RevenueNet IncomeP/EP/SEBITDividendStocksMarket capitalizationDebtLiabilitiesEquityAAQSEmployeesROEROAROCE
Consumer Portfolio Services - Stock

Consumer Portfolio Services Net Income 2024

Consumer Portfolio Services Net Income

19.27 M USD

Ticker

CPSS

ISIN

US2105021008

WKN

886210

In 2024, Consumer Portfolio Services's profit amounted to 19.27 M USD, a -57.5% increase from the 45.34 M USD profit recorded in the previous year.

The Consumer Portfolio Services Net Income history

YEARNET INCOME (undefined USD)
2025e17.67
2024e19.27
202345.34
202286
202147.5
202021.7
20195.4
201814.9
20173.8
201629.3
201534.7
201429.5
201321
201269.4
2011-14.5
2010-33.2
2009-58.1
2008-26.1
200713.9
200639.6
20053.4
2004-15.9

Consumer Portfolio Services Revenue, EBIT, Net Income

  • 3 years

  • 5 years

  • 10 years

  • Max

Revenue
EBIT
Net Income
Details

Revenue, EBIT and Profit

ⓘ

Understanding Revenue, EBIT, and Income

Gain insights into Consumer Portfolio Services, a comprehensive overview of its financial performance can be obtained by analyzing the Revenue, EBIT, and Income chart. Revenue represents the total income generated by Consumer Portfolio Services from its primary operations, showcasing the company’s ability to attract and retain clients. EBIT, or Earnings Before Interest and Taxes, indicates the company’s operational profitability, free from the influence of tax and interest expenses. The Income section reflects Consumer Portfolio Services’s net earnings, an ultimate measure of its financial health and profitability.

Yearly Analysis and Comparisons

Observe the yearly bars to understand the annual performance and growth of Consumer Portfolio Services. Compare the Revenue, EBIT, and Income to evaluate the company’s efficiency and profitability. A higher EBIT compared to the previous year suggests an improvement in operational efficiency. Likewise, an increase in Income indicates enhanced overall profitability. Analyzing the year-to-year comparison assists investors in understanding the company’s growth trajectory and operational efficiency.

Utilizing Expectations for Investment

The expected values for the forthcoming years offer investors a glimpse into Consumer Portfolio Services’s anticipated financial performance. Analyzing these projections alongside historical data aids in making informed investment decisions. Investors can gauge the potential risks and returns, aligning their investment strategies accordingly to optimize profitability and mitigate risks.

Investment Insights

Leveraging the comparison between Revenue and EBIT helps in assessing Consumer Portfolio Services’s operational efficiency, while the Revenue and Income comparison reveals the net profitability after accounting for all expenses. Investors can derive valuable insights by meticulously analyzing these financial parameters, laying the foundation for strategic investment decisions aimed at capitalizing on Consumer Portfolio Services’s growth potential.

Consumer Portfolio Services Revenue, Profit, and EBIT History

DateConsumer Portfolio Services RevenueConsumer Portfolio Services EBITConsumer Portfolio Services Net Income
2025e368.77 M undefined0 undefined17.67 M undefined
2024e337.5 M undefined0 undefined19.27 M undefined
2023340.01 M undefined49.1 M undefined45.34 M undefined
2022314.4 M undefined100.9 M undefined86 M undefined
2021272.2 M undefined70.2 M undefined47.5 M undefined
2020300.7 M undefined63.7 M undefined21.7 M undefined
2019345.8 M undefined9.2 M undefined5.4 M undefined
2018389.8 M undefined18.7 M undefined14.9 M undefined
2017434.4 M undefined32.1 M undefined3.8 M undefined
2016422.3 M undefined49.7 M undefined29.3 M undefined
2015363.7 M undefined61.4 M undefined34.7 M undefined
2014300.3 M undefined52.2 M undefined29.5 M undefined
2013255.8 M undefined37.2 M undefined21 M undefined
2012187.2 M undefined9.2 M undefined69.4 M undefined
2011143.1 M undefined-14.5 M undefined-14.5 M undefined
2010155.2 M undefined-16.2 M undefined-33.2 M undefined
2009223.9 M undefined-50.3 M undefined-58.1 M undefined
2008368.4 M undefined-29.5 M undefined-26.1 M undefined
2007394.6 M undefined24 M undefined13.9 M undefined
2006278.9 M undefined13.2 M undefined39.6 M undefined
2005193.7 M undefined3.4 M undefined3.4 M undefined
2004132.7 M undefined-4.1 M undefined-15.9 M undefined

Consumer Portfolio Services stock margins

The Consumer Portfolio Services margin analysis displays the gross margin, EBIT margin, as well as the profit margin of Consumer Portfolio Services. The EBIT margin (EBIT/sales) indicates the percentage of sales that remains as operating profit. The profit margin shows the percentage of sales that remains for Consumer Portfolio Services.

