First Savings Financial Group Stock

First Savings Financial Group Net Income 2024

First Savings Financial Group Net Income

11.82 M USD

Ticker

FSFG

ISIN

US33621E1091

WKN

A0RA8R

In 2024, First Savings Financial Group's profit amounted to 11.82 M USD, a 44.7% increase from the 8.17 M USD profit recorded in the previous year.

The First Savings Financial Group Net Income history

YEARNET INCOME (undefined USD)
2026e31.02
2025e16.85
2024e11.82
20238.17
202215.39
202129.6
202033.4
201916.2
201810.9
20179.3
20167.8
20156.6
20145.2
20134.5
20124.1
20113.9
20102.6
2009-
2008-0.2
20070.8
20060.4

First Savings Financial Group Revenue, EBIT, Net Income

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Revenue
Net Income
Details

Revenue, EBIT and Profit

Understanding Revenue, EBIT, and Income

Gain insights into First Savings Financial Group, a comprehensive overview of its financial performance can be obtained by analyzing the Revenue, EBIT, and Income chart. Revenue represents the total income generated by First Savings Financial Group from its primary operations, showcasing the company’s ability to attract and retain clients. EBIT, or Earnings Before Interest and Taxes, indicates the company’s operational profitability, free from the influence of tax and interest expenses. The Income section reflects First Savings Financial Group’s net earnings, an ultimate measure of its financial health and profitability.

Yearly Analysis and Comparisons

Observe the yearly bars to understand the annual performance and growth of First Savings Financial Group. Compare the Revenue, EBIT, and Income to evaluate the company’s efficiency and profitability. A higher EBIT compared to the previous year suggests an improvement in operational efficiency. Likewise, an increase in Income indicates enhanced overall profitability. Analyzing the year-to-year comparison assists investors in understanding the company’s growth trajectory and operational efficiency.

Utilizing Expectations for Investment

The expected values for the forthcoming years offer investors a glimpse into First Savings Financial Group’s anticipated financial performance. Analyzing these projections alongside historical data aids in making informed investment decisions. Investors can gauge the potential risks and returns, aligning their investment strategies accordingly to optimize profitability and mitigate risks.

Investment Insights

Leveraging the comparison between Revenue and EBIT helps in assessing First Savings Financial Group’s operational efficiency, while the Revenue and Income comparison reveals the net profitability after accounting for all expenses. Investors can derive valuable insights by meticulously analyzing these financial parameters, laying the foundation for strategic investment decisions aimed at capitalizing on First Savings Financial Group’s growth potential.

First Savings Financial Group Revenue, EBIT and net profit per share

DateFirst Savings Financial Group RevenueFirst Savings Financial Group Net Income
2026e105.87 M undefined31.02 M undefined
2025e64.22 M undefined16.85 M undefined
2024e60.15 M undefined11.82 M undefined
2023128.57 M undefined8.17 M undefined
2022122.42 M undefined15.39 M undefined
20210 undefined29.6 M undefined
20200 undefined33.4 M undefined
20190 undefined16.2 M undefined
20180 undefined10.9 M undefined
20170 undefined9.3 M undefined
20160 undefined7.8 M undefined
20150 undefined6.6 M undefined
20140 undefined5.2 M undefined
20130 undefined4.5 M undefined
20120 undefined4.1 M undefined
20110 undefined3.9 M undefined
20100 undefined2.6 M undefined
20090 undefined0 undefined
20080 undefined-200,000 undefined
20070 undefined800,000 undefined
20060 undefined400,000 undefined

First Savings Financial Group stock margins

The First Savings Financial Group margin analysis displays the gross margin, EBIT margin, as well as the profit margin of First Savings Financial Group. The EBIT margin (EBIT/sales) indicates the percentage of sales that remains as operating profit. The profit margin shows the percentage of sales that remains for First Savings Financial Group.
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Profit margin
Details

Margin

Understanding Gross Margin

The gross margin, expressed as a percentage, delineates the gross profit made from the First Savings Financial Group's sales revenue. A higher gross margin percentage indicates that the First Savings Financial Group retains more revenue after accounting for the costs of goods sold. Investors use this metric to gauge financial health and operational efficiency, as well as to compare it with competitors and industry averages.

