Credito Emiliano SpA Debt 2025

Credito Emiliano SpA Aktienanalyse

What does Credito Emiliano SpA do?

Credito Emiliano SpA, or Credem for short, is a bank headquartered in Reggio Emilia, Italy. The company was founded in 1910 and operates in the retail, corporate banking, and official financial transactions sectors. The history of Credem began as an initiative to protect local lending to support and promote the local economy. To this day, the bank's long-term orientation remains unchanged, and it continues to be deeply rooted within this geographical area. However, the bank's main business area is in Italy, where it operates nationwide, as well as in the United Kingdom and Luxembourg, where it operates as partner institutes. In recent years, the bank has experienced significant growth and expanded its business model to better meet the needs of its customers. The company has now established itself as a full-service bank offering a wide range of products and services tailored to different customer needs. Credem's leading position is due to its excellent customer orientation based on long-term relationships. The bank offers an extensive range of products, including savings accounts, credit cards, mortgages, trade credits, insurance, and investment funds. The company has also provided online banking services to offer even more flexibility to its customers. Credem has also specialized in providing support services for small and medium-sized enterprises (SMEs). The bank offers both traditional and innovative financing options to support SMEs in expanding and growing their businesses. Credem is also involved in asset management and offers a wide range of investment solutions tailored to customer needs. The company also has a professional asset management department that assists customers in identifying and implementing their investment strategies. Furthermore, Credem has a specialized department dealing with real estate business. In this area, the bank offers its customers customized solutions such as loans, financing, and consulting services. The bank has also specialized in providing trade services and offers a range of solutions to meet the requirements of companies and organizations involved in international trade. These include financing services, trade credit insurance, guarantees, and export financing. Overall, Credem is a versatile and customer-oriented bank that offers a wide range of products and services. The company is focused on long-term customer relationships and provides tailored solutions to meet the needs of its customers. The company also has a wide range of specialist departments that offer specialized services to meet the requirements of various customers and business models. Credito Emiliano SpA ist eines der beliebtesten Unternehmen auf Eulerpool.com.

Debt Details

Understanding Credito Emiliano SpA's Debt Structure

Credito Emiliano SpA's total debt refers to the cumulative financial obligations the company owes to external parties. This can include short-term and long-term borrowings, bonds, loans, and other financial instruments. Assessing the company's debt levels is crucial for evaluating its financial health, risk profile, and ability to fund operations and expansions.

Year-to-Year Comparison

Analyzing Credito Emiliano SpA's debt structure over the years provides insights into the firm’s financial strategy and stability. A reduction in debt can indicate financial strength and operational efficiency, while an increase may signal growth investments or potential financial challenges ahead.

Impact on Investments

Investors pay close attention to Credito Emiliano SpA’s debt levels as they can influence the company’s risk and return profiles. Excessive debt can lead to financial strain, while moderate and well-managed debt can be a catalyst for growth and expansion, making it a critical aspect of investment evaluations.

Interpreting Debt Fluctuations

Shifts in Credito Emiliano SpA’s debt levels can be attributed to various operational and strategic factors. An increase in debt might be geared towards funding expansion projects or enhancing operational capacity, while a decrease may indicate profit realizations or an approach to minimize financial risk and leverage.

Frequently Asked Questions about Credito Emiliano SpA stock

What is the debt of Credito Emiliano SpA this year?

Credito Emiliano SpA has a debt level of 12,226.42 EUR this year.

What was the debt of Credito Emiliano SpA compared to the previous year?

The debt of Credito Emiliano SpA has increased by -9.06% compared to the previous year dropped.

What are the consequences of high debt for investors in Credito Emiliano SpA?

High debt can pose a risk for investors of Credito Emiliano SpA, as it can weaken the company's financial position and hinder its ability to fulfill its obligations.

What are the consequences of low debt for investors of Credito Emiliano SpA?

Low debt means that Credito Emiliano SpA has a strong financial position and is able to fulfill its obligations without overburdening its finances.

How does an increase in debt from Credito Emiliano SpA affect the company?

An increase in debt of Credito Emiliano SpA can adversely affect the financial condition of the company and result in a higher burden on its finances.

How does a reduction of debt of Credito Emiliano SpA affect the company?

A reduction in debt of Credito Emiliano SpA can strengthen the company's financial position and improve its ability to meet its financial obligations.

What are some factors that influence the debt of Credito Emiliano SpA?

Some factors that can influence the debt of Credito Emiliano SpA include investments, acquisitions, operating costs, and revenue development.

Why are the debts of Credito Emiliano SpA so important for investors?

The debts of Credito Emiliano SpA are important for investors as they serve as an indicator of the company's financial stability. It provides investors with information on how the company fulfills its financial obligations.

What strategic measures can Credito Emiliano SpA take to change the debt?

To change the debt, Credito Emiliano SpA can take measures such as cost savings, increasing revenue, selling assets, making investments, or forming partnerships. It is important for the company to conduct a thorough review of its financial situation to determine the best strategic actions to change its debt.

How much dividend does Credito Emiliano SpA pay?

Over the past 12 months, Credito Emiliano SpA paid a dividend of 0.65 EUR . This corresponds to a dividend yield of about 5.23 %. For the coming 12 months, Credito Emiliano SpA is expected to pay a dividend of 0.69 EUR.

What is the dividend yield of Credito Emiliano SpA?

The current dividend yield of Credito Emiliano SpA is 5.23 %.

When does Credito Emiliano SpA pay dividends?

Credito Emiliano SpA pays a quarterly dividend. This is distributed in the months of June, June, November, June.

How secure is the dividend of Credito Emiliano SpA?

Credito Emiliano SpA paid dividends every year for the past 8 years.

What is the dividend of Credito Emiliano SpA?

For the upcoming 12 months, dividends amounting to 0.69 EUR are expected. This corresponds to a dividend yield of 5.59 %.

In which sector is Credito Emiliano SpA located?

Credito Emiliano SpA is assigned to the 'Finance' sector.

Wann musste ich die Aktien von Credito Emiliano SpA kaufen, um die vorherige Dividende zu erhalten?

To receive the latest dividend of Credito Emiliano SpA from 5/21/2025 amounting to 0.75 EUR, you needed to have the stock in your portfolio before the ex-date on 5/19/2025.

When did Credito Emiliano SpA pay the last dividend?

The last dividend was paid out on 5/21/2025.

What was the dividend of Credito Emiliano SpA in the year 2024?

In the year 2024, Credito Emiliano SpA distributed 0.33 EUR as dividends.

In which currency does Credito Emiliano SpA pay out the dividend?

The dividends of Credito Emiliano SpA are distributed in EUR.