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Jiayin Group - Stock

Jiayin Group Net Income 2024

Jiayin Group Net Income

4.33 B CNY

Ticker

JFIN

ISIN

US47737C1045

WKN

A2PCBV

In 2024, Jiayin Group's profit amounted to 4.33 B CNY, a 233.49% increase from the 1.3 B CNY profit recorded in the previous year.

The Jiayin Group Net Income history

YEARNET INCOME (undefined CNY)
2024e4.33
20231.3
20221.18
20210.47
20200.25
20190.53
20180.61
20170.54
2016-0.39

Jiayin Group Revenue, EBIT, Net Income

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Revenue
EBIT
Net Income
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Revenue, EBIT and Profit

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Understanding Revenue, EBIT, and Income

Gain insights into Jiayin Group, a comprehensive overview of its financial performance can be obtained by analyzing the Revenue, EBIT, and Income chart. Revenue represents the total income generated by Jiayin Group from its primary operations, showcasing the company’s ability to attract and retain clients. EBIT, or Earnings Before Interest and Taxes, indicates the company’s operational profitability, free from the influence of tax and interest expenses. The Income section reflects Jiayin Group’s net earnings, an ultimate measure of its financial health and profitability.

Yearly Analysis and Comparisons

Observe the yearly bars to understand the annual performance and growth of Jiayin Group. Compare the Revenue, EBIT, and Income to evaluate the company’s efficiency and profitability. A higher EBIT compared to the previous year suggests an improvement in operational efficiency. Likewise, an increase in Income indicates enhanced overall profitability. Analyzing the year-to-year comparison assists investors in understanding the company’s growth trajectory and operational efficiency.

Utilizing Expectations for Investment

The expected values for the forthcoming years offer investors a glimpse into Jiayin Group’s anticipated financial performance. Analyzing these projections alongside historical data aids in making informed investment decisions. Investors can gauge the potential risks and returns, aligning their investment strategies accordingly to optimize profitability and mitigate risks.

Investment Insights

Leveraging the comparison between Revenue and EBIT helps in assessing Jiayin Group’s operational efficiency, while the Revenue and Income comparison reveals the net profitability after accounting for all expenses. Investors can derive valuable insights by meticulously analyzing these financial parameters, laying the foundation for strategic investment decisions aimed at capitalizing on Jiayin Group’s growth potential.

Jiayin Group Revenue, Profit, and EBIT History

DateJiayin Group RevenueJiayin Group EBITJiayin Group Net Income
2024e2.44 B undefined1.34 B undefined4.33 B undefined
20235.47 B undefined1.33 B undefined1.3 B undefined
20223.27 B undefined1.18 B undefined1.18 B undefined
20211.78 B undefined431.96 M undefined472.09 M undefined
20201.3 B undefined302.11 M undefined252.88 M undefined
20192.23 B undefined534.7 M undefined527.7 M undefined
20182.88 B undefined685.2 M undefined611.8 M undefined
20172.25 B undefined686.7 M undefined539.5 M undefined
2016591.1 M undefined-512.8 M undefined-389.75 M undefined

Jiayin Group stock margins

The Jiayin Group margin analysis displays the gross margin, EBIT margin, as well as the profit margin of Jiayin Group. The EBIT margin (EBIT/sales) indicates the percentage of sales that remains as operating profit. The profit margin shows the percentage of sales that remains for Jiayin Group.

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EBIT margin
Profit margin
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Margin

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Understanding Gross Margin

The gross margin, expressed as a percentage, delineates the gross profit made from the Jiayin Group's sales revenue. A higher gross margin percentage indicates that the Jiayin Group retains more revenue after accounting for the costs of goods sold. Investors use this metric to gauge financial health and operational efficiency, as well as to compare it with competitors and industry averages.

EBIT Margin Analysis

EBIT margin represents the Jiayin Group's earnings before interest and taxes. Analyzing the EBIT margin over different years provides insights into the operational profitability and efficiency, excluding the effects of financial leverage and tax structure. A growing EBIT margin over the years signifies improving operational performance.

Revenue Margin Insights

The revenue margin demonstrates the Jiayin Group's total revenue generated. When comparing the revenue margin year over year, investors can gauge the Jiayin Group's growth and market expansion. It is essential to compare the revenue margin with the gross and EBIT margins to understand the cost and profit structures better.

Interpreting Expectations

The expected values for gross, EBIT, and revenue margins provide future financial outlook of the Jiayin Group. Investors should compare these expectations with historical data to understand potential growth and risk factors. It is crucial to consider the underlying assumptions and methodologies used in projecting these expected values to make informed investment decisions.

Comparative Analysis

Comparing the gross, EBIT, and revenue margins, both yearly and over multiple years, enables investors to perform a comprehensive analysis of the Jiayin Group's financial health and growth prospects. Evaluating the trends and patterns in these margins helps in identifying strengths, weaknesses, and potential investment opportunities.

Jiayin Group Margin History

Jiayin Group Gross marginJiayin Group Profit marginJiayin Group EBIT marginJiayin Group Profit margin
2024e63.2 %54.72 %177.02 %
202363.2 %24.37 %23.74 %
202282.72 %36.13 %36.06 %
202181.13 %24.26 %26.51 %
202081.6 %23.24 %19.45 %
201980.92 %23.98 %23.66 %
201886.06 %23.78 %21.23 %
201789.81 %30.51 %23.97 %
201675.77 %-86.75 %-65.94 %

Jiayin Group Aktienanalyse

What does Jiayin Group do?

