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Overview
Profile

Bper Banca SpA stock

BPE.MI
IT0000066123
897832

Price

5.93
Today +/-
-0.02
Today %
-0.34 %

Bper Banca SpA stock price

%
Weekly
Details

Price

ⓘ

Overview

The Quote Chart provides detailed and dynamic insights into the Bper Banca SpA stock's performance, showcasing daily, weekly, or monthly aggregated quotes. Users can switch between different time frames to analyze the stock's progression meticulously and make informed investment decisions.

Intraday Feature

The intraday feature provides real-time data, allowing investors to view the Bper Banca SpA stock’s price fluctuations within the trading day, facilitating timely and strategic investment decisions.

Total Return and Relative Price Change

View the total return of the Bper Banca SpA stock to gauge its profitability over time. The relative price change, based on the first quote available in the selected timeframe, offers insights into the stock’s performance, assisting in evaluating its investment potential.

Interpretation and Investment

Utilize the comprehensive data presented in the Quote Chart to analyze Bper Banca SpA's market trends, price movements, and potential returns. Make informed investment choices by comparing different time frames and evaluating intraday data for optimized portfolio management.

Bper Banca SpA Stock Price History

DateBper Banca SpA Price
11/21/20245.93 undefined
11/20/20245.95 undefined
11/19/20245.95 undefined
11/18/20246.08 undefined
11/15/20245.94 undefined
11/14/20246.07 undefined
11/13/20245.99 undefined
11/12/20245.87 undefined
11/11/20245.87 undefined
11/8/20245.71 undefined
11/7/20245.98 undefined
11/6/20245.70 undefined
11/5/20245.82 undefined
11/4/20245.77 undefined
11/1/20245.70 undefined
10/31/20245.60 undefined
10/30/20245.64 undefined
10/29/20245.62 undefined
10/28/20245.57 undefined
10/25/20245.54 undefined
10/24/20245.58 undefined
10/23/20245.61 undefined

Bper Banca SpA Revenue, EBIT, Net Income

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  • 10 years

  • 25 Years

  • Max

Revenue
Net Income
Details

Revenue, EBIT and Profit

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Understanding Revenue, EBIT, and Income

Gain insights into Bper Banca SpA, a comprehensive overview of its financial performance can be obtained by analyzing the Revenue, EBIT, and Income chart. Revenue represents the total income generated by Bper Banca SpA from its primary operations, showcasing the company’s ability to attract and retain clients. EBIT, or Earnings Before Interest and Taxes, indicates the company’s operational profitability, free from the influence of tax and interest expenses. The Income section reflects Bper Banca SpA’s net earnings, an ultimate measure of its financial health and profitability.

Yearly Analysis and Comparisons

Observe the yearly bars to understand the annual performance and growth of Bper Banca SpA. Compare the Revenue, EBIT, and Income to evaluate the company’s efficiency and profitability. A higher EBIT compared to the previous year suggests an improvement in operational efficiency. Likewise, an increase in Income indicates enhanced overall profitability. Analyzing the year-to-year comparison assists investors in understanding the company’s growth trajectory and operational efficiency.

Utilizing Expectations for Investment

The expected values for the forthcoming years offer investors a glimpse into Bper Banca SpA’s anticipated financial performance. Analyzing these projections alongside historical data aids in making informed investment decisions. Investors can gauge the potential risks and returns, aligning their investment strategies accordingly to optimize profitability and mitigate risks.

Investment Insights

Leveraging the comparison between Revenue and EBIT helps in assessing Bper Banca SpA’s operational efficiency, while the Revenue and Income comparison reveals the net profitability after accounting for all expenses. Investors can derive valuable insights by meticulously analyzing these financial parameters, laying the foundation for strategic investment decisions aimed at capitalizing on Bper Banca SpA’s growth potential.

Bper Banca SpA Revenue, EBIT and net profit per share

DateBper Banca SpA RevenueBper Banca SpA Net Income
2026e5.31 B undefined1.31 B undefined
2025e5.31 B undefined1.29 B undefined
2024e5.49 B undefined1.37 B undefined
20237.3 B undefined1.52 B undefined
20225.65 B undefined1.45 B undefined
20215.07 B undefined525.12 M undefined
20200 undefined245.7 M undefined
20190 undefined379.6 M undefined
20180 undefined402 M undefined
20170 undefined176.4 M undefined
20160 undefined14.3 M undefined
20150 undefined220.7 M undefined
20140 undefined14.8 M undefined
20130 undefined7.2 M undefined
20120 undefined-11.3 M undefined
20110 undefined214.6 M undefined
20100 undefined293.1 M undefined
20090 undefined115.8 M undefined
20080 undefined133.7 M undefined
20070 undefined374.5 M undefined
20060 undefined346.8 M undefined
20050 undefined276.3 M undefined
20040 undefined243.1 M undefined

