Own the gold standard ✨ in financial data & analytics
fair value · 20 million securities worldwide · 50 year history · 10 year estimates · leading business news

Subscribe for $2
Overview
Profile

First Financial Bankshares stock price, quote, forecast and news

FFIN
US32020R1095
923774

Price

32.17
Today +/-
+0
Today %
+0 %
P

First Financial Bankshares Revenue, EBIT, Net Income

  • 3 years

  • 5 years

  • 10 years

  • 25 Years

  • Max

Revenue
Net Income
Details

Revenue, EBIT and Profit

Understanding Revenue, EBIT, and Income

Gain insights into First Financial Bankshares, a comprehensive overview of its financial performance can be obtained by analyzing the Revenue, EBIT, and Income chart. Revenue represents the total income generated by First Financial Bankshares from its primary operations, showcasing the company’s ability to attract and retain clients. EBIT, or Earnings Before Interest and Taxes, indicates the company’s operational profitability, free from the influence of tax and interest expenses. The Income section reflects First Financial Bankshares’s net earnings, an ultimate measure of its financial health and profitability.

Yearly Analysis and Comparisons

Observe the yearly bars to understand the annual performance and growth of First Financial Bankshares. Compare the Revenue, EBIT, and Income to evaluate the company’s efficiency and profitability. A higher EBIT compared to the previous year suggests an improvement in operational efficiency. Likewise, an increase in Income indicates enhanced overall profitability. Analyzing the year-to-year comparison assists investors in understanding the company’s growth trajectory and operational efficiency.

Utilizing Expectations for Investment

The expected values for the forthcoming years offer investors a glimpse into First Financial Bankshares’s anticipated financial performance. Analyzing these projections alongside historical data aids in making informed investment decisions. Investors can gauge the potential risks and returns, aligning their investment strategies accordingly to optimize profitability and mitigate risks.

Investment Insights

Leveraging the comparison between Revenue and EBIT helps in assessing First Financial Bankshares’s operational efficiency, while the Revenue and Income comparison reveals the net profitability after accounting for all expenses. Investors can derive valuable insights by meticulously analyzing these financial parameters, laying the foundation for strategic investment decisions aimed at capitalizing on First Financial Bankshares’s growth potential.

First Financial Bankshares Revenue, EBIT and net profit per share

DateFirst Financial Bankshares RevenueFirst Financial Bankshares Net Income
2026e614.9 M undefined294.33 M undefined
2025e587.01 M undefined226.12 M undefined
2024e550.23 M undefined214.76 M undefined
2023636.07 M undefined198.98 M undefined
2022564.6 M undefined234.5 M undefined
2021518.6 M undefined227.6 M undefined
2020504 M undefined202 M undefined
2019427.6 M undefined164.8 M undefined
2018393.5 M undefined150.6 M undefined
2017337 M undefined120.4 M undefined
2016317.4 M undefined104.8 M undefined
2015295 M undefined100.4 M undefined
2014265.1 M undefined89.6 M undefined
2013238.5 M undefined78.9 M undefined
2012217 M undefined74.2 M undefined
2011211.4 M undefined68.4 M undefined
2010199.2 M undefined59.7 M undefined
2009195 M undefined53.8 M undefined
2008208.7 M undefined53.2 M undefined
2007217.7 M undefined49.5 M undefined
2006199.2 M undefined46 M undefined
2005168.1 M undefined44 M undefined
2004138.8 M undefined39.2 M undefined

First Financial Bankshares Income Statement, Balance Sheet, Cash Flow Statement

  • Simple

  • Expanded

  • Income Statement

  • Balance Sheet

  • Cashflow

 
REVENUE (M)REVENUE GROWTH (%)GROSS MARGIN (%)GROSS INCOME (M)EBIT (M)EBIT MARGIN (%)NET INCOME (M)NET INCOME GROWTH (%)DIV. ()DIV. GROWTH (%)SHARES (M)DOCUMENTS
198319841985198619871988198919901991199219931994199519961997199819992000200120022003200420052006200720082009201020112012201320142015201620172018201920202021202220232024e2025e2026e
71787367606164657071717689105121134134143144134129138168199217208195199211217238265295317337393427504518564636550587614
-9.86-6.41-8.22-10.451.674.921.567.691.43-7.0417.1117.9815.2410.74-6.720.70-6.94-3.736.9821.7418.459.05-4.15-6.252.056.032.849.6811.3411.327.466.3116.628.6518.032.788.8812.77-13.526.734.60
--------------------------------------------
00000000000000000000000000000000000000000000
00000000000000000000000000000000000000000283310347
--------------------------------------------
7653556781113141719212325282934353944464953535968747889100104120150164202227234198214226294
--14.29-16.67-40.0066.67-20.0016.6714.2937.5018.187.6921.4311.7610.539.528.7012.003.5717.242.9411.4312.824.556.528.16-11.3215.258.825.4114.1012.364.0015.3825.009.3323.1712.383.08-15.388.085.6130.09
--------------------------------------------
--------------------------------------------
98.598.596.597.797.495.392.189.889.8106.4106.9114.3116120.9124.6125125.1124.5123.6124124.3124.5124.7124.7124.8125125125.3125.8126127.7128.6179.1132.2132.6136136.3142.5143.1143.2142.94000
--------------------------------------------
Details

Keystats

Revenue and Growth

The First Financial Bankshares Revenue and Revenue Growth are pivotal to understanding the company's financial health and operational efficiency. A consistent increase in revenue indicates a company’s ability to effectively market and sell its products or services, while the revenue growth percentage offers insights into the pace at which the company is expanding over the years.