The Jiayin Group Inc is a Chinese FinTech company that was originally founded in 2011 under the name Niwodai. The company is headquartered in Shanghai, China, and is listed on the NASDAQ stock exchange in the USA. The company has a proprietary online lending system that allows individuals and small to medium-sized businesses to quickly and easily apply for and receive loans without having to visit a traditional bank. Jiayin Group Inc's business model is based on the peer-to-peer lending principle, where the company acts as a intermediary platform between borrowers and investors. One of the divisions of Jiayin Group Inc is the so-called "Niwodai credit program", which enables retail customers to access loans to meet their shopping or consumption needs. The company also offers loans to small and medium-sized businesses that are often rejected by banks due to high requirements and bureaucratic hurdles. In addition to its online lending services, Jiayin Group Inc has developed a range of digital financial products and services, including investment funds, insurance, asset management, and loan securitization. In 2015, Jiayin Group Inc also introduced an automatic investment portfolio management system that allows smaller investors to efficiently manage and diversify their investments. The system uses algorithms to connect investors with different investment strategies and goals while minimizing risks. While Jiayin Group Inc primarily operates in China, the company is increasingly expanding internationally and has established a strong presence in the USA, Hong Kong, and Singapore. The company has obtained an international license for its online lending platform and can offer loans in multiple countries. Overall, Jiayin Group Inc has shown impressive growth in recent years. The company achieved a net revenue of approximately 26.5 billion RMB (4.1 billion US dollars) in 2020 and served over 510,000 borrowers in the same year. However, the company also faces some challenges that are typical for the Chinese FinTech industry. The regulation and continuous monitoring by the Chinese government are strict and can affect the business performance. Despite these challenges, Jiayin Group Inc has solidified its position as a leading provider of online lending services for retail customers and small to medium-sized businesses in China. With its innovative platform, digital products and services, and international growth potential, the company is well positioned to continue growing and succeeding in the coming years. Jiayin Group ist eines der beliebtesten Unternehmen auf Eulerpool.com.

Net Income Details

Understanding Jiayin Group's Profit Margins

The profit margins of Jiayin Group represent the net income earned after deducting all operational expenses, costs, and taxes from the revenue. This figure is a clear indicator of Jiayin Group's financial health, operational efficiency, and profitability. Higher profit margins signify better cost management and income generation capabilities.

Year-to-Year Comparison

Evaluating Jiayin Group's profit on a yearly basis can offer significant insights into its financial growth, stability, and trends. A consistent increase in profit suggests improved operational efficiency, cost management, or increased revenue, while a decrease may indicate rising costs, declining sales, or operational challenges.

Impact on Investments

Jiayin Group's profit figures are critical for investors who are aiming to understand the company's financial standing and future growth prospects. Increased profits often lead to higher stock valuations, boosting investor confidence and attracting more investments.

Interpreting Profit Fluctuations

When Jiayin Group’s profit increases, it often indicates enhanced operational efficiency or increased sales. In contrast, a decline in profit can signal operational inefficiencies, increased costs, or competitive pressures, necessitating strategic interventions to boost profitability.

Frequently Asked Questions about Jiayin Group Stock

How much profit has Jiayin Group made this year?

Jiayin Group has made 4.33 B CNY this year.

How has the profit developed compared to last year?

The profit has increased by 233.49% compared to last year increased

What impact do the earnings have on the shareholders?

An increase in earnings is usually seen as a positive indicator for shareholders as it means that the company is generating profits.

How does Jiayin Group publish its earnings?

Jiayin Group publishes its earnings in the form of quarterly or annual reports.

Which financial indicators are included in the quarterly or annual reports?

The quarterly or annual reports contain information about sales and profit, cash flow, balance sheet, and other fundamentals.

Why is it important for investors to know the earnings of Jiayin Group?

The profits of Jiayin Group are an important indicator of the financial health of the company and can help investors decide whether they want to invest in the company or not.

How can one learn more about the earnings of Jiayin Group?

You can learn more about the earnings of Jiayin Group by reviewing the quarterly or annual reports or following the company presentations.

How much dividend does Jiayin Group pay?

Over the past 12 months, Jiayin Group paid a dividend of 0.4 CNY . This corresponds to a dividend yield of about 0.9 %. For the coming 12 months, Jiayin Group is expected to pay a dividend of 0.4 CNY.

What is the dividend yield of Jiayin Group?

The current dividend yield of Jiayin Group is 0.9 %.

When does Jiayin Group pay dividends?

Jiayin Group pays a quarterly dividend. This is distributed in the months of .

How secure is the dividend of Jiayin Group?

Jiayin Group paid dividends every year for the past 2 years.

What is the dividend of Jiayin Group?

For the upcoming 12 months, dividends amounting to 0.4 CNY are expected. This corresponds to a dividend yield of 0.9 %.

In which sector is Jiayin Group located?

Jiayin Group is assigned to the 'Finance' sector.

Wann musste ich die Aktien von Jiayin Group kaufen, um die vorherige Dividende zu erhalten?

To receive the latest dividend of Jiayin Group from 1/31/2024 amounting to 0.4 CNY, you needed to have the stock in your portfolio before the ex-date on 1/18/2024.

When did Jiayin Group pay the last dividend?

The last dividend was paid out on 1/31/2024.

What was the dividend of Jiayin Group in the year 2023?

In the year 2023, Jiayin Group distributed 0 CNY as dividends.

In which currency does Jiayin Group pay out the dividend?

The dividends of Jiayin Group are distributed in CNY.

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Andere Kennzahlen von Jiayin Group

Our stock analysis for Jiayin Group Revenue stock includes important financial indicators such as revenue, profit, P/E ratio, P/S ratio, EBIT, as well as information on dividends. We also assess aspects such as stocks, market capitalization, debt, equity, and liabilities of Jiayin Group Revenue. If you are looking for more detailed information on these topics, we offer comprehensive analyses on our subpages.