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Overview
Profile

Intesa Sanpaolo SpA stock

ISP.MI
IT0000072618
850605

Price

4.40
Today +/-
+0.02
Today %
+0.43 %

Intesa Sanpaolo SpA stock price

%
Weekly
Details

Price

Overview

The Quote Chart provides detailed and dynamic insights into the Intesa Sanpaolo SpA stock's performance, showcasing daily, weekly, or monthly aggregated quotes. Users can switch between different time frames to analyze the stock's progression meticulously and make informed investment decisions.

Intraday Feature

The intraday feature provides real-time data, allowing investors to view the Intesa Sanpaolo SpA stock’s price fluctuations within the trading day, facilitating timely and strategic investment decisions.

Total Return and Relative Price Change

View the total return of the Intesa Sanpaolo SpA stock to gauge its profitability over time. The relative price change, based on the first quote available in the selected timeframe, offers insights into the stock’s performance, assisting in evaluating its investment potential.

Interpretation and Investment

Utilize the comprehensive data presented in the Quote Chart to analyze Intesa Sanpaolo SpA's market trends, price movements, and potential returns. Make informed investment choices by comparing different time frames and evaluating intraday data for optimized portfolio management.

Intesa Sanpaolo SpA Stock Price History

DateIntesa Sanpaolo SpA Price
2/14/20254.40 undefined
2/13/20254.38 undefined
2/12/20254.42 undefined
2/11/20254.42 undefined
2/10/20254.34 undefined
2/7/20254.35 undefined
2/6/20254.35 undefined
2/5/20254.22 undefined
2/4/20254.25 undefined
2/3/20254.17 undefined
1/31/20254.19 undefined
1/30/20254.22 undefined
1/29/20254.25 undefined
1/28/20254.19 undefined
1/27/20254.18 undefined
1/24/20254.19 undefined
1/23/20254.18 undefined
1/22/20254.10 undefined
1/21/20254.16 undefined
1/20/20254.17 undefined

Intesa Sanpaolo SpA Revenue, EBIT, Net Income

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  • Max

Revenue
Net Income
Details

Revenue, EBIT and Profit

Understanding Revenue, EBIT, and Income

Gain insights into Intesa Sanpaolo SpA, a comprehensive overview of its financial performance can be obtained by analyzing the Revenue, EBIT, and Income chart. Revenue represents the total income generated by Intesa Sanpaolo SpA from its primary operations, showcasing the company’s ability to attract and retain clients. EBIT, or Earnings Before Interest and Taxes, indicates the company’s operational profitability, free from the influence of tax and interest expenses. The Income section reflects Intesa Sanpaolo SpA’s net earnings, an ultimate measure of its financial health and profitability.

Yearly Analysis and Comparisons

Observe the yearly bars to understand the annual performance and growth of Intesa Sanpaolo SpA. Compare the Revenue, EBIT, and Income to evaluate the company’s efficiency and profitability. A higher EBIT compared to the previous year suggests an improvement in operational efficiency. Likewise, an increase in Income indicates enhanced overall profitability. Analyzing the year-to-year comparison assists investors in understanding the company’s growth trajectory and operational efficiency.

Utilizing Expectations for Investment

The expected values for the forthcoming years offer investors a glimpse into Intesa Sanpaolo SpA’s anticipated financial performance. Analyzing these projections alongside historical data aids in making informed investment decisions. Investors can gauge the potential risks and returns, aligning their investment strategies accordingly to optimize profitability and mitigate risks.

Investment Insights

Leveraging the comparison between Revenue and EBIT helps in assessing Intesa Sanpaolo SpA’s operational efficiency, while the Revenue and Income comparison reveals the net profitability after accounting for all expenses. Investors can derive valuable insights by meticulously analyzing these financial parameters, laying the foundation for strategic investment decisions aimed at capitalizing on Intesa Sanpaolo SpA’s growth potential.

Intesa Sanpaolo SpA Revenue, EBIT and net profit per share

DateIntesa Sanpaolo SpA RevenueIntesa Sanpaolo SpA Net Income
2028e27.29 B undefined7.83 B undefined
2027e27.72 B undefined10.02 B undefined
2026e27.26 B undefined9.6 B undefined
2025e27.1 B undefined9.32 B undefined
202427.26 B undefined8.67 B undefined
202337.74 B undefined7.72 B undefined
202238.86 B undefined4.38 B undefined
20210 undefined4.19 B undefined
20200 undefined3.28 B undefined
20190 undefined4.18 B undefined
20180 undefined4.05 B undefined
20170 undefined7.32 B undefined
20160 undefined3.11 B undefined
20150 undefined2.74 B undefined
20140 undefined1.25 B undefined
20130 undefined-4.55 B undefined
20120 undefined1.61 B undefined
20110 undefined-8.19 B undefined
20100 undefined2.71 B undefined
20090 undefined2.81 B undefined
20080 undefined2.55 B undefined
20070 undefined7.25 B undefined
20060 undefined2.56 B undefined
20050 undefined4.75 B undefined

Intesa Sanpaolo SpA Income Statement, Balance Sheet, Cash Flow Statement

  • Simple

  • Expanded

  • Income Statement

  • Balance Sheet

  • Cashflow

 
REVENUE (B)REVENUE GROWTH (%)GROSS MARGIN (%)GROSS INCOME (B)EBIT (B)EBIT MARGIN (%)NET INCOME (B)NET INCOME GROWTH (%)DIV. ()DIV. GROWTH (%)SHARES (B)DOCUMENTS
1995199619971998199920002001200220032004200520062007200820092010201120122013201420152016201720182019202020212022202320242025e2026e2027e2028e
00000000000000000000000000038.8637.7427.2627.127.2627.7227.29
-----------------------------2.88-27.77-0.590.591.67-1.54
---------------------------47.5348.9467.7668.1667.7666.6467.69
00000000000000000000000000018.47000000
0000000000000000000000000006.850015.4615.5417.0512.18
----------------------------------
0.090.10.360.581.091.690.930.21.211.844.752.567.252.552.812.71-8.191.61-4.551.252.743.117.324.054.183.284.194.387.728.679.329.610.027.83
-5.38269.3961.0586.6254.87-44.81-78.49507.0051.65158.07-46.14183.31-64.799.87-3.57-402.77-119.60-383.49-127.49118.9413.58135.17-44.643.26-21.6427.714.6476.3912.207.562.954.41-21.90
----------------------------------
----------------------------------
0.770.772.372.915.816.317.157.36.966.3412.637.3913.5413.5613.5713.5714.7116.4316.4116.4416.7716.7716.7716.7717.4718.2419.3819.3218.2617.880000
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Details

Keystats

Revenue and Growth

The Intesa Sanpaolo SpA Revenue and Revenue Growth are pivotal to understanding the company's financial health and operational efficiency. A consistent increase in revenue indicates a company’s ability to effectively market and sell its products or services, while the revenue growth percentage offers insights into the pace at which the company is expanding over the years.