Gross Margin

The Gross Margin is a crucial metric that showcases the percentage of revenue exceeding the cost of goods sold (COGS). A higher gross margin is indicative of a company’s efficiency in controlling its production costs, thereby promising potential profitability and financial stability.

EBIT and EBIT Margin

EBIT (Earnings Before Interest and Taxes) and EBIT Margin offer deep insights into a company’s profitability, excluding the impacts of interest and taxes. Investors often assess these metrics to gauge the operational efficiency and inherent profitability of a business, separate from its financial structure and tax environment.

Income and Growth

Net Income and its subsequent growth are quintessential for investors looking to understand a company’s profitability. Consistent income growth underscores a company’s ability to enhance its profitability over time, reflecting operational efficiency, strategic competitiveness, and financial health.

Shares Outstanding

Shares outstanding refer to the total number of shares a company has issued. It's instrumental in calculating key metrics like Earnings Per Share (EPS) which is pivotal for investors to evaluate a company’s profitability on a per-share basis, offering a more granular view of financial health and valuation.

Interpreting Year to Year Comparison

Comparing yearly data allows investors to identify trends, assess the company’s growth, and anticipate potential future performance. Analyzing how metrics like revenue, income, and margins change year over year can provide valuable insights into the company’s operational efficiency, competitiveness, and overall financial health.

Expectations and Predictions

Investors often juxtapose the current and past financial data with the market’s expectations. This comparison aids in assessing whether the First Financial Bankshares is performing as anticipated, underperforming or outperforming the market predictions, providing pivotal data for investment decisions.

 
ASSETSCASH BALANCE (M)RECEIVABLES (M)OTHER REC. (M)INVENTORIES (M)OTHER CURRENT LIAB. (M)CURRENT ASSETS (M)TANGIBLE ASSETS (M)LONG-T. INVEST. (M)LONG-T. REC. (M)INTANGIBLE ASSETS (M)GOODWILL (M)OTHER NON-CURRENT ASSETS (M)NON-CURRENT ASSETS (M)TOTAL ASSETS (M)LIABILITIESCOMMON STOCK (M)ADDITIONAL PAID-IN CAPITAL (M)RETAINED EARNINGS (M)OTHER EQUITY (M)UNREAL. GAINS/LOSSES (M)EQUITY (M)LIABILITIES (M)PROVISIONS (M)OTHER SHORT-TERM LIAB. (M)SHORT-TERM DEBTS (M)LONG-TERM DEBT PORTION (M)SHORT-TERM REC. (M)LONG-T. LIAB. (M)DEFERRED TAXES (M)OTHER LIAB. (M)LONG-T. LIABILITIES (M)DEBT (M)TOTAL CAPITAL (M)
Details

Balance Sheet

Understanding the Balance Sheet

The balance sheet of First Financial Bankshares provides a detailed financial snapshot, revealing the company's assets, liabilities, and equity at a specific point in time. Analyzing these components is crucial for investors looking to understand First Financial Bankshares's financial health and stability.

Assets

First Financial Bankshares's assets represent everything the company owns or controls that has monetary value. These are categorized into current and non-current assets, offering insights into the company's liquidity and long-term investments.

Liabilities

Liabilities are obligations that First Financial Bankshares must settle in the future. Analyzing the ratio of liabilities to assets provides insights into the company's financial leverage and risk exposure.

Equity

Equity refers to the residual interest in the assets of First Financial Bankshares after deducting liabilities. It represents the owners’ claim on the company’s assets and earnings.

Year-to-Year Analysis

Comparing balance sheet figures year-to-year allows investors to identify trends, growth patterns, and potential financial risks, facilitating informed investment decisions.

Interpreting the Data

Detailed analysis of assets, liabilities, and equity can provide investors with comprehensive insights into First Financial Bankshares's financial standing, aiding in investment evaluations and risk assessments.

