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Overview
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Cincinnati Financial stock

CINF
US1720621010
878440

Price

159.34
Today +/-
+3.13
Today %
+2.10 %

Cincinnati Financial stock price

%
Weekly
Details

Price

ⓘ

Overview

The Quote Chart provides detailed and dynamic insights into the Cincinnati Financial stock's performance, showcasing daily, weekly, or monthly aggregated quotes. Users can switch between different time frames to analyze the stock's progression meticulously and make informed investment decisions.

Intraday Feature

The intraday feature provides real-time data, allowing investors to view the Cincinnati Financial stock’s price fluctuations within the trading day, facilitating timely and strategic investment decisions.

Total Return and Relative Price Change

View the total return of the Cincinnati Financial stock to gauge its profitability over time. The relative price change, based on the first quote available in the selected timeframe, offers insights into the stock’s performance, assisting in evaluating its investment potential.

Interpretation and Investment

Utilize the comprehensive data presented in the Quote Chart to analyze Cincinnati Financial's market trends, price movements, and potential returns. Make informed investment choices by comparing different time frames and evaluating intraday data for optimized portfolio management.

Cincinnati Financial Stock Price History

DateCincinnati Financial Price
12/6/2024159.34 undefined
12/6/2024156.03 undefined
12/5/2024157.16 undefined
12/4/2024156.30 undefined
12/3/2024156.49 undefined
12/2/2024157.58 undefined
11/29/2024159.83 undefined
11/27/2024160.12 undefined
11/26/2024159.61 undefined
11/25/2024159.42 undefined
11/22/2024156.47 undefined
11/21/2024154.85 undefined
11/20/2024151.62 undefined
11/19/2024150.58 undefined
11/18/2024152.13 undefined
11/15/2024151.78 undefined
11/14/2024149.55 undefined
11/13/2024151.33 undefined
11/12/2024151.18 undefined
11/11/2024151.17 undefined
11/8/2024148.69 undefined

Cincinnati Financial Revenue, EBIT, Net Income

  • 3 years

  • 5 years

  • 10 years

  • 25 Years

  • Max

Revenue
EBIT
Net Income
Details

Revenue, EBIT and Profit

ⓘ

Understanding Revenue, EBIT, and Income

Gain insights into Cincinnati Financial, a comprehensive overview of its financial performance can be obtained by analyzing the Revenue, EBIT, and Income chart. Revenue represents the total income generated by Cincinnati Financial from its primary operations, showcasing the company’s ability to attract and retain clients. EBIT, or Earnings Before Interest and Taxes, indicates the company’s operational profitability, free from the influence of tax and interest expenses. The Income section reflects Cincinnati Financial’s net earnings, an ultimate measure of its financial health and profitability.

Yearly Analysis and Comparisons

Observe the yearly bars to understand the annual performance and growth of Cincinnati Financial. Compare the Revenue, EBIT, and Income to evaluate the company’s efficiency and profitability. A higher EBIT compared to the previous year suggests an improvement in operational efficiency. Likewise, an increase in Income indicates enhanced overall profitability. Analyzing the year-to-year comparison assists investors in understanding the company’s growth trajectory and operational efficiency.

Utilizing Expectations for Investment

The expected values for the forthcoming years offer investors a glimpse into Cincinnati Financial’s anticipated financial performance. Analyzing these projections alongside historical data aids in making informed investment decisions. Investors can gauge the potential risks and returns, aligning their investment strategies accordingly to optimize profitability and mitigate risks.

Investment Insights

Leveraging the comparison between Revenue and EBIT helps in assessing Cincinnati Financial’s operational efficiency, while the Revenue and Income comparison reveals the net profitability after accounting for all expenses. Investors can derive valuable insights by meticulously analyzing these financial parameters, laying the foundation for strategic investment decisions aimed at capitalizing on Cincinnati Financial’s growth potential.

