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Credito Emiliano SpA Stock

Credito Emiliano SpA Net Income 2024

Credito Emiliano SpA Net Income

591.6 M EUR

Ticker

CE.MI

ISIN

IT0003121677

WKN

866464

In 2024, Credito Emiliano SpA's profit amounted to 591.6 M EUR, a 5.24% increase from the 562.12 M EUR profit recorded in the previous year.

The Credito Emiliano SpA Net Income history

YEARNET INCOME (undefined EUR)
2026e483.43
2025e511.15
2024e591.6
2023562.12
2022316.97
2021352.43
2020201.6
2019201.3
2018186.7
2017186.5
2016131.9
2015166.2
2014151.8
2013115.9
2012121.2
201196.6
201078
200988.8
2008155.8
2007249.4
2006232.1
2005249.5
2004144.1

Credito Emiliano SpA Revenue, EBIT, Net Income

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Revenue
Net Income
Details

Revenue, EBIT and Profit

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Understanding Revenue, EBIT, and Income

Gain insights into Credito Emiliano SpA, a comprehensive overview of its financial performance can be obtained by analyzing the Revenue, EBIT, and Income chart. Revenue represents the total income generated by Credito Emiliano SpA from its primary operations, showcasing the company’s ability to attract and retain clients. EBIT, or Earnings Before Interest and Taxes, indicates the company’s operational profitability, free from the influence of tax and interest expenses. The Income section reflects Credito Emiliano SpA’s net earnings, an ultimate measure of its financial health and profitability.

Yearly Analysis and Comparisons

Observe the yearly bars to understand the annual performance and growth of Credito Emiliano SpA. Compare the Revenue, EBIT, and Income to evaluate the company’s efficiency and profitability. A higher EBIT compared to the previous year suggests an improvement in operational efficiency. Likewise, an increase in Income indicates enhanced overall profitability. Analyzing the year-to-year comparison assists investors in understanding the company’s growth trajectory and operational efficiency.

Utilizing Expectations for Investment

The expected values for the forthcoming years offer investors a glimpse into Credito Emiliano SpA’s anticipated financial performance. Analyzing these projections alongside historical data aids in making informed investment decisions. Investors can gauge the potential risks and returns, aligning their investment strategies accordingly to optimize profitability and mitigate risks.

Investment Insights

Leveraging the comparison between Revenue and EBIT helps in assessing Credito Emiliano SpA’s operational efficiency, while the Revenue and Income comparison reveals the net profitability after accounting for all expenses. Investors can derive valuable insights by meticulously analyzing these financial parameters, laying the foundation for strategic investment decisions aimed at capitalizing on Credito Emiliano SpA’s growth potential.

Credito Emiliano SpA Revenue, EBIT and net profit per share

DateCredito Emiliano SpA RevenueCredito Emiliano SpA Net Income
2026e1.77 B undefined483.43 M undefined
2025e1.78 B undefined511.15 M undefined
2024e1.85 B undefined591.6 M undefined
20233.24 B undefined562.12 M undefined
20222.33 B undefined316.97 M undefined
20212.11 B undefined352.43 M undefined
20200 undefined201.6 M undefined
20190 undefined201.3 M undefined
20180 undefined186.7 M undefined
20170 undefined186.5 M undefined
20160 undefined131.9 M undefined
20150 undefined166.2 M undefined
20140 undefined151.8 M undefined
20130 undefined115.9 M undefined
20120 undefined121.2 M undefined
20110 undefined96.6 M undefined
20100 undefined78 M undefined
20090 undefined88.8 M undefined
20080 undefined155.8 M undefined
20070 undefined249.4 M undefined
20060 undefined232.1 M undefined
20050 undefined249.5 M undefined
20040 undefined144.1 M undefined

Credito Emiliano SpA stock margins

The Credito Emiliano SpA margin analysis displays the gross margin, EBIT margin, as well as the profit margin of Credito Emiliano SpA. The EBIT margin (EBIT/sales) indicates the percentage of sales that remains as operating profit. The profit margin shows the percentage of sales that remains for Credito Emiliano SpA.