 
NET INCOME (M)DEPRECIATION (M)DEFERRED TAXES (M)CHANGES IN WORKING CAPITAL (M)NON-CASH ITEM (M)PAID INTEREST (M)PAID TAXES (M)NET CASH FLOW FROM OPERATING ACTIVITIES (M)CAPITAL EXPENDITURES (M)CASH FLOW FROM INVESTING ACTIVITIES (M)CASH FLOW FROM OTHER INVESTING ACTIVITIES (M)INTEREST INCOME AND EXPENSES (M)NET DEBT CHANGE (M)NET CHANGE IN EQUITY (M)CASH FLOW FROM FINANCING ACTIVITIES (B)CASH FLOW FROM OTHER FINANCING ACTIVITIES (B)TOTAL DIVIDENDS PAID (M)NET CHANGE IN CASH FLOW (M)FREE CASH FLOW (M)SHARE-BASED COMPENSATION (M)
19861987198819891990199119921993199419951996199719981999200020012002200320042005200620072008200920102011201220132014201520162017201820192020202120222023
3556781113141719212325282934353944464953535968747889100104120150164202227234198
11112222334566554456878777789111112121112131212
0000-100-1000000000000000012-10000000-53-40
77051020-201-4400303223-6-40-69110290314-30162703-33441511
0010124550212201120-2-2-2-2018131819272729232234676966
00000000000000000000000000004459182914630135
0-122345678910111113131414151819202018181820028292829263044394546
1213613111420212020272235333539397468404754-10171719593109131109160190186202210353323284
0-20-1000-3-2-3-4-5-4-4-2-5-2-7-8-10-7-8-11-6-11-14-16-11-17-17-20-14-17-8-16-19-15-17
1341-163712-63-48-9-25-36-31-38-52-64-56-79-64-208-76-129-169-143-164-58-355-331-295-556-575-384-252-398-273-447-1,262-2,611-838127
1444-153813-62-47-6-22-33-27-32-48-60-53-74-61-201-67-119-162-135-152-51-344-316-278-545-557-366-231-383-255-439-1,245-2,592-822144
00000000000000000000000000000000000000
3-1-1-10-8000006-600000000069-89322951204-96235-169-114137-8748241-28-238
-10-1-100-30000000-30000000000102111234-35-20
0.01-0.1-0.01-0.030.020.030-0.02-0.020.020.040.100.02-00.060.020.070.090.140.060.160.08-0.020.280.220.310.30.490.290.070.32-0.040.281.52.060.32-0.21
0.01-0.1-0-0.030.020.040.01-0.02-0.010.030.050.10.020.030.010.080.030.090.110.170.090.190.040.10.280.220.30.120.620.10.290.48-0.120.421.521.890.440.13
0000000-4-5-6-7-8-9-11-12-13-16-18-20-23-24-24-27-28-28-29-38-24-34-38-44-49-53-61-70-79-91-99
40-46-172040-18-25-9-2053383-15-12-2522-6-648056-5871-96980-13109-1484119-16115-12334446-200-197205
12.311.56.112.410.613.419.317.518.216.722.316.931.429.432.734.436.767.559.530.640.546.5-22.316560.680.376.998.611491.7140.3176.1168.8193.8194.2334308.1267.57
00000000000000000000000000000000000000

First Financial Bankshares stock margins

The First Financial Bankshares margin analysis displays the gross margin, EBIT margin, as well as the profit margin of First Financial Bankshares. The EBIT margin (EBIT/sales) indicates the percentage of sales that remains as operating profit. The profit margin shows the percentage of sales that remains for First Financial Bankshares.
  • 3 years

  • 5 years

  • 10 years

  • 25 Years

  • Max

Profit margin
Details

Margin

Understanding Gross Margin

The gross margin, expressed as a percentage, delineates the gross profit made from the First Financial Bankshares's sales revenue. A higher gross margin percentage indicates that the First Financial Bankshares retains more revenue after accounting for the costs of goods sold. Investors use this metric to gauge financial health and operational efficiency, as well as to compare it with competitors and industry averages.

EBIT Margin Analysis

EBIT margin represents the First Financial Bankshares's earnings before interest and taxes. Analyzing the EBIT margin over different years provides insights into the operational profitability and efficiency, excluding the effects of financial leverage and tax structure. A growing EBIT margin over the years signifies improving operational performance.

Revenue Margin Insights

The revenue margin demonstrates the First Financial Bankshares's total revenue generated. When comparing the revenue margin year over year, investors can gauge the First Financial Bankshares's growth and market expansion. It is essential to compare the revenue margin with the gross and EBIT margins to understand the cost and profit structures better.

Interpreting Expectations

The expected values for gross, EBIT, and revenue margins provide future financial outlook of the First Financial Bankshares. Investors should compare these expectations with historical data to understand potential growth and risk factors. It is crucial to consider the underlying assumptions and methodologies used in projecting these expected values to make informed investment decisions.

Comparative Analysis

Comparing the gross, EBIT, and revenue margins, both yearly and over multiple years, enables investors to perform a comprehensive analysis of the First Financial Bankshares's financial health and growth prospects. Evaluating the trends and patterns in these margins helps in identifying strengths, weaknesses, and potential investment opportunities.