Gross Margin

The Gross Margin is a crucial metric that showcases the percentage of revenue exceeding the cost of goods sold (COGS). A higher gross margin is indicative of a company’s efficiency in controlling its production costs, thereby promising potential profitability and financial stability.

EBIT and EBIT Margin

EBIT (Earnings Before Interest and Taxes) and EBIT Margin offer deep insights into a company’s profitability, excluding the impacts of interest and taxes. Investors often assess these metrics to gauge the operational efficiency and inherent profitability of a business, separate from its financial structure and tax environment.

Income and Growth

Net Income and its subsequent growth are quintessential for investors looking to understand a company’s profitability. Consistent income growth underscores a company’s ability to enhance its profitability over time, reflecting operational efficiency, strategic competitiveness, and financial health.

Shares Outstanding

Shares outstanding refer to the total number of shares a company has issued. It's instrumental in calculating key metrics like Earnings Per Share (EPS) which is pivotal for investors to evaluate a company’s profitability on a per-share basis, offering a more granular view of financial health and valuation.

Interpreting Year to Year Comparison

Comparing yearly data allows investors to identify trends, assess the company’s growth, and anticipate potential future performance. Analyzing how metrics like revenue, income, and margins change year over year can provide valuable insights into the company’s operational efficiency, competitiveness, and overall financial health.

Expectations and Predictions

Investors often juxtapose the current and past financial data with the market’s expectations. This comparison aids in assessing whether the Intesa Sanpaolo SpA is performing as anticipated, underperforming or outperforming the market predictions, providing pivotal data for investment decisions.

 
ASSETSCASH BALANCE (B)RECEIVABLES (M)OTHER REC. (M)INVENTORIES (M)OTHER CURRENT LIAB. (B)CURRENT ASSETS (B)TANGIBLE ASSETS (B)LONG-T. INVEST. (B)LONG-T. REC. (B)INTANGIBLE ASSETS (B)GOODWILL (B)OTHER NON-CURRENT ASSETS (B)NON-CURRENT ASSETS (B)TOTAL ASSETS (B)LIABILITIESCOMMON STOCK (B)ADDITIONAL PAID-IN CAPITAL (B)RETAINED EARNINGS (B)OTHER EQUITY (B)UNREAL. GAINS/LOSSES (B)EQUITY (B)LIABILITIES (B)PROVISIONS (B)OTHER SHORT-TERM LIAB. (B)SHORT-TERM DEBTS (B)LONG-TERM DEBT PORTION (M)SHORT-TERM REC. (B)LONG-T. LIAB. (B)DEFERRED TAXES (B)OTHER LIAB. (B)LONG-T. LIABILITIES (B)DEBT (B)TOTAL CAPITAL (B)
199519961997199819992000200120022003200420052006200720082009201020112012201320142015201620172018201920202021202220232024
                                                           
000000000000000000000000000184.0500
000000000000000000000000000000
000000000000000000000000000000
000000000000000000000000000000
0000000000000000000000000006.0700
000000000000000000000000000190.1100
0.590.612.012.314.984.484.454.253.663.664.812.935.195.265.295.465.565.115.065.155.374.916.687.378.8810.8510.7910.5119.4118.88
00.020.440.420.651.581.450.851.42.172.772.183.523.233.062.722.632.711.991.811.731.280.680.941.2421.652.012.50
0000000000000000000000000004.1900
0.050.050.150.390.720.740.710.710.6200.720.468.317.466.956.776.356.043.573.353.283.333.694.915.165.045.775.615.850
0.090.070.580.440.470.680.490.750.5501.630.9317.4619.6918.8419.228.698.683.93.93.914.064.064.234.063.153.573.633.670
0000000004.276.161.475.915.8811.86.0512.369.9711.0911.4611.4211.4413.8315.2414.2545.8816.6815.2514.813.58
0.720.753.183.566.827.477.16.566.2310.116.17.9640.3941.5145.9440.2135.5932.525.6125.6725.7125.0228.9232.6933.5766.9238.4641.1946.2432.47
0.720.753.183.566.827.477.16.566.2310.116.17.9640.3941.5145.9440.2135.5932.525.6125.6725.7125.0228.9232.6933.5766.9238.46231.346.2432.47
                                                           