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Profit margin
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Margin

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Understanding Gross Margin

The gross margin, expressed as a percentage, delineates the gross profit made from the Credito Emiliano SpA's sales revenue. A higher gross margin percentage indicates that the Credito Emiliano SpA retains more revenue after accounting for the costs of goods sold. Investors use this metric to gauge financial health and operational efficiency, as well as to compare it with competitors and industry averages.

EBIT Margin Analysis

EBIT margin represents the Credito Emiliano SpA's earnings before interest and taxes. Analyzing the EBIT margin over different years provides insights into the operational profitability and efficiency, excluding the effects of financial leverage and tax structure. A growing EBIT margin over the years signifies improving operational performance.

Revenue Margin Insights

The revenue margin demonstrates the Credito Emiliano SpA's total revenue generated. When comparing the revenue margin year over year, investors can gauge the Credito Emiliano SpA's growth and market expansion. It is essential to compare the revenue margin with the gross and EBIT margins to understand the cost and profit structures better.

Interpreting Expectations

The expected values for gross, EBIT, and revenue margins provide future financial outlook of the Credito Emiliano SpA. Investors should compare these expectations with historical data to understand potential growth and risk factors. It is crucial to consider the underlying assumptions and methodologies used in projecting these expected values to make informed investment decisions.

Comparative Analysis

Comparing the gross, EBIT, and revenue margins, both yearly and over multiple years, enables investors to perform a comprehensive analysis of the Credito Emiliano SpA's financial health and growth prospects. Evaluating the trends and patterns in these margins helps in identifying strengths, weaknesses, and potential investment opportunities.

Credito Emiliano SpA Margin History

DateCredito Emiliano SpA Profit margin
2026e27.31 %
2025e28.75 %
2024e31.96 %
202317.35 %
202213.61 %
202116.69 %
20200 %
20190 %
20180 %
20170 %
20160 %
20150 %
20140 %
20130 %
20120 %
20110 %
20100 %
20090 %
20080 %
20070 %
20060 %
20050 %
20040 %

Credito Emiliano SpA Aktienanalyse

What does Credito Emiliano SpA do?

Credito Emiliano SpA, or Credem for short, is a bank headquartered in Reggio Emilia, Italy. The company was founded in 1910 and operates in the retail, corporate banking, and official financial transactions sectors. The history of Credem began as an initiative to protect local lending to support and promote the local economy. To this day, the bank's long-term orientation remains unchanged, and it continues to be deeply rooted within this geographical area. However, the bank's main business area is in Italy, where it operates nationwide, as well as in the United Kingdom and Luxembourg, where it operates as partner institutes. In recent years, the bank has experienced significant growth and expanded its business model to better meet the needs of its customers. The company has now established itself as a full-service bank offering a wide range of products and services tailored to different customer needs. Credem's leading position is due to its excellent customer orientation based on long-term relationships. The bank offers an extensive range of products, including savings accounts, credit cards, mortgages, trade credits, insurance, and investment funds. The company has also provided online banking services to offer even more flexibility to its customers. Credem has also specialized in providing support services for small and medium-sized enterprises (SMEs). The bank offers both traditional and innovative financing options to support SMEs in expanding and growing their businesses. Credem is also involved in asset management and offers a wide range of investment solutions tailored to customer needs. The company also has a professional asset management department that assists customers in identifying and implementing their investment strategies. Furthermore, Credem has a specialized department dealing with real estate business. In this area, the bank offers its customers customized solutions such as loans, financing, and consulting services. The bank has also specialized in providing trade services and offers a range of solutions to meet the requirements of companies and organizations involved in international trade. These include financing services, trade credit insurance, guarantees, and export financing. Overall, Credem is a versatile and customer-oriented bank that offers a wide range of products and services. The company is focused on long-term customer relationships and provides tailored solutions to meet the needs of its customers. The company also has a wide range of specialist departments that offer specialized services to meet the requirements of various customers and business models. Credito Emiliano SpA ist eines der beliebtesten Unternehmen auf Eulerpool.com.

Net Income Details

Understanding Credito Emiliano SpA's Profit Margins

The profit margins of Credito Emiliano SpA represent the net income earned after deducting all operational expenses, costs, and taxes from the revenue. This figure is a clear indicator of Credito Emiliano SpA's financial health, operational efficiency, and profitability. Higher profit margins signify better cost management and income generation capabilities.