First Financial Bankshares Margin History

DateFirst Financial Bankshares Profit margin
2026e47.87 %
2025e38.52 %
2024e39.03 %
202331.28 %
202241.53 %
202143.89 %
202040.08 %
201938.54 %
201838.27 %
201735.73 %
201633.02 %
201534.03 %
201433.8 %
201333.08 %
201234.19 %
201132.36 %
201029.97 %
200927.59 %
200825.49 %
200722.74 %
200623.09 %
200526.17 %
200428.24 %

First Financial Bankshares Stock Sales Revenue, EBIT, Earnings per Share

The First Financial Bankshares earnings per share therefore indicates how much revenue First Financial Bankshares has generated per share in a given period. The earnings before interest and taxes per share shows how much of the operating profit corresponds to each share. The earnings per share indicates how much of the profit belongs to each share.
  • 3 years

  • 5 years

  • 10 years

  • 25 Years

  • Max

Sales per Share
Earnings per Share
Details

Revenue, EBIT and Earnings per share

Revenue Per Share

Revenue per share represents the total revenue First Financial Bankshares earns, divided by the number of outstanding shares. It is a crucial metric as it reflects the company's ability to generate sales and signifies growth and expansion potential. Comparing yearly revenue per share allows investors to analyze the consistency in a company’s earnings and predict future trends.

EBIT Per Share

EBIT per share indicates First Financial Bankshares's earning before interest and taxes, offering insights into operational profitability excluding the effects of capital structure and tax rates. It can be juxtaposed against revenue per share to gauge the efficiency in converting sales into profits. A consistent increase in EBIT per share over the years underscores operational efficiency and profitability.

Income Per Share

Income per share, or earnings per share (EPS), reveals the portion of First Financial Bankshares’s profit allocated to each share of common stock. It’s instrumental in evaluating the profitability and financial health. By comparing it with revenue and EBIT per share, investors discern how effectively a firm translates sales and operational profits into net income.

Expected Values

Expected values are projections of revenue, EBIT, and income per share for forthcoming years. These anticipations, rooted in historical data and market analysis, aid investors in strategizing their investments, evaluating First Financial Bankshares's prospective performance, and estimating future stock prices. However, it’s pivotal to consider market volatilities and uncertainties that can influence these projections.

First Financial Bankshares Revenue, EBIT and net profit per share

DateFirst Financial Bankshares Sales per ShareFirst Financial Bankshares Earnings per Share
2026e4.3 undefined2.06 undefined
2025e4.11 undefined1.58 undefined
2024e3.85 undefined1.5 undefined
20234.45 undefined1.39 undefined
20223.94 undefined1.64 undefined
20213.62 undefined1.59 undefined
20203.54 undefined1.42 undefined
20193.14 undefined1.21 undefined
20182.89 undefined1.11 undefined
20172.54 undefined0.91 undefined
20162.4 undefined0.79 undefined
20151.65 undefined0.56 undefined
20142.06 undefined0.7 undefined
20131.87 undefined0.62 undefined
20121.72 undefined0.59 undefined
20111.68 undefined0.54 undefined
20101.59 undefined0.48 undefined
20091.56 undefined0.43 undefined
20081.67 undefined0.43 undefined
20071.74 undefined0.4 undefined
20061.6 undefined0.37 undefined
20051.35 undefined0.35 undefined
20041.11 undefined0.31 undefined

First Financial Bankshares business model

First Financial Bankshares Inc is one of the leading financial institutions in Texas, offering a wide range of financial services to its customers. The bank was founded in 1957 and has since experienced an impressive history of growth and expansion through organic development and acquisitions. The bank is headquartered in Abilene, Texas and currently operates more than 70 branches in Texas and New Mexico. First Financial Bankshares Inc has a market capitalization of over $4.5 billion and is one of the fastest growing banks in the state of Texas. The business model of First Financial Bankshares Inc is based on providing financial services to businesses and individual customers. The bank offers a wide range of banking services, including deposits, loans, mortgage loans, small business loans, and wealth management services. In addition, First Financial Bankshares Inc has its own investment and asset management department, offering services such as investment advisory, wealth planning, and retirement planning for clients. The bank also provides various types of credit cards, including cards for personal and business customers, as well as cards with rewards, discounts, and other benefits. Another important area for First Financial Bankshares Inc is indoor and outdoor lending. The bank offers a wide range of credit products, including auto loans, RV lines of credit, and agricultural loans. The bank also has its own insurance department, offering liability insurance and other insurance products to personal and business customers. The bank's insurance department also provides risk management and consulting services. In addition to the banking business, First Financial Bankshares Inc also operates an investment fund and asset management company, as well as a leasing company. The investment fund and asset management company offers various types of investment funds, including equity, bond, and money market funds. The bank's leasing company provides equipment leasing for businesses. As a key player in the financial sector, First Financial Bankshares Inc has made several acquisitions in the past to expand its presence and accelerate growth. Some of these acquisitions include the acquisition of First Bankshares of Texas, Texas State Bank, and Commercial State Bank. Overall, in recent years, First Financial Bankshares Inc has achieved impressive growth rates through its diversification strategy and expansion plans. With a wide range of financial services for personal and business customers, a strong presence in Texas and New Mexico, and a strong management team, the bank is well positioned to work towards future growth and success. First Financial Bankshares is one of the most popular companies on Eulerpool.com.

