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First Savings Financial Group Stock

First Savings Financial Group ROE 2024

First Savings Financial Group ROE

0.05

Ticker

FSFG

ISIN

US33621E1091

WKN

A0RA8R

In 2024, First Savings Financial Group's return on equity (ROE) was 0.05, a -46.68% increase from the 0.1 ROE in the previous year.

First Savings Financial Group Aktienanalyse

What does First Savings Financial Group do?

First Savings Financial Group Inc is an American financial holding company headquartered in Clarksville, Indiana. The company's history began almost 90 years ago when the First Savings Bank of Clarksville was founded. Since then, the company has evolved into a broadly diversified financial services group through acquisitions and organic growth. The company is listed on the NASDAQ stock exchange under the ticker symbol "FSFG" and has a market capitalization of around $220 million. First Savings Financial Group Inc's business model is based on providing financial services to retail customers and small to medium-sized businesses in Indiana, Illinois, and Kentucky. The company aims to build a close relationship with its customers by offering them a wide range of products and services tailored to their specific needs. The strategy is based on customer-centric program design and highly effective risk control. The various divisions served by First Savings Financial Group Inc include deposits, loans, credit cards, and other financial services. The company has a network of 16 branches in Indiana, Illinois, and Kentucky, specializing in mortgage-backed lending. In particular, the company focuses on lending to individuals with high equity, known as jumbo loans, as well as lending to individuals excluded from GSE support. First Savings Financial Group Inc is primarily active in the real estate finance market. The company offers various types of loans to meet customer needs. These include offerings such as 30-year fixed-rate mortgages held at a specific interest rate throughout the term, or variable mortgages with variable interest rates. As part of its growth strategy, First Savings Financial Group Inc has also invested in other business areas. In particular, the company has outsourced services such as data processing and IT support. In addition, the company has also entered the commercial paper loan trading market. First Savings Financial Group Inc is willing to participate in processing and service processes to achieve attractive returns. Due to rapid technological change, First Savings Financial Group Inc has also implemented initiatives to digitize its services. The company has built an online platform that allows customers to conveniently access their bank accounts and conduct transactions online. The platform is also available on mobile devices and supports various features such as mobile deposits and transfers. Overall, First Savings Financial Group Inc has a long and successful history of providing financial services to the communities it serves. The company has focused on building a close relationship with its customers by offering products and services tailored to their specific needs. The wide range of mortgage loan forms and investments in turnkey services demonstrate that the company aims to provide comprehensive solutions and services to its customers of today and tomorrow, thereby looking towards an extensive and stable future. First Savings Financial Group ist eines der beliebtesten Unternehmen auf Eulerpool.com.

ROE Details

Decoding First Savings Financial Group's Return on Equity (ROE)

First Savings Financial Group's Return on Equity (ROE) is a fundamental metric evaluating the company's profitability relative to its equity. Calculated by dividing net income by shareholder's equity, ROE illustrates how effectively the company is generating profits from shareholders’ investments. A higher ROE represents enhanced efficiency and profitability.

Year-to-Year Comparison

Analyzing First Savings Financial Group's ROE on a yearly basis aids in tracking its profitability trends and financial performance. An increasing ROE suggests enhanced profitability and value generation for shareholders, whereas a declining ROE may indicate issues in profit generation or equity management.

Impact on Investments

First Savings Financial Group's ROE is instrumental for investors assessing the company's profitability, efficiency, and investment attractiveness. A robust ROE indicates the firm’s adeptness at converting equity investments into profits, thereby enhancing its appeal to potential and current investors.

Interpreting ROE Fluctuations

Changes in First Savings Financial Group’s ROE can emanate from variations in net income, equity capital, or both. These fluctuations are scrutinized to evaluate management’s effectiveness, financial strategies, and the inherent risks and opportunities, aiding investors in making informed decisions.

Frequently Asked Questions about First Savings Financial Group stock

What is the ROE (Return on Equity) of First Savings Financial Group this year?

The ROE of First Savings Financial Group this year is 0.05 undefined.

How has the Return on Equity (ROE) of First Savings Financial Group developed compared to the previous year?

The ROE of First Savings Financial Group has increased by -46.68% decreased compared to the previous year.

What impact does a high ROE (Return on Equity) have on investors of First Savings Financial Group?

A high ROE indicates that First Savings Financial Group generates good returns on capital and is successful in monetizing its investments. This is a positive indicator for investors.

What impact does a low ROE (Return on Equity) have on investors of First Savings Financial Group?

A low ROE can indicate that First Savings Financial Group is having difficulties monetizing its investments successfully and can be a negative signal for investors.

How does a change in the ROE (Return on Equity) of First Savings Financial Group affect the company?

A change in ROE (Return on Equity) of First Savings Financial Group can be an indicator of the financial performance of the company and demonstrate how successful the company is compared to other companies in the same industry.

How to calculate the ROE (Return on Equity) of First Savings Financial Group?

The ROE (Return on Equity) is calculated by dividing the company's profit by the total equity. The formula is: ROE = Profit / Total equity.

Which factors influence the ROE (Return on Equity) of First Savings Financial Group?

Some factors that can influence First Savings Financial Group's Return on Equity (ROE) include the efficiency in using equity, the profitability of the company, and the financing structure.

What strategic measures can take to improve the ROE (Return on Equity)?

To improve the Return on Equity (ROE), can take measures such as cost savings, increasing revenue, improving efficiency in the use of equity, and making changes in the financing structure. It is important for the company to conduct a thorough review of its financial situation to determine the best strategic actions to improve ROE.

How much dividend does First Savings Financial Group pay?

Over the past 12 months, First Savings Financial Group paid a dividend of 0.56 USD . This corresponds to a dividend yield of about 2.34 %. For the coming 12 months, First Savings Financial Group is expected to pay a dividend of 0.61 USD.

What is the dividend yield of First Savings Financial Group?

The current dividend yield of First Savings Financial Group is 2.34 %.

When does First Savings Financial Group pay dividends?

First Savings Financial Group pays a quarterly dividend. This is distributed in the months of January, April, July, October.

How secure is the dividend of First Savings Financial Group?

First Savings Financial Group paid dividends every year for the past 15 years.

What is the dividend of First Savings Financial Group?

For the upcoming 12 months, dividends amounting to 0.61 USD are expected. This corresponds to a dividend yield of 2.53 %.

In which sector is First Savings Financial Group located?

First Savings Financial Group is assigned to the 'Finance' sector.

Wann musste ich die Aktien von First Savings Financial Group kaufen, um die vorherige Dividende zu erhalten?

To receive the latest dividend of First Savings Financial Group from 9/30/2024 amounting to 0.15 USD, you needed to have the stock in your portfolio before the ex-date on 9/13/2024.

When did First Savings Financial Group pay the last dividend?

The last dividend was paid out on 9/30/2024.

What was the dividend of First Savings Financial Group in the year 2023?

In the year 2023, First Savings Financial Group distributed 0.52 USD as dividends.

In which currency does First Savings Financial Group pay out the dividend?

The dividends of First Savings Financial Group are distributed in USD.

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Andere Kennzahlen von First Savings Financial Group

Our stock analysis for First Savings Financial Group Revenue stock includes important financial indicators such as revenue, profit, P/E ratio, P/S ratio, EBIT, as well as information on dividends. We also assess aspects such as stocks, market capitalization, debt, equity, and liabilities of First Savings Financial Group Revenue. If you are looking for more detailed information on these topics, we offer comprehensive analyses on our subpages.