Bper Banca SpA Income Statement, Balance Sheet, Cash Flow Statement

  • Simple

  • Expanded

  • Income Statement

  • Balance Sheet

  • Cashflow

 
REVENUE (B)REVENUE GROWTH (%)GROSS MARGIN (%)GROSS INCOME (B)EBIT (B)EBIT MARGIN (%)NET INCOME (B)NET INCOME GROWTH (%)DIV. ()DIV. GROWTH (%)SHARES (B)DOCUMENTS
199519961997199819992000200120022003200420052006200720082009201020112012201320142015201620172018201920202021202220232024e2025e2026e
000000000000000000000000005.075.657.35.495.315.31
---------------------------11.4229.19-24.76-3.22-0.09
--------------------------47.5062.1248.0863.9066.0366.10
000000000000000000000000002.413.510000
00000000000000000000000000-00.8402.542.42.36
--------------------------------
0.050.050.050.090.090.140.10.120.130.240.280.350.370.130.120.290.21-0.010.010.010.220.010.180.40.380.250.531.451.521.371.291.31
-13.335.8857.419.4149.46-28.7821.217.5088.3713.5825.368.09-64.44-13.53154.78-26.96-105.14-163.64100.001,471.43-93.641,157.14128.41-5.72-35.36114.29175.814.90-9.61-5.831.39
--------------------------------
--------------------------------
0.120.130.280.290.330.330.330.360.370.460.460.460.510.440.430.470.560.540.550.530.710.710.710.710.760.721.451.451.45000
--------------------------------
Details

Keystats

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Revenue and Growth

The Bper Banca SpA Revenue and Revenue Growth are pivotal to understanding the company's financial health and operational efficiency. A consistent increase in revenue indicates a company’s ability to effectively market and sell its products or services, while the revenue growth percentage offers insights into the pace at which the company is expanding over the years.

Gross Margin

The Gross Margin is a crucial metric that showcases the percentage of revenue exceeding the cost of goods sold (COGS). A higher gross margin is indicative of a company’s efficiency in controlling its production costs, thereby promising potential profitability and financial stability.

EBIT and EBIT Margin

EBIT (Earnings Before Interest and Taxes) and EBIT Margin offer deep insights into a company’s profitability, excluding the impacts of interest and taxes. Investors often assess these metrics to gauge the operational efficiency and inherent profitability of a business, separate from its financial structure and tax environment.

Income and Growth

Net Income and its subsequent growth are quintessential for investors looking to understand a company’s profitability. Consistent income growth underscores a company’s ability to enhance its profitability over time, reflecting operational efficiency, strategic competitiveness, and financial health.

Shares Outstanding

Shares outstanding refer to the total number of shares a company has issued. It's instrumental in calculating key metrics like Earnings Per Share (EPS) which is pivotal for investors to evaluate a company’s profitability on a per-share basis, offering a more granular view of financial health and valuation.

Interpreting Year to Year Comparison

Comparing yearly data allows investors to identify trends, assess the company’s growth, and anticipate potential future performance. Analyzing how metrics like revenue, income, and margins change year over year can provide valuable insights into the company’s operational efficiency, competitiveness, and overall financial health.

Expectations and Predictions

Investors often juxtapose the current and past financial data with the market’s expectations. This comparison aids in assessing whether the Bper Banca SpA is performing as anticipated, underperforming or outperforming the market predictions, providing pivotal data for investment decisions.

 
ASSETSCASH BALANCE (B)RECEIVABLES (M)OTHER REC. (M)INVENTORIES (M)OTHER CURRENT LIAB. (B)CURRENT ASSETS (B)TANGIBLE ASSETS (B)LONG-T. INVEST. (M)LONG-T. REC. (B)INTANGIBLE ASSETS (M)GOODWILL (M)OTHER NON-CURRENT ASSETS (B)NON-CURRENT ASSETS (B)TOTAL ASSETS (B)LIABILITIESCOMMON STOCK (B)ADDITIONAL PAID-IN CAPITAL (B)RETAINED EARNINGS (B)OTHER EQUITY (M)UNREAL. GAINS/LOSSES (M)EQUITY (B)LIABILITIES (B)PROVISIONS (M)OTHER SHORT-TERM LIAB. (M)SHORT-TERM DEBTS (B)LONG-TERM DEBT PORTION (M)SHORT-TERM REC. (B)LONG-T. LIAB. (B)DEFERRED TAXES (M)OTHER LIAB. (B)LONG-T. LIABILITIES (B)DEBT (B)TOTAL CAPITAL (B)
19951996199719981999200020012002200320042005200620072008200920102011201220132014201520162017201820192020202120222023
                                                         
000000000000000000000000002.5217.460
00000000000000000000000000000
00000000000000000000000000000
00000000000000000000000000000
0000000000000000000000000020.522.90
0000000000000000000000000023.0420.360
0.210.220.250.270.310.420.550.540.540.940.930.920.920.960.9810.990.980.710.740.720.970.780.791.11.371.652.091.96
90921121251442403134104187690245397382333337282269251258415414454446226226240.53376.16422.05
000000000000000000000000001.173.740
121413172026353332111213152049658192111118135165180181235268254.81359.11478.96
108117123122129168325285248261242241240348452446376376380380380355327265435435204.39204.39170.02
0000000000.160.220.230.180.234.290.570.70.861.041.181.261.31.271.431.661.681.473.541.85
0.420.440.490.540.60.851.221.271.241.451.491.651.751.946.12.412.432.582.492.672.923.23.023.113.653.984.9910.324.88
0.420.440.490.540.60.851.221.271.241.451.491.651.751.946.12.412.432.582.492.672.923.23.023.113.653.9828.0330.684.88
                                                         