EBIT Margin Analysis

EBIT margin represents the First Savings Financial Group's earnings before interest and taxes. Analyzing the EBIT margin over different years provides insights into the operational profitability and efficiency, excluding the effects of financial leverage and tax structure. A growing EBIT margin over the years signifies improving operational performance.

Revenue Margin Insights

The revenue margin demonstrates the First Savings Financial Group's total revenue generated. When comparing the revenue margin year over year, investors can gauge the First Savings Financial Group's growth and market expansion. It is essential to compare the revenue margin with the gross and EBIT margins to understand the cost and profit structures better.

Interpreting Expectations

The expected values for gross, EBIT, and revenue margins provide future financial outlook of the First Savings Financial Group. Investors should compare these expectations with historical data to understand potential growth and risk factors. It is crucial to consider the underlying assumptions and methodologies used in projecting these expected values to make informed investment decisions.

Comparative Analysis

Comparing the gross, EBIT, and revenue margins, both yearly and over multiple years, enables investors to perform a comprehensive analysis of the First Savings Financial Group's financial health and growth prospects. Evaluating the trends and patterns in these margins helps in identifying strengths, weaknesses, and potential investment opportunities.

First Savings Financial Group Margin History

DateFirst Savings Financial Group Profit margin
2026e29.3 %
2025e26.24 %
2024e19.66 %
20236.36 %
202212.57 %
20210 %
20200 %
20190 %
20180 %
20170 %
20160 %
20150 %
20140 %
20130 %
20120 %
20110 %
20100 %
20090 %
20080 %
20070 %
20060 %

First Savings Financial Group Aktienanalyse

What does First Savings Financial Group do?

First Savings Financial Group Inc is an American financial holding company headquartered in Clarksville, Indiana. The company's history began almost 90 years ago when the First Savings Bank of Clarksville was founded. Since then, the company has evolved into a broadly diversified financial services group through acquisitions and organic growth. The company is listed on the NASDAQ stock exchange under the ticker symbol "FSFG" and has a market capitalization of around $220 million. First Savings Financial Group Inc's business model is based on providing financial services to retail customers and small to medium-sized businesses in Indiana, Illinois, and Kentucky. The company aims to build a close relationship with its customers by offering them a wide range of products and services tailored to their specific needs. The strategy is based on customer-centric program design and highly effective risk control. The various divisions served by First Savings Financial Group Inc include deposits, loans, credit cards, and other financial services. The company has a network of 16 branches in Indiana, Illinois, and Kentucky, specializing in mortgage-backed lending. In particular, the company focuses on lending to individuals with high equity, known as jumbo loans, as well as lending to individuals excluded from GSE support. First Savings Financial Group Inc is primarily active in the real estate finance market. The company offers various types of loans to meet customer needs. These include offerings such as 30-year fixed-rate mortgages held at a specific interest rate throughout the term, or variable mortgages with variable interest rates. As part of its growth strategy, First Savings Financial Group Inc has also invested in other business areas. In particular, the company has outsourced services such as data processing and IT support. In addition, the company has also entered the commercial paper loan trading market. First Savings Financial Group Inc is willing to participate in processing and service processes to achieve attractive returns. Due to rapid technological change, First Savings Financial Group Inc has also implemented initiatives to digitize its services. The company has built an online platform that allows customers to conveniently access their bank accounts and conduct transactions online. The platform is also available on mobile devices and supports various features such as mobile deposits and transfers. Overall, First Savings Financial Group Inc has a long and successful history of providing financial services to the communities it serves. The company has focused on building a close relationship with its customers by offering products and services tailored to their specific needs. The wide range of mortgage loan forms and investments in turnkey services demonstrate that the company aims to provide comprehensive solutions and services to its customers of today and tomorrow, thereby looking towards an extensive and stable future. First Savings Financial Group ist eines der beliebtesten Unternehmen auf Eulerpool.com.

