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Overview
Profile

Mastercard Company

MA
US57636Q1040
A0F602

Price

502.26
Today +/-
+3.88
Today %
+0.85 %
P

Mastercard stock price

%
Weekly
Details

Price

Overview

The Quote Chart provides detailed and dynamic insights into the Mastercard stock's performance, showcasing daily, weekly, or monthly aggregated quotes. Users can switch between different time frames to analyze the stock's progression meticulously and make informed investment decisions.

Intraday Feature

The intraday feature provides real-time data, allowing investors to view the Mastercard stock’s price fluctuations within the trading day, facilitating timely and strategic investment decisions.

Total Return and Relative Price Change

View the total return of the Mastercard stock to gauge its profitability over time. The relative price change, based on the first quote available in the selected timeframe, offers insights into the stock’s performance, assisting in evaluating its investment potential.

Interpretation and Investment

Utilize the comprehensive data presented in the Quote Chart to analyze Mastercard's market trends, price movements, and potential returns. Make informed investment choices by comparing different time frames and evaluating intraday data for optimized portfolio management.

Mastercard Stock Price History

DateMastercard Price
10/11/2024502.26 undefined
10/10/2024498.02 undefined
10/9/2024499.95 undefined
10/8/2024497.06 undefined
10/7/2024491.30 undefined
10/4/2024497.70 undefined
10/3/2024494.97 undefined
10/2/2024495.57 undefined
10/1/2024496.38 undefined
9/30/2024493.80 undefined
9/27/2024493.64 undefined
9/26/2024491.27 undefined
9/25/2024489.45 undefined
9/24/2024487.41 undefined
9/23/2024497.14 undefined
9/20/2024492.74 undefined
9/19/2024493.01 undefined
9/18/2024494.76 undefined
9/17/2024500.99 undefined
9/16/2024497.71 undefined

Mastercard Revenue, EBIT, Net Income

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Revenue
EBIT
Net Income
Details

Revenue, EBIT and Profit

Understanding Revenue, EBIT, and Income

Gain insights into Mastercard, a comprehensive overview of its financial performance can be obtained by analyzing the Revenue, EBIT, and Income chart. Revenue represents the total income generated by Mastercard from its primary operations, showcasing the company’s ability to attract and retain clients. EBIT, or Earnings Before Interest and Taxes, indicates the company’s operational profitability, free from the influence of tax and interest expenses. The Income section reflects Mastercard’s net earnings, an ultimate measure of its financial health and profitability.

Yearly Analysis and Comparisons

Observe the yearly bars to understand the annual performance and growth of Mastercard. Compare the Revenue, EBIT, and Income to evaluate the company’s efficiency and profitability. A higher EBIT compared to the previous year suggests an improvement in operational efficiency. Likewise, an increase in Income indicates enhanced overall profitability. Analyzing the year-to-year comparison assists investors in understanding the company’s growth trajectory and operational efficiency.

Utilizing Expectations for Investment

The expected values for the forthcoming years offer investors a glimpse into Mastercard’s anticipated financial performance. Analyzing these projections alongside historical data aids in making informed investment decisions. Investors can gauge the potential risks and returns, aligning their investment strategies accordingly to optimize profitability and mitigate risks.

Investment Insights

Leveraging the comparison between Revenue and EBIT helps in assessing Mastercard’s operational efficiency, while the Revenue and Income comparison reveals the net profitability after accounting for all expenses. Investors can derive valuable insights by meticulously analyzing these financial parameters, laying the foundation for strategic investment decisions aimed at capitalizing on Mastercard’s growth potential.

Mastercard Revenue, EBIT and net profit per share

DateMastercard RevenueMastercard EBITMastercard Net Income
2026e36.15 B undefined21.74 B undefined18.41 B undefined
2025e32.27 B undefined19.16 B undefined15.81 B undefined
2024e28.79 B undefined16.8 B undefined13.62 B undefined
202325.1 B undefined14.63 B undefined11.2 B undefined
202222.24 B undefined12.79 B undefined9.93 B undefined
202118.88 B undefined10.23 B undefined8.69 B undefined
202015.3 B undefined8.16 B undefined6.41 B undefined
201916.88 B undefined9.74 B undefined8.12 B undefined
201814.95 B undefined8.32 B undefined5.86 B undefined
201712.5 B undefined6.82 B undefined3.92 B undefined
201610.78 B undefined5.92 B undefined4.06 B undefined
20159.67 B undefined5.01 B undefined3.81 B undefined
20149.44 B undefined5.15 B undefined3.62 B undefined
20138.31 B undefined4.55 B undefined3.12 B undefined
20127.39 B undefined3.98 B undefined2.76 B undefined
20116.71 B undefined3.5 B undefined1.91 B undefined
20105.54 B undefined2.76 B undefined1.84 B undefined
20095.1 B undefined2.26 B undefined1.45 B undefined
20084.99 B undefined1.95 B undefined-253 M undefined
20074.07 B undefined1.11 B undefined1.08 B undefined
20063.33 B undefined254 M undefined50 M undefined
20052.94 B undefined468 M undefined267 M undefined
20042.59 B undefined368.33 M undefined238.06 M undefined

