RevenueNet IncomeP/EP/SEBITDividendStocksMarket capitalizationDebtLiabilitiesEquityAAQSEmployeesROEROAROCE

Discover Financial Services ROE 2024

Discover Financial Services ROE

0.19

Discover Financial Services Dividend yield

2.15 %

Ticker

DFS

ISIN

US2547091080

WKN

A0MUES

In 2024, Discover Financial Services's return on equity (ROE) was 0.19, a -35.47% increase from the 0.3 ROE in the previous year.

Discover Financial Services Aktienanalyse

What does Discover Financial Services do?

Discover Financial Services (DFS) is a US financial services company that was founded in 1985 by Sears, Roebuck and Co., a retail company. The company is headquartered in Riverwoods, Illinois, and offers various financial products and services such as credit cards, payment processing, online banking, deposits, loans, and mortgages. DFS is best known for its credit cards, particularly the Discover Card, which was introduced to the market in 1986. This card was the first to have a cashback rewards program that credits customers a percentage of their purchases as a credit to their card statement, encouraging them to spend more with the card. In 2005, DFS acquired the PULSE ATM/Debit network platform to expand its payment processing services. DFS's credit card division is still one of its major sources of revenue, offering different credit cards like the Discover it Card, Discover it Miles Card, and NHL Discover it Card. These cards provide various benefits such as cashback bonuses, rewards miles and points, as well as low interest rates and fees. DFS also has partnerships with other companies like Amazon, Gap, and Walmart to offer card-related bonuses and discounts. In addition to credit cards, DFS also provides various banking services. Discover Bank is an online banking provider that offers deposit products such as checking accounts, savings accounts, overdraft protection, and more. The bank also has a mobile app that allows customers to manage their accounts and transactions. DFS also offers loans such as personal loans, student loans, and mortgages. The loans are provided through Discover Loans or Discover Home Loans. These loans often have lower interest rates than competitors and have flexible repayment terms. Another important area of DFS is the B2B sector. DFS offers solutions to partner companies that include payment processing services, data analytics, risk management, and fraud detection. This also includes various tools for customer loyalty and rewards programs management. Overall, Discover Financial Services is a leading American provider of financial services, thanks to its innovative and diversified business model. It focuses on offering top-quality products and services while also expanding through partnerships and expanding into new regions. Discover Financial Services ist eines der beliebtesten Unternehmen auf Eulerpool.com.

ROE Details

Decoding Discover Financial Services's Return on Equity (ROE)

Discover Financial Services's Return on Equity (ROE) is a fundamental metric evaluating the company's profitability relative to its equity. Calculated by dividing net income by shareholder's equity, ROE illustrates how effectively the company is generating profits from shareholders’ investments. A higher ROE represents enhanced efficiency and profitability.

Year-to-Year Comparison

Analyzing Discover Financial Services's ROE on a yearly basis aids in tracking its profitability trends and financial performance. An increasing ROE suggests enhanced profitability and value generation for shareholders, whereas a declining ROE may indicate issues in profit generation or equity management.

Impact on Investments

Discover Financial Services's ROE is instrumental for investors assessing the company's profitability, efficiency, and investment attractiveness. A robust ROE indicates the firm’s adeptness at converting equity investments into profits, thereby enhancing its appeal to potential and current investors.

Interpreting ROE Fluctuations

Changes in Discover Financial Services’s ROE can emanate from variations in net income, equity capital, or both. These fluctuations are scrutinized to evaluate management’s effectiveness, financial strategies, and the inherent risks and opportunities, aiding investors in making informed decisions.

Frequently Asked Questions about Discover Financial Services Stock

What is the ROE (Return on Equity) of Discover Financial Services this year?

The ROE of Discover Financial Services this year is 0.19 undefined.

How has the Return on Equity (ROE) of Discover Financial Services developed compared to the previous year?

The ROE of Discover Financial Services has increased by -35.47% decreased compared to the previous year.

What impact does a high ROE (Return on Equity) have on investors of Discover Financial Services?