Cincinnati Financial Revenue, EBIT and net profit per share

DateCincinnati Financial RevenueCincinnati Financial EBITCincinnati Financial Net Income
2026e11.96 B undefined2.29 B undefined1.27 B undefined
2025e11.32 B undefined0 undefined1.17 B undefined
2024e11.66 B undefined1.06 B undefined1.01 B undefined
202310.01 B undefined2.33 B undefined1.84 B undefined
20226.56 B undefined-640 M undefined-486 M undefined
20219.63 B undefined3.72 B undefined2.95 B undefined
20207.54 B undefined1.55 B undefined1.22 B undefined
20197.92 B undefined2.53 B undefined2 B undefined
20185.41 B undefined304 M undefined287 M undefined
20175.73 B undefined783 M undefined1.05 B undefined
20165.45 B undefined865 M undefined591 M undefined
20155.14 B undefined934 M undefined634 M undefined
20144.95 B undefined774 M undefined525 M undefined
20134.53 B undefined768 M undefined517 M undefined
20124.11 B undefined620 M undefined421 M undefined
20113.8 B undefined230 M undefined166 M undefined
20103.77 B undefined555 M undefined377 M undefined
20093.9 B undefined637 M undefined432 M undefined
20083.82 B undefined593 M undefined429 M undefined
20074.26 B undefined1.24 B undefined855 M undefined
20064.55 B undefined1.38 B undefined931 M undefined
20053.77 B undefined874 M undefined602 M undefined
20043.61 B undefined838 M undefined584 M undefined

Cincinnati Financial Income Statement, Balance Sheet, Cash Flow Statement

  • Simple

  • Expanded

  • Income Statement

  • Balance Sheet

  • Cashflow

 
REVENUE (B)REVENUE GROWTH (%)GROSS MARGIN (%)GROSS INCOME (M)NET INCOME (B)NET INCOME GROWTH (%)DIV. ()DIV. GROWTH (%)SHARES (M)DOCUMENTS
198319841985198619871988198919901991199219931994199519961997199819992000200120022003200420052006200720082009201020112012201320142015201620172018201920202021202220232024e2025e2026e
0.440.490.610.790.870.90.971.051.161.31.441.511.661.811.942.052.132.332.562.843.183.613.774.554.263.823.93.773.84.114.534.955.145.455.735.417.927.549.636.5610.0111.6611.3211.96
-12.3624.4429.139.893.928.107.6010.7812.3210.584.859.469.247.415.773.609.549.8711.0111.8913.614.2320.81-6.42-10.212.07-3.360.828.1010.229.143.985.975.19-5.6746.55-4.9027.79-31.9152.7116.40-2.865.66
--------------------------------------------
00000000000000000000000000000000000000000000
0.050.070.050.090.090.130.110.130.150.170.220.20.230.220.30.240.250.120.190.240.370.580.60.930.860.430.430.380.170.420.520.530.630.591.050.2921.222.95-0.491.841.011.171.27
-46.81-24.6478.85-37.63-10.9413.1613.1818.4926.01-6.4211.27-1.7634.08-19.405.39-53.5463.5623.3257.1456.153.0854.65-8.16-49.820.70-12.73-55.97153.6122.801.5520.76-6.7876.82-72.54595.82-39.11142.27-116.50-479.22-45.3615.998.65
--------------------------------------------
--------------------------------------------
173.1173.7175.2177.4176.1177.1178.9180.6181.6186.9189.9190.3190.8191.1188.3189.7185.9180.7179179.9178.3178.4177.1175.5172.2163.4162.9163.3163.3163.7166.7166.4165.6166.5166164.5165.1162.4162.7158.8158.1000
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Details

Keystats

ⓘ

Revenue and Growth

The Cincinnati Financial Revenue and Revenue Growth are pivotal to understanding the company's financial health and operational efficiency. A consistent increase in revenue indicates a company’s ability to effectively market and sell its products or services, while the revenue growth percentage offers insights into the pace at which the company is expanding over the years.

Gross Margin

The Gross Margin is a crucial metric that showcases the percentage of revenue exceeding the cost of goods sold (COGS). A higher gross margin is indicative of a company’s efficiency in controlling its production costs, thereby promising potential profitability and financial stability.

EBIT and EBIT Margin

EBIT (Earnings Before Interest and Taxes) and EBIT Margin offer deep insights into a company’s profitability, excluding the impacts of interest and taxes. Investors often assess these metrics to gauge the operational efficiency and inherent profitability of a business, separate from its financial structure and tax environment.

