RevenueNet IncomeP/EP/SEBITDividendStocksMarket capitalizationDebtLiabilitiesEquityAAQSEmployeesROEROAROCE
MainStreet Bancshares Stock

MainStreet Bancshares Liabilities 2024

MainStreet Bancshares Liabilities

1.81 B USD

Ticker

MNSB

ISIN

US56064Y1001

WKN

A2PNCT

In 2024, MainStreet Bancshares's total liabilities amounted to 1.81 B USD, a 5% difference from the 1.73 B USD total liabilities in the previous year.

MainStreet Bancshares Aktienanalyse

What does MainStreet Bancshares do?

MainStreet Bancshares Inc is a US financial institution founded in 2004 that is currently headquartered in Fairfax, Virginia. It is listed on the NASDAQ stock exchange and operates 11 branches in the Washington, DC region. History: MainStreet Bancshares was originally founded as Virginia Heritage Bank, offering banking services exclusively to individuals and small businesses. In 2018, the company officially changed its name to MainStreet Bancshares Inc to provide a broader range of services and products. Business Model: MainStreet Bancshares primarily targets small businesses in the Washington, DC region. The company focuses on niche markets such as acquisition and growth financing, debt and equity investments, and other opportunities to foster customer growth. Through its 11 branches, MainStreet Bancshares offers a wide range of banking services, including deposit, lending, trust, currency, and trade services, as well as online and mobile banking. Different Divisions: MainStreet Bancshares is divided into several business segments, including: -Corporate Banking: This division offers services to businesses such as loans, deposits, and card processing. -Private Banking: MainStreet Bancshares provides specialized services to customers with a certain level of wealth, ranging from simple deposit and lending transactions to wealth management and trust services. -Equity Investment: This business segment focuses on investments in companies oriented towards growth and expansion, offering various investment forms such as debt, equity, and mezzanine capital. -Small Business Administration (SBA): For customers focusing on SBA loan applications, MainStreet Bancshares offers specialized support and advice. Products: MainStreet Bancshares offers a wide range of banking products and services to its customers, including: -Deposit accounts: Both checking and savings accounts with various interest rates are available, as well as CDs and money market accounts. -Loans: MainStreet Bancshares offers various loan products such as business loans, mortgages, consumer loans, and lines of credit. -Card services: Credit cards, debit cards, and prepaid cards are available. -Trust services: Many different trust services such as estate planning, probate, trust establishment, and asset management are available. Summary: MainStreet Bancshares is a financial institution that primarily focuses on small businesses in the Washington, DC region. The company offers a wide range of banking products and services, including deposit accounts, loans, card services, and trust services. MainStreet Bancshares is divided into several divisions, including Corporate Banking, Private Banking, Equity Investments, and Small Business Administration (SBA). MainStreet Bancshares ist eines der beliebtesten Unternehmen auf Eulerpool.com.

Liabilities Details

Assessing MainStreet Bancshares's Liabilities

MainStreet Bancshares's liabilities constitute the company's financial obligations and debts owed to external parties and stakeholders. They are categorized into current liabilities, due within a year, and long-term liabilities, which are due over a longer period. A detailed assessment of these liabilities is crucial for evaluating MainStreet Bancshares's financial stability, operational efficiency, and long-term viability.

Year-to-Year Comparison

By comparing MainStreet Bancshares's liabilities year-over-year, investors can identify trends, shifts, and anomalies in the company’s financial positioning. A decrease in total liabilities often signals financial strengthening, while an increase might indicate enhanced investments, acquisitions, or potential financial strain.

Impact on Investments

MainStreet Bancshares's total liabilities play a significant role in determining the company's leverage and risk profile. Investors and analysts examine this aspect meticulously to ascertain the firm’s ability to meet its financial obligations, which influences investment attractiveness and credit ratings.

Interpreting Liability Fluctuations

Shifts in MainStreet Bancshares’s liability structure indicate changes in its financial management and strategy. A reduction in liabilities reflects efficient financial management or debt payoffs, while an increase may suggest expansion, acquisition activities, or accruing operational expenses, each carrying distinct implications for investors.

Frequently Asked Questions about MainStreet Bancshares stock

What is the level of liabilities of MainStreet Bancshares this year?

MainStreet Bancshares has a debt balance of 1.81 B USD this year.