Year-to-Year Comparison

Evaluating Credito Emiliano SpA's profit on a yearly basis can offer significant insights into its financial growth, stability, and trends. A consistent increase in profit suggests improved operational efficiency, cost management, or increased revenue, while a decrease may indicate rising costs, declining sales, or operational challenges.

Impact on Investments

Credito Emiliano SpA's profit figures are critical for investors who are aiming to understand the company's financial standing and future growth prospects. Increased profits often lead to higher stock valuations, boosting investor confidence and attracting more investments.

Interpreting Profit Fluctuations

When Credito Emiliano SpA’s profit increases, it often indicates enhanced operational efficiency or increased sales. In contrast, a decline in profit can signal operational inefficiencies, increased costs, or competitive pressures, necessitating strategic interventions to boost profitability.

Frequently Asked Questions about Credito Emiliano SpA stock

How much profit has Credito Emiliano SpA made this year?

Credito Emiliano SpA has made 591.6 M EUR this year.

How has the profit developed compared to last year?

The profit has increased by 5.24% compared to last year increased

What impact do the earnings have on the shareholders?

An increase in earnings is usually seen as a positive indicator for shareholders as it means that the company is generating profits.

How does Credito Emiliano SpA publish its earnings?

Credito Emiliano SpA publishes its earnings in the form of quarterly or annual reports.

Which financial indicators are included in the quarterly or annual reports?

The quarterly or annual reports contain information about sales and profit, cash flow, balance sheet, and other fundamentals.

Why is it important for investors to know the earnings of Credito Emiliano SpA?

The profits of Credito Emiliano SpA are an important indicator of the financial health of the company and can help investors decide whether they want to invest in the company or not.

How can one learn more about the earnings of Credito Emiliano SpA?

You can learn more about the earnings of Credito Emiliano SpA by reviewing the quarterly or annual reports or following the company presentations.

How much dividend does Credito Emiliano SpA pay?

Over the past 12 months, Credito Emiliano SpA paid a dividend of 0.33 EUR . This corresponds to a dividend yield of about 3.23 %. For the coming 12 months, Credito Emiliano SpA is expected to pay a dividend of 0.35 EUR.

What is the dividend yield of Credito Emiliano SpA?

The current dividend yield of Credito Emiliano SpA is 3.23 %.

When does Credito Emiliano SpA pay dividends?

Credito Emiliano SpA pays a quarterly dividend. This is distributed in the months of June, June, June, November.

How secure is the dividend of Credito Emiliano SpA?

Credito Emiliano SpA paid dividends every year for the past 6 years.

What is the dividend of Credito Emiliano SpA?

For the upcoming 12 months, dividends amounting to 0.35 EUR are expected. This corresponds to a dividend yield of 3.45 %.

In which sector is Credito Emiliano SpA located?

Credito Emiliano SpA is assigned to the 'Finance' sector.

Wann musste ich die Aktien von Credito Emiliano SpA kaufen, um die vorherige Dividende zu erhalten?

To receive the latest dividend of Credito Emiliano SpA from 10/16/2024 amounting to 0.2 EUR, you needed to have the stock in your portfolio before the ex-date on 10/14/2024.

When did Credito Emiliano SpA pay the last dividend?

The last dividend was paid out on 10/16/2024.

What was the dividend of Credito Emiliano SpA in the year 2023?

In the year 2023, Credito Emiliano SpA distributed 0.3 EUR as dividends.

In which currency does Credito Emiliano SpA pay out the dividend?

The dividends of Credito Emiliano SpA are distributed in EUR.

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Andere Kennzahlen von Credito Emiliano SpA

Our stock analysis for Credito Emiliano SpA Revenue stock includes important financial indicators such as revenue, profit, P/E ratio, P/S ratio, EBIT, as well as information on dividends. We also assess aspects such as stocks, market capitalization, debt, equity, and liabilities of Credito Emiliano SpA Revenue. If you are looking for more detailed information on these topics, we offer comprehensive analyses on our subpages.