0.380.381.151.412.793.013.493.563.563.566.633.616.656.656.656.658.558.558.558.738.738.738.739.099.0910.0810.0810.3710.3710.37
0.260.261.692.125.276.044.085.765.4030.775.5633.4633.133.133.136.1430.9330.9327.3527.3527.3526.0124.7725.0827.4427.2928.05280
0.460.50.81.061.984.296.113.144.639.8612.737.7912.9610.6313.3714.855.6511.556.1710.3111.9112.6418.6517.0717.9721.5520.9718.0547.6648.43
000000000000000000000.882.124.14.14.17.446.287.217.958.71
0.180.180.180.20.260.30.390.360.360.540.821.210.7-1.41-0.43-1.05-3.3-1.69-1.07-1.62-1.02-1.85-1.21-0.91-0.16-0.52-0.71-2.46-2.01-2.33
1.281.323.824.810.313.6514.0612.8313.9513.9750.9518.1753.7748.9752.6953.5447.0449.3344.5844.7647.8548.9856.2954.1156.076663.9161.2391.9765.18
0000000000000000000000001.531.982.2701.690
0.40.421.831.753.814.44.264.331.950000000000000000.20.20.2400.550
0000000001.360.910.90.681.610.840.660.691.620.90.780.510.50.360.162.382.382.792.021.952.1
0000000000000000022.7622.02028.9733.0135.4649.7138.4311.0114.8514.0492.5545.08
000000000000000000000000000000
0.40.421.831.753.814.44.264.331.951.360.910.90.681.610.840.660.6924.3822.920.7829.4833.5135.8249.8842.5415.5720.1516.0696.7247.18
0.421.2927.9233.4446.5647.8352.2556.5558.510115.5880.03139.89188.28185.24179.98160.25178.53158.1123.77128.41113.2116.53102.44105.75117.06110.3117.62144.270
00000000001.030.573.182.852.122.613.381.881.341.691.861.542.152.231.872.751.9201.490
1.441.8211.0614.430.2729.8733.3435.238.4913.4647.6111.0548.4648.0255.3769.9171.38169.47157.38155.37200.81214.44221.39217.11234.53298.84287.66241.17183.86193.26
1.863.1138.9847.8476.8277.6985.5991.759713.46164.2291.65191.54239.15242.73252.5235349.88316.82280.83331.08329.19340.06321.78342.15418.65399.88358.79329.61193.26
2.263.5340.8149.5980.6382.0989.8596.0898.9514.82165.1392.55192.22240.76243.58253.16235.69374.25339.73281.61360.55362.69375.88371.65384.68434.22420.04374.85426.34240.44
3.544.8444.6354.3890.9395.74103.91108.9112.928.79216.08110.72245.98289.73296.26306.7282.74423.59384.31326.37408.4411.68432.17425.76440.76500.22483.95436.08518.3305.62
Details

Balance Sheet

Understanding the Balance Sheet

The balance sheet of Intesa Sanpaolo SpA provides a detailed financial snapshot, revealing the company's assets, liabilities, and equity at a specific point in time. Analyzing these components is crucial for investors looking to understand Intesa Sanpaolo SpA's financial health and stability.

Assets

Intesa Sanpaolo SpA's assets represent everything the company owns or controls that has monetary value. These are categorized into current and non-current assets, offering insights into the company's liquidity and long-term investments.

Liabilities

Liabilities are obligations that Intesa Sanpaolo SpA must settle in the future. Analyzing the ratio of liabilities to assets provides insights into the company's financial leverage and risk exposure.

Equity

Equity refers to the residual interest in the assets of Intesa Sanpaolo SpA after deducting liabilities. It represents the owners’ claim on the company’s assets and earnings.

Year-to-Year Analysis

Comparing balance sheet figures year-to-year allows investors to identify trends, growth patterns, and potential financial risks, facilitating informed investment decisions.

Interpreting the Data

Detailed analysis of assets, liabilities, and equity can provide investors with comprehensive insights into Intesa Sanpaolo SpA's financial standing, aiding in investment evaluations and risk assessments.

 
NET INCOME (B)DEPRECIATION (B)DEFERRED TAXES (M)CHANGES IN WORKING CAPITAL (B)NON-CASH ITEM (B)PAID INTEREST (M)PAID TAXES (M)NET CASH FLOW FROM OPERATING ACTIVITIES (B)CAPITAL EXPENDITURES (M)CASH FLOW FROM INVESTING ACTIVITIES (B)CASH FLOW FROM OTHER INVESTING ACTIVITIES (B)INTEREST INCOME AND EXPENSES (M)NET DEBT CHANGE (B)NET CHANGE IN EQUITY (B)CASH FLOW FROM FINANCING ACTIVITIES (B)CASH FLOW FROM OTHER FINANCING ACTIVITIES (B)TOTAL DIVIDENDS PAID (M)NET CHANGE IN CASH FLOW (B)FREE CASH FLOW (M)SHARE-BASED COMPENSATION (M)
19951996199719981999200020012002200320042005200620072008200920102011201220132014201520162017201820192020202120222023
0.090.10.120.580.851.460.930.21.211.943.132.677.362.682.942.78-8.131.65-4.561.312.813.27.354.074.173.294.044.387.75
0000000000.570.520.51.362.181.181.141.11.183.210.980.910.930.880.981.222.381.591.681.66
00000000000000000000000000000
0.140.10.040.430.310.6211.391-4.23-5.67-3.35-0.18.3-13.3-11.37-10.72-1.05-5.33-15.83-4.34-7.55-8.25-1.7-7.76-16.54-3.891.64-29.82
0.280.180.171.261.932.242.142.240.82.31.482.52-2.39-2.345.634.8112.41.189.6913.785.193.032.12.276.819.156.974.583.07
00000000000000000000000000000
00000000000000000000000000000
0.510.370.332.283.14.324.073.843.020.57-0.532.346.2210.82-3.55-2.65-5.342.963.010.234.57-0.382.095.624.43-1.738.81102.28-17.34
000000000-526-640-586-1,615-1,381-709-876-844-835-697-508-986-647-1,275-1,910-1,465-1,436-1,892-1,848-1,655
-0.96-3.07-5.08-12.52-20.33-25.236.1431.259.470.121.15-0.81.1-1.594.180.120.78-0.84-0.820.33-1.50.98-0.24-2.05-1.29-0.36-2.23-0.54-0.59
-0.96-3.07-5.08-12.52-20.33-25.236.1431.259.470.641.79-0.222.71-0.214.890.991.63-0-0.120.84-0.511.621.04-0.140.181.08-0.331.311.07
00000000000000000000000000000
0.190.050.033.071.331.161.94-0.08-0.900000000000000000000
000000000-0.010.150.13-2.210.040-04.95-0.01-0.040.440.881.241.820.9-0.252.72-1.54-0.5-1.29
0.482.413.8113.7214.4615.19-2.44-30.1-11.61-0.42-0.64-1.46-7.14-4.85-0.02-1.133.88-0.88-0.94-0.42-0.35-1.2-1.19-2.58-3.762.68-5.59-3.52-5.59
0.292.373.7810.6513.1214.48-3.82-29.69-10.600000000000000-0.03-0.01-0-0.01-0.05-0.01
00000-455-556-335-108-409-791-1,590-4,928-4,887-24-1,125-1,077-871-901-858-1,234-2,440-3,008-3,447-3,494-41-4,041-2,966-4,293
0.03-0.28-0.943.48-2.78-5.727.784.990.880.310.010.10.184.370.58-3.65-0.71.241.220.112.71-0.660.671-0.610.511.0298.17-23.65
5143743342,2773,0954,3214,0723,8353,02044-1,1731,7524,6079,438-4,259-3,522-6,1882,1282,316-2753,582-1,0318113,7132,968-3,1656,913100,428-18,993
00000000000000000000000000000

