How much profit has LendingClub made this year?
LendingClub has made 26.69 M USD this year.
LendingClub Net Income 2024
LendingClub Net Income
26.69 M USD
LendingClub Dividend yield
Ticker
LC
ISIN
US52603A2087
WKN
A2PNFU
In 2024, LendingClub's profit amounted to 26.69 M USD, a -31.45% increase from the 38.94 M USD profit recorded in the previous year.
The LendingClub Net Income history
| YEAR | NET INCOME (undefined USD) |
|---|---|
| 2026e | 84.12 |
| 2025e | 84.28 |
| 2024e | 26.69 |
| 2023 | 38.94 |
| 2022 | 289.7 |
| 2021 | 18.6 |
| 2020 | -187.5 |
| 2019 | -30.7 |
| 2018 | -128.3 |
| 2017 | -153.8 |
| 2016 | -146 |
| 2015 | -5 |
| 2014 | -32.9 |
| 2013 | 7.3 |
| 2012 | -4.2 |
| 2011 | -11.9 |
| 2010 | -11.3 |
| 2009 | -10.3 |
| 2008 | -11.9 |
LendingClub Aktienanalyse
What does LendingClub do?
LendingClub Corp is an American online lending platform based in San Francisco, California. The company was founded in 2007 by Renaud Laplanche, a French entrepreneur. LendingClub is the first and largest peer-to-peer lending company in the US, offering an innovative approach to lending and investing for both borrowers and investors. The business model of LendingClub is relatively simple: borrowers in need of money can submit their loan application on the LendingClub website, providing specific information about their financial situation. This information is then used to conduct a credit assessment, which in turn determines the interest rate offered to the borrower. The interest rate varies based on creditworthiness, with the most creditworthy borrowers receiving the lowest rates. Investors can then provide the funds needed for the loan. For example, an investor may contribute $1,000 to finance a $10,000 loan. The investors then receive interest on the borrowed money, depending on the interest rate accepted by the borrower. LendingClub offers various types of loans, including personal and business loans, as well as auto loans and debt consolidation loans. It also provides a product called LendingClub for Investors, which allows investors to invest in loans offered on the platform. Investors can diversify their portfolio and reduce risk by investing in different loans. One of the key benefits of LendingClub is that it provides borrowers with an alternative to traditional banks for obtaining a loan. This can be a much simpler and faster way to secure a loan. Additionally, LendingClub can be an opportunity for investors to invest in a growing and dynamic sector. LendingClub has several subsidiary companies, including LC Advisors, which advises institutional investors on investing in loans on the LendingClub platform, and Springstone Financial, which specializes in education loans. It also has several partnerships, including one with Google to provide loans to small businesses using Google AdWords. In recent years, LendingClub has experienced significant growth. In December 2014, the company went public and quickly reached a market capitalization of over $8 billion. LendingClub has also made several strategic acquisitions, including the purchase of Springstone Financial in 2014 and the acquisition of Radius Bancorp in 2020. However, LendingClub has also faced challenges, including regulatory issues and internal controversies. In 2016, founder and CEO Renaud Laplanche stepped down after allegations surfaced that the company had violated certain lending rules. The company has taken steps to address these issues and regain the trust of investors and borrowers. Overall, LendingClub Corp has created an innovative and unique business model that potentially offers many benefits for borrowers and investors. The company has experienced significant growth in recent years and remains a key player in the online lending industry. LendingClub ist eines der beliebtesten Unternehmen auf Eulerpool.com.Net Income Details
Understanding LendingClub's Profit Margins
The profit margins of LendingClub represent the net income earned after deducting all operational expenses, costs, and taxes from the revenue. This figure is a clear indicator of LendingClub's financial health, operational efficiency, and profitability. Higher profit margins signify better cost management and income generation capabilities.
Year-to-Year Comparison
Evaluating LendingClub's profit on a yearly basis can offer significant insights into its financial growth, stability, and trends. A consistent increase in profit suggests improved operational efficiency, cost management, or increased revenue, while a decrease may indicate rising costs, declining sales, or operational challenges.
Impact on Investments
LendingClub's profit figures are critical for investors who are aiming to understand the company's financial standing and future growth prospects. Increased profits often lead to higher stock valuations, boosting investor confidence and attracting more investments.
Interpreting Profit Fluctuations
When LendingClub’s profit increases, it often indicates enhanced operational efficiency or increased sales. In contrast, a decline in profit can signal operational inefficiencies, increased costs, or competitive pressures, necessitating strategic interventions to boost profitability.
Frequently Asked Questions about LendingClub Stock
How has the profit developed compared to last year?
The profit has increased by -31.45% compared to last year fallen
What impact do the earnings have on the shareholders?
An increase in earnings is usually seen as a positive indicator for shareholders as it means that the company is generating profits.
How does LendingClub publish its earnings?
LendingClub publishes its earnings in the form of quarterly or annual reports.
Which financial indicators are included in the quarterly or annual reports?
The quarterly or annual reports contain information about sales and profit, cash flow, balance sheet, and other fundamentals.
Why is it important for investors to know the earnings of LendingClub?
The profits of LendingClub are an important indicator of the financial health of the company and can help investors decide whether they want to invest in the company or not.
How can one learn more about the earnings of LendingClub?
You can learn more about the earnings of LendingClub by reviewing the quarterly or annual reports or following the company presentations.
How much dividend does LendingClub pay?
Over the past 12 months, LendingClub paid a dividend of . This corresponds to a dividend yield of about . For the coming 12 months, LendingClub is expected to pay a dividend of 0 USD.
What is the dividend yield of LendingClub?
The current dividend yield of LendingClub is .
When does LendingClub pay dividends?
LendingClub pays a quarterly dividend. This is distributed in the months of .
How secure is the dividend of LendingClub?
LendingClub paid dividends every year for the past 0 years.
What is the dividend of LendingClub?
For the upcoming 12 months, dividends amounting to 0 USD are expected. This corresponds to a dividend yield of 0 %.
In which sector is LendingClub located?
LendingClub is assigned to the 'Finance' sector.
Wann musste ich die Aktien von LendingClub kaufen, um die vorherige Dividende zu erhalten?
To receive the latest dividend of LendingClub from 5/6/2024 amounting to 0 USD, you needed to have the stock in your portfolio before the ex-date on 5/6/2024.
When did LendingClub pay the last dividend?
The last dividend was paid out on 5/6/2024.
What was the dividend of LendingClub in the year 2023?
In the year 2023, LendingClub distributed 0 USD as dividends.
In which currency does LendingClub pay out the dividend?
The dividends of LendingClub are distributed in USD.
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Andere Kennzahlen von LendingClub
Our stock analysis for LendingClub Revenue stock includes important financial indicators such as revenue, profit, P/E ratio, P/S ratio, EBIT, as well as information on dividends. We also assess aspects such as stocks, market capitalization, debt, equity, and liabilities of LendingClub Revenue. If you are looking for more detailed information on these topics, we offer comprehensive analyses on our subpages.