0.030.030.070.070.090.20.20.220.220.220.230.750.760.760.760.761111.441.441.441.441.441.562.12.12.12.1
0.140.140.20.210.330.210.210.30.30.30.420.320.340.350.350.350.680.620.620.930.930.930.930.9311.241.241.241.24
0.470.50.520.570.630.70.750.80.871.261.211.451.731.731.82.062.292.252.282.322.512.432.622.022.422.63.024.395.73
00000000003124000000000000150150150150150
313223619584949183403448220165200162491991391871499075138118196.3760.68151.4
0.670.70.80.861.041.141.221.371.451.962.32.993.0433.113.334.014.074.044.885.034.895.074.45.176.216.717.959.37
0000000000000000000.860.730.750.70.850.731.31.160.290.440.39
515346564366131100870000000000000005955333.26353.4368.32
00000000019327029931528246641461254224559.68.1710.64
0000000000000000003.563.133.364.895.215.732.312.896.163.616.22
0000000000000000000000000067.3180.430
0.050.050.050.060.040.070.130.10.090.190.270.30.320.280.050.010.040.054.433.874.125.596.066.463.674.116.864.57
0.140.140.250.250.130.320.741.031.39.689.7910.5112.515.7814.3112.6913.7611.0510.1910.5210.58.597.555.46.144.948.4312.2518.46
000000000193757648484751601231221141059910459707858.963.3956.77
0.620.720.780.831.031.342.32.272.432.973.543.333.133.527.644.816.076.15.224.063.62.342.292.553.243.173.947.367.22
0.760.861.031.081.151.663.033.33.7312.8413.413.9115.6819.342217.5519.8917.2715.5314.6914.211.039.948.019.468.1812.4319.6725.74
0.810.911.081.141.21.733.163.43.8213.0313.6714.2115.9919.6222.0417.5519.9317.3219.9618.5618.3116.621614.4813.1212.2919.2924.1732.74
1.481.611.8822.242.874.384.775.261515.9717.1919.0422.6325.1520.8923.9421.392423.4423.3521.521.0718.8718.2918.52632.1242.1
Details

Balance Sheet

ⓘ

Understanding the Balance Sheet

The balance sheet of Bper Banca SpA provides a detailed financial snapshot, revealing the company's assets, liabilities, and equity at a specific point in time. Analyzing these components is crucial for investors looking to understand Bper Banca SpA's financial health and stability.

Assets

Bper Banca SpA's assets represent everything the company owns or controls that has monetary value. These are categorized into current and non-current assets, offering insights into the company's liquidity and long-term investments.

Liabilities

Liabilities are obligations that Bper Banca SpA must settle in the future. Analyzing the ratio of liabilities to assets provides insights into the company's financial leverage and risk exposure.

Equity

Equity refers to the residual interest in the assets of Bper Banca SpA after deducting liabilities. It represents the owners’ claim on the company’s assets and earnings.

Year-to-Year Analysis

Comparing balance sheet figures year-to-year allows investors to identify trends, growth patterns, and potential financial risks, facilitating informed investment decisions.

Interpreting the Data

Detailed analysis of assets, liabilities, and equity can provide investors with comprehensive insights into Bper Banca SpA's financial standing, aiding in investment evaluations and risk assessments.

 
NET INCOME (B)DEPRECIATION (M)DEFERRED TAXES (M)CHANGES IN WORKING CAPITAL (B)NON-CASH ITEM (M)PAID INTEREST (M)PAID TAXES (M)NET CASH FLOW FROM OPERATING ACTIVITIES (B)CAPITAL EXPENDITURES (M)CASH FLOW FROM INVESTING ACTIVITIES (M)CASH FLOW FROM OTHER INVESTING ACTIVITIES (M)INTEREST INCOME AND EXPENSES (M)NET DEBT CHANGE (B)NET CHANGE IN EQUITY (M)CASH FLOW FROM FINANCING ACTIVITIES (B)CASH FLOW FROM OTHER FINANCING ACTIVITIES (B)TOTAL DIVIDENDS PAID (M)NET CHANGE IN CASH FLOW (B)FREE CASH FLOW (M)SHARE-BASED COMPENSATION (M)
1995199619971998199920002001200220032004200520062007200820092010201120122013201420152016201720182019202020212022
0.050.050.050.090.090.140.10.120.130.240.280.350.370.130.120.290.21-0.010.010.010.220.010.180.40.380.250.531.45
2836434652581091081105849464645575557606670808087118185178344257
0000000000000000000000000000
1.560.590.260.91.172.110.340.870.26-0.02-0.21-0.84-0.46-0.550.440.22-0.9-0.060.370.070.06-0.190.09-0.46-0.13-1.071.2911.59
67501855151831117338-48-108581345664-60-117204205131156175104-20789-5511-894-504
0000000000000000000000000000
0000000000000000000000000000
1.70.730.381.091.472.40.661.170.540.230.010.140.310.30.550.45-0.420.20.570.310.540.010.140.150.38-0.641.2612.79
-212-290-606-370-88-167-65-93-311-75-69-58-61-88-201-79-63-44-132-90-68-142-92-83-162-235-246-334
-1,826-891-865-1,770-2,989-3,917-4,144-2,033-3,239-68-53-196-118-188-858-266-49-167-579-1,092-58615-50-80-376-223-743-17
-1,614-601-258-1,399-2,900-3,750-4,079-1,939-2,928715-138-57-100-656-18714-123-446-1,002-518157423-21412-496317
0000000000000000000000000000
0.130.570.261.290.320.421.52-0.450.420000000000000000000
0000000006276-75855317-12056021874800000776-35
0.150.180.480.691.541.573.530.892.7-0.120.050.09-0.07-0.10.24-0.190.51-0.010.010.75-0.01-0.05-0.04-0.030.110.77-0.06-0.09
0.02-0.380.22-0.61.221.192.061.42.34000.1000000000000.020.18000
00000-41-54-56-60-187-240-133-157-78-65-46-2800-9-48-38-54-74-3-61-91
0.020.02-0.010.010.020.050.040.03-00.040.010.030.110.01-0.07-00.040.030-0.04-0.06-0.030.060.040.11-0.080.4612.69
1,488.1435.3-229.1721.31,382.32,227.7595.41,079.2225.3158.9-60.576.5245.3207.6352.8372-488.2155438.3216.4468.2-135.451.570.8215.9-870.81,018.6712,459.41
0000000000000000000000000000