Mastercard Income Statement, Balance Sheet, Cash Flow Statement

  • Simple

  • Expanded

  • Income Statement

  • Balance Sheet

  • Cashflow

 
REVENUE (B)REVENUE GROWTH (%)GROSS MARGIN (%)GROSS INCOME (M)EBIT (B)EBIT MARGIN (%)NET INCOME (B)NET INCOME GROWTH (%)DIV. ()DIV. GROWTH (%)SHARES (B)DOCUMENTS
2000200120022003200420052006200720082009201020112012201320142015201620172018201920202021202220232024e2025e2026e
1.451.611.892.232.592.943.334.074.995.15.546.717.398.319.449.6710.7812.514.9516.8815.318.8822.2425.128.7932.2736.15
-11.4917.4417.8616.2813.3113.2122.2822.742.148.6321.2110.0812.4613.582.3911.4715.9719.6312.93-9.3723.4217.7612.8714.7112.0912.03
---------------------------
000000000000000000000000000
0.180.220.140.160.370.470.251.111.952.262.763.53.984.555.155.015.926.828.329.748.1610.2312.7914.6316.819.1621.74
12.3213.787.517.2214.1915.937.6427.3239.0244.3249.7452.1153.9054.7654.5951.7854.9254.5655.6657.6653.3554.1657.5158.2958.3359.3860.13
0.120.140.12-0.390.240.270.051.08-0.251.451.841.912.763.123.623.814.063.925.868.126.418.699.9311.213.6215.8118.41
-20.34-18.31-431.90-161.8212.18-81.272,050.00-123.53-674.7026.753.4244.7512.9416.085.286.59-3.5549.6638.56-21.0335.5014.3112.7421.6716.0616.45
---------------------------
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0.720.720.8611.351.351.361.351.31.31.311.281.261.221.171.141.11.071.051.021.010.990.970.95000
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Details

Keystats

Revenue and Growth

The Mastercard Revenue and Revenue Growth are pivotal to understanding the company's financial health and operational efficiency. A consistent increase in revenue indicates a company’s ability to effectively market and sell its products or services, while the revenue growth percentage offers insights into the pace at which the company is expanding over the years.

Gross Margin

The Gross Margin is a crucial metric that showcases the percentage of revenue exceeding the cost of goods sold (COGS). A higher gross margin is indicative of a company’s efficiency in controlling its production costs, thereby promising potential profitability and financial stability.

EBIT and EBIT Margin

EBIT (Earnings Before Interest and Taxes) and EBIT Margin offer deep insights into a company’s profitability, excluding the impacts of interest and taxes. Investors often assess these metrics to gauge the operational efficiency and inherent profitability of a business, separate from its financial structure and tax environment.

Income and Growth

Net Income and its subsequent growth are quintessential for investors looking to understand a company’s profitability. Consistent income growth underscores a company’s ability to enhance its profitability over time, reflecting operational efficiency, strategic competitiveness, and financial health.

Shares Outstanding

Shares outstanding refer to the total number of shares a company has issued. It's instrumental in calculating key metrics like Earnings Per Share (EPS) which is pivotal for investors to evaluate a company’s profitability on a per-share basis, offering a more granular view of financial health and valuation.

Interpreting Year to Year Comparison

Comparing yearly data allows investors to identify trends, assess the company’s growth, and anticipate potential future performance. Analyzing how metrics like revenue, income, and margins change year over year can provide valuable insights into the company’s operational efficiency, competitiveness, and overall financial health.

Expectations and Predictions

Investors often juxtapose the current and past financial data with the market’s expectations. This comparison aids in assessing whether the Mastercard is performing as anticipated, underperforming or outperforming the market predictions, providing pivotal data for investment decisions.

 
ASSETSCASH BALANCE (B)RECEIVABLES (B)OTHER REC. (B)INVENTORIES (M)OTHER CURRENT LIAB. (B)CURRENT ASSETS (B)TANGIBLE ASSETS (B)LONG-T. INVEST. (B)LONG-T. REC. (B)INTANGIBLE ASSETS (B)GOODWILL (B)OTHER NON-CURRENT ASSETS (B)NON-CURRENT ASSETS (B)TOTAL ASSETS (B)LIABILITIESCOMMON STOCK (k)ADDITIONAL PAID-IN CAPITAL (B)RETAINED EARNINGS (B)OTHER EQUITY (M)UNREAL. GAINS/LOSSES (M)EQUITY (B)LIABILITIES (M)PROVISIONS (B)OTHER SHORT-TERM LIAB. (B)SHORT-TERM DEBTS (M)LONG-TERM DEBT PORTION (B)SHORT-TERM REC. (B)LONG-T. LIAB. (B)DEFERRED TAXES (M)OTHER LIAB. (B)LONG-T. LIABILITIES (B)DEBT (B)TOTAL CAPITAL (B)
20012002200320042005200620072008200920102011201220132014201520162017201820192020202120222023
                                             
0.670.870.911.141.282.482.972.252.884.24.955.046.36.386.748.347.788.387.6810.67.897.419.18
0.180.20.260.290.350.450.530.640.540.650.810.930.971.111.081.421.972.282.562.713.143.544.19
0.190.230.210.220.210.310.710.710.460.50.641.281.361.051.071.091.382.4531.711.321.271.23
00000000000000000000000
0.080.160.230.250.390.330.380.711.131.111.352.112.332.462.12.382.673.073.674.114.64.394.36
1.121.461.611.92.233.584.594.3156.457.749.3610.951110.9813.2313.816.1716.919.1116.9516.6118.96
0.160.230.260.240.230.250.290.310.450.440.450.470.530.620.680.730.830.921.831.91.912.012.06
00.010.20.20.190.190.190.230.520.250.270.280.240.250.170.130.250.340.911.171.831.731.73
0000000000.050.020.070.080.090.160.180.180.30.610.81.131.081.17
0.080.290.330.330.270.270.320.390.410.530.670.670.670.710.80.721.120.991.421.753.673.864.09
0.010.150.190.220.20.220.240.30.310.681.011.091.121.521.891.763.042.94.024.967.667.527.66
0.120.130.320.380.580.570.630.940.780.440.540.520.651.151.571.932.123.243.543.894.515.936.78
0.370.811.291.361.471.511.672.162.472.382.953.113.294.335.275.457.538.6912.3314.4720.7222.1223.49
1.492.262.93.273.75.086.266.487.478.8410.6912.4614.2415.3316.2518.6821.3324.8629.2433.5837.6738.7242.45
                                             
