First Merchants Debt 2024

First Merchants Aktienanalyse

What does First Merchants do?

First Merchants Corp is one of the largest independent banks in Indiana, USA. The bank was founded in 1982 and has since become a leading financial institution with a strong presence in the region. The company is listed on the NASDAQ stock exchange under the symbol FRME. First Merchants Corp's business model is based on providing top-notch financial services to customers in Indiana and other parts of the country. The bank offers a wide range of products and services for individuals, businesses, and institutions. These include savings accounts, credit cards, loans, leasing, online and mobile banking, and wealth management. First Merchants Corp also operates a number of subsidiaries and business segments that offer specialized products and services. This includes the First Merchants Insurance Group, which provides insurance for private and business customers. The First Merchants Wealth Management Group offers investment and wealth management services to clients. The bank also operates a subsidiary called First Merchants Investment Services, which provides securities services to individual customers and business. In addition, First Merchants Trust Company operates an asset management service that focuses on testamentary assets and trust accounts. First Merchants Corp's product range includes a wide range of financial services for a variety of customers. For retail customers, the company offers checking and savings accounts, credit cards, mortgage loans, auto loans, and personal loans. For business customers, loans are available to support equipment, real estate, and working capital, as well as cash management and credit card services. As part of its efforts to provide its customers with the best financial products and services, First Merchants Corp has significantly improved its online and mobile banking. Customers can conduct banking transactions from anywhere by simply downloading an app or visiting the website. In recent years, the bank has expanded its presence in Indiana through a series of acquisitions. The acquisition of Old National Bancorp in 2021 has made First Merchants Corp the largest bank in the region. The company has also acquired a number of smaller banks to further strengthen its position in the market. Overall, First Merchants Corp has a long history as a reliable and trustworthy financial services provider in Indiana. With its wide range of products, strong business model, and dedicated customer service, the company is well positioned to grow and continue to be successful in the future. First Merchants ist eines der beliebtesten Unternehmen auf Eulerpool.com.

Debt Details

Understanding First Merchants's Debt Structure

First Merchants's total debt refers to the cumulative financial obligations the company owes to external parties. This can include short-term and long-term borrowings, bonds, loans, and other financial instruments. Assessing the company's debt levels is crucial for evaluating its financial health, risk profile, and ability to fund operations and expansions.

Year-to-Year Comparison

Analyzing First Merchants's debt structure over the years provides insights into the firm’s financial strategy and stability. A reduction in debt can indicate financial strength and operational efficiency, while an increase may signal growth investments or potential financial challenges ahead.

Impact on Investments

Investors pay close attention to First Merchants’s debt levels as they can influence the company’s risk and return profiles. Excessive debt can lead to financial strain, while moderate and well-managed debt can be a catalyst for growth and expansion, making it a critical aspect of investment evaluations.

Interpreting Debt Fluctuations

Shifts in First Merchants’s debt levels can be attributed to various operational and strategic factors. An increase in debt might be geared towards funding expansion projects or enhancing operational capacity, while a decrease may indicate profit realizations or an approach to minimize financial risk and leverage.

Frequently Asked Questions about First Merchants stock

What is the debt of First Merchants this year?

First Merchants has a debt level of 315.92 USD this year.

What was the debt of First Merchants compared to the previous year?

The debt of First Merchants has increased by -35.53% compared to the previous year dropped.

What are the consequences of high debt for investors in First Merchants?

High debt can pose a risk for investors of First Merchants, as it can weaken the company's financial position and hinder its ability to fulfill its obligations.

What are the consequences of low debt for investors of First Merchants?

Low debt means that First Merchants has a strong financial position and is able to fulfill its obligations without overburdening its finances.

How does an increase in debt from First Merchants affect the company?

An increase in debt of First Merchants can adversely affect the financial condition of the company and result in a higher burden on its finances.

How does a reduction of debt of First Merchants affect the company?

A reduction in debt of First Merchants can strengthen the company's financial position and improve its ability to meet its financial obligations.

What are some factors that influence the debt of First Merchants?

Some factors that can influence the debt of First Merchants include investments, acquisitions, operating costs, and revenue development.

Why are the debts of First Merchants so important for investors?

The debts of First Merchants are important for investors as they serve as an indicator of the company's financial stability. It provides investors with information on how the company fulfills its financial obligations.

What strategic measures can First Merchants take to change the debt?

To change the debt, First Merchants can take measures such as cost savings, increasing revenue, selling assets, making investments, or forming partnerships. It is important for the company to conduct a thorough review of its financial situation to determine the best strategic actions to change its debt.

How much dividend does First Merchants pay?

Over the past 12 months, First Merchants paid a dividend of 1.34 USD . This corresponds to a dividend yield of about 3.6 %. For the coming 12 months, First Merchants is expected to pay a dividend of 1.44 USD.

What is the dividend yield of First Merchants?

The current dividend yield of First Merchants is 3.6 %.

When does First Merchants pay dividends?

First Merchants pays a quarterly dividend. This is distributed in the months of December, March, July, October.

How secure is the dividend of First Merchants?

First Merchants paid dividends every year for the past 23 years.

What is the dividend of First Merchants?

For the upcoming 12 months, dividends amounting to 1.44 USD are expected. This corresponds to a dividend yield of 3.86 %.

In which sector is First Merchants located?

First Merchants is assigned to the 'Finance' sector.

Wann musste ich die Aktien von First Merchants kaufen, um die vorherige Dividende zu erhalten?

To receive the latest dividend of First Merchants from 9/20/2024 amounting to 0.35 USD, you needed to have the stock in your portfolio before the ex-date on 9/6/2024.

When did First Merchants pay the last dividend?

The last dividend was paid out on 9/20/2024.

What was the dividend of First Merchants in the year 2023?

In the year 2023, First Merchants distributed 1.25 USD as dividends.

In which currency does First Merchants pay out the dividend?

The dividends of First Merchants are distributed in USD.