Bper Banca SpA stock margins

The Bper Banca SpA margin analysis displays the gross margin, EBIT margin, as well as the profit margin of Bper Banca SpA. The EBIT margin (EBIT/sales) indicates the percentage of sales that remains as operating profit. The profit margin shows the percentage of sales that remains for Bper Banca SpA.

  • 3 years

  • 5 years

  • 10 years

  • 25 Years

  • Max

Profit margin
Details

Margin

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Understanding Gross Margin

The gross margin, expressed as a percentage, delineates the gross profit made from the Bper Banca SpA's sales revenue. A higher gross margin percentage indicates that the Bper Banca SpA retains more revenue after accounting for the costs of goods sold. Investors use this metric to gauge financial health and operational efficiency, as well as to compare it with competitors and industry averages.

EBIT Margin Analysis

EBIT margin represents the Bper Banca SpA's earnings before interest and taxes. Analyzing the EBIT margin over different years provides insights into the operational profitability and efficiency, excluding the effects of financial leverage and tax structure. A growing EBIT margin over the years signifies improving operational performance.

Revenue Margin Insights

The revenue margin demonstrates the Bper Banca SpA's total revenue generated. When comparing the revenue margin year over year, investors can gauge the Bper Banca SpA's growth and market expansion. It is essential to compare the revenue margin with the gross and EBIT margins to understand the cost and profit structures better.

Interpreting Expectations

The expected values for gross, EBIT, and revenue margins provide future financial outlook of the Bper Banca SpA. Investors should compare these expectations with historical data to understand potential growth and risk factors. It is crucial to consider the underlying assumptions and methodologies used in projecting these expected values to make informed investment decisions.

Comparative Analysis

Comparing the gross, EBIT, and revenue margins, both yearly and over multiple years, enables investors to perform a comprehensive analysis of the Bper Banca SpA's financial health and growth prospects. Evaluating the trends and patterns in these margins helps in identifying strengths, weaknesses, and potential investment opportunities.

Bper Banca SpA Margin History

DateBper Banca SpA Profit margin
2026e24.71 %
2025e24.33 %
2024e25.01 %
202320.82 %
202225.65 %
202110.36 %
20200 %
20190 %
20180 %
20170 %
20160 %
20150 %
20140 %
20130 %
20120 %
20110 %
20100 %
20090 %
20080 %
20070 %
20060 %
20050 %
20040 %

Bper Banca SpA Stock Sales Revenue, EBIT, Earnings per Share

The Bper Banca SpA earnings per share therefore indicates how much revenue Bper Banca SpA has generated per share in a given period. The earnings before interest and taxes per share shows how much of the operating profit corresponds to each share. The earnings per share indicates how much of the profit belongs to each share.

  • 3 years

  • 5 years

  • 10 years

  • 25 Years

  • Max

Sales per Share
Earnings per Share
Details

Revenue, EBIT and Earnings per share

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Revenue Per Share

Revenue per share represents the total revenue Bper Banca SpA earns, divided by the number of outstanding shares. It is a crucial metric as it reflects the company's ability to generate sales and signifies growth and expansion potential. Comparing yearly revenue per share allows investors to analyze the consistency in a company’s earnings and predict future trends.

EBIT Per Share

EBIT per share indicates Bper Banca SpA's earning before interest and taxes, offering insights into operational profitability excluding the effects of capital structure and tax rates. It can be juxtaposed against revenue per share to gauge the efficiency in converting sales into profits. A consistent increase in EBIT per share over the years underscores operational efficiency and profitability.

Income Per Share

Income per share, or earnings per share (EPS), reveals the portion of Bper Banca SpA’s profit allocated to each share of common stock. It’s instrumental in evaluating the profitability and financial health. By comparing it with revenue and EBIT per share, investors discern how effectively a firm translates sales and operational profits into net income.

Expected Values

Expected values are projections of revenue, EBIT, and income per share for forthcoming years. These anticipations, rooted in historical data and market analysis, aid investors in strategizing their investments, evaluating Bper Banca SpA's prospective performance, and estimating future stock prices. However, it’s pivotal to consider market volatilities and uncertainties that can influence these projections.