First Financial Bankshares SWOT Analysis

Strengths

First Financial Bankshares Inc has a strong financial position with a solid balance sheet, enabling them to withstand economic uncertainties and invest in growth opportunities.

The company has a well-established brand reputation built over several years, which helps in attracting and retaining customers.

A strong and experienced management team drives the company's success, providing strategic guidance and maintaining high operational standards.

Weaknesses

First Financial Bankshares Inc faces intense competition from other financial institutions in the market, which puts pressure on their market share and profitability.

The company heavily relies on traditional banking services, and the lack of diversification in its product portfolio limits its ability to capture new revenue streams.

Limited geographic presence restricts the company's growth potential outside its current market segments.

Opportunities

There is a growing demand for digital banking solutions, and First Financial Bankshares Inc can capitalize on this trend by investing in technology and enhancing their online platforms.

Expansion into new geographic markets or through acquisitions presents an opportunity for the company to increase its customer base and diversify its revenue streams.

Offering specialized banking services tailored to specific customer segments, such as small businesses or high net worth individuals, can unlock new revenue opportunities.

Threats

Changes in government regulations and compliance requirements can impose additional costs and operational challenges on First Financial Bankshares Inc.

Increased cybersecurity risks pose a threat to the company's reputation and customer trust, highlighting the need for robust security measures.

Economic downturns and financial crises can adversely impact the banking industry, leading to reduced loan demand and increased loan defaults.

First Financial Bankshares historical P/E ratio, EBIT, and P/S ratio.

First Financial Bankshares shares outstanding

The number of shares was First Financial Bankshares in 2023 — This indicates how many shares 142.939 M is divided into. Since shareholders are the owners of a company, each share represents a small portion of the company's ownership.
  • 3 years

  • 5 years

  • 10 years

  • 25 Years

  • Max

Number of stocks
Details

Revenue, EBIT and Earnings per share

Revenue Per Share

Revenue per share represents the total revenue First Financial Bankshares earns, divided by the number of outstanding shares. It is a crucial metric as it reflects the company's ability to generate sales and signifies growth and expansion potential. Comparing yearly revenue per share allows investors to analyze the consistency in a company’s earnings and predict future trends.

EBIT Per Share

EBIT per share indicates First Financial Bankshares's earning before interest and taxes, offering insights into operational profitability excluding the effects of capital structure and tax rates. It can be juxtaposed against revenue per share to gauge the efficiency in converting sales into profits. A consistent increase in EBIT per share over the years underscores operational efficiency and profitability.

Income Per Share

Income per share, or earnings per share (EPS), reveals the portion of First Financial Bankshares’s profit allocated to each share of common stock. It’s instrumental in evaluating the profitability and financial health. By comparing it with revenue and EBIT per share, investors discern how effectively a firm translates sales and operational profits into net income.

Expected Values

Expected values are projections of revenue, EBIT, and income per share for forthcoming years. These anticipations, rooted in historical data and market analysis, aid investors in strategizing their investments, evaluating First Financial Bankshares's prospective performance, and estimating future stock prices. However, it’s pivotal to consider market volatilities and uncertainties that can influence these projections.

First Financial Bankshares Stock splits

In First Financial Bankshares's history, there have been no stock splits.

First Financial Bankshares dividend history and estimates

In 2023, First Financial Bankshares paid a dividend amounting to 0.71 USD. Dividend means that First Financial Bankshares distributes a portion of its profits to its owners.
  • 3 years

  • 5 years

  • 10 years

  • 25 Years

  • Max

Dividend
Dividend (Estimate)
Details

Dividend

Dividend Overview

The dividend per year chart for First Financial Bankshares provides a comprehensive view of the annual dividends distributed to shareholders. Analyze the trend to understand the consistency and growth in dividend payouts over the years.

Interpretation and Use

A consistent or increasing trend in dividends can indicate the company's profitability and financial health. Investors can use this data to identify First Financial Bankshares’s potential for long-term investment and income generation through dividends.

Investment Strategy

Incorporate the dividend data in evaluating First Financial Bankshares's overall performance. A thorough analysis, considering other financial aspects, will help in making informed investment decisions for optimal capital growth and income generation.