01,0001,0001,0001414141414000000000000093
00.970.970.970.973.293.313.33.413.453.523.643.763.8844.184.374.584.794.985.065.35.89
0.60.03-0.36-0.120.15-1.030.04-0.241.152.924.757.3510.1213.1716.2219.4222.3627.2833.9838.7545.6553.6162.56
-0.6814.048012451.56106.73213.1131.83197.1293-256177-256-676-926-498-717-674-680-808-1,247-1,098.09
4.6214.4794-2.54-3.0764.65-23-3.442051-4021-110-1-6-1
0.611.020.70.981.172.363.633.184.756.468.2611.0614.0616.7919.5522.6826.2331.1538.143.0549.957.6567.36
110.91172.24203187185.02278.66252.39262.34290.41272360357338419472609933537489527738926834
0.350.490.50.580.790.851.061.011.191.242.32.382.893.113.333.884.456.186.186.197.278.768.9
0.180.270.490.530.580.680.971.571.681.631.562.172.82.72.472.723.414.385.244.484.364.225.2
9.530000080149.38000000000000000
000000000000000000.500.650.790.271.34
0.650.931.191.31.561.812.362.993.173.144.224.916.036.226.277.218.7911.5911.911.8513.1614.1716.26
0.080.080.230.230.230.230.150.020.0200001.493.275.185.425.838.5312.0213.1113.7514.34
067.45647361.1966.271.2874.5279.73741131041171157981106678586395393369
0.150.160.720.680.680.610.641.460.690.40.490.520.60.670.570.521.441.882.733.113.594.034.47
0.230.311.010.980.970.90.861.550.790.480.60.630.722.283.925.796.977.7811.3415.2217.118.1819.19
0.881.242.22.292.532.713.234.543.963.624.825.536.758.5110.1912.9915.7619.3723.2527.0730.2632.3535.45
1.492.262.93.263.75.086.867.728.7110.0813.0816.5920.8125.2929.7435.6741.9950.5261.3470.1280.1690102.81
Details

Balance Sheet

Understanding the Balance Sheet

The balance sheet of Mastercard provides a detailed financial snapshot, revealing the company's assets, liabilities, and equity at a specific point in time. Analyzing these components is crucial for investors looking to understand Mastercard's financial health and stability.

Assets

Mastercard's assets represent everything the company owns or controls that has monetary value. These are categorized into current and non-current assets, offering insights into the company's liquidity and long-term investments.

Liabilities

Liabilities are obligations that Mastercard must settle in the future. Analyzing the ratio of liabilities to assets provides insights into the company's financial leverage and risk exposure.

Equity

Equity refers to the residual interest in the assets of Mastercard after deducting liabilities. It represents the owners’ claim on the company’s assets and earnings.

Year-to-Year Analysis

Comparing balance sheet figures year-to-year allows investors to identify trends, growth patterns, and potential financial risks, facilitating informed investment decisions.

Interpreting the Data

Detailed analysis of assets, liabilities, and equity can provide investors with comprehensive insights into Mastercard's financial standing, aiding in investment evaluations and risk assessments.

 
NET INCOME (B)DEPRECIATION (M)DEFERRED TAXES (M)CHANGES IN WORKING CAPITAL (B)NON-CASH ITEM (B)PAID INTEREST (M)PAID TAXES (B)NET CASH FLOW FROM OPERATING ACTIVITIES (B)CAPITAL EXPENDITURES (M)CASH FLOW FROM INVESTING ACTIVITIES (M)CASH FLOW FROM OTHER INVESTING ACTIVITIES (B)INTEREST INCOME AND EXPENSES (M)NET DEBT CHANGE (B)NET CHANGE IN EQUITY (M)CASH FLOW FROM FINANCING ACTIVITIES (M)CASH FLOW FROM OTHER FINANCING ACTIVITIES (M)TOTAL DIVIDENDS PAID (M)NET CHANGE IN CASH FLOW (B)FREE CASH FLOW (M)SHARE-BASED COMPENSATION (M)
200020012002200320042005200620072008200920102011201220132014201520162017201820192020202120222023
0.120.140.12-0.390.240.270.051.09-0.251.461.851.912.763.123.623.814.063.925.868.126.418.699.9311.2
6070901201231099998112141148194230258321366373437459522580726750799
3-34-24141-5432-5-484336248-175241-119-91-16-2086-244-773-69-651-236
0.07-0.030.090.69-0.07-0.060.04-0.111.07-0.67-0.440.71-0.330.75-1.17-0.82-0.77-0.18-1.31-1.7-1.15-0.92-0.9-1.94
0.010.020.010.010.010.010.42-0.30.030.2-0.130.090.050.190.710.841.091.581.661.51.561.312.372.63
666171716171714103002244474135153199311399414477
0.080.040.070.020.040.20.190.560.490.460.540.911.051.222.041.11.581.891.791.641.351.822.512.75
0.260.20.310.190.340.270.650.770.411.381.72.682.954.143.414.14.645.666.228.187.229.4611.211.98
-154-108-101-150-78-82-94-156-170-139-151-177-218-299-334-342-382-423-504-728-708-814-1,097-1,088
-322-219-213-170-275-33-676315201-664-641-748-2,839-4690-715-1,163-1,781-506-1,640-1,879-5,272-1,470-1,351
-0.17-0.11-0.11-0.02-0.20.05-0.580.470.37-0.52-0.49-0.57-2.620.31.02-0.37-0.78-1.36-0-0.91-1.17-4.46-0.37-0.26
000000000000000000000000
-0.010.01-0.0400000-0.08-0.150000.041.531.741.97-0.060.992.223.961.370.41.55
000000650-599-639811-1,129-1,717-2,417-3,358-3,491-3,474-3,705-4,829-6,371-4,376-5,843-8,663-8,795
-65-35000637-658-751-18419-1,215-1,798-2,629-2,339-2,516-2,344-4,764-4,966-5,867-2,152-6,555-10,328-9,488
000000015473487-95184-33-5-53-84-375-130-345-161-89
000000-12-74-79-78-79-77-132-255-515-727-837-942-1,044-1,345-1,605-1,741-1,903-2,158
-0.07-0.020.060.030.080.220.640.47-0.150.551.010.67-1.681.551.540.611.08-0.680.750.633.45-2.52-0.711.27
1068820940266190.8555.7614242.91,238.81,5462,5072,7303,8363,0733,7594,2555,2415,7197,4556,5168,64910,09810,892
000000000000000000000000

Mastercard stock margins

The Mastercard margin analysis displays the gross margin, EBIT margin, as well as the profit margin of Mastercard. The EBIT margin (EBIT/sales) indicates the percentage of sales that remains as operating profit. The profit margin shows the percentage of sales that remains for Mastercard.
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Gross margin
EBIT margin
Profit margin
Details

Margin

Understanding Gross Margin

The gross margin, expressed as a percentage, delineates the gross profit made from the Mastercard's sales revenue. A higher gross margin percentage indicates that the Mastercard retains more revenue after accounting for the costs of goods sold. Investors use this metric to gauge financial health and operational efficiency, as well as to compare it with competitors and industry averages.