A high ROE indicates that Discover Financial Services generates good returns on capital and is successful in monetizing its investments. This is a positive indicator for investors.

What impact does a low ROE (Return on Equity) have on investors of Discover Financial Services?

A low ROE can indicate that Discover Financial Services is having difficulties monetizing its investments successfully and can be a negative signal for investors.

How does a change in the ROE (Return on Equity) of Discover Financial Services affect the company?

A change in ROE (Return on Equity) of Discover Financial Services can be an indicator of the financial performance of the company and demonstrate how successful the company is compared to other companies in the same industry.

How to calculate the ROE (Return on Equity) of Discover Financial Services?

The ROE (Return on Equity) is calculated by dividing the company's profit by the total equity. The formula is: ROE = Profit / Total equity.

Which factors influence the ROE (Return on Equity) of Discover Financial Services?

Some factors that can influence Discover Financial Services's Return on Equity (ROE) include the efficiency in using equity, the profitability of the company, and the financing structure.

What strategic measures can take to improve the ROE (Return on Equity)?

To improve the Return on Equity (ROE), can take measures such as cost savings, increasing revenue, improving efficiency in the use of equity, and making changes in the financing structure. It is important for the company to conduct a thorough review of its financial situation to determine the best strategic actions to improve ROE.

How much dividend does Discover Financial Services pay?

Over the past 12 months, Discover Financial Services paid a dividend of 2.7 USD . This corresponds to a dividend yield of about 2.15 %. For the coming 12 months, Discover Financial Services is expected to pay a dividend of 3.35 USD.

What is the dividend yield of Discover Financial Services?

The current dividend yield of Discover Financial Services is 2.15 %.

When does Discover Financial Services pay dividends?

Discover Financial Services pays a quarterly dividend. This is distributed in the months of September, December, March, June.

How secure is the dividend of Discover Financial Services?

Discover Financial Services paid dividends every year for the past 22 years.

What is the dividend of Discover Financial Services?

For the upcoming 12 months, dividends amounting to 3.35 USD are expected. This corresponds to a dividend yield of 2.67 %.

In which sector is Discover Financial Services located?

Discover Financial Services is assigned to the 'Finance' sector.

Wann musste ich die Aktien von Discover Financial Services kaufen, um die vorherige Dividende zu erhalten?

To receive the latest dividend of Discover Financial Services from 6/6/2024 amounting to 0.7 USD, you needed to have the stock in your portfolio before the ex-date on 5/22/2024.

When did Discover Financial Services pay the last dividend?

The last dividend was paid out on 6/6/2024.

What was the dividend of Discover Financial Services in the year 2023?

In the year 2023, Discover Financial Services distributed 2.3 USD as dividends.

In which currency does Discover Financial Services pay out the dividend?

The dividends of Discover Financial Services are distributed in USD.

Stock savings plans offer an attractive way for investors to build wealth over the long term. One of the main advantages is the so-called cost-average effect: by regularly investing a fixed amount in stocks or stock funds, you automatically buy more shares when prices are low, and fewer when they are high. This can lead to a more favorable average price per share over time. In addition, stock savings plans allow small investors access to expensive stocks, as they can participate with small amounts. Regular investment also promotes a disciplined investment strategy and helps to avoid emotional decisions, such as impulsive buying or selling. Furthermore, investors benefit from the potential appreciation of the stocks as well as from dividend distributions, which can be reinvested, enhancing the compounding effect and thus the growth of the invested capital.

The Discover Financial Services stock can be added to a savings plan with the following providers: Trade Republic

Andere Kennzahlen von Discover Financial Services

Our stock analysis for Discover Financial Services Revenue stock includes important financial indicators such as revenue, profit, P/E ratio, P/S ratio, EBIT, as well as information on dividends. We also assess aspects such as stocks, market capitalization, debt, equity, and liabilities of Discover Financial Services Revenue. If you are looking for more detailed information on these topics, we offer comprehensive analyses on our subpages.