First Financial Bankshares Dividend History

DateFirst Financial Bankshares Dividend
2026e0.79 undefined
2025e0.79 undefined
2024e0.79 undefined
20230.71 undefined
20220.66 undefined
20210.58 undefined
20200.51 undefined
20190.46 undefined
20180.41 undefined
20170.38 undefined
20160.83 undefined
20150.79 undefined
20140.28 undefined
20130.26 undefined
20120.25 undefined
20110.24 undefined
20100.23 undefined
20090.23 undefined
20080.22 undefined
20070.21 undefined
20060.2 undefined
20050.18 undefined
20040.17 undefined

First Financial Bankshares dividend payout ratio

In 2023, First Financial Bankshares had a payout ratio of 37.55%. The payout ratio indicates the percentage of the company's profits that First Financial Bankshares distributes as dividends.
  • 3 years

  • 5 years

  • 10 years

  • 25 Years

  • Max

Payout ratio
Details

Payout ratio

What is Yearly Payout Ratio?

The yearly payout ratio for First Financial Bankshares represents the proportion of earnings paid out as dividends to shareholders. It is an indicator of the company's financial health and stability, illustrating how much profit is being returned to investors versus being reinvested back into the company.

How to Interpret the Data

A lower payout ratio for First Financial Bankshares could mean that the company is reinvesting more into its growth, whereas a higher ratio indicates more earnings are being distributed as dividends. Investors seeking regular income might prefer companies with a higher payout ratio, while those looking for growth may opt for companies with a lower ratio.

Using the Data for Investments

Evaluate First Financial Bankshares's payout ratio in conjunction with other financial metrics and performance indicators. A sustainable payout ratio, coupled with strong financial health, can indicate a reliable dividend payout. However, a very high ratio might suggest the company is not sufficiently reinvesting in its future growth.

First Financial Bankshares Payout Ratio History

DateFirst Financial Bankshares Payout ratio
2026e38.09 %
2025e38.63 %
2024e38.09 %
202337.55 %
202240.24 %
202136.48 %
202035.92 %
201938.43 %
201837.27 %
201741.67 %
2016105.06 %
2015141.07 %
201439.29 %
201341.53 %
201241.95 %
201143.83 %
201048.23 %
200952.71 %
200851.94 %
200752.5 %
200653.15 %
200552.14 %
200453.63 %
Unfortunately, there are currently no price targets and forecasts available for First Financial Bankshares.

First Financial Bankshares latest earnings and earnings surprises

DateEPS EstimateEPS ActualQuarterly report
3/31/20240.35 0.37  (4.85 %)2024 Q1
12/31/20230.34 0.32  (-7.19 %)2023 Q4
9/30/20230.37 0.35  (-5.2 %)2023 Q3
6/30/20230.37 0.36  (-2.49 %)2023 Q2
3/31/20230.39 0.37  (-5.78 %)2023 Q1
12/31/20220.42 0.41  (-2.12 %)2022 Q4
9/30/20220.42 0.41  (-2.75 %)2022 Q3
6/30/20220.41 0.42  (2.94 %)2022 Q2
3/31/20220.38 0.39  (2.69 %)2022 Q1
12/31/20210.39 0.39  (-0.56 %)2021 Q4
1
2
3
4
5
...
11

Eulerpool ESG Scorecard© for the First Financial Bankshares stock

Eulerpool World ESG Rating (EESG©)

43/ 100

🌱 Environment

10

👫 Social

63

🏛️ Governance

54

Environment

Scope 1 - Direct Emissions
Scope 2 - Indirect emissions from purchased energy
Scope 3 - Indirect emissions within the value chain
Total CO₂ emissions
CO₂ reduction strategy
Coal energy
Nuclear power
Animal experiments
Fur & Leather
Pesticides
Palm Oil
Tobacco
Genetically modified organisms
Climate concept
Sustainable forestry
Recycling regulations
Environmentally friendly packaging
Hazardous substances
Fuel consumption and efficiency
Water consumption and efficiency

Social

Percentage of female employees72
Percentage of women in management
Percentage of Asian employees
Share of Asian management
Percentage of Hispanic/Latino employees
Hispano/Latino Management share
Percentage of Black employees
Black Management Share
Percentage of white employees
White Management Share
Adult content
Alcohol
Weapons
Firearms
Gambling
Military contracts
Human rights concept
Privacy concept
Occupational health and safety
Catholic

Governance (Corporate Governance)

Environmental reporting
Stakeholder Engagement
Call Back Policies
Antitrust law

The Eulerpool ESG Scorecard© is the strictly copyrighted intellectual property of Eulerpool Research Systems. Any unauthorized use, imitation, or infringement will be actively pursued and may lead to significant legal consequences. For licenses, collaborations, or usage rights, please contact us directly via our contact form. Contact Form to us.