EBIT Margin Analysis

EBIT margin represents the Mastercard's earnings before interest and taxes. Analyzing the EBIT margin over different years provides insights into the operational profitability and efficiency, excluding the effects of financial leverage and tax structure. A growing EBIT margin over the years signifies improving operational performance.

Revenue Margin Insights

The revenue margin demonstrates the Mastercard's total revenue generated. When comparing the revenue margin year over year, investors can gauge the Mastercard's growth and market expansion. It is essential to compare the revenue margin with the gross and EBIT margins to understand the cost and profit structures better.

Interpreting Expectations

The expected values for gross, EBIT, and revenue margins provide future financial outlook of the Mastercard. Investors should compare these expectations with historical data to understand potential growth and risk factors. It is crucial to consider the underlying assumptions and methodologies used in projecting these expected values to make informed investment decisions.

Comparative Analysis

Comparing the gross, EBIT, and revenue margins, both yearly and over multiple years, enables investors to perform a comprehensive analysis of the Mastercard's financial health and growth prospects. Evaluating the trends and patterns in these margins helps in identifying strengths, weaknesses, and potential investment opportunities.

Mastercard Margin History

Mastercard Gross marginMastercard Profit marginMastercard EBIT marginMastercard Profit margin
2026e0 %60.13 %50.92 %
2025e0 %59.37 %48.99 %
2024e0 %58.33 %47.31 %
20230 %58.29 %44.61 %
20220 %57.51 %44.66 %
20210 %54.16 %46 %
20200 %53.35 %41.9 %
20190 %57.66 %48.08 %
20180 %55.66 %39.19 %
20170 %54.56 %31.33 %
20160 %54.92 %37.67 %
20150 %51.78 %39.39 %
20140 %54.59 %38.31 %
20130 %54.76 %37.49 %
20120 %53.9 %37.33 %
20110 %52.11 %28.39 %
20100 %49.74 %33.27 %
20090 %44.32 %28.52 %
20080 %39.02 %-5.07 %
20070 %27.33 %26.45 %
20060 %7.64 %1.5 %
20050 %15.93 %9.09 %
20040 %14.2 %9.18 %

Mastercard Stock Sales Revenue, EBIT, Earnings per Share

The Mastercard earnings per share therefore indicates how much revenue Mastercard has generated per share in a given period. The earnings before interest and taxes per share shows how much of the operating profit corresponds to each share. The earnings per share indicates how much of the profit belongs to each share.
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Sales per Share
EBIT per share
Earnings per Share
Details

Revenue, EBIT and Earnings per share

Revenue Per Share

Revenue per share represents the total revenue Mastercard earns, divided by the number of outstanding shares. It is a crucial metric as it reflects the company's ability to generate sales and signifies growth and expansion potential. Comparing yearly revenue per share allows investors to analyze the consistency in a company’s earnings and predict future trends.

EBIT Per Share

EBIT per share indicates Mastercard's earning before interest and taxes, offering insights into operational profitability excluding the effects of capital structure and tax rates. It can be juxtaposed against revenue per share to gauge the efficiency in converting sales into profits. A consistent increase in EBIT per share over the years underscores operational efficiency and profitability.

Income Per Share

Income per share, or earnings per share (EPS), reveals the portion of Mastercard’s profit allocated to each share of common stock. It’s instrumental in evaluating the profitability and financial health. By comparing it with revenue and EBIT per share, investors discern how effectively a firm translates sales and operational profits into net income.

Expected Values

Expected values are projections of revenue, EBIT, and income per share for forthcoming years. These anticipations, rooted in historical data and market analysis, aid investors in strategizing their investments, evaluating Mastercard's prospective performance, and estimating future stock prices. However, it’s pivotal to consider market volatilities and uncertainties that can influence these projections.

Mastercard Revenue, EBIT and net profit per share

DateMastercard Sales per ShareMastercard EBIT per shareMastercard Earnings per Share
2026e39.13 undefined0 undefined19.93 undefined
2025e34.93 undefined0 undefined17.11 undefined
2024e31.16 undefined0 undefined14.74 undefined
202326.53 undefined15.47 undefined11.83 undefined
202222.9 undefined13.17 undefined10.23 undefined
202119.04 undefined10.31 undefined8.76 undefined
202015.21 undefined8.11 undefined6.37 undefined
201916.52 undefined9.53 undefined7.94 undefined
201814.28 undefined7.95 undefined5.6 undefined
201711.66 undefined6.36 undefined3.65 undefined
20169.79 undefined5.37 undefined3.69 undefined
20158.5 undefined4.4 undefined3.35 undefined
20148.08 undefined4.41 undefined3.09 undefined
20136.84 undefined3.75 undefined2.56 undefined
20125.87 undefined3.17 undefined2.19 undefined
20115.23 undefined2.72 undefined1.48 undefined
20104.23 undefined2.1 undefined1.41 undefined
20093.92 undefined1.74 undefined1.12 undefined
20083.83 undefined1.5 undefined-0.19 undefined
20073.01 undefined0.82 undefined0.8 undefined
20062.45 undefined0.19 undefined0.04 undefined
20052.18 undefined0.35 undefined0.2 undefined
20041.92 undefined0.27 undefined0.18 undefined