Intesa Sanpaolo SpA stock margins

The Intesa Sanpaolo SpA margin analysis displays the gross margin, EBIT margin, as well as the profit margin of Intesa Sanpaolo SpA. The EBIT margin (EBIT/sales) indicates the percentage of sales that remains as operating profit. The profit margin shows the percentage of sales that remains for Intesa Sanpaolo SpA.
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Profit margin
Details

Margin

Understanding Gross Margin

The gross margin, expressed as a percentage, delineates the gross profit made from the Intesa Sanpaolo SpA's sales revenue. A higher gross margin percentage indicates that the Intesa Sanpaolo SpA retains more revenue after accounting for the costs of goods sold. Investors use this metric to gauge financial health and operational efficiency, as well as to compare it with competitors and industry averages.

EBIT Margin Analysis

EBIT margin represents the Intesa Sanpaolo SpA's earnings before interest and taxes. Analyzing the EBIT margin over different years provides insights into the operational profitability and efficiency, excluding the effects of financial leverage and tax structure. A growing EBIT margin over the years signifies improving operational performance.

Revenue Margin Insights

The revenue margin demonstrates the Intesa Sanpaolo SpA's total revenue generated. When comparing the revenue margin year over year, investors can gauge the Intesa Sanpaolo SpA's growth and market expansion. It is essential to compare the revenue margin with the gross and EBIT margins to understand the cost and profit structures better.

Interpreting Expectations

The expected values for gross, EBIT, and revenue margins provide future financial outlook of the Intesa Sanpaolo SpA. Investors should compare these expectations with historical data to understand potential growth and risk factors. It is crucial to consider the underlying assumptions and methodologies used in projecting these expected values to make informed investment decisions.

Comparative Analysis

Comparing the gross, EBIT, and revenue margins, both yearly and over multiple years, enables investors to perform a comprehensive analysis of the Intesa Sanpaolo SpA's financial health and growth prospects. Evaluating the trends and patterns in these margins helps in identifying strengths, weaknesses, and potential investment opportunities.

Intesa Sanpaolo SpA Margin History

DateIntesa Sanpaolo SpA Profit margin
2028e28.68 %
2027e36.15 %
2026e35.2 %
2025e34.4 %
202431.79 %
202320.47 %
202211.27 %
20210 %
20200 %
20190 %
20180 %
20170 %
20160 %
20150 %
20140 %
20130 %
20120 %
20110 %
20100 %
20090 %
20080 %
20070 %
20060 %
20050 %

Intesa Sanpaolo SpA Stock Sales Revenue, EBIT, Earnings per Share

The Intesa Sanpaolo SpA earnings per share therefore indicates how much revenue Intesa Sanpaolo SpA has generated per share in a given period. The earnings before interest and taxes per share shows how much of the operating profit corresponds to each share. The earnings per share indicates how much of the profit belongs to each share.
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Sales per Share
Earnings per Share
Details

Revenue, EBIT and Earnings per share

Revenue Per Share

Revenue per share represents the total revenue Intesa Sanpaolo SpA earns, divided by the number of outstanding shares. It is a crucial metric as it reflects the company's ability to generate sales and signifies growth and expansion potential. Comparing yearly revenue per share allows investors to analyze the consistency in a company’s earnings and predict future trends.

EBIT Per Share

EBIT per share indicates Intesa Sanpaolo SpA's earning before interest and taxes, offering insights into operational profitability excluding the effects of capital structure and tax rates. It can be juxtaposed against revenue per share to gauge the efficiency in converting sales into profits. A consistent increase in EBIT per share over the years underscores operational efficiency and profitability.

Income Per Share

Income per share, or earnings per share (EPS), reveals the portion of Intesa Sanpaolo SpA’s profit allocated to each share of common stock. It’s instrumental in evaluating the profitability and financial health. By comparing it with revenue and EBIT per share, investors discern how effectively a firm translates sales and operational profits into net income.

Expected Values

Expected values are projections of revenue, EBIT, and income per share for forthcoming years. These anticipations, rooted in historical data and market analysis, aid investors in strategizing their investments, evaluating Intesa Sanpaolo SpA's prospective performance, and estimating future stock prices. However, it’s pivotal to consider market volatilities and uncertainties that can influence these projections.

Intesa Sanpaolo SpA Revenue, EBIT and net profit per share

DateIntesa Sanpaolo SpA Sales per ShareIntesa Sanpaolo SpA Earnings per Share
2028e1.53 undefined0.44 undefined
2027e1.56 undefined0.56 undefined
2026e1.53 undefined0.54 undefined
2025e1.52 undefined0.52 undefined
20241.52 undefined0.48 undefined
20232.07 undefined0.42 undefined
20222.01 undefined0.23 undefined
20210 undefined0.22 undefined
20200 undefined0.18 undefined
20190 undefined0.24 undefined
20180 undefined0.24 undefined
20170 undefined0.44 undefined
20160 undefined0.19 undefined
20150 undefined0.16 undefined
20140 undefined0.08 undefined
20130 undefined-0.28 undefined
20120 undefined0.1 undefined
20110 undefined-0.56 undefined
20100 undefined0.2 undefined
20090 undefined0.21 undefined
20080 undefined0.19 undefined
20070 undefined0.54 undefined
20060 undefined0.35 undefined
20050 undefined0.38 undefined

