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MainStreet Bancshares Stock

MainStreet Bancshares Debt 2024

MainStreet Bancshares Debt

72.64 USD

Ticker

MNSB

ISIN

US56064Y1001

WKN

A2PNCT

In 2024, MainStreet Bancshares's total debt was 72.64 USD, a 0.61% change from the 72.2 USD total debt recorded in the previous year.

MainStreet Bancshares Aktienanalyse

What does MainStreet Bancshares do?

MainStreet Bancshares Inc is a US financial institution founded in 2004 that is currently headquartered in Fairfax, Virginia. It is listed on the NASDAQ stock exchange and operates 11 branches in the Washington, DC region. History: MainStreet Bancshares was originally founded as Virginia Heritage Bank, offering banking services exclusively to individuals and small businesses. In 2018, the company officially changed its name to MainStreet Bancshares Inc to provide a broader range of services and products. Business Model: MainStreet Bancshares primarily targets small businesses in the Washington, DC region. The company focuses on niche markets such as acquisition and growth financing, debt and equity investments, and other opportunities to foster customer growth. Through its 11 branches, MainStreet Bancshares offers a wide range of banking services, including deposit, lending, trust, currency, and trade services, as well as online and mobile banking. Different Divisions: MainStreet Bancshares is divided into several business segments, including: -Corporate Banking: This division offers services to businesses such as loans, deposits, and card processing. -Private Banking: MainStreet Bancshares provides specialized services to customers with a certain level of wealth, ranging from simple deposit and lending transactions to wealth management and trust services. -Equity Investment: This business segment focuses on investments in companies oriented towards growth and expansion, offering various investment forms such as debt, equity, and mezzanine capital. -Small Business Administration (SBA): For customers focusing on SBA loan applications, MainStreet Bancshares offers specialized support and advice. Products: MainStreet Bancshares offers a wide range of banking products and services to its customers, including: -Deposit accounts: Both checking and savings accounts with various interest rates are available, as well as CDs and money market accounts. -Loans: MainStreet Bancshares offers various loan products such as business loans, mortgages, consumer loans, and lines of credit. -Card services: Credit cards, debit cards, and prepaid cards are available. -Trust services: Many different trust services such as estate planning, probate, trust establishment, and asset management are available. Summary: MainStreet Bancshares is a financial institution that primarily focuses on small businesses in the Washington, DC region. The company offers a wide range of banking products and services, including deposit accounts, loans, card services, and trust services. MainStreet Bancshares is divided into several divisions, including Corporate Banking, Private Banking, Equity Investments, and Small Business Administration (SBA). MainStreet Bancshares ist eines der beliebtesten Unternehmen auf Eulerpool.com.

Debt Details

Understanding MainStreet Bancshares's Debt Structure

MainStreet Bancshares's total debt refers to the cumulative financial obligations the company owes to external parties. This can include short-term and long-term borrowings, bonds, loans, and other financial instruments. Assessing the company's debt levels is crucial for evaluating its financial health, risk profile, and ability to fund operations and expansions.

Year-to-Year Comparison

Analyzing MainStreet Bancshares's debt structure over the years provides insights into the firm’s financial strategy and stability. A reduction in debt can indicate financial strength and operational efficiency, while an increase may signal growth investments or potential financial challenges ahead.

Impact on Investments

Investors pay close attention to MainStreet Bancshares’s debt levels as they can influence the company’s risk and return profiles. Excessive debt can lead to financial strain, while moderate and well-managed debt can be a catalyst for growth and expansion, making it a critical aspect of investment evaluations.

Interpreting Debt Fluctuations

Shifts in MainStreet Bancshares’s debt levels can be attributed to various operational and strategic factors. An increase in debt might be geared towards funding expansion projects or enhancing operational capacity, while a decrease may indicate profit realizations or an approach to minimize financial risk and leverage.

Frequently Asked Questions about MainStreet Bancshares stock

What is the debt of MainStreet Bancshares this year?

MainStreet Bancshares has a debt level of 72.64 USD this year.

What was the debt of MainStreet Bancshares compared to the previous year?

The debt of MainStreet Bancshares has increased by 0.61% compared to the previous year increased.

What are the consequences of high debt for investors in MainStreet Bancshares?

High debt can pose a risk for investors of MainStreet Bancshares, as it can weaken the company's financial position and hinder its ability to fulfill its obligations.

What are the consequences of low debt for investors of MainStreet Bancshares?

Low debt means that MainStreet Bancshares has a strong financial position and is able to fulfill its obligations without overburdening its finances.

How does an increase in debt from MainStreet Bancshares affect the company?

An increase in debt of MainStreet Bancshares can adversely affect the financial condition of the company and result in a higher burden on its finances.

How does a reduction of debt of MainStreet Bancshares affect the company?

A reduction in debt of MainStreet Bancshares can strengthen the company's financial position and improve its ability to meet its financial obligations.

What are some factors that influence the debt of MainStreet Bancshares?

Some factors that can influence the debt of MainStreet Bancshares include investments, acquisitions, operating costs, and revenue development.

Why are the debts of MainStreet Bancshares so important for investors?

The debts of MainStreet Bancshares are important for investors as they serve as an indicator of the company's financial stability. It provides investors with information on how the company fulfills its financial obligations.

What strategic measures can MainStreet Bancshares take to change the debt?

To change the debt, MainStreet Bancshares can take measures such as cost savings, increasing revenue, selling assets, making investments, or forming partnerships. It is important for the company to conduct a thorough review of its financial situation to determine the best strategic actions to change its debt.

How much dividend does MainStreet Bancshares pay?

Over the past 12 months, MainStreet Bancshares paid a dividend of 0.4 USD . This corresponds to a dividend yield of about 2.14 %. For the coming 12 months, MainStreet Bancshares is expected to pay a dividend of 0.45 USD.

What is the dividend yield of MainStreet Bancshares?

The current dividend yield of MainStreet Bancshares is 2.14 %.

When does MainStreet Bancshares pay dividends?

MainStreet Bancshares pays a quarterly dividend. This is distributed in the months of December, March, June, September.

How secure is the dividend of MainStreet Bancshares?

MainStreet Bancshares paid dividends every year for the past 4 years.

What is the dividend of MainStreet Bancshares?

For the upcoming 12 months, dividends amounting to 0.45 USD are expected. This corresponds to a dividend yield of 2.39 %.

In which sector is MainStreet Bancshares located?

MainStreet Bancshares is assigned to the 'Finance' sector.

Wann musste ich die Aktien von MainStreet Bancshares kaufen, um die vorherige Dividende zu erhalten?

To receive the latest dividend of MainStreet Bancshares from 8/16/2024 amounting to 0.1 USD, you needed to have the stock in your portfolio before the ex-date on 8/9/2024.

When did MainStreet Bancshares pay the last dividend?

The last dividend was paid out on 8/16/2024.

What was the dividend of MainStreet Bancshares in the year 2023?

In the year 2023, MainStreet Bancshares distributed 0.25 USD as dividends.

In which currency does MainStreet Bancshares pay out the dividend?

The dividends of MainStreet Bancshares are distributed in USD.

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Andere Kennzahlen von MainStreet Bancshares

Our stock analysis for MainStreet Bancshares Revenue stock includes important financial indicators such as revenue, profit, P/E ratio, P/S ratio, EBIT, as well as information on dividends. We also assess aspects such as stocks, market capitalization, debt, equity, and liabilities of MainStreet Bancshares Revenue. If you are looking for more detailed information on these topics, we offer comprehensive analyses on our subpages.