First Savings Financial Group Debt 2024

First Savings Financial Group Aktienanalyse

What does First Savings Financial Group do?

First Savings Financial Group Inc is an American financial holding company headquartered in Clarksville, Indiana. The company's history began almost 90 years ago when the First Savings Bank of Clarksville was founded. Since then, the company has evolved into a broadly diversified financial services group through acquisitions and organic growth. The company is listed on the NASDAQ stock exchange under the ticker symbol "FSFG" and has a market capitalization of around $220 million. First Savings Financial Group Inc's business model is based on providing financial services to retail customers and small to medium-sized businesses in Indiana, Illinois, and Kentucky. The company aims to build a close relationship with its customers by offering them a wide range of products and services tailored to their specific needs. The strategy is based on customer-centric program design and highly effective risk control. The various divisions served by First Savings Financial Group Inc include deposits, loans, credit cards, and other financial services. The company has a network of 16 branches in Indiana, Illinois, and Kentucky, specializing in mortgage-backed lending. In particular, the company focuses on lending to individuals with high equity, known as jumbo loans, as well as lending to individuals excluded from GSE support. First Savings Financial Group Inc is primarily active in the real estate finance market. The company offers various types of loans to meet customer needs. These include offerings such as 30-year fixed-rate mortgages held at a specific interest rate throughout the term, or variable mortgages with variable interest rates. As part of its growth strategy, First Savings Financial Group Inc has also invested in other business areas. In particular, the company has outsourced services such as data processing and IT support. In addition, the company has also entered the commercial paper loan trading market. First Savings Financial Group Inc is willing to participate in processing and service processes to achieve attractive returns. Due to rapid technological change, First Savings Financial Group Inc has also implemented initiatives to digitize its services. The company has built an online platform that allows customers to conveniently access their bank accounts and conduct transactions online. The platform is also available on mobile devices and supports various features such as mobile deposits and transfers. Overall, First Savings Financial Group Inc has a long and successful history of providing financial services to the communities it serves. The company has focused on building a close relationship with its customers by offering products and services tailored to their specific needs. The wide range of mortgage loan forms and investments in turnkey services demonstrate that the company aims to provide comprehensive solutions and services to its customers of today and tomorrow, thereby looking towards an extensive and stable future. First Savings Financial Group ist eines der beliebtesten Unternehmen auf Eulerpool.com.

Debt Details

Understanding First Savings Financial Group's Debt Structure

First Savings Financial Group's total debt refers to the cumulative financial obligations the company owes to external parties. This can include short-term and long-term borrowings, bonds, loans, and other financial instruments. Assessing the company's debt levels is crucial for evaluating its financial health, risk profile, and ability to fund operations and expansions.

Year-to-Year Comparison

Analyzing First Savings Financial Group's debt structure over the years provides insights into the firm’s financial strategy and stability. A reduction in debt can indicate financial strength and operational efficiency, while an increase may signal growth investments or potential financial challenges ahead.

Impact on Investments

Investors pay close attention to First Savings Financial Group’s debt levels as they can influence the company’s risk and return profiles. Excessive debt can lead to financial strain, while moderate and well-managed debt can be a catalyst for growth and expansion, making it a critical aspect of investment evaluations.

Interpreting Debt Fluctuations

Shifts in First Savings Financial Group’s debt levels can be attributed to various operational and strategic factors. An increase in debt might be geared towards funding expansion projects or enhancing operational capacity, while a decrease may indicate profit realizations or an approach to minimize financial risk and leverage.

Frequently Asked Questions about First Savings Financial Group stock

What is the debt of First Savings Financial Group this year?

First Savings Financial Group has a debt level of 17.6 USD this year.

What was the debt of First Savings Financial Group compared to the previous year?

The debt of First Savings Financial Group has increased by -62.18% compared to the previous year dropped.

What are the consequences of high debt for investors in First Savings Financial Group?

High debt can pose a risk for investors of First Savings Financial Group, as it can weaken the company's financial position and hinder its ability to fulfill its obligations.

What are the consequences of low debt for investors of First Savings Financial Group?

Low debt means that First Savings Financial Group has a strong financial position and is able to fulfill its obligations without overburdening its finances.

How does an increase in debt from First Savings Financial Group affect the company?

An increase in debt of First Savings Financial Group can adversely affect the financial condition of the company and result in a higher burden on its finances.

How does a reduction of debt of First Savings Financial Group affect the company?

A reduction in debt of First Savings Financial Group can strengthen the company's financial position and improve its ability to meet its financial obligations.

What are some factors that influence the debt of First Savings Financial Group?

Some factors that can influence the debt of First Savings Financial Group include investments, acquisitions, operating costs, and revenue development.

Why are the debts of First Savings Financial Group so important for investors?

The debts of First Savings Financial Group are important for investors as they serve as an indicator of the company's financial stability. It provides investors with information on how the company fulfills its financial obligations.

What strategic measures can First Savings Financial Group take to change the debt?

To change the debt, First Savings Financial Group can take measures such as cost savings, increasing revenue, selling assets, making investments, or forming partnerships. It is important for the company to conduct a thorough review of its financial situation to determine the best strategic actions to change its debt.

How much dividend does First Savings Financial Group pay?

Over the past 12 months, First Savings Financial Group paid a dividend of 0.56 USD . This corresponds to a dividend yield of about 3.12 %. For the coming 12 months, First Savings Financial Group is expected to pay a dividend of 0.61 USD.

What is the dividend yield of First Savings Financial Group?

The current dividend yield of First Savings Financial Group is 3.12 %.

When does First Savings Financial Group pay dividends?

First Savings Financial Group pays a quarterly dividend. This is distributed in the months of October, January, April, July.

How secure is the dividend of First Savings Financial Group?

First Savings Financial Group paid dividends every year for the past 15 years.

What is the dividend of First Savings Financial Group?

For the upcoming 12 months, dividends amounting to 0.61 USD are expected. This corresponds to a dividend yield of 3.37 %.

In which sector is First Savings Financial Group located?

First Savings Financial Group is assigned to the 'Finance' sector.

Wann musste ich die Aktien von First Savings Financial Group kaufen, um die vorherige Dividende zu erhalten?

To receive the latest dividend of First Savings Financial Group from 6/28/2024 amounting to 0.15 USD, you needed to have the stock in your portfolio before the ex-date on 6/14/2024.

When did First Savings Financial Group pay the last dividend?

The last dividend was paid out on 6/28/2024.

What was the dividend of First Savings Financial Group in the year 2023?

In the year 2023, First Savings Financial Group distributed 0.52 USD as dividends.

In which currency does First Savings Financial Group pay out the dividend?

The dividends of First Savings Financial Group are distributed in USD.