Bper Banca SpA Revenue, EBIT and net profit per share

DateBper Banca SpA Sales per ShareBper Banca SpA Earnings per Share
2026e3.74 undefined0.92 undefined
2025e3.74 undefined0.91 undefined
2024e3.87 undefined0.97 undefined
20235.03 undefined1.05 undefined
20223.9 undefined1 undefined
20213.5 undefined0.36 undefined
20200 undefined0.34 undefined
20190 undefined0.5 undefined
20180 undefined0.57 undefined
20170 undefined0.25 undefined
20160 undefined0.02 undefined
20150 undefined0.31 undefined
20140 undefined0.03 undefined
20130 undefined0.01 undefined
20120 undefined-0.02 undefined
20110 undefined0.39 undefined
20100 undefined0.62 undefined
20090 undefined0.27 undefined
20080 undefined0.3 undefined
20070 undefined0.73 undefined
20060 undefined0.75 undefined
20050 undefined0.6 undefined
20040 undefined0.52 undefined

Bper Banca SpA business model

Bper Banca SpA is a large Italian banking institution founded in 1867 with its headquarters in Modena, a city in the Emilia-Romagna region. With a history of almost 150 years, Bper Banca SpA has become a major player in the Italian banking market. The business model of Bper Banca SpA is based on a comprehensive range of financial services for personal and business customers. The bank offers a wide range of products and services, including deposit accounts, mortgages, loans, insurance, investment products, as well as advisory and asset management services. Bper Banca SpA is divided into various divisions tailored to specific customer needs. These include retail customers, business customers, private banking, and institutional customers. Each division has its own products and services tailored to the needs and requirements of the customers. In the retail customer segment, Bper Banca SpA offers a comprehensive range of banking services. These include current accounts, savings and deposit accounts, credit cards, financing, mortgage loans, and insurance. Customers can also benefit from special offers such as pension funds and loans for young people. For business customers, Bper Banca SpA offers a variety of financial products and services tailored to the needs of businesses of all sizes. These include accounts, credit lines, leasing and factoring services, as well as consultancy and support for expansion into new markets. Bper Banca SpA's private banking division focuses on the needs of wealthy individuals and families seeking tailored advice and asset management. The bank offers personalized care tailored to the specific requirements and desires of each customer. Finally, Bper Banca SpA also supports institutional customers such as pension funds and insurance companies by offering them tailored care and financial services tailored to their specific requirements and strategies. Overall, Bper Banca SpA has a strong presence in Italy, with a network of branches and subsidiaries throughout the country. The bank has also positioned itself internationally and collaborates with banks in other European countries to offer its customers financial services worldwide. In recent years, the bank has also built a strong digital presence and offers its customers a variety of online and mobile services. The aim of Bper Banca SpA is to provide customers with a seamless banking experience tailored to their needs, allowing them to manage their finances anytime and anywhere. Overall, Bper Banca SpA has become a major player in the Italian banking sector, offering its customers a wide range of products and services and providing them with a comfortable and secure banking experience. Bper Banca SpA is one of the most popular companies on Eulerpool.com.

Bper Banca SpA SWOT Analysis

Strengths

Bper Banca SpA has a strong brand image and reputation in the banking sector. It has an extensive network of branches throughout Italy, offering convenience to a wide customer base. The bank has a solid asset base and a diverse range of products and services. Bper Banca also has a strong relationship with its customers, built on trust and personalized customer service.

Weaknesses

One of the weaknesses of Bper Banca SpA is its relatively high cost structure, which may have an impact on its competitiveness. The bank also faces challenges in adapting to technological advancements and embracing digital transformation. Furthermore, Bper Banca is more concentrated in Italy compared to some of its competitors, limiting its geographical diversification.

Opportunities

Bper Banca SpA has opportunities to expand its customer base by targeting new market segments and offering innovative products and solutions. The bank can also capitalize on the growing demand for digital banking services and enhance its online platforms to attract and retain tech-savvy customers. Moreover, Bper Banca can explore strategic partnerships or acquisitions to strengthen its market position and expand its presence beyond Italy.

Threats

One of the major threats for Bper Banca SpA is the intense competition in the banking industry, both from traditional banks and emerging fintech companies. Regulatory changes and compliance requirements also pose challenges for the bank. Economic uncertainties and market volatilities may affect the bank's profitability and financial performance. Additionally, changing customer preferences and expectations could impact Bper Banca's ability to retain and attract customers.

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Bper Banca SpA Eulerpool Fair Value

Details

Fair Value

ⓘ

Understanding Fair Value

The fair value of a stock provides insights into whether the stock is currently undervalued or overvalued. It is calculated based on profit, revenue, or dividends and offers a comprehensive perspective of the stock’s intrinsic value.

Income-Based Fair Value

This is calculated by multiplying the earnings per share by the average P/E ratio of the selected past years for smoothing. If the fair value is higher than the current market price, it suggests that the stock is undervalued.

Example 2022

Fair Value Profit 2022 = Earnings per Share 2022 / Average P/E Ratio 2019 - 2021 (3 Years Smoothing)

Revenue-Based Fair Value

It is derived by multiplying the revenue per share by the average price-to-sales ratio of the selected past years for smoothing. An undervalued stock is identified if the fair value exceeds the ongoing market price.

Example 2022

Fair Value Revenue 2022 = Revenue per Share 2022 / Average PSR 2019 - 2021 (3 Years Smoothing)

Dividend-Based Fair Value

This value is determined by dividing the dividend per share by the average dividend yield of the selected past years for smoothing. A higher fair value than the market price indicates an undervalued stock.

Example 2022

Fair Value Dividend 2022 = Dividend per Share 2022 * Average Dividend Yield 2019 - 2021 (3 Years Smoothing)

Expectations and Forecasts

Future expectations provide potential trajectories for stock prices and aid investors in decision-making. The expected values are forecasted figures of fair value, taking into account the growth or decline trends of profit, revenue, or dividend.

Comparative Analysis

Comparing the fair value based on profit, revenue, and dividend provides a holistic overview of the stock’s financial health. Observing the annual and per-annual variations contributes to understanding the consistency and reliability of stock performance.