What were the liabilities of MainStreet Bancshares compared to the previous year?

The liabilities of MainStreet Bancshares have increased by 5% increased compared to the previous year.

What are the consequences of high debt for investors of MainStreet Bancshares?

High liabilities can pose a risk for investors of MainStreet Bancshares, as they can weaken the company's financial position and impair its ability to meet its obligations.

What consequences do low liabilities have for investors in MainStreet Bancshares?

Low liabilities mean that MainStreet Bancshares has a strong financial position and is able to meet its obligations without overburdening its finances.

How does an increase in liabilities of MainStreet Bancshares affect the company?

An increase in liabilities of MainStreet Bancshares can lead to the company having more obligations and potentially find it more difficult to meet its financial commitments.

How does a reduction in the liabilities of MainStreet Bancshares affect the company?

A decrease in the liabilities of MainStreet Bancshares can lead to the company having fewer obligations and a stronger financial position, which can make it easier for the company to fulfill its financial commitments.

What are some factors that influence the liabilities of MainStreet Bancshares?

Some factors that can influence the liabilities of MainStreet Bancshares include investments, acquisitions, operating costs, and sales development.

Why is the level of liabilities of MainStreet Bancshares so important for investors?

The liabilities of MainStreet Bancshares are important for investors as they serve as an indicator of the company's financial stability and provide investors with information on how the company meets its financial obligations.

What strategic measures can MainStreet Bancshares take to modify the liabilities?

To change its liabilities, MainStreet Bancshares can take measures such as cost savings, increasing revenue, selling assets, raising investments, or forming partnerships. It is important for the company to conduct a thorough review of its financial situation to choose the best strategic actions.

How much dividend does MainStreet Bancshares pay?

Over the past 12 months, MainStreet Bancshares paid a dividend of 0.4 USD . This corresponds to a dividend yield of about 2.29 %. For the coming 12 months, MainStreet Bancshares is expected to pay a dividend of 0.45 USD.

What is the dividend yield of MainStreet Bancshares?

The current dividend yield of MainStreet Bancshares is 2.29 %.

When does MainStreet Bancshares pay dividends?

MainStreet Bancshares pays a quarterly dividend. This is distributed in the months of December, March, June, September.

How secure is the dividend of MainStreet Bancshares?

MainStreet Bancshares paid dividends every year for the past 4 years.

What is the dividend of MainStreet Bancshares?

For the upcoming 12 months, dividends amounting to 0.45 USD are expected. This corresponds to a dividend yield of 2.55 %.

In which sector is MainStreet Bancshares located?

MainStreet Bancshares is assigned to the 'Finance' sector.

Wann musste ich die Aktien von MainStreet Bancshares kaufen, um die vorherige Dividende zu erhalten?

To receive the latest dividend of MainStreet Bancshares from 8/16/2024 amounting to 0.1 USD, you needed to have the stock in your portfolio before the ex-date on 8/9/2024.

When did MainStreet Bancshares pay the last dividend?

The last dividend was paid out on 8/16/2024.

What was the dividend of MainStreet Bancshares in the year 2023?

In the year 2023, MainStreet Bancshares distributed 0.25 USD as dividends.

In which currency does MainStreet Bancshares pay out the dividend?

The dividends of MainStreet Bancshares are distributed in USD.

Stock savings plans offer an attractive way for investors to build wealth over the long term. One of the main advantages is the so-called cost-average effect: by regularly investing a fixed amount in stocks or stock funds, you automatically buy more shares when prices are low, and fewer when they are high. This can lead to a more favorable average price per share over time. In addition, stock savings plans allow small investors access to expensive stocks, as they can participate with small amounts. Regular investment also promotes a disciplined investment strategy and helps to avoid emotional decisions, such as impulsive buying or selling. Furthermore, investors benefit from the potential appreciation of the stocks as well as from dividend distributions, which can be reinvested, enhancing the compounding effect and thus the growth of the invested capital.

Andere Kennzahlen von MainStreet Bancshares

Our stock analysis for MainStreet Bancshares Revenue stock includes important financial indicators such as revenue, profit, P/E ratio, P/S ratio, EBIT, as well as information on dividends. We also assess aspects such as stocks, market capitalization, debt, equity, and liabilities of MainStreet Bancshares Revenue. If you are looking for more detailed information on these topics, we offer comprehensive analyses on our subpages.