Mastercard business model

Mastercard Inc is an American multinational company operating in the financial services sector. The company was founded in 1966 as the Interbank Card Association in order to create an alternative credit card to the leading BankAmericard at the time. The company changed its name to Mastercard in 1979 and has since continued to evolve. Today, Mastercard is one of the leading global payment solutions, offering a wide range of products and services to customers and merchants. Its core business model is based on operating a network that enables banks and other financial institutions to facilitate payments between account holders worldwide. Mastercard acts as an intermediary between sellers and buyers, serving as a mediator for real-time transactions. The company operates in two primary business divisions: the Core Consumer Credit Division and the Commercial Products Division. The Core Consumer Credit Division is Mastercard's flagship business, offering consumer products such as: - Credit cards - Debit cards - Prepaid cards - Travel money cards The company generates revenue by charging transaction fees to the banks that choose to use the Mastercard platform. However, Mastercard is not the actual lender, but rather an intermediary between the banking processes. Mastercard's Commercial Products Division offers various payment services for businesses, including: - Corporate cards - Small business cards - Government cards - Gift cards In this segment, Mastercard generates revenue through managing business operations and collecting fees for transactions. Since its founding, Mastercard has consistently expanded its products and services to meet the changing needs of its customers and secure market share against competitors. The company has also conducted various acquisitions and joint ventures to enhance its portfolio of financial products. Mastercard has also advanced technology in the payments sector, enabling transactions through various channels, including: - Mobile payments - Contactless payments - E-commerce payments Additionally, Mastercard has developed a range of services and products to meet the growing demand for security and fraud prevention. This includes: - Using tokenization to encrypt card information - Introducing EMV-enabled credit cards - Providing fraud prevention services Mastercard has also been engaged in social responsibility. The company has established foundations that focus on community development and improving access to financial services. Mastercard also supports programs that empower women in the financial industry and the communities involved. Overall, Mastercard is a leading company in the financial services industry that consistently focuses on adapting and improving its products and services to meet the needs of its customers. The company has a long history of innovation and progress and remains a significant player in the ever-changing landscape of financial services. Mastercard is one of the most popular companies on Eulerpool.com.

Mastercard Revenue by Segment

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Details

Revenue by Segment

Overview of Revenue by Segment

The chart visualizes revenues by segments and provides a clear overview of the revenue distribution. Each segment is clearly marked to facilitate comparisons of revenues.

Interpretation and Use

The chart enables quick identification of the highest-revenue segments, which is helpful in strategic decision-making. It supports the analysis of growth potentials and targeted resource allocation.

Investment Strategy

An investment strategy determines how capital is deliberately invested into various asset classes to maximize returns. It is based on risk tolerance, investment objectives, and a long-term plan.

Mastercard Revenue by Segment

Segmente20232022202020192018
Payment network15.82 B USD14.36 B USD---
Transaction processing--8.73 B USD8.47 B USD7.39 B USD
Domestic assessments--6.66 B USD6.78 B USD6.14 B USD
Value-added services and solutions9.27 B USD7.88 B USD---
Cross-border volume fees--3.51 B USD5.61 B USD4.95 B USD
Other revenues--4.72 B USD4.12 B USD3.35 B USD

Mastercard Revenue by Region

  • Max

Details

Revenue by Segment

Overview of Revenue by Region

The chart shows revenues by region and provides a clear comparison of regional revenue distribution. Each region is clearly marked to illustrate the differences.

Interpretation and Usage

The diagram helps to identify the regions with the highest revenue and to make targeted decisions for regional expansion or investments. It supports the analysis of market potentials and strategic priorities.

Investment Strategy

An investment strategy focused on regions concentrates on the deliberate capital allocation in different markets to optimally use regional growth opportunities. It takes into account market conditions and regional risk factors.

Mastercard Revenue by Segment

DateInternational MarketsNorth American MarketsOther Countries
202316.74 B USD8.36 B USD-
202214.43 B USD7.81 B USD-
202112.07 B USD6.59 B USD222 M USD

Mastercard SWOT Analysis

Strengths

Mastercard Inc has several strengths that contribute to its success in the market:

  • Global brand recognition and presence
  • Wide acceptance and usage of Mastercard credit cards
  • Strong network of financial institutions as partners
  • Innovative technology and digital payment solutions
  • Effective marketing and advertising strategies

Weaknesses

However, Mastercard Inc also faces certain weaknesses that may hinder its growth:

  • Dependency on external financial institutions for card issuance
  • Relative vulnerability to economic fluctuations
  • Increased competition in the digital payment industry
  • Potential cybersecurity risks and data breaches
  • Regulatory challenges and compliance requirements

Opportunities

Mastercard Inc can capitalize on the following opportunities to expand its market reach:

  • Growing global e-commerce market
  • Increasing adoption of mobile payments
  • Expansion into emerging markets with low card penetration
  • Partnerships with technology companies and fintech startups
  • Inclusion of new features like contactless payments and biometric authentication

Threats

Nevertheless, Mastercard Inc should be cautious of the following threats that could impact its business:

  • Rapidly evolving technology and changing consumer preferences
  • Intense competition from established rivals like Visa and American Express
  • Government regulations and potential restrictions on cross-border transactions
  • Fluctuations in foreign exchange rates and global economic conditions
  • Emergence of alternative payment methods and cryptocurrencies

Mastercard Eulerpool Fair Value

Details

Fair Value

Understanding Fair Value

The fair value of a stock provides insights into whether the stock is currently undervalued or overvalued. It is calculated based on profit, revenue, or dividends and offers a comprehensive perspective of the stock’s intrinsic value.

Income-Based Fair Value

This is calculated by multiplying the earnings per share by the average P/E ratio of the selected past years for smoothing. If the fair value is higher than the current market price, it suggests that the stock is undervalued.

Example 2022

Fair Value Profit 2022 = Earnings per Share 2022 / Average P/E Ratio 2019 - 2021 (3 Years Smoothing)

Revenue-Based Fair Value

It is derived by multiplying the revenue per share by the average price-to-sales ratio of the selected past years for smoothing. An undervalued stock is identified if the fair value exceeds the ongoing market price.