Bper Banca SpA historical P/E ratio, EBIT multiple, and P/S ratio

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Bper Banca SpA shares outstanding

The number of shares was Bper Banca SpA in 2023 — This indicates how many shares 1.45 B is divided into. Since shareholders are the owners of a company, each share represents a small portion of the company's ownership.

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Number of stocks
Details

Revenue, EBIT and Earnings per share

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Revenue Per Share

Revenue per share represents the total revenue Bper Banca SpA earns, divided by the number of outstanding shares. It is a crucial metric as it reflects the company's ability to generate sales and signifies growth and expansion potential. Comparing yearly revenue per share allows investors to analyze the consistency in a company’s earnings and predict future trends.

EBIT Per Share

EBIT per share indicates Bper Banca SpA's earning before interest and taxes, offering insights into operational profitability excluding the effects of capital structure and tax rates. It can be juxtaposed against revenue per share to gauge the efficiency in converting sales into profits. A consistent increase in EBIT per share over the years underscores operational efficiency and profitability.

Income Per Share

Income per share, or earnings per share (EPS), reveals the portion of Bper Banca SpA’s profit allocated to each share of common stock. It’s instrumental in evaluating the profitability and financial health. By comparing it with revenue and EBIT per share, investors discern how effectively a firm translates sales and operational profits into net income.

Expected Values

Expected values are projections of revenue, EBIT, and income per share for forthcoming years. These anticipations, rooted in historical data and market analysis, aid investors in strategizing their investments, evaluating Bper Banca SpA's prospective performance, and estimating future stock prices. However, it’s pivotal to consider market volatilities and uncertainties that can influence these projections.

Bper Banca SpA stock splits

In Bper Banca SpA's history, there have been no stock splits.

Bper Banca SpA dividend history and estimates

In 2023, Bper Banca SpA paid a dividend amounting to 0.12 EUR. Dividend means that Bper Banca SpA distributes a portion of its profits to its owners.

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Dividend
Dividend (Estimate)
Details

Dividend

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Dividend Overview

The dividend per year chart for Bper Banca SpA provides a comprehensive view of the annual dividends distributed to shareholders. Analyze the trend to understand the consistency and growth in dividend payouts over the years.

Interpretation and Use

A consistent or increasing trend in dividends can indicate the company's profitability and financial health. Investors can use this data to identify Bper Banca SpA’s potential for long-term investment and income generation through dividends.

Investment Strategy

Incorporate the dividend data in evaluating Bper Banca SpA's overall performance. A thorough analysis, considering other financial aspects, will help in making informed investment decisions for optimal capital growth and income generation.

Bper Banca SpA Dividend History

DateBper Banca SpA Dividend
2026e0.14 undefined
2025e0.14 undefined
2024e0.14 undefined
20230.12 undefined
20220.06 undefined
20210.04 undefined
20190.09 undefined
20180.07 undefined
20170.04 undefined
20160.07 undefined
20150.01 undefined
20120.02 undefined
20110.11 undefined
20100.09 undefined
20090.11 undefined
20080.29 undefined
20070.25 undefined
20060.2 undefined
20050.19 undefined
20040.18 undefined

Bper Banca SpA dividend payout ratio

In 2023, Bper Banca SpA had a payout ratio of 9.52%. The payout ratio indicates the percentage of the company's profits that Bper Banca SpA distributes as dividends.

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Payout ratio
Details

Payout ratio

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What is Yearly Payout Ratio?

The yearly payout ratio for Bper Banca SpA represents the proportion of earnings paid out as dividends to shareholders. It is an indicator of the company's financial health and stability, illustrating how much profit is being returned to investors versus being reinvested back into the company.

How to Interpret the Data

A lower payout ratio for Bper Banca SpA could mean that the company is reinvesting more into its growth, whereas a higher ratio indicates more earnings are being distributed as dividends. Investors seeking regular income might prefer companies with a higher payout ratio, while those looking for growth may opt for companies with a lower ratio.

Using the Data for Investments

Evaluate Bper Banca SpA's payout ratio in conjunction with other financial metrics and performance indicators. A sustainable payout ratio, coupled with strong financial health, can indicate a reliable dividend payout. However, a very high ratio might suggest the company is not sufficiently reinvesting in its future growth.

Bper Banca SpA Payout Ratio History

DateBper Banca SpA Payout ratio
2026e8.83 %
2025e8.12 %
2024e8.85 %
20239.52 %
20225.99 %
202111.03 %
202011.54 %
201917.6 %
201813.06 %
201716.25 %
2016338.44 %
20154.37 %
201411.54 %
201311.54 %
2012-92.24 %
201127.28 %
201014.91 %
200943.65 %
200897 %
200734.88 %
200626.42 %
200531.7 %
200434.29 %
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Unfortunately, there are currently no price targets and forecasts available for Bper Banca SpA.