Intesa Sanpaolo SpA business model

Intesa Sanpaolo SpA is an Italian bank holding company headquartered in Turin, Italy. It was formed in 2007 through the merger of Intesa Banco di Napoli and Sanpaolo IMI. The bank is one of the largest players in the Italian banking sector and has a long history and experience in this field. The history of Intesa Sanpaolo began in 1823, when Banco di Napoli was founded. The bank later merged with Banca Commerciale Italiana and became a major player in the Italian banking sector. Sanpaolo IMI was formed in 1998 through the merger of Banca IMI and San Paolo. The merger of Intesa and Sanpaolo created one of the largest banks in Europe with total assets of around 786 billion euros. Intesa Sanpaolo is focused on four business areas: retail banking, corporate & investment banking, asset management, and insurance. The company also operates a subsidiary called Banca Fideuram, which specializes in wealth management and financial advisory. In the retail banking segment, Intesa Sanpaolo offers a range of financial products, including current accounts, savings accounts, loans, mortgages, insurance, and digital financial services. The bank has a wide network of branches and ATMs throughout Italy and also offers mobile and online banking services. The corporate & investment banking segment of Intesa Sanpaolo provides a range of financial services for large companies and institutional clients, including financial advisory, lending, mergers and acquisitions, asset management, and securities trading. The bank also advises clients on obtaining investments in sustainable energy and infrastructure. In the asset management area, Intesa Sanpaolo offers a wide range of investment products and services, including investment funds, private banking, pension funds, and asset management. The company is also active internationally in this segment and operates several subsidiaries and joint ventures in Europe and Asia. Intesa Sanpaolo is also active in the insurance industry and offers various insurance products, including life, health, and property insurance. The insurance products are offered through a subsidiary called Intesa Sanpaolo Assicura and can be purchased through branches or online. Intesa Sanpaolo also has a strong presence in corporate social responsibility (CSR) and is involved in various charitable activities and initiatives aimed at supporting society and effecting positive change. The company participates in environmental projects, educational initiatives, art and culture, and supports nonprofit organizations. In summary, Intesa Sanpaolo SpA is a successful and established bank that offers a wide range of financial products and services. The company operates in four business areas and has a subsidiary specializing in asset management and financial advisory. Intesa Sanpaolo places a high value on CSR and is engaged in various activities aimed at supporting society. Intesa Sanpaolo SpA is one of the most popular companies on Eulerpool.com.

Intesa Sanpaolo SpA SWOT Analysis

Strengths

Intesa Sanpaolo SpA is one of Italy's leading banking institutions, enjoying a strong market position and brand recognition.

The company has a diverse portfolio of products and services, including retail and corporate banking, asset management, and insurance.

Intesa Sanpaolo has a large customer base, both in Italy and internationally, contributing to its stable revenue stream.

Weaknesses

Like other banks, Intesa Sanpaolo is exposed to risks associated with economic downturns and market fluctuations.

The company has faced challenges in reducing its non-performing loans, impacting its profitability and financial performance.

Intesa Sanpaolo's dependence on the Italian market exposes it to potential regulatory changes and political instability.

Opportunities

The digital transformation in the banking industry presents opportunities for Intesa Sanpaolo to enhance its online services and reach a wider customer base.

Expansion into emerging markets, particularly in Eastern Europe and Asia, offers potential for growth and diversification.

The company can benefit from strategic partnerships and alliances with fintech companies to tap into innovative technologies and improve operational efficiency.

Threats

Intesa Sanpaolo faces fierce competition from both domestic and international banks, putting pressure on market share and profitability.

Changes in regulatory requirements and compliance standards may increase operating costs and require significant investments.

Unforeseen events, such as economic crises or political instability, can negatively impact the company's financial performance and reputation.

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Intesa Sanpaolo SpA Eulerpool Fair Value

Details

Fair Value

Understanding Fair Value

The fair value of a stock provides insights into whether the stock is currently undervalued or overvalued. It is calculated based on profit, revenue, or dividends and offers a comprehensive perspective of the stock’s intrinsic value.

Income-Based Fair Value

This is calculated by multiplying the earnings per share by the average P/E ratio of the selected past years for smoothing. If the fair value is higher than the current market price, it suggests that the stock is undervalued.

Example 2022

Fair Value Profit 2022 = Earnings per Share 2022 / Average P/E Ratio 2019 - 2021 (3 Years Smoothing)

Revenue-Based Fair Value

It is derived by multiplying the revenue per share by the average price-to-sales ratio of the selected past years for smoothing. An undervalued stock is identified if the fair value exceeds the ongoing market price.

Example 2022

Fair Value Revenue 2022 = Revenue per Share 2022 / Average PSR 2019 - 2021 (3 Years Smoothing)

Dividend-Based Fair Value

This value is determined by dividing the dividend per share by the average dividend yield of the selected past years for smoothing. A higher fair value than the market price indicates an undervalued stock.

Example 2022

Fair Value Dividend 2022 = Dividend per Share 2022 * Average Dividend Yield 2019 - 2021 (3 Years Smoothing)

Expectations and Forecasts

Future expectations provide potential trajectories for stock prices and aid investors in decision-making. The expected values are forecasted figures of fair value, taking into account the growth or decline trends of profit, revenue, or dividend.

Comparative Analysis

Comparing the fair value based on profit, revenue, and dividend provides a holistic overview of the stock’s financial health. Observing the annual and per-annual variations contributes to understanding the consistency and reliability of stock performance.

Intesa Sanpaolo SpA historical P/E ratio, EBIT multiple, and P/S ratio

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Intesa Sanpaolo SpA shares outstanding

The number of shares was Intesa Sanpaolo SpA in 2024 — This indicates how many shares 17.878 B is divided into. Since shareholders are the owners of a company, each share represents a small portion of the company's ownership.
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Revenue, EBIT and Earnings per share

Revenue Per Share

Revenue per share represents the total revenue Intesa Sanpaolo SpA earns, divided by the number of outstanding shares. It is a crucial metric as it reflects the company's ability to generate sales and signifies growth and expansion potential. Comparing yearly revenue per share allows investors to analyze the consistency in a company’s earnings and predict future trends.

EBIT Per Share

EBIT per share indicates Intesa Sanpaolo SpA's earning before interest and taxes, offering insights into operational profitability excluding the effects of capital structure and tax rates. It can be juxtaposed against revenue per share to gauge the efficiency in converting sales into profits. A consistent increase in EBIT per share over the years underscores operational efficiency and profitability.

Income Per Share

Income per share, or earnings per share (EPS), reveals the portion of Intesa Sanpaolo SpA’s profit allocated to each share of common stock. It’s instrumental in evaluating the profitability and financial health. By comparing it with revenue and EBIT per share, investors discern how effectively a firm translates sales and operational profits into net income.