First Financial Bankshares list of shareholders

%
Name
Stocks
Change
Date
5.48 % First Financial Trust & Asset Management Company, N.A.7,833,766-8,5242/28/2024
4.14 % State Street Global Advisors (US)5,916,751654,50512/31/2023
2.62 % Kayne Anderson Rudnick Investment Management, LLC3,747,496132,14312/31/2023
2.60 % Neuberger Berman, LLC3,720,068944,16112/31/2023
2.03 % Geode Capital Management, L.L.C.2,903,039-20,68412/31/2023
12.79 % First Financial Bankshares Inc18,269,86618,269,86612/31/2023
10.29 % BlackRock Institutional Trust Company, N.A.14,703,453784,41912/31/2023
10.11 % The Vanguard Group, Inc.14,438,374120,25212/31/2023
1.83 % Champlain Investment Partners, LLC2,613,529273,88812/31/2023
1.66 % Dimensional Fund Advisors, L.P.2,365,64349,70112/31/2023
1
2
3
4
5
...
10

First Financial Bankshares Executives and Management Board

Mr. F. Scott Dueser69
First Financial Bankshares Chairman of the Board, President, Chief Executive Officer (since 1991)
Compensation 3.09 M
Mr. Ronald Butler63
First Financial Bankshares Executive Vice President, Chief Administrative Officer
Compensation 1.08 M
Mr. Kirk Thaxton62
First Financial Bankshares Chairman, President and Chief Executive Officer of First Financial Trust and Asset Management Company
Compensation 1.08 M
Mr. T. Luke Longhofer40
First Financial Bankshares Executive Vice President, Chief Lending Officer
Compensation 679,517
Mr. Murray Edwards71
First Financial Bankshares Lead Independent Director
Compensation 219,250
1
2
3
4
...
5

Most common questions regarding First Financial Bankshares

What values and corporate philosophy does First Financial Bankshares represent?

First Financial Bankshares Inc represents a set of core values and corporate philosophy that guides its operations. The company emphasizes integrity, trust, and ethical practices in all aspects of its business. With a customer-centric approach, First Financial Bankshares Inc strives to provide exceptional financial services, ensuring transparency and responsiveness to clients' needs. The company also focuses on creating long-term value for shareholders while maintaining a strong commitment to community development and corporate social responsibility. First Financial Bankshares Inc's dedication to these values positions it as a reliable and responsible financial institution, providing customers with the utmost quality and service.

In which countries and regions is First Financial Bankshares primarily present?

First Financial Bankshares Inc is primarily present in the United States.

What significant milestones has the company First Financial Bankshares achieved?

First Financial Bankshares Inc, a leading financial institution, has achieved numerous significant milestones throughout its history. The company has consistently delivered strong financial performance, establishing itself as a reliable and trusted entity in the banking sector. First Financial Bankshares Inc has successfully expanded its operations, diversified its product and service offerings, and consistently provided exceptional customer service. The company's commitment to innovation and strategic growth has resulted in it becoming one of the top-performing banks in the industry. With a steadfast focus on customer satisfaction and financial excellence, First Financial Bankshares Inc continues to achieve remarkable milestones in its pursuit of success.

What is the history and background of the company First Financial Bankshares?

First Financial Bankshares Inc is a renowned financial institution with a rich history and a strong background. Established in 1956, the company has grown to become a leading provider of banking and financial services. With its headquarters in Texas, First Financial Bankshares Inc operates through its numerous subsidiaries, delivering a comprehensive range of services such as commercial banking, trust services, and mortgage loans. The company's commitment to client satisfaction, efficient operations, and strategic growth has enabled it to gain a solid reputation in the industry. First Financial Bankshares Inc continues to serve its customers with integrity, innovation, and excellence, solidifying its position as a trusted financial partner.

Who are the main competitors of First Financial Bankshares in the market?

The main competitors of First Financial Bankshares Inc in the market include major financial institutions such as JPMorgan Chase & Co., Bank of America Corporation, Wells Fargo & Company, and Citigroup Inc. These competitors also offer a range of banking and financial services, competing with First Financial Bankshares Inc in areas such as commercial banking, mortgage lending, wealth management, and retail banking.

In which industries is First Financial Bankshares primarily active?

First Financial Bankshares Inc primarily operates in the financial services industry. As a leading bank holding company, it offers a wide range of commercial banking, trust, and securities services. With its subsidiaries, First Financial Bankshares serves customers in various sectors such as agriculture, energy, real estate, healthcare, manufacturing, and retail. The company's commitment to providing tailored financial solutions has made it a trusted partner for businesses and individuals alike. With its strong presence in the financial services industry, First Financial Bankshares Inc continues to play a significant role in supporting economic growth and prosperity.

What is the business model of First Financial Bankshares?

The business model of First Financial Bankshares Inc is focused on providing a comprehensive range of financial services to individuals and businesses. As a bank holding company, First Financial Bankshares Inc operates through its subsidiary banks, offering various products and services such as commercial banking, trust and wealth management, loan services, and insurance services. The company aims to meet the diverse needs of its customers by maintaining a strong local presence and leveraging its extensive expertise in the financial industry. Through its customer-centric approach and commitment to innovation, First Financial Bankshares Inc strives to create long-term value for its shareholders and contribute to the economic growth of the communities it serves.