Bper Banca SpA latest earnings and earnings surprises

DateEPS EstimateEPS ActualQuarterly report
3/31/20240.16 0.32  (98.61 %)2024 Q1
12/31/20210.05 -0.04  (-179.21 %)2021 Q4
9/30/20210.06 0.06  (-0.99 %)2021 Q3
6/30/20210.05 0.07  (38.61 %)2021 Q2
3/31/20210.05 0.28  (454.46 %)2021 Q1
12/31/2020-0.07 0.01  (114.14 %)2020 Q4
9/30/20200.05 0.27  (393.6 %)2020 Q3
6/30/2020-0.01 0.12  (1,792.21 %)2020 Q2
3/31/20200.04 0.01  (-83.49 %)2020 Q1
12/31/20190.03 -0.14  (-618.8 %)2019 Q4
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Eulerpool ESG Scorecard© for the Bper Banca SpA stock

Eulerpool World ESG Rating (EESG©)

92/ 100

🌱 Environment

99

👫 Social

99

🏛️ Governance

79

Environment

Scope 1 - Direct Emissions
11,045
Scope 2 - Indirect emissions from purchased energy
26,145
Scope 3 - Indirect emissions within the value chain
3,160,623
Total CO₂ emissions
37,190
CO₂ reduction strategy
Coal energy
Nuclear power
Animal experiments
Fur & Leather
Pesticides
Palm Oil
Tobacco
Genetically modified organisms
Climate concept
Sustainable forestry
Recycling regulations
Environmentally friendly packaging
Hazardous substances
Fuel consumption and efficiency
Water consumption and efficiency

Social

Percentage of female employees47
Percentage of women in management
Percentage of Asian employees
Share of Asian management
Percentage of Hispanic/Latino employees
Hispano/Latino Management share
Percentage of Black employees
Black Management Share
Percentage of white employees
White Management Share
Adult content
Alcohol
Weapons
Firearms
Gambling
Military contracts
Human rights concept
Privacy concept
Occupational health and safety
Catholic

Governance (Corporate Governance)

Environmental reporting
Stakeholder Engagement
Call Back Policies
Antitrust law

The Eulerpool ESG Scorecard© is the strictly copyrighted intellectual property of Eulerpool Research Systems. Any unauthorized use, imitation, or infringement will be actively pursued and may lead to significant legal consequences. For licenses, collaborations, or usage rights, please contact us directly via our contact form. Contact Form to us.

Bper Banca SpA shareholders

%
Name
Stocks
Change
Date
19.85421 % Unipol Gruppo SpA281,837,17082,9178/20/2024
10.17653 % Fondazione Banco di Sardegna144,459,25342,5008/20/2024
5.57820 % JPMorgan Asset Management U.K. Limited79,184,4759,787,38310/21/2024
2.89333 % Norges Bank Investment Management (NBIM)41,071,748-27,441,2598/20/2024
2.26521 % The Vanguard Group, Inc.32,155,4311,106,2399/30/2024
1.39129 % Dimensional Fund Advisors, L.P.19,749,79212,3538/31/2024
1.31039 % BlackRock Institutional Trust Company, N.A.18,601,432-360,9119/30/2024
1.08451 % DFA Australia Ltd.15,394,921-317/31/2024
0.77965 % Wellington Management Company, LLP11,067,380135,3648/31/2024
0.72168 % APG Asset Management N.V.10,244,4762,987,91712/31/2023
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Bper Banca SpA Supply Chain

NameRelationshipTwo-week correlationOne-month correlationThree-Month CorrelationSix-Month CorrelationOne Year CorrelationTwo-Year Correlation
Softec SpA Stock
Softec SpA
SupplierCustomer -0,170,520,600,370,22
Growens Stock
Growens
SupplierCustomer0,230,410,070,24-0,19-0,32
Unipol Gruppo Stock
Unipol Gruppo
SupplierCustomer0,130,610,300,310,310,76
Alphabet A Stock
Alphabet A
SupplierCustomer-0,22-0,400,220,360,130,63
Nexi Stock
Nexi
SupplierCustomer-0,30-0,370,790,710,430,15
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Most common questions regarding Bper Banca SpA

What values and corporate philosophy does Bper Banca SpA represent?

Bper Banca SpA is a banking institution that holds strong values and a clear corporate philosophy. In line with its mission, Bper Banca SpA aims to provide excellent customer service by fostering trust, transparency, and integrity. The company believes in building lasting relationships with its clients, ensuring their financial well-being and growth. Moreover, Bper Banca SpA values teamwork, professionalism, and innovation, constantly striving to adapt to market changes and deliver innovative financial solutions. With a commitment to sustainability and social responsibility, Bper Banca SpA aims to contribute positively to the communities and environment it operates in.

In which countries and regions is Bper Banca SpA primarily present?

Bper Banca SpA is primarily present in Italy.

What significant milestones has the company Bper Banca SpA achieved?

Bper Banca SpA has achieved several significant milestones throughout its history. These include expanding its presence in the Italian banking sector, acquiring various regional banks, and strengthening its market position. In recent years, the company successfully implemented a strategic plan aimed at enhancing its efficiency, profitability, and customer satisfaction. Bper Banca SpA has also focused on sustainable growth and innovation, offering new digital banking services to meet the evolving needs of its clients. With a strong commitment to financial stability and customer-centric approach, Bper Banca SpA continues to excel in the banking industry.

What is the history and background of the company Bper Banca SpA?

Bper Banca SpA, also known as Banca Popolare dell'Emilia Romagna, is an Italian banking institution. Established in 1867, it has a rich history and a strong presence in the Emilia-Romagna region. Bper Banca SpA operates through a network of branches, providing a wide range of banking services to individuals, businesses, and institutions. The company's roots trace back to numerous local cooperative banks that merged over the years, resulting in its formation. Bper Banca SpA has since grown to become one of Italy's leading banking groups, emphasizing customer-oriented solutions and prudent financial management. With its long-standing experience and solid reputation, Bper Banca SpA continues to serve as a trusted financial partner in the Italian banking industry.

Who are the main competitors of Bper Banca SpA in the market?

