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First Financial Bankshares Stock

First Financial Bankshares ROA 2024

First Financial Bankshares ROA

0.02

Ticker

FFIN

ISIN

US32020R1095

WKN

923774

In 2024, First Financial Bankshares's return on assets (ROA) was 0.02, a -16% increase from the 0.02 ROA in the previous year.

First Financial Bankshares Aktienanalyse

What does First Financial Bankshares do?

First Financial Bankshares Inc is one of the leading financial institutions in Texas, offering a wide range of financial services to its customers. The bank was founded in 1957 and has since experienced an impressive history of growth and expansion through organic development and acquisitions. The bank is headquartered in Abilene, Texas and currently operates more than 70 branches in Texas and New Mexico. First Financial Bankshares Inc has a market capitalization of over $4.5 billion and is one of the fastest growing banks in the state of Texas. The business model of First Financial Bankshares Inc is based on providing financial services to businesses and individual customers. The bank offers a wide range of banking services, including deposits, loans, mortgage loans, small business loans, and wealth management services. In addition, First Financial Bankshares Inc has its own investment and asset management department, offering services such as investment advisory, wealth planning, and retirement planning for clients. The bank also provides various types of credit cards, including cards for personal and business customers, as well as cards with rewards, discounts, and other benefits. Another important area for First Financial Bankshares Inc is indoor and outdoor lending. The bank offers a wide range of credit products, including auto loans, RV lines of credit, and agricultural loans. The bank also has its own insurance department, offering liability insurance and other insurance products to personal and business customers. The bank's insurance department also provides risk management and consulting services. In addition to the banking business, First Financial Bankshares Inc also operates an investment fund and asset management company, as well as a leasing company. The investment fund and asset management company offers various types of investment funds, including equity, bond, and money market funds. The bank's leasing company provides equipment leasing for businesses. As a key player in the financial sector, First Financial Bankshares Inc has made several acquisitions in the past to expand its presence and accelerate growth. Some of these acquisitions include the acquisition of First Bankshares of Texas, Texas State Bank, and Commercial State Bank. Overall, in recent years, First Financial Bankshares Inc has achieved impressive growth rates through its diversification strategy and expansion plans. With a wide range of financial services for personal and business customers, a strong presence in Texas and New Mexico, and a strong management team, the bank is well positioned to work towards future growth and success. First Financial Bankshares ist eines der beliebtesten Unternehmen auf Eulerpool.com.

ROA Details

Understanding First Financial Bankshares's Return on Assets (ROA)

First Financial Bankshares's Return on Assets (ROA) is a key performance indicator that measures the company's profitability in relation to its total assets. It is calculated by dividing the net income by the total assets. A higher ROA indicates efficient asset utilization to generate profits, reflecting managerial effectiveness and financial health.

Year-to-Year Comparison

Comparing First Financial Bankshares's ROA year-over-year provides insights into the company’s operational efficiency and asset utilization trends. An increasing ROA demonstrates enhanced asset efficiency and profitability, while a declining ROA can indicate operational or financial challenges.

Impact on Investments

Investors consider First Financial Bankshares's ROA as a crucial metric to evaluate the company’s profitability and efficiency. A higher ROA signifies that the company is effectively utilizing its assets to generate profits, making it a potentially attractive investment.

Interpreting ROA Fluctuations

Variations in First Financial Bankshares’s ROA can be attributed to changes in net income, asset purchases, or operational efficiencies. Analyzing these fluctuations assists in assessing the company's financial performance, management efficiency, and strategic financial positioning.

Frequently Asked Questions about First Financial Bankshares stock

What is the Return on Assets (ROA) of First Financial Bankshares this year?

The Return on Assets (ROA) of First Financial Bankshares is 0.02 undefined this year.

What was the ROA of First Financial Bankshares compared to the previous year?

The ROA of First Financial Bankshares has increased by -16% compared to the previous year.

What consequences do high ROA have for investors of First Financial Bankshares?

A high ROA is advantageous for investors of First Financial Bankshares, as it indicates that the company efficiently utilizes its assets and generates good profits.

What are the consequences of low ROA for investors in First Financial Bankshares?

A low ROA can be unfavorable for investors of First Financial Bankshares as it indicates that the company is inefficiently utilizing its assets and may potentially achieve lower profits.

How does an increase in the ROA of First Financial Bankshares affect the company?

An increase in ROA of First Financial Bankshares can be an indicator of improved efficiency in asset utilization and higher profitability.

How does a reduction in ROA of First Financial Bankshares impact the company?

A reduction in the ROA of First Financial Bankshares can be an indicator of lower asset efficiency and profitability.

What are some factors that can influence the ROA of First Financial Bankshares?

Some factors that can influence the ROA of First Financial Bankshares include revenue, operating costs, asset structure, and industry average.

Why is the ROA of First Financial Bankshares important for investors?

The ROA of First Financial Bankshares is important for investors as it is an indicator of the company's profitability and efficiency in utilizing assets. It provides investors with information on how well the company utilizes its resources to generate profits.

What strategic measures can First Financial Bankshares take to improve ROA?

To improve ROA, First Financial Bankshares can take measures such as cost savings, revenue growth, optimizing asset structure, and diversifying its business activities. It is important for the company to conduct a thorough review of its financial situation to determine the best strategic measures to improve ROA.

How much dividend does First Financial Bankshares pay?

Over the past 12 months, First Financial Bankshares paid a dividend of 0.71 USD . This corresponds to a dividend yield of about 2 %. For the coming 12 months, First Financial Bankshares is expected to pay a dividend of 0.79 USD.

What is the dividend yield of First Financial Bankshares?

The current dividend yield of First Financial Bankshares is 2 %.

When does First Financial Bankshares pay dividends?

First Financial Bankshares pays a quarterly dividend. This is distributed in the months of January, April, July, October.

How secure is the dividend of First Financial Bankshares?

First Financial Bankshares paid dividends every year for the past 23 years.

What is the dividend of First Financial Bankshares?

For the upcoming 12 months, dividends amounting to 0.79 USD are expected. This corresponds to a dividend yield of 2.23 %.

In which sector is First Financial Bankshares located?

First Financial Bankshares is assigned to the 'Finance' sector.

Wann musste ich die Aktien von First Financial Bankshares kaufen, um die vorherige Dividende zu erhalten?

To receive the latest dividend of First Financial Bankshares from 10/1/2024 amounting to 0.18 USD, you needed to have the stock in your portfolio before the ex-date on 9/12/2024.

When did First Financial Bankshares pay the last dividend?

The last dividend was paid out on 10/1/2024.

What was the dividend of First Financial Bankshares in the year 2023?

In the year 2023, First Financial Bankshares distributed 0.66 USD as dividends.

In which currency does First Financial Bankshares pay out the dividend?

The dividends of First Financial Bankshares are distributed in USD.

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Andere Kennzahlen von First Financial Bankshares

Our stock analysis for First Financial Bankshares Revenue stock includes important financial indicators such as revenue, profit, P/E ratio, P/S ratio, EBIT, as well as information on dividends. We also assess aspects such as stocks, market capitalization, debt, equity, and liabilities of First Financial Bankshares Revenue. If you are looking for more detailed information on these topics, we offer comprehensive analyses on our subpages.