What is the P/E ratio of First Financial Bankshares 2024?

The First Financial Bankshares P/E ratio is 21.41.

What is the P/S ratio of First Financial Bankshares 2024?

The First Financial Bankshares P/S ratio is 8.36.

What is the AlleAktien quality score of First Financial Bankshares?

The AlleAktien quality score for First Financial Bankshares is 5/10.

What is the revenue of First Financial Bankshares 2024?

The expected First Financial Bankshares revenue is 550.23 M USD.

How high is the profit of First Financial Bankshares 2024?

The expected First Financial Bankshares profit is 214.76 M USD.

What is the business model of First Financial Bankshares

First Financial Bankshares Inc is a holding company for various banks and financial institutions in Texas and New Mexico. Its business model is based on offering traditional banking products and services to retail customers and businesses. One of the core divisions of the company is retail banking, which focuses on the needs of retail customers. First Financial Bankshares Inc offers various account models, including traditional checking accounts, savings accounts, and accounts with higher interest rates for customers who want to make larger deposits. Customers also have access to various credit products, such as personal loans or mortgages, to meet their financial needs. Online banking and mobile banking are also available to make it easier for customers to access their accounts and financial information. The bank also has a division for asset management and planning. Here, customers can diversify their wealth across a broad range of asset classes, with the company partnering with a number of external asset managers to offer customers individual solutions. First Financial Bankshares Inc also operates a business banking division focused on the needs of small and medium-sized enterprises. The bank offers various types of accounts and loans to help businesses expand. Additionally, the company offers an extended range of cash management services to help businesses manage funds more effectively. The bank also has a division for the agriculture sector. In Texas and New Mexico, agriculture is a significant industry, and First Financial Bankshares Inc has a specialized team that provides financial support to agricultural businesses. The company offers various types of loans and financing programs, such as agricultural mortgages, to help agricultural businesses effectively operate their operations. The company also has an insurance products brokerage division. Various types of insurance, such as life insurance or auto insurance, are brokered across different insurance providers. This segment is intended to help customers round out their overall financial strategy and consider all aspects of their financial lives. Overall, the business model of First Financial Bankshares Inc is based on offering customers a comprehensive range of financial products and services, ranging from traditional banking services to insurance and asset management. The bank serves a broad range of customers, from retail customers to various types of businesses, and strives to offer individual solutions to each customer.

What is the First Financial Bankshares dividend?

First Financial Bankshares pays a dividend of 0.66 USD distributed over payouts per year.

How often does First Financial Bankshares pay dividends?

The dividend cannot currently be calculated for First Financial Bankshares or the company does not pay out a dividend.

What is the First Financial Bankshares ISIN?

The ISIN of First Financial Bankshares is US32020R1095.

What is the First Financial Bankshares WKN?

The WKN of First Financial Bankshares is 923774.

What is the First Financial Bankshares ticker?

The ticker of First Financial Bankshares is FFIN.

How much dividend does First Financial Bankshares pay?

Over the past 12 months, First Financial Bankshares paid a dividend of 0.71 USD . This corresponds to a dividend yield of about 2.21 %. For the coming 12 months, First Financial Bankshares is expected to pay a dividend of 0.79 USD.

What is the dividend yield of First Financial Bankshares?

The current dividend yield of First Financial Bankshares is 2.21 %.

When does First Financial Bankshares pay dividends?

First Financial Bankshares pays a quarterly dividend. This is distributed in the months of October, January, April, July.

How secure is the dividend of First Financial Bankshares?

First Financial Bankshares paid dividends every year for the past 23 years.

What is the dividend of First Financial Bankshares?

For the upcoming 12 months, dividends amounting to 0.79 USD are expected. This corresponds to a dividend yield of 2.31 %.

In which sector is First Financial Bankshares located?

First Financial Bankshares is assigned to the 'Finance' sector.

Wann musste ich die Aktien von First Financial Bankshares kaufen, um die vorherige Dividende zu erhalten?

To receive the latest dividend of First Financial Bankshares from 7/1/2024 amounting to 0.18 USD, you needed to have the stock in your portfolio before the ex-date on 6/14/2024.

When did First Financial Bankshares pay the last dividend?

The last dividend was paid out on 7/1/2024.

What was the dividend of First Financial Bankshares in the year 2023?

In the year 2023, First Financial Bankshares distributed 0.66 USD as dividends.

In which currency does First Financial Bankshares pay out the dividend?

The dividends of First Financial Bankshares are distributed in USD.

All fundamentals about First Financial Bankshares

Our stock analysis for First Financial Bankshares Revenue stock includes important financial indicators such as revenue, profit, P/E ratio, P/S ratio, EBIT, as well as information on dividends. We also assess aspects such as stocks, market capitalization, debt, equity, and liabilities of First Financial Bankshares Revenue. If you are looking for more detailed information on these topics, we offer comprehensive analyses on our subpages.