The main competitors of Bper Banca SpA in the market include Intesa Sanpaolo, UniCredit, and Mediobanca.

In which industries is Bper Banca SpA primarily active?

Bper Banca SpA is primarily active in the banking and financial services industry.

What is the business model of Bper Banca SpA?

The business model of Bper Banca SpA is focused on providing retail banking services, commercial banking services, and private banking services to individuals, small and medium-sized enterprises, and large corporate clients in Italy. Bper Banca SpA aims to build long-term relationships with its customers by offering a wide range of financial products and services, including loans, mortgages, current accounts, credit cards, savings accounts, insurance, and wealth management solutions. The company aims to generate revenue through interest income, fees, and commissions earned from its banking operations. Bper Banca SpA strives to maintain a strong presence in the Italian market and meet the diverse financial needs of its customers.

What is the P/E ratio of Bper Banca SpA 2024?

The Bper Banca SpA P/E ratio is 6.26.

What is the P/S ratio of Bper Banca SpA 2024?

The Bper Banca SpA P/S ratio is 1.57.

What is the Quality Investing of Bper Banca SpA?

The Quality Investing for Bper Banca SpA is 3/10.

What is the revenue of Bper Banca SpA 2024?

The expected Bper Banca SpA revenue is 5.49 B EUR.

How high is the profit of Bper Banca SpA 2024?

The expected Bper Banca SpA profit is 1.37 B EUR.

What is the business model of Bper Banca SpA

Bper Banca SpA is a leading bank that offers a wide range of banking products and services to its customers. The company's business model is focused on providing a comprehensive portfolio of financial services for both private and business customers while ensuring high service quality and customer satisfaction. The bank offers its services in various business areas, including retail banking, corporate banking, and private banking. In retail banking, the company offers a variety of products, including current accounts, credit cards, loans, investment products, and insurance. In the corporate banking division, the focus is on the needs of companies, offering financing solutions, cash management products, foreign exchange, and trade services. The private banking team provides individual wealth management services for affluent clients. The bank strives to make its products and services flexible to meet the individual needs of customers. An example of this is the range of credit products offered to customers, including mortgages, personal loans, and loans for small and medium-sized enterprises (SMEs). As part of its business model, Bper Banca SpA also pursues an investment strategy to secure its business growth. This strategy includes investments in technological innovations to improve efficiency and speed in delivering banking services. Additionally, the company leverages the benefits of digitization to provide its customers with a seamless online experience. An example of this is the online banking portal that offers customers quick and easy access to their accounts. Bper Banca SpA is also committed to maintaining its customer relationships and providing high-quality service. To do so, the company relies on an optimal customer experience through various touchpoints, including branches, online platforms, and mobile applications. In summary, the business model of Bper Banca SpA aims to provide a comprehensive portfolio of banking products and services while catering to the individual needs of its customers. Investments in technology, digitization, and creating a positive customer experience are key elements of this company's business model.

What is the Bper Banca SpA dividend?

Bper Banca SpA pays a dividend of 0.06 EUR distributed over payouts per year.

How often does Bper Banca SpA pay dividends?

The dividend cannot currently be calculated for Bper Banca SpA or the company does not pay out a dividend.

What is the Bper Banca SpA ISIN?

The ISIN of Bper Banca SpA is IT0000066123.

What is the Bper Banca SpA WKN?

The WKN of Bper Banca SpA is 897832.

What is the Bper Banca SpA ticker?

The ticker of Bper Banca SpA is BPE.MI.

How much dividend does Bper Banca SpA pay?

Over the past 12 months, Bper Banca SpA paid a dividend of 0.12 EUR . This corresponds to a dividend yield of about 2.02 %. For the coming 12 months, Bper Banca SpA is expected to pay a dividend of 0.14 EUR.

What is the dividend yield of Bper Banca SpA?

The current dividend yield of Bper Banca SpA is 2.02 %.

When does Bper Banca SpA pay dividends?

Bper Banca SpA pays a quarterly dividend. This is distributed in the months of June, June, June, June.

How secure is the dividend of Bper Banca SpA?

Bper Banca SpA paid dividends every year for the past 6 years.

What is the dividend of Bper Banca SpA?

For the upcoming 12 months, dividends amounting to 0.14 EUR are expected. This corresponds to a dividend yield of 2.36 %.

In which sector is Bper Banca SpA located?

Bper Banca SpA is assigned to the 'Finance' sector.

Wann musste ich die Aktien von Bper Banca SpA kaufen, um die vorherige Dividende zu erhalten?

To receive the latest dividend of Bper Banca SpA from 5/22/2024 amounting to 0.3 EUR, you needed to have the stock in your portfolio before the ex-date on 5/20/2024.

When did Bper Banca SpA pay the last dividend?

The last dividend was paid out on 5/22/2024.

What was the dividend of Bper Banca SpA in the year 2023?

In the year 2023, Bper Banca SpA distributed 0.06 EUR as dividends.

In which currency does Bper Banca SpA pay out the dividend?

The dividends of Bper Banca SpA are distributed in EUR.

All fundamentals about Bper Banca SpA

Our stock analysis for Bper Banca SpA Revenue stock includes important financial indicators such as revenue, profit, P/E ratio, P/S ratio, EBIT, as well as information on dividends. We also assess aspects such as stocks, market capitalization, debt, equity, and liabilities of Bper Banca SpA Revenue. If you are looking for more detailed information on these topics, we offer comprehensive analyses on our subpages.