First Merchants Liabilities 2024

First Merchants Aktienanalyse

What does First Merchants do?

First Merchants Corp is one of the largest independent banks in Indiana, USA. The bank was founded in 1982 and has since become a leading financial institution with a strong presence in the region. The company is listed on the NASDAQ stock exchange under the symbol FRME. First Merchants Corp's business model is based on providing top-notch financial services to customers in Indiana and other parts of the country. The bank offers a wide range of products and services for individuals, businesses, and institutions. These include savings accounts, credit cards, loans, leasing, online and mobile banking, and wealth management. First Merchants Corp also operates a number of subsidiaries and business segments that offer specialized products and services. This includes the First Merchants Insurance Group, which provides insurance for private and business customers. The First Merchants Wealth Management Group offers investment and wealth management services to clients. The bank also operates a subsidiary called First Merchants Investment Services, which provides securities services to individual customers and business. In addition, First Merchants Trust Company operates an asset management service that focuses on testamentary assets and trust accounts. First Merchants Corp's product range includes a wide range of financial services for a variety of customers. For retail customers, the company offers checking and savings accounts, credit cards, mortgage loans, auto loans, and personal loans. For business customers, loans are available to support equipment, real estate, and working capital, as well as cash management and credit card services. As part of its efforts to provide its customers with the best financial products and services, First Merchants Corp has significantly improved its online and mobile banking. Customers can conduct banking transactions from anywhere by simply downloading an app or visiting the website. In recent years, the bank has expanded its presence in Indiana through a series of acquisitions. The acquisition of Old National Bancorp in 2021 has made First Merchants Corp the largest bank in the region. The company has also acquired a number of smaller banks to further strengthen its position in the market. Overall, First Merchants Corp has a long history as a reliable and trustworthy financial services provider in Indiana. With its wide range of products, strong business model, and dedicated customer service, the company is well positioned to grow and continue to be successful in the future. First Merchants ist eines der beliebtesten Unternehmen auf Eulerpool.com.

Liabilities Details

Assessing First Merchants's Liabilities

First Merchants's liabilities constitute the company's financial obligations and debts owed to external parties and stakeholders. They are categorized into current liabilities, due within a year, and long-term liabilities, which are due over a longer period. A detailed assessment of these liabilities is crucial for evaluating First Merchants's financial stability, operational efficiency, and long-term viability.

Year-to-Year Comparison

By comparing First Merchants's liabilities year-over-year, investors can identify trends, shifts, and anomalies in the company’s financial positioning. A decrease in total liabilities often signals financial strengthening, while an increase might indicate enhanced investments, acquisitions, or potential financial strain.

Impact on Investments

First Merchants's total liabilities play a significant role in determining the company's leverage and risk profile. Investors and analysts examine this aspect meticulously to ascertain the firm’s ability to meet its financial obligations, which influences investment attractiveness and credit ratings.

Interpreting Liability Fluctuations

Shifts in First Merchants’s liability structure indicate changes in its financial management and strategy. A reduction in liabilities reflects efficient financial management or debt payoffs, while an increase may suggest expansion, acquisition activities, or accruing operational expenses, each carrying distinct implications for investors.

Frequently Asked Questions about First Merchants stock

What is the level of liabilities of First Merchants this year?

First Merchants has a debt balance of 16.16 B USD this year.

What were the liabilities of First Merchants compared to the previous year?

The liabilities of First Merchants have increased by 1.6% increased compared to the previous year.

What are the consequences of high debt for investors of First Merchants?

High liabilities can pose a risk for investors of First Merchants, as they can weaken the company's financial position and impair its ability to meet its obligations.

What consequences do low liabilities have for investors in First Merchants?

Low liabilities mean that First Merchants has a strong financial position and is able to meet its obligations without overburdening its finances.

How does an increase in liabilities of First Merchants affect the company?

An increase in liabilities of First Merchants can lead to the company having more obligations and potentially find it more difficult to meet its financial commitments.

How does a reduction in the liabilities of First Merchants affect the company?

A decrease in the liabilities of First Merchants can lead to the company having fewer obligations and a stronger financial position, which can make it easier for the company to fulfill its financial commitments.

What are some factors that influence the liabilities of First Merchants?

Some factors that can influence the liabilities of First Merchants include investments, acquisitions, operating costs, and sales development.

Why is the level of liabilities of First Merchants so important for investors?

The liabilities of First Merchants are important for investors as they serve as an indicator of the company's financial stability and provide investors with information on how the company meets its financial obligations.

What strategic measures can First Merchants take to modify the liabilities?

To change its liabilities, First Merchants can take measures such as cost savings, increasing revenue, selling assets, raising investments, or forming partnerships. It is important for the company to conduct a thorough review of its financial situation to choose the best strategic actions.

How much dividend does First Merchants pay?

Over the past 12 months, First Merchants paid a dividend of 1.34 USD . This corresponds to a dividend yield of about 3.38 %. For the coming 12 months, First Merchants is expected to pay a dividend of 1.44 USD.

What is the dividend yield of First Merchants?

The current dividend yield of First Merchants is 3.38 %.

When does First Merchants pay dividends?

First Merchants pays a quarterly dividend. This is distributed in the months of September, December, March, July.

How secure is the dividend of First Merchants?

First Merchants paid dividends every year for the past 23 years.

What is the dividend of First Merchants?

For the upcoming 12 months, dividends amounting to 1.44 USD are expected. This corresponds to a dividend yield of 3.63 %.

In which sector is First Merchants located?

First Merchants is assigned to the 'Finance' sector.

Wann musste ich die Aktien von First Merchants kaufen, um die vorherige Dividende zu erhalten?

To receive the latest dividend of First Merchants from 6/21/2024 amounting to 0.35 USD, you needed to have the stock in your portfolio before the ex-date on 6/7/2024.

When did First Merchants pay the last dividend?

The last dividend was paid out on 6/21/2024.

What was the dividend of First Merchants in the year 2023?

In the year 2023, First Merchants distributed 1.25 USD as dividends.

In which currency does First Merchants pay out the dividend?

The dividends of First Merchants are distributed in USD.