Net Income Details

Understanding First Savings Financial Group's Profit Margins

The profit margins of First Savings Financial Group represent the net income earned after deducting all operational expenses, costs, and taxes from the revenue. This figure is a clear indicator of First Savings Financial Group's financial health, operational efficiency, and profitability. Higher profit margins signify better cost management and income generation capabilities.

Year-to-Year Comparison

Evaluating First Savings Financial Group's profit on a yearly basis can offer significant insights into its financial growth, stability, and trends. A consistent increase in profit suggests improved operational efficiency, cost management, or increased revenue, while a decrease may indicate rising costs, declining sales, or operational challenges.

Impact on Investments

First Savings Financial Group's profit figures are critical for investors who are aiming to understand the company's financial standing and future growth prospects. Increased profits often lead to higher stock valuations, boosting investor confidence and attracting more investments.

Interpreting Profit Fluctuations

When First Savings Financial Group’s profit increases, it often indicates enhanced operational efficiency or increased sales. In contrast, a decline in profit can signal operational inefficiencies, increased costs, or competitive pressures, necessitating strategic interventions to boost profitability.

Frequently Asked Questions about First Savings Financial Group stock

How much profit has First Savings Financial Group made this year?

First Savings Financial Group has made 11.82 M USD this year.

How has the profit developed compared to last year?

The profit has increased by 44.7% compared to last year increased

What impact do the earnings have on the shareholders?

An increase in earnings is usually seen as a positive indicator for shareholders as it means that the company is generating profits.

How does First Savings Financial Group publish its earnings?

First Savings Financial Group publishes its earnings in the form of quarterly or annual reports.

Which financial indicators are included in the quarterly or annual reports?

The quarterly or annual reports contain information about sales and profit, cash flow, balance sheet, and other fundamentals.

Why is it important for investors to know the earnings of First Savings Financial Group?

The profits of First Savings Financial Group are an important indicator of the financial health of the company and can help investors decide whether they want to invest in the company or not.

How can one learn more about the earnings of First Savings Financial Group?

You can learn more about the earnings of First Savings Financial Group by reviewing the quarterly or annual reports or following the company presentations.

How much dividend does First Savings Financial Group pay?

Over the past 12 months, First Savings Financial Group paid a dividend of 0.56 USD . This corresponds to a dividend yield of about 2.8 %. For the coming 12 months, First Savings Financial Group is expected to pay a dividend of 0.61 USD.

What is the dividend yield of First Savings Financial Group?

The current dividend yield of First Savings Financial Group is 2.8 %.

When does First Savings Financial Group pay dividends?

First Savings Financial Group pays a quarterly dividend. This is distributed in the months of October, January, April, July.

How secure is the dividend of First Savings Financial Group?

First Savings Financial Group paid dividends every year for the past 15 years.

What is the dividend of First Savings Financial Group?

For the upcoming 12 months, dividends amounting to 0.61 USD are expected. This corresponds to a dividend yield of 3.03 %.

In which sector is First Savings Financial Group located?

First Savings Financial Group is assigned to the 'Finance' sector.

Wann musste ich die Aktien von First Savings Financial Group kaufen, um die vorherige Dividende zu erhalten?

To receive the latest dividend of First Savings Financial Group from 6/28/2024 amounting to 0.15 USD, you needed to have the stock in your portfolio before the ex-date on 6/14/2024.

When did First Savings Financial Group pay the last dividend?

The last dividend was paid out on 6/28/2024.

What was the dividend of First Savings Financial Group in the year 2023?

In the year 2023, First Savings Financial Group distributed 0.52 USD as dividends.

In which currency does First Savings Financial Group pay out the dividend?

The dividends of First Savings Financial Group are distributed in USD.

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Andere Kennzahlen von First Savings Financial Group

Our stock analysis for First Savings Financial Group Revenue stock includes important financial indicators such as revenue, profit, P/E ratio, P/S ratio, EBIT, as well as information on dividends. We also assess aspects such as stocks, market capitalization, debt, equity, and liabilities of First Savings Financial Group Revenue. If you are looking for more detailed information on these topics, we offer comprehensive analyses on our subpages.