Expected Values

Expected values are projections of revenue, EBIT, and income per share for forthcoming years. These anticipations, rooted in historical data and market analysis, aid investors in strategizing their investments, evaluating Intesa Sanpaolo SpA's prospective performance, and estimating future stock prices. However, it’s pivotal to consider market volatilities and uncertainties that can influence these projections.

Intesa Sanpaolo SpA stock splits

In Intesa Sanpaolo SpA's history, there have been no stock splits.

Intesa Sanpaolo SpA dividend history and estimates

In 2024, Intesa Sanpaolo SpA paid a dividend amounting to 0.32 EUR. Dividend means that Intesa Sanpaolo SpA distributes a portion of its profits to its owners.
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Dividend
Dividend (Estimate)
Details

Dividend

Dividend Overview

The dividend per year chart for Intesa Sanpaolo SpA provides a comprehensive view of the annual dividends distributed to shareholders. Analyze the trend to understand the consistency and growth in dividend payouts over the years.

Interpretation and Use

A consistent or increasing trend in dividends can indicate the company's profitability and financial health. Investors can use this data to identify Intesa Sanpaolo SpA’s potential for long-term investment and income generation through dividends.

Investment Strategy

Incorporate the dividend data in evaluating Intesa Sanpaolo SpA's overall performance. A thorough analysis, considering other financial aspects, will help in making informed investment decisions for optimal capital growth and income generation.

Intesa Sanpaolo SpA Dividend History

DateIntesa Sanpaolo SpA Dividend
2028e0.33 undefined
2027e0.33 undefined
2026e0.33 undefined
2025e0.33 undefined
20240.32 undefined
20230.23 undefined
20220.15 undefined
20210.2 undefined
20190.2 undefined
20180.08 undefined
20170.1 undefined
20160.14 undefined
20150.07 undefined
20140.05 undefined
20130.05 undefined
20120.05 undefined
20110.08 undefined
20100.08 undefined
20080.36 undefined
20070.23 undefined
20060.21 undefined
20050.1 undefined

Intesa Sanpaolo SpA dividend payout ratio

In 2024, Intesa Sanpaolo SpA had a payout ratio of 79.04%. The payout ratio indicates the percentage of the company's profits that Intesa Sanpaolo SpA distributes as dividends.
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Payout ratio
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Payout ratio

What is Yearly Payout Ratio?

The yearly payout ratio for Intesa Sanpaolo SpA represents the proportion of earnings paid out as dividends to shareholders. It is an indicator of the company's financial health and stability, illustrating how much profit is being returned to investors versus being reinvested back into the company.

How to Interpret the Data

A lower payout ratio for Intesa Sanpaolo SpA could mean that the company is reinvesting more into its growth, whereas a higher ratio indicates more earnings are being distributed as dividends. Investors seeking regular income might prefer companies with a higher payout ratio, while those looking for growth may opt for companies with a lower ratio.

Using the Data for Investments

Evaluate Intesa Sanpaolo SpA's payout ratio in conjunction with other financial metrics and performance indicators. A sustainable payout ratio, coupled with strong financial health, can indicate a reliable dividend payout. However, a very high ratio might suggest the company is not sufficiently reinvesting in its future growth.

Intesa Sanpaolo SpA Payout Ratio History

DateIntesa Sanpaolo SpA Payout ratio
2028e76.82 %
2027e77.37 %
2026e77.85 %
2025e75.23 %
202479.04 %
202379.28 %
202267.35 %
202190.5 %
202079.98 %
201982.08 %
201833.33 %
201722.27 %
201677.78 %
201543.75 %
201462.5 %
2013-17.86 %
201250 %
2011-14.29 %
201039.49 %
200979.98 %
2008198 %
200744.24 %
200660.69 %
200525.92 %
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Unfortunately, there are currently no price targets and forecasts available for Intesa Sanpaolo SpA.

Intesa Sanpaolo SpA latest earnings and earnings surprises

DateEPS EstimateEPS ActualQuarterly report
12/31/20240.09 0.08  (-12.95 %)2024 Q4
9/30/20240.13 0.13  (1.17 %)2024 Q3
6/30/20240.13 0.13  (-1.22 %)2024 Q2
3/31/20240.12 0.13  (11.4 %)2024 Q1
12/31/20230.08 0.08  (-3.07 %)2023 Q4
9/30/20230.1 0.1  (-3.38 %)2023 Q3
6/30/20230.1 0.11  (6.28 %)2023 Q2
3/31/20230.09 0.1  (7.07 %)2023 Q1
12/31/20220.04 0.05  (31.93 %)2022 Q4
9/30/20220.04 0.05  (23.76 %)2022 Q3
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Eulerpool ESG Scorecard© for the Intesa Sanpaolo SpA stock

Eulerpool World ESG Rating (EESG©)

96/ 100

🌱 Environment

99

👫 Social

99

🏛️ Governance

91

Environment

Scope 1 - Direct Emissions
50,475
Scope 2 - Indirect emissions from purchased energy
103,091
Scope 3 - Indirect emissions within the value chain
55,892
Total CO₂ emissions
153,566
CO₂ reduction strategy
Coal energy
Nuclear power
Animal experiments
Fur & Leather
Pesticides
Palm Oil
Tobacco
Genetically modified organisms
Climate concept
Sustainable forestry
Recycling regulations
Environmentally friendly packaging
Hazardous substances
Fuel consumption and efficiency
Water consumption and efficiency

Social

Percentage of female employees54
Percentage of women in management
Percentage of Asian employees
Share of Asian management
Percentage of Hispanic/Latino employees
Hispano/Latino Management share
Percentage of Black employees
Black Management Share
Percentage of white employees
White Management Share
Adult content
Alcohol
Weapons
Firearms
Gambling
Military contracts
Human rights concept
Privacy concept
Occupational health and safety
Catholic

Governance (Corporate Governance)

Environmental reporting
Stakeholder Engagement
Call Back Policies
Antitrust law

The Eulerpool ESG Scorecard© is the strictly copyrighted intellectual property of Eulerpool Research Systems. Any unauthorized use, imitation, or infringement will be actively pursued and may lead to significant legal consequences. For licenses, collaborations, or usage rights, please contact us directly via our contact form. Contact Form to us.