Example 2022

Fair Value Revenue 2022 = Revenue per Share 2022 / Average PSR 2019 - 2021 (3 Years Smoothing)

Dividend-Based Fair Value

This value is determined by dividing the dividend per share by the average dividend yield of the selected past years for smoothing. A higher fair value than the market price indicates an undervalued stock.

Example 2022

Fair Value Dividend 2022 = Dividend per Share 2022 * Average Dividend Yield 2019 - 2021 (3 Years Smoothing)

Expectations and Forecasts

Future expectations provide potential trajectories for stock prices and aid investors in decision-making. The expected values are forecasted figures of fair value, taking into account the growth or decline trends of profit, revenue, or dividend.

Comparative Analysis

Comparing the fair value based on profit, revenue, and dividend provides a holistic overview of the stock’s financial health. Observing the annual and per-annual variations contributes to understanding the consistency and reliability of stock performance.

Mastercard historical P/E ratio, EBIT multiple, and P/S ratio

Mastercard shares outstanding

The number of shares was Mastercard in 2023 — This indicates how many shares 946 M is divided into. Since shareholders are the owners of a company, each share represents a small portion of the company's ownership.
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Number of stocks
Details

Revenue, EBIT and Earnings per share

Revenue Per Share

Revenue per share represents the total revenue Mastercard earns, divided by the number of outstanding shares. It is a crucial metric as it reflects the company's ability to generate sales and signifies growth and expansion potential. Comparing yearly revenue per share allows investors to analyze the consistency in a company’s earnings and predict future trends.

EBIT Per Share

EBIT per share indicates Mastercard's earning before interest and taxes, offering insights into operational profitability excluding the effects of capital structure and tax rates. It can be juxtaposed against revenue per share to gauge the efficiency in converting sales into profits. A consistent increase in EBIT per share over the years underscores operational efficiency and profitability.

Income Per Share

Income per share, or earnings per share (EPS), reveals the portion of Mastercard’s profit allocated to each share of common stock. It’s instrumental in evaluating the profitability and financial health. By comparing it with revenue and EBIT per share, investors discern how effectively a firm translates sales and operational profits into net income.

Expected Values

Expected values are projections of revenue, EBIT, and income per share for forthcoming years. These anticipations, rooted in historical data and market analysis, aid investors in strategizing their investments, evaluating Mastercard's prospective performance, and estimating future stock prices. However, it’s pivotal to consider market volatilities and uncertainties that can influence these projections.

Mastercard stock splits

In Mastercard's history, there have been no stock splits.

Mastercard dividend history and estimates

In 2023, Mastercard paid a dividend amounting to 2.85 USD. Dividend means that Mastercard distributes a portion of its profits to its owners.
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Dividend
Dividend (Estimate)
Details

Dividend

Dividend Overview

The dividend per year chart for Mastercard provides a comprehensive view of the annual dividends distributed to shareholders. Analyze the trend to understand the consistency and growth in dividend payouts over the years.

Interpretation and Use

A consistent or increasing trend in dividends can indicate the company's profitability and financial health. Investors can use this data to identify Mastercard’s potential for long-term investment and income generation through dividends.

Investment Strategy

Incorporate the dividend data in evaluating Mastercard's overall performance. A thorough analysis, considering other financial aspects, will help in making informed investment decisions for optimal capital growth and income generation.

Mastercard Dividend History

DateMastercard Dividend
2026e6.42 undefined
2025e6.43 undefined
2024e6.43 undefined
20232.85 undefined
20221.96 undefined
20211.76 undefined
20201.6 undefined
20191.32 undefined
20181 undefined
20170.88 undefined
20160.76 undefined
20150.64 undefined
20140.44 undefined
20130.21 undefined
20120.11 undefined
20110.06 undefined
20100.06 undefined
20090.06 undefined
20080.06 undefined
20070.05 undefined
20060.01 undefined

Mastercard dividend payout ratio

In 2023, Mastercard had a payout ratio of 21.46%. The payout ratio indicates the percentage of the company's profits that Mastercard distributes as dividends.
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Payout ratio
Details

Payout ratio

What is Yearly Payout Ratio?

The yearly payout ratio for Mastercard represents the proportion of earnings paid out as dividends to shareholders. It is an indicator of the company's financial health and stability, illustrating how much profit is being returned to investors versus being reinvested back into the company.

How to Interpret the Data

A lower payout ratio for Mastercard could mean that the company is reinvesting more into its growth, whereas a higher ratio indicates more earnings are being distributed as dividends. Investors seeking regular income might prefer companies with a higher payout ratio, while those looking for growth may opt for companies with a lower ratio.

Using the Data for Investments

Evaluate Mastercard's payout ratio in conjunction with other financial metrics and performance indicators. A sustainable payout ratio, coupled with strong financial health, can indicate a reliable dividend payout. However, a very high ratio might suggest the company is not sufficiently reinvesting in its future growth.

Mastercard Payout Ratio History

DateMastercard Payout ratio
2026e20.66 %
2025e20.28 %
2024e20.24 %
202321.46 %
202219.16 %
202120.09 %
202025.12 %
201916.62 %
201817.89 %
201724.11 %
201620.6 %
201519.1 %
201414.24 %
20138.2 %
20124.79 %
20114.05 %
20104.26 %
20095.36 %
2008-31.58 %
20076.75 %
200622.5 %
200521.46 %
200421.46 %
Unfortunately, there are currently no price targets and forecasts available for Mastercard.