  • 3 years

  • 5 years

  • 10 years

  • Max

Gross margin
EBIT margin
Profit margin
Details

Margin

ⓘ

Understanding Gross Margin

The gross margin, expressed as a percentage, delineates the gross profit made from the Consumer Portfolio Services's sales revenue. A higher gross margin percentage indicates that the Consumer Portfolio Services retains more revenue after accounting for the costs of goods sold. Investors use this metric to gauge financial health and operational efficiency, as well as to compare it with competitors and industry averages.

EBIT Margin Analysis

EBIT margin represents the Consumer Portfolio Services's earnings before interest and taxes. Analyzing the EBIT margin over different years provides insights into the operational profitability and efficiency, excluding the effects of financial leverage and tax structure. A growing EBIT margin over the years signifies improving operational performance.

Revenue Margin Insights

The revenue margin demonstrates the Consumer Portfolio Services's total revenue generated. When comparing the revenue margin year over year, investors can gauge the Consumer Portfolio Services's growth and market expansion. It is essential to compare the revenue margin with the gross and EBIT margins to understand the cost and profit structures better.

Interpreting Expectations

The expected values for gross, EBIT, and revenue margins provide future financial outlook of the Consumer Portfolio Services. Investors should compare these expectations with historical data to understand potential growth and risk factors. It is crucial to consider the underlying assumptions and methodologies used in projecting these expected values to make informed investment decisions.

Comparative Analysis

Comparing the gross, EBIT, and revenue margins, both yearly and over multiple years, enables investors to perform a comprehensive analysis of the Consumer Portfolio Services's financial health and growth prospects. Evaluating the trends and patterns in these margins helps in identifying strengths, weaknesses, and potential investment opportunities.

Consumer Portfolio Services Margin History

Consumer Portfolio Services Gross marginConsumer Portfolio Services Profit marginConsumer Portfolio Services EBIT marginConsumer Portfolio Services Profit margin
2025e56.88 %0 %4.79 %
2024e56.88 %0 %5.71 %
202356.88 %14.44 %13.34 %
202272.17 %32.09 %27.35 %
202172.37 %25.79 %17.45 %
202066.31 %21.18 %7.22 %
201968.05 %2.66 %1.56 %
201873.96 %4.8 %3.82 %
201778.73 %7.39 %0.87 %
201681.06 %11.77 %6.94 %
201584.11 %16.88 %9.54 %
201483.22 %17.38 %9.82 %
201377.25 %14.54 %8.21 %
201257.59 %4.91 %37.07 %
201142 %-10.13 %-10.13 %
201047.42 %-10.44 %-21.39 %
200949.71 %-22.47 %-25.95 %
200857.6 %-8.01 %-7.08 %
200764.72 %6.08 %3.52 %
200666.62 %4.73 %14.2 %
200573.31 %1.76 %1.76 %
200475.73 %-3.09 %-11.98 %

Consumer Portfolio Services Aktienanalyse

What does Consumer Portfolio Services do?

Consumer Portfolio Services Inc. (CPS) is a US-based financial company that specializes in providing auto loans. The company was founded in 1991 and is headquartered in Irvine, California. The history of CPS began about 30 years ago when a group of industry veterans decided to establish a financing firm that focuses on customers with poor creditworthiness. Initially, the company focused on purchasing and managing distressed loans, but it soon became clear that the company could do more to help these customers. Today, CPS offers a wide range of auto loans tailored to customers with poor creditworthiness. The company works closely with car dealers to facilitate loan approvals and has built business relationships with over 8,000 dealers in the US. CPS's business model is simple and effective. The company purchases loans from car buyers from car dealers, thereby assuming the default risk. This allows car dealers to extend loans to customers who they may have otherwise rejected, minimizing the risk of payment defaults. CPS can customize the loan terms to accommodate the individual needs of these customers, providing a higher level of flexibility. CPS offers various products, including standard loans, lease-like vehicle financing, and refinancing offers. The company has also developed specialized programs for specific customers, such as military personnel and individuals with special needs. The company places great emphasis on customer service and works hard to ensure that customers can contact their lenders at any time. It also offers an online platform where customers can manage their credit and payment information. In recent years, CPS has significantly expanded its business. The company has expanded its presence throughout North America and now offers loans in Canada and Puerto Rico. The company has also increased its marketing efforts and invested in creating industry partnerships to further drive growth. Despite its rapid expansion, the company has struggled to sustain its economic growth. In 2017, CPS reported a 22% decline in revenue. The reasons for this were a decrease in loans and an increase in costs related to collection operations. Despite these challenges, CPS remains a significant player in the American vehicle loan market and a major provider of financing solutions for customers with poor creditworthiness. By continuing to collaborate with car dealers and establish new partnerships, the company is expected to remain an important part of the North American financial sector. Answer: Consumer Portfolio Services Inc. is a US-based financial company that specializes in providing auto loans for customers with poor creditworthiness. It works with car dealers to facilitate loan approvals and offers a range of products including standard loans, lease-like vehicle financing, and refinancing. Despite some economic challenges, CPS remains a key player in the American vehicle loan market and continues to expand its presence in North America. Consumer Portfolio Services ist eines der beliebtesten Unternehmen auf Eulerpool.com.