Intesa Sanpaolo SpA shareholders

%
Name
Stocks
Change
Date
6.67810 % Compagnia di San Paolo.1,188,947,30405/23/2024
5.39964 % Fondazione Cassa di Risparmio delle Provincie Lombarde.961,333,90005/23/2024
2.76527 % The Vanguard Group, Inc.492,319,802-3,421,5859/30/2024
1.64021 % BlackRock Institutional Trust Company, N.A.292,017,8436,719,4469/30/2024
1.30407 % Norges Bank Investment Management (NBIM)232,173,029-20,115,2506/30/2024
0.93632 % BlackRock Advisors (UK) Limited166,698,6531,152,0389/30/2024
0.79372 % Amundi Asset Management, SAS141,311,576-152,0969/30/2024
0.65380 % Harris Associates L.P.116,399,580-133,2008/31/2024
0.65209 % UBS Asset Management (UK) Ltd.116,095,387-1,368,4439/30/2024
0.59574 % MFS Investment Management106,062,7821,490,5219/30/2024
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Intesa Sanpaolo SpA Executives and Management Board

Mr. Carlo Messina

(61)
Intesa Sanpaolo SpA Chief Executive Officer, Managing Director, General Manager, Executive Director (since 2008)
Compensation 4.55 M

Prof. Gian Maria Gros-Pietro

(81)
Intesa Sanpaolo SpA Non-Executive Chairman of the Board (since 2013)
Compensation 947,500

Dr. Paolo Colombo

(63)
Intesa Sanpaolo SpA Independent Deputy Chairperson of the Board (since 2016)
Compensation 416,400

Mr. Alberto Pisani

(68)
Intesa Sanpaolo SpA Independent Director
Compensation 325,000

Mr. Daniele Zamboni

(63)
Intesa Sanpaolo SpA Independent Director
Compensation 311,500
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Intesa Sanpaolo SpA Supply Chain

NameRelationshipTwo-week correlationOne-month correlationThree-Month CorrelationSix-Month CorrelationOne Year CorrelationTwo-Year Correlation
SupplierCustomer0,680,56-0,52-0,48-0,300,37
Websolute Stock
Websolute
SupplierCustomer0,530,50-0,440,01 0,56
SupplierCustomer0,450,58-0,08-0,37-0,15-0,09
SupplierCustomer0,41-0,590,800,550,23-0,62
SupplierCustomer0,310,49-0,370,140,250,77
SupplierCustomer0,210,370,380,450,300,79
SupplierCustomer0,140,28-0,79-0,650,050,61
SupplierCustomer0,120,700,510,640,510,84
SupplierCustomer-0,010,340,170,420,420,85
SupplierCustomer-0,05-0,09-0,32-0,23-0,21-0,04
1
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Most common questions regarding Intesa Sanpaolo SpA

What values and corporate philosophy does Intesa Sanpaolo SpA represent?

Intesa Sanpaolo SpA represents a strong commitment to values and a clear corporate philosophy. The company focuses on integrity, transparency, and customer satisfaction. With a strategic vision centered around sustainable and responsible banking, Intesa Sanpaolo aims to create long-term value for its stakeholders. The company seeks to foster innovation and digital transformation, while also promoting financial inclusion and supporting local communities. Intesa Sanpaolo SpA strives to be a trusted banking partner, providing unique and personalized solutions to its customers. The company's emphasis on corporate social responsibility and ethical practices further demonstrates its commitment to excellence.

In which countries and regions is Intesa Sanpaolo SpA primarily present?

Intesa Sanpaolo SpA primarily operates in Italy, serving as one of the leading banking groups in the country. With its headquarters in Turin, Intesa Sanpaolo has a strong presence throughout Italy, catering to the financial needs of individuals, businesses, and institutions across various regions. Beyond Italy, the bank also has an international footprint, with a focus on Central-Eastern Europe and the Mediterranean basin. Intesa Sanpaolo SpA aims to provide comprehensive financial services, including retail, corporate, and investment banking, while maintaining its strategic presence in markets where it can foster long-term growth and value.

What significant milestones has the company Intesa Sanpaolo SpA achieved?

Intesa Sanpaolo SpA, a prominent company in the financial sector, has achieved several significant milestones throughout its history. The company successfully completed the merger between Intesa Bank and Sanpaolo IMI in 2007, creating a strong, unified entity. It has consistently expanded its global presence, establishing strategic partnerships with renowned institutions and acquiring major stakes in prominent companies. Intesa Sanpaolo has also demonstrated its commitment to sustainability and corporate social responsibility by being a constituent of various sustainability indexes such as the FTSE4Good Index. Furthermore, it has continuously delivered strong financial performance and maintained a solid reputation in the banking industry, making it a trusted choice for investors and customers alike.

What is the history and background of the company Intesa Sanpaolo SpA?

Intesa Sanpaolo SpA is an Italian banking institution with a rich history and extensive background. Established in 2007, it is the result of a merger between Banca Intesa and Sanpaolo IMI, two major Italian banks. With its headquarters in Turin, Italy, Intesa Sanpaolo is now a prominent player in the financial sector. It provides a wide range of banking and financial services, catering to individual customers, businesses, and institutional clients. With a strong presence both domestically and internationally, Intesa Sanpaolo has expanded its reach and diversified its operations over time, positioning itself as a trusted and renowned name in the banking industry.

Who are the main competitors of Intesa Sanpaolo SpA in the market?

The main competitors of Intesa Sanpaolo SpA in the market include other major European banking institutions such as UniCredit, Banco BPM, and BNP Paribas. These competitors operate in similar markets and offer various financial products and services, including retail banking, commercial banking, asset management, and investment banking. Intesa Sanpaolo SpA distinguishes itself through its strong presence in Italy, comprehensive range of services, and strategic partnerships with international institutions.

In which industries is Intesa Sanpaolo SpA primarily active?

Intesa Sanpaolo SpA is primarily active in the banking and financial services industry.

What is the business model of Intesa Sanpaolo SpA?

The business model of Intesa Sanpaolo SpA is centered around being a leading banking group in Italy, engaged in providing various financial products and services. Intesa Sanpaolo operates through a multi-channel network, offering retail, corporate, and investment banking services to individuals, small and medium-sized enterprises, and large corporates. The company aims to support the growth and development of its clients by offering a wide range of financial solutions, including loans, deposits, insurance, asset management, and investment banking services. Through its diversified and customer-centric approach, Intesa Sanpaolo strives to enhance shareholder value while promoting sustainable development in the financial sector.

