What is the debt of Navient this year?
Navient has a debt level of 56,789 USD this year.
Navient Debt 2024
Navient Debt
56,789 USD
Ticker
NAVI
ISIN
US63938C1080
WKN
A11132
In 2024, Navient's total debt was 56,789 USD, a -13.11% change from the 65,361 USD total debt recorded in the previous year.
Navient Aktienanalyse
What does Navient do?
Navient Corp, founded in 2014 as a spin-off of SLM Corp., is a US-based company specializing in student and consumer loans. Navient currently serves around 12 million customers and manages a loan portfolio of over $300 billion. The company employs around 6,000 employees and is listed on the NASDAQ stock exchange. History: Navient has a long history dating back to the early 1970s. At that time, Sallie Mae, the original company that later formed Navient, was established to assist students in financing their higher education. Sallie Mae grew rapidly and became the largest financial institution for federally guaranteed student loans in the US in the 1990s. In 2010, Congress passed the Dodd-Frank Wall Street Reform and Consumer Protection Act, which included several reforms for the student loan market. The passage of the Dodd-Frank Act led to the creation of Navient in 2014 and the spin-off of the student loan business from Sallie Mae. Business model: Navient's business model involves granting and managing student and consumer loans. The company offers various loan options, from federally guaranteed student loans to private student loans and consumer loans. The types of loans offered can be used for various purposes, such as financing education, private courses, technical school courses, or professional development. Navient also offers refinancing of existing loans. Navient has experienced strong growth in recent years, expanding its loan offerings beyond student loans to include consumer loans. Additionally, the company invests in innovative technology and services to improve customer service and simplify loan management for customers. Divisions: Navient has various divisions and offerings that cater to different customer needs. These include: - Student Loan Servicing: This division manages over $200 billion in federally guaranteed student loans, assisting customers in organizing their debts and selecting repayment plans. - Private Education Loans: This division offers private student loans that allow students to finance the difference between the amount of federal loans and the actual educational costs. - Consumer Lending: This division offers consumer loans that allow customers to finance various purposes, such as buying a car or household appliances, or even vacation trips. Products: Navient offers several products to meet customer needs. Here are some examples: - Federal Student Loans: Navient provides loans guaranteed by the government, with interest rates lower than private loans. These loans also have a number of repayment options and other benefits, including the ability to defer or reduce repayment if the borrower experiences difficulties. - Private Student Loans: Navient's private student loans offer competitive interest rates, flexible repayment plans, and no prepayment or penalties. These loans can cover up to 100% of tuition costs and also have options for extending repayment. - Loans and Lines of Credit: Navient offers consumer loans and other programs that allow customers to finance various purposes, such as a new oven, new furniture, or renovations. These products also have competitive interest rates, flexible repayment options, and no hidden fees or penalties. In summary, Navient Corp is a leading player in the US student and consumer loan market. The company has a long history and a proven business model that offers different loan options to students and consumers. With only moderate drawbacks, such as high interest rates and regulatory challenges, Navient is a solid investment target for long-term oriented investors. Navient ist eines der beliebtesten Unternehmen auf Eulerpool.com.Debt Details
Understanding Navient's Debt Structure
Navient's total debt refers to the cumulative financial obligations the company owes to external parties. This can include short-term and long-term borrowings, bonds, loans, and other financial instruments. Assessing the company's debt levels is crucial for evaluating its financial health, risk profile, and ability to fund operations and expansions.
Year-to-Year Comparison
Analyzing Navient's debt structure over the years provides insights into the firm’s financial strategy and stability. A reduction in debt can indicate financial strength and operational efficiency, while an increase may signal growth investments or potential financial challenges ahead.
Impact on Investments
Investors pay close attention to Navient’s debt levels as they can influence the company’s risk and return profiles. Excessive debt can lead to financial strain, while moderate and well-managed debt can be a catalyst for growth and expansion, making it a critical aspect of investment evaluations.
Interpreting Debt Fluctuations
Shifts in Navient’s debt levels can be attributed to various operational and strategic factors. An increase in debt might be geared towards funding expansion projects or enhancing operational capacity, while a decrease may indicate profit realizations or an approach to minimize financial risk and leverage.
Frequently Asked Questions about Navient stock
What was the debt of Navient compared to the previous year?
The debt of Navient has increased by -13.11% compared to the previous year dropped.
What are the consequences of high debt for investors in Navient?
High debt can pose a risk for investors of Navient, as it can weaken the company's financial position and hinder its ability to fulfill its obligations.
What are the consequences of low debt for investors of Navient?
Low debt means that Navient has a strong financial position and is able to fulfill its obligations without overburdening its finances.
How does an increase in debt from Navient affect the company?
An increase in debt of Navient can adversely affect the financial condition of the company and result in a higher burden on its finances.
How does a reduction of debt of Navient affect the company?
A reduction in debt of Navient can strengthen the company's financial position and improve its ability to meet its financial obligations.
What are some factors that influence the debt of Navient?
Some factors that can influence the debt of Navient include investments, acquisitions, operating costs, and revenue development.
Why are the debts of Navient so important for investors?
The debts of Navient are important for investors as they serve as an indicator of the company's financial stability. It provides investors with information on how the company fulfills its financial obligations.
What strategic measures can Navient take to change the debt?
To change the debt, Navient can take measures such as cost savings, increasing revenue, selling assets, making investments, or forming partnerships. It is important for the company to conduct a thorough review of its financial situation to determine the best strategic actions to change its debt.
How much dividend does Navient pay?
Over the past 12 months, Navient paid a dividend of 0.64 USD . This corresponds to a dividend yield of about 4.19 %. For the coming 12 months, Navient is expected to pay a dividend of 0.76 USD.
What is the dividend yield of Navient?
The current dividend yield of Navient is 4.19 %.
When does Navient pay dividends?
Navient pays a quarterly dividend. This is distributed in the months of December, March, July, October.
How secure is the dividend of Navient?
Navient paid dividends every year for the past 13 years.
What is the dividend of Navient?
For the upcoming 12 months, dividends amounting to 0.76 USD are expected. This corresponds to a dividend yield of 4.94 %.
In which sector is Navient located?
Navient is assigned to the 'Finance' sector.
Wann musste ich die Aktien von Navient kaufen, um die vorherige Dividende zu erhalten?
To receive the latest dividend of Navient from 9/20/2024 amounting to 0.16 USD, you needed to have the stock in your portfolio before the ex-date on 9/6/2024.
When did Navient pay the last dividend?
The last dividend was paid out on 9/20/2024.
What was the dividend of Navient in the year 2023?
In the year 2023, Navient distributed 0.64 USD as dividends.
In which currency does Navient pay out the dividend?
The dividends of Navient are distributed in USD.
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Our stock analysis for Navient Revenue stock includes important financial indicators such as revenue, profit, P/E ratio, P/S ratio, EBIT, as well as information on dividends. We also assess aspects such as stocks, market capitalization, debt, equity, and liabilities of Navient Revenue. If you are looking for more detailed information on these topics, we offer comprehensive analyses on our subpages.