Net Income Details

Understanding Consumer Portfolio Services's Profit Margins

The profit margins of Consumer Portfolio Services represent the net income earned after deducting all operational expenses, costs, and taxes from the revenue. This figure is a clear indicator of Consumer Portfolio Services's financial health, operational efficiency, and profitability. Higher profit margins signify better cost management and income generation capabilities.

Year-to-Year Comparison

Evaluating Consumer Portfolio Services's profit on a yearly basis can offer significant insights into its financial growth, stability, and trends. A consistent increase in profit suggests improved operational efficiency, cost management, or increased revenue, while a decrease may indicate rising costs, declining sales, or operational challenges.

Impact on Investments

Consumer Portfolio Services's profit figures are critical for investors who are aiming to understand the company's financial standing and future growth prospects. Increased profits often lead to higher stock valuations, boosting investor confidence and attracting more investments.

Interpreting Profit Fluctuations

When Consumer Portfolio Services’s profit increases, it often indicates enhanced operational efficiency or increased sales. In contrast, a decline in profit can signal operational inefficiencies, increased costs, or competitive pressures, necessitating strategic interventions to boost profitability.

Frequently Asked Questions about Consumer Portfolio Services Stock

How much profit has Consumer Portfolio Services made this year?

Consumer Portfolio Services has made 19.27 M USD this year.

How has the profit developed compared to last year?

The profit has increased by -57.5% compared to last year fallen

What impact do the earnings have on the shareholders?

An increase in earnings is usually seen as a positive indicator for shareholders as it means that the company is generating profits.

How does Consumer Portfolio Services publish its earnings?

Consumer Portfolio Services publishes its earnings in the form of quarterly or annual reports.

Which financial indicators are included in the quarterly or annual reports?

The quarterly or annual reports contain information about sales and profit, cash flow, balance sheet, and other fundamentals.

Why is it important for investors to know the earnings of Consumer Portfolio Services?

The profits of Consumer Portfolio Services are an important indicator of the financial health of the company and can help investors decide whether they want to invest in the company or not.

How can one learn more about the earnings of Consumer Portfolio Services?

You can learn more about the earnings of Consumer Portfolio Services by reviewing the quarterly or annual reports or following the company presentations.

How much dividend does Consumer Portfolio Services pay?

Over the past 12 months, Consumer Portfolio Services paid a dividend of . This corresponds to a dividend yield of about . For the coming 12 months, Consumer Portfolio Services is expected to pay a dividend of 0 USD.

What is the dividend yield of Consumer Portfolio Services?

The current dividend yield of Consumer Portfolio Services is .

When does Consumer Portfolio Services pay dividends?

Consumer Portfolio Services pays a quarterly dividend. This is distributed in the months of .

How secure is the dividend of Consumer Portfolio Services?

Consumer Portfolio Services paid dividends every year for the past 0 years.

What is the dividend of Consumer Portfolio Services?

For the upcoming 12 months, dividends amounting to 0 USD are expected. This corresponds to a dividend yield of 0 %.

In which sector is Consumer Portfolio Services located?

Consumer Portfolio Services is assigned to the 'Finance' sector.

Wann musste ich die Aktien von Consumer Portfolio Services kaufen, um die vorherige Dividende zu erhalten?

To receive the latest dividend of Consumer Portfolio Services from 6/27/2024 amounting to 0 USD, you needed to have the stock in your portfolio before the ex-date on 6/27/2024.

When did Consumer Portfolio Services pay the last dividend?

The last dividend was paid out on 6/27/2024.

What was the dividend of Consumer Portfolio Services in the year 2023?

In the year 2023, Consumer Portfolio Services distributed 0 USD as dividends.

In which currency does Consumer Portfolio Services pay out the dividend?

The dividends of Consumer Portfolio Services are distributed in USD.

Stock savings plans offer an attractive way for investors to build wealth over the long term. One of the main advantages is the so-called cost-average effect: by regularly investing a fixed amount in stocks or stock funds, you automatically buy more shares when prices are low, and fewer when they are high. This can lead to a more favorable average price per share over time. In addition, stock savings plans allow small investors access to expensive stocks, as they can participate with small amounts. Regular investment also promotes a disciplined investment strategy and helps to avoid emotional decisions, such as impulsive buying or selling. Furthermore, investors benefit from the potential appreciation of the stocks as well as from dividend distributions, which can be reinvested, enhancing the compounding effect and thus the growth of the invested capital.

Andere Kennzahlen von Consumer Portfolio Services

Our stock analysis for Consumer Portfolio Services Revenue stock includes important financial indicators such as revenue, profit, P/E ratio, P/S ratio, EBIT, as well as information on dividends. We also assess aspects such as stocks, market capitalization, debt, equity, and liabilities of Consumer Portfolio Services Revenue. If you are looking for more detailed information on these topics, we offer comprehensive analyses on our subpages.