What is the P/E ratio of Intesa Sanpaolo SpA 2025?

The Intesa Sanpaolo SpA P/E ratio is 8.43.

What is the P/S ratio of Intesa Sanpaolo SpA 2025?

The Intesa Sanpaolo SpA P/S ratio is 2.9.

What is the Quality Investing of Intesa Sanpaolo SpA?

The Quality Investing for Intesa Sanpaolo SpA is 4/10.

What is the revenue of Intesa Sanpaolo SpA 2025?

The expected Intesa Sanpaolo SpA revenue is 27.1 B EUR.

How high is the profit of Intesa Sanpaolo SpA 2025?

The expected Intesa Sanpaolo SpA profit is 9.32 B EUR.

What is the business model of Intesa Sanpaolo SpA

Intesa Sanpaolo SpA is a leading Italian bank that offers a wide range of services in various sectors. The company provides financial services such as deposits, loans, mortgages, retirement planning, asset management, and investment banking. The company is divided into several divisions, including the retail banking division, the network business, the international division, the asset management division, the insurance division, and the sustainable division. The retail banking division focuses on large corporations, institutions, and the public sector. Services offered in this division include capital markets, M&A, trading, and asset management. The network business provides financial services for small and medium-sized enterprises as well as individual customers. Offered products and services include deposits, loans, mortgages, retirement planning, and asset management. The company utilizes its extensive branch network in Italy and close customer relationships to actively participate in the market. The international division offers services for foreign companies and investors operating in Italy and other European markets. Offered services include trade finance, foreign exchange and commodity derivatives, and cash management solutions. The asset management division provides asset management and investment services for institutional and private clients. The company offers tailored investment strategies to meet individual customer requirements and needs. The insurance division offers insurance solutions for property, accident, and health insurance. With this division, the group operates as one of the leading insurance groups in Italy. The sustainable division focuses on social responsibility and sustainability. The company emphasizes sustainability, social responsibility, and the environment. Through investments in renewable energy, social projects, philanthropy, and ESG criteria (Environmental, Social, Governance), Intesa Sanpaolo demonstrates the high values that the company and its customers uphold. Intesa Sanpaolo SpA offers its customers a wide range of products and services, including a variety of loans, deposits and credits, high-quality asset management for real estate, as well as insurance and financial products. The services offer different options and conditions to meet the individual needs and expectations of customers. Intesa Sanpaolo has a well-aligned business model and a strong market position in Italy. The clear strategy implemented at all levels has intensified efforts to further expand products and services both physically and digitally. To achieve stable and sustainable results and to maintain competitiveness in the future, the company will continue to focus on innovation and growth. Answer: Intesa Sanpaolo SpA is a leading Italian bank that offers a wide range of financial services including deposits, loans, mortgages, retirement planning, asset management, and investment banking. The company has divisions focusing on large corporations and institutions, small and medium-sized enterprises, international clients, asset management, insurance, and sustainability. It aims to meet the individual needs and expectations of its customers through a variety of products and services. Intesa Sanpaolo has a strong market position in Italy and will continue to focus on innovation and growth to maintain its competitiveness in the future.

What is the Intesa Sanpaolo SpA dividend?

Intesa Sanpaolo SpA pays a dividend of 0.15 EUR distributed over payouts per year.

How often does Intesa Sanpaolo SpA pay dividends?

The dividend cannot currently be calculated for Intesa Sanpaolo SpA or the company does not pay out a dividend.

What is the Intesa Sanpaolo SpA ISIN?

The ISIN of Intesa Sanpaolo SpA is IT0000072618.

What is the Intesa Sanpaolo SpA WKN?

The WKN of Intesa Sanpaolo SpA is 850605.

What is the Intesa Sanpaolo SpA ticker?

The ticker of Intesa Sanpaolo SpA is ISP.MI.

How much dividend does Intesa Sanpaolo SpA pay?

Over the past 12 months, Intesa Sanpaolo SpA paid a dividend of 0.32 EUR . This corresponds to a dividend yield of about 7.32 %. For the coming 12 months, Intesa Sanpaolo SpA is expected to pay a dividend of 0.33 EUR.

What is the dividend yield of Intesa Sanpaolo SpA?

The current dividend yield of Intesa Sanpaolo SpA is 7.32 %.

When does Intesa Sanpaolo SpA pay dividends?

Intesa Sanpaolo SpA pays a quarterly dividend. This is distributed in the months of June, December, June, December.

How secure is the dividend of Intesa Sanpaolo SpA?

Intesa Sanpaolo SpA paid dividends every year for the past 8 years.

What is the dividend of Intesa Sanpaolo SpA?

For the upcoming 12 months, dividends amounting to 0.33 EUR are expected. This corresponds to a dividend yield of 7.44 %.

In which sector is Intesa Sanpaolo SpA located?

Intesa Sanpaolo SpA is assigned to the 'Finance' sector.

Wann musste ich die Aktien von Intesa Sanpaolo SpA kaufen, um die vorherige Dividende zu erhalten?

To receive the latest dividend of Intesa Sanpaolo SpA from 11/20/2024 amounting to 0.17 EUR, you needed to have the stock in your portfolio before the ex-date on 11/18/2024.

When did Intesa Sanpaolo SpA pay the last dividend?

The last dividend was paid out on 11/20/2024.

What was the dividend of Intesa Sanpaolo SpA in the year 2024?

In the year 2024, Intesa Sanpaolo SpA distributed 0.234 EUR as dividends.

In which currency does Intesa Sanpaolo SpA pay out the dividend?

The dividends of Intesa Sanpaolo SpA are distributed in EUR.

All fundamentals about Intesa Sanpaolo SpA

Our stock analysis for Intesa Sanpaolo SpA Revenue stock includes important financial indicators such as revenue, profit, P/E ratio, P/S ratio, EBIT, as well as information on dividends. We also assess aspects such as stocks, market capitalization, debt, equity, and liabilities of Intesa Sanpaolo SpA Revenue. If you are looking for more detailed information on these topics, we offer comprehensive analyses on our subpages.