient has various divisions and offerings that cater to different customer needs. These include: - Student Loan Servicing: This division manages over $200 billion in federally guaranteed student loans, assisting customers in organizing their debts and selecting repayment plans. - Private Education Loans: This division offers private student loans that allow students to finance the difference between the amount of federal loans and the actual educational costs. - Consumer Lending: This division offers consumer loans that allow customers to finance various purposes, such as buying a car or household appliances, or even vacation trips. Products: Navient offers several products to meet customer needs. Here are some examples: - Federal Student Loans: Navient provides loans guaranteed by the government, with interest rates lower than private loans. These loans also have a number of repayment options and other benefits, including the ability to defer or reduce repayment if the borrower experiences difficulties. - Private Student Loans: Navient's private student loans offer competitive interest rates, flexible repayment plans, and no prepayment or penalties. These loans can cover up to 100% of tuition costs and also have options for extending repayment. - Loans and Lines of Credit: Navient offers consumer loans and other programs that allow customers to finance various purposes, such as a new oven, new furniture, or renovations. These products also have competitive interest rates, flexible repayment options, and no hidden fees or penalties. In summary, Navient Corp is a leading player in the US student and consumer loan market. The company has a long history and a proven business model that offers different loan options to students and consumers. With only moderate drawbacks, such as high interest rates and regulatory challenges, Navient is a solid investment target for long-term oriented investors. Navient ist eines der beliebtesten Unternehmen auf Eulerpool.com.Liabilities Details
Assessing Navient's Liabilities
Navient's liabilities constitute the company's financial obligations and debts owed to external parties and stakeholders. They are categorized into current liabilities, due within a year, and long-term liabilities, which are due over a longer period. A detailed assessment of these liabilities is crucial for evaluating Navient's financial stability, operational efficiency, and long-term viability.
Year-to-Year Comparison
By comparing Navient's liabilities year-over-year, investors can identify trends, shifts, and anomalies in the company’s financial positioning. A decrease in total liabilities often signals financial strengthening, while an increase might indicate enhanced investments, acquisitions, or potential financial strain.
Impact on Investments
Navient's total liabilities play a significant role in determining the company's leverage and risk profile. Investors and analysts examine this aspect meticulously to ascertain the firm’s ability to meet its financial obligations, which influences investment attractiveness and credit ratings.
Interpreting Liability Fluctuations
Shifts in Navient’s liability structure indicate changes in its financial management and strategy. A reduction in liabilities reflects efficient financial management or debt payoffs, while an increase may suggest expansion, acquisition activities, or accruing operational expenses, each carrying distinct implications for investors.
Frequently Asked Questions about Navient stock
What were the liabilities of Navient compared to the previous year?
The liabilities of Navient have increased by -13.57% dropped compared to the previous year.
What are the consequences of high debt for investors of Navient?
High liabilities can pose a risk for investors of Navient, as they can weaken the company's financial position and impair its ability to meet its obligations.
What consequences do low liabilities have for investors in Navient?
Low liabilities mean that Navient has a strong financial position and is able to meet its obligations without overburdening its finances.
How does an increase in liabilities of Navient affect the company?
An increase in liabilities of Navient can lead to the company having more obligations and potentially find it more difficult to meet its financial commitments.
How does a reduction in the liabilities of Navient affect the company?
A decrease in the liabilities of Navient can lead to the company having fewer obligations and a stronger financial position, which can make it easier for the company to fulfill its financial commitments.
What are some factors that influence the liabilities of Navient?
Some factors that can influence the liabilities of Navient include investments, acquisitions, operating costs, and sales development.
Why is the level of liabilities of Navient so important for investors?
The liabilities of Navient are important for investors as they serve as an indicator of the company's financial stability and provide investors with information on how the company meets its financial obligations.
What strategic measures can Navient take to modify the liabilities?
To change its liabilities, Navient can take measures such as cost savings, increasing revenue, selling assets, raising investments, or forming partnerships. It is important for the company to conduct a thorough review of its financial situation to choose the best strategic actions.
How much dividend does Navient pay?
Over the past 12 months, Navient paid a dividend of 0.64 USD . This corresponds to a dividend yield of about 4.19 %. For the coming 12 months, Navient is expected to pay a dividend of 0.76 USD.
What is the dividend yield of Navient?
The current dividend yield of Navient is 4.19 %.
When does Navient pay dividends?
Navient pays a quarterly dividend. This is distributed in the months of December, March, July, October.
How secure is the dividend of Navient?
Navient paid dividends every year for the past 13 years.
What is the dividend of Navient?
For the upcoming 12 months, dividends amounting to 0.76 USD are expected. This corresponds to a dividend yield of 4.94 %.
In which sector is Navient located?
Navient is assigned to the 'Finance' sector.
Wann musste ich die Aktien von Navient kaufen, um die vorherige Dividende zu erhalten?
To receive the latest dividend of Navient from 9/20/2024 amounting to 0.16 USD, you needed to have the stock in your portfolio before the ex-date on 9/6/2024.
When did Navient pay the last dividend?
The last dividend was paid out on 9/20/2024.
What was the dividend of Navient in the year 2023?
In the year 2023, Navient distributed 0.64 USD as dividends.
In which currency does Navient pay out the dividend?
The dividends of Navient are distributed in USD.
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Our stock analysis for Navient Revenue stock includes important financial indicators such as revenue, profit, P/E ratio, P/S ratio, EBIT, as well as information on dividends. We also assess aspects such as stocks, market capitalization, debt, equity, and liabilities of Navient Revenue. If you are looking for more detailed information on these topics, we offer comprehensive analyses on our subpages.