Mastercard latest earnings and earnings surprises

DateEPS EstimateEPS ActualQuarterly report
6/30/20243.62 3.59  (-0.82 %)2024 Q2
3/31/20243.33 3.31  (-0.71 %)2024 Q1
12/31/20233.18 3.18  (0.13 %)2023 Q4
9/30/20233.3 3.39  (2.58 %)2023 Q3
6/30/20232.91 2.89  (-0.68 %)2023 Q2
3/31/20232.8 2.8  (0.1 %)2023 Q1
12/31/20222.65 2.65  (-0.15 %)2022 Q4
9/30/20222.64 2.68  (1.49 %)2022 Q3
6/30/20222.43 2.56  (5.41 %)2022 Q2
3/31/20222.23 2.76  (23.64 %)2022 Q1
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Eulerpool ESG Scorecard© for the Mastercard stock

Eulerpool World ESG Rating (EESG©)

69/ 100

🌱 Environment

74

👫 Social

71

🏛️ Governance

62

Environment

Scope 1 - Direct Emissions
4,769
Scope 2 - Indirect emissions from purchased energy
51,233
Scope 3 - Indirect emissions within the value chain
506,581
Total CO₂ emissions
56,002
CO₂ reduction strategy
Coal energy
Nuclear power
Animal experiments
Fur & Leather
Pesticides
Palm Oil
Tobacco
Genetically modified organisms
Climate concept
Sustainable forestry
Recycling regulations
Environmentally friendly packaging
Hazardous substances
Fuel consumption and efficiency
Water consumption and efficiency

Social

Percentage of female employees39
Percentage of women in management
Percentage of Asian employees26
Share of Asian management
Percentage of Hispanic/Latino employees8
Hispano/Latino Management share
Percentage of Black employees6
Black Management Share
Percentage of white employees56
White Management Share
Adult content
Alcohol
Weapons
Firearms
Gambling
Military contracts
Human rights concept
Privacy concept
Occupational health and safety
Catholic

Governance (Corporate Governance)

Environmental reporting
Stakeholder Engagement
Call Back Policies
Antitrust law

The Eulerpool ESG Scorecard© is the strictly copyrighted intellectual property of Eulerpool Research Systems. Any unauthorized use, imitation, or infringement will be actively pursued and may lead to significant legal consequences. For licenses, collaborations, or usage rights, please contact us directly via our contact form. Contact Form to us.

Mastercard shareholders

%
Name
Stocks
Change
Date
8.10642 % The Vanguard Group, Inc.74,889,507735,24512/31/2023
4.52780 % BlackRock Institutional Trust Company, N.A.41,829,158654,31112/31/2023
3.77038 % State Street Global Advisors (US)34,831,864823,90512/31/2023
2.27766 % Capital International Investors21,041,685676,45212/31/2023
2.15117 % Fidelity Management & Research Company LLC19,873,200-311,56812/31/2023
2.12370 % T. Rowe Price Associates, Inc.19,619,358-1,733,83112/31/2023
10.54656 % MasterCard Foundation97,432,308-111,0004/18/2024
1.90875 % JP Morgan Asset Management17,633,579-477,80312/31/2023
1.85435 % Geode Capital Management, L.L.C.17,131,012252,88412/31/2023
1.47300 % Capital Research Global Investors13,608,023605,90912/31/2023
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10

Mastercard Executives and Management Board

Mr. Michael Miebach55
Mastercard President, Chief Executive Officer, Director (since 2016)
Compensation 21.06 M
Mr. Sachin Mehra52
Mastercard Chief Financial Officer
Compensation 9.51 M
Mr. Craig Vosburg55
Mastercard Chief Product Officer
Compensation 7.41 M
Mr. Timothy Murphy54
Mastercard Chief Administrative Officer
Compensation 6.98 M
Mr. Andrea Scerch65
Mastercard President, Consumer Products and Processing
Compensation 4.5 M
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Mastercard Supply Chain

NameRelationshipTwo-week correlationOne-month correlationThree-Month CorrelationSix-Month CorrelationOne Year CorrelationTwo-Year Correlation
China Digital Culture Grp Stock
China Digital Culture Grp
SupplierCustomer---0,030,25-0,33
SupplierCustomer0,870,520,870,710,450,71
SupplierCustomer0,830,11-0,70-0,560,530,45
SupplierCustomer0,830,900,970,510,860,96
SupplierCustomer0,810,540,920,750,820,73
FLEETCOR Technologies, Inc. Stock
FLEETCOR Technologies, Inc.
SupplierCustomer0,770,25-0,380,290,520,34
SupplierCustomer0,770,740,800,59-0,050,03
SupplierCustomer0,760,530,790,670,560,59
SupplierCustomer0,740,73-0,79-0,60--
SupplierCustomer0,720,750,910,760,560,66
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Most common questions regarding Mastercard

What values and corporate philosophy does Mastercard represent?

Mastercard Inc represents values of integrity, innovation, and collaboration in its corporate philosophy. The company is committed to providing secure, convenient, and efficient payment solutions globally. Mastercard Inc aims to foster financial inclusion and empower businesses and consumers through its technology-driven approach. With a focus on delivering unparalleled customer experiences, Mastercard Inc constantly strives to enhance its services and drive digital transformation in the payments industry. As a global leader in the financial sector, Mastercard Inc values diversity, sustainability, and ethical conduct, ensuring long-term success and value creation for its stakeholders.

In which countries and regions is Mastercard primarily present?

Mastercard Inc is primarily present in numerous countries and regions across the globe. It has a strong global presence with operations in more than 200 countries and territories. Some of the key markets where Mastercard operates include the United States, Canada, Europe, Asia Pacific, Middle East, Africa, and Latin America. With its widespread network, Mastercard enables secure and convenient electronic payment transactions for individuals, businesses, and financial institutions worldwide.

What significant milestones has the company Mastercard achieved?

Mastercard Inc has achieved several significant milestones throughout its history. It revolutionized the payments industry by introducing the concept of universal acceptance, enabling users to make transactions globally. Mastercard Inc developed innovative technologies, such as a secure payment network and contactless payment solutions, further enhancing the convenience and security of transactions. The company expanded its presence worldwide, establishing partnerships and alliances with various financial institutions and merchants. Mastercard Inc launched pioneering initiatives like Mastercard Priceless Cities, offering exclusive experiences to cardholders. With a focus on innovation and customer-centric approach, Mastercard Inc continues to shape the future of digital payments and play a leading role in the financial services sector.

What is the history and background of the company Mastercard?

Mastercard Inc is a global financial services company that operates as a technology company in the payments industry. Founded in 1966, the company initially operated as an association of several regional bankcard associations before becoming publicly traded in 2006. Mastercard Inc has since grown to become one of the leading payment solutions providers globally, offering products and services like credit cards, debit cards, and prepaid cards. The company enables individuals, businesses, merchants, and governments to make transactions securely, efficiently, and conveniently across the world by connecting financial institutions, merchants, cardholders, and other stakeholders. Mastercard Inc has garnered a strong reputation for its innovative payment solutions and commitment to advancing digital payments.

Who are the main competitors of Mastercard in the market?

Mastercard Inc faces competition from various companies in the market. Some of the main competitors include Visa Inc, American Express Company, and Discover Financial Services. These companies also operate in the global payments industry and offer similar services and products, such as credit card networks and payment processing solutions. While Mastercard Inc has established a strong presence and reputation in the industry, it continually strives to innovate and differentiate itself from its competitors to maintain its market share and enhance customer satisfaction.

In which industries is Mastercard primarily active?

Mastercard Inc is primarily active in the financial services industry, specifically in the payment solutions sector.

What is the business model of Mastercard?

Mastercard Inc operates in the global payments industry and provides payment solutions, including credit, debit, prepaid, and commercial payment products. The company acts as a payment network, connecting financial institutions, merchants, governments, and consumers worldwide. Mastercard's business model centers on facilitating secure and convenient electronic money transactions between parties using its technology infrastructure. By offering its payment network services, Mastercard generates revenue through transaction fees, data analytics, and other value-added services. The company's focus on innovation and partnerships enables it to enhance the efficiency and security of payments, contributing to its position as a leader in the industry.

What is the P/E ratio of Mastercard 2024?

The Mastercard P/E ratio is 34.88.

What is the P/S ratio of Mastercard 2024?

The Mastercard P/S ratio is 16.5.

What is the Quality Investing of Mastercard?

The Quality Investing for Mastercard is 10/10.

What is the revenue of Mastercard 2024?

The expected Mastercard revenue is 28.79 B USD.

How high is the profit of Mastercard 2024?

The expected Mastercard profit is 13.62 B USD.

What is the business model of Mastercard

Mastercard Inc. is a global company specializing in providing payment and technology solutions. The company was founded in 1966 and is headquartered in Purchase, New York. Mastercard operates a business model based on various segments, offering a wide range of products and services. The main business areas of the company are: 1. Payment processing Mastercard is one of the largest payment processing companies in the world. The company processes transactions from credit, debit, and prepaid cards, ensuring smooth payments between merchants, buyers, and banks. Mastercard also offers a variety of payment settlement and billing services. 2. Credit and payment cards Mastercard is one of the world's largest issuers of credit and debit cards. The cards are accepted worldwide, providing customers with a secure and convenient way to make purchases. Mastercard also offers prepaid cards that customers can load money onto and use as a form of payment. 3. Technology platforms Mastercard offers a wide range of technology solutions for merchants, banks, and other businesses. These include mobile payment solutions, online payment solutions, tokenization, data analytics, and security solutions. One of the most well-known technology platforms is Masterpass, a digital payment solution that provides customers with a secure and easy way to make online payments. 4. Business-to-business solutions Mastercard offers a range of solutions for businesses, including travel and expense management, supply chain management, and support for procurement processes. These solutions aim to make it easier and more efficient for companies to manage their financial processes. 5. Consulting services Mastercard also offers consulting services to support customers in developing and implementing payment strategies and technology solutions. These services include the development of marketing strategies, analysis of customer data, and the creation of business plans. Overall, Mastercard's business model is focused on providing a wide range of payment solutions and technological services. The company serves customers in various industries, from financial institutions and merchants to government agencies and nonprofit organizations. Mastercard is committed to offering its customers solutions that are secure, user-friendly, and provide a seamless experience.

What is the Mastercard dividend?

Mastercard pays a dividend of 1.96 USD distributed over 4 payouts per year.

How often does Mastercard pay dividends?

Mastercard pays out a dividend 4 times a year.

What is the Mastercard ISIN?

The ISIN of Mastercard is US57636Q1040.

What is the Mastercard WKN?

The WKN of Mastercard is A0F602.

What is the Mastercard ticker?

The ticker of Mastercard is MA.

How much dividend does Mastercard pay?

Over the past 12 months, Mastercard paid a dividend of 2.85 USD . This corresponds to a dividend yield of about 0.57 %. For the coming 12 months, Mastercard is expected to pay a dividend of 6.43 USD.

What is the dividend yield of Mastercard?

The current dividend yield of Mastercard is 0.57 %.

When does Mastercard pay dividends?

Mastercard pays a quarterly dividend. This is distributed in the months of February, May, August, November.

How secure is the dividend of Mastercard?

Mastercard paid dividends every year for the past 21 years.

What is the dividend of Mastercard?

For the upcoming 12 months, dividends amounting to 6.43 USD are expected. This corresponds to a dividend yield of 1.28 %.

In which sector is Mastercard located?

Mastercard is assigned to the 'Information technology' sector.

Wann musste ich die Aktien von Mastercard kaufen, um die vorherige Dividende zu erhalten?

To receive the latest dividend of Mastercard from 11/8/2024 amounting to 0.66 USD, you needed to have the stock in your portfolio before the ex-date on 10/9/2024.

When did Mastercard pay the last dividend?

The last dividend was paid out on 11/8/2024.

What was the dividend of Mastercard in the year 2023?

In the year 2023, Mastercard distributed 1.96 USD as dividends.

In which currency does Mastercard pay out the dividend?

The dividends of Mastercard are distributed in USD.

All fundamentals about Mastercard

Our stock analysis for Mastercard Revenue stock includes important financial indicators such as revenue, profit, P/E ratio, P/S ratio, EBIT, as well as information on dividends. We also assess aspects such as stocks, market capitalization, debt, equity, and liabilities of Mastercard Revenue. If you are looking for more detailed information on these topics, we offer comprehensive analyses on our subpages.