Income and Growth

Net Income and its subsequent growth are quintessential for investors looking to understand a company’s profitability. Consistent income growth underscores a company’s ability to enhance its profitability over time, reflecting operational efficiency, strategic competitiveness, and financial health.

Shares Outstanding

Shares outstanding refer to the total number of shares a company has issued. It's instrumental in calculating key metrics like Earnings Per Share (EPS) which is pivotal for investors to evaluate a company’s profitability on a per-share basis, offering a more granular view of financial health and valuation.

Interpreting Year to Year Comparison

Comparing yearly data allows investors to identify trends, assess the company’s growth, and anticipate potential future performance. Analyzing how metrics like revenue, income, and margins change year over year can provide valuable insights into the company’s operational efficiency, competitiveness, and overall financial health.

Expectations and Predictions

Investors often juxtapose the current and past financial data with the market’s expectations. This comparison aids in assessing whether the Cincinnati Financial is performing as anticipated, underperforming or outperforming the market predictions, providing pivotal data for investment decisions.

 
ASSETSCASH BALANCE (M)RECEIVABLES (M)OTHER REC. (M)INVENTORIES (M)OTHER CURRENT LIAB. (M)CURRENT ASSETS (M)TANGIBLE ASSETS (M)LONG-T. INVEST. (B)LONG-T. REC. (M)INTANGIBLE ASSETS (M)GOODWILL (M)OTHER NON-CURRENT ASSETS (M)NON-CURRENT ASSETS (B)TOTAL ASSETS (B)LIABILITIESCOMMON STOCK (M)ADDITIONAL PAID-IN CAPITAL (B)RETAINED EARNINGS (B)OTHER EQUITY (B)UNREAL. GAINS/LOSSES (B)EQUITY (B)LIABILITIES (M)PROVISIONS (M)OTHER SHORT-TERM LIAB. (M)SHORT-TERM DEBTS (M)LONG-TERM DEBT PORTION (M)SHORT-TERM REC. (M)LONG-T. LIAB. (M)DEFERRED TAXES (B)OTHER LIAB. (B)LONG-T. LIABILITIES (B)DEBT (B)TOTAL CAPITAL (B)
19831984198519861987198819891990199119921993199419951996199719981999200020012002200320042005200620072008200920102011201220132014201520162017201820192020202120222023
                                                                                 
00000000000000000000000000000000000000000
00000000000000000000000000000000000000000
00000000000000000000000000000000000000000
00000000000000000000000000000000000000000
00000000019242422232426251528471315141313151518242600000000000
00000000019242422232426251528471315141313151518242600000000000
15224141312725243234313333505354108122125128136156168193239236251229227217210194185183185195207213205202208
0.70.81.021.271.511.842.232.273.073.654.124.215.546.348.810.3310.1911.3211.5711.2712.4912.6812.713.7612.268.8910.6411.5111.812.5313.5614.3914.4215.517.0516.7319.7521.5424.6722.4325.36
000000000000000000000000000000206198191185195203210231242252300
00000000000000000000000000000000000000000
00000000000000000000000000000000000000000
0000000000000000000000000126000000000000000
0.710.821.061.311.541.872.262.293.13.684.154.255.576.398.8510.3810.311.4411.711.3912.6212.8312.8713.9512.59.2510.8911.7412.0312.7513.9814.7814.815.8717.4317.1320.1621.9925.1122.8825.87
0.710.821.061.311.541.872.262.293.13.74.174.275.596.428.8710.4110.3311.4511.7211.4412.6312.8512.8813.9712.519.2710.9111.7612.0512.7813.9814.7814.815.8717.4317.1320.1621.9925.1122.8825.87
                                                                                 
131430303232333399100101101106112339341344346350352352370389391393393393393393394397397397397397397397397397397397
0.070.090.080.090.130.140.140.150.090.090.10.110.240.40.20.220.240.250.280.30.310.620.971.021.051.071.081.091.11.131.191.211.231.251.271.281.311.331.361.391.44
0.170.210.240.320.350.450.530.620.720.8411.131.161.131.341.481.621.621.681.771.992.062.092.793.43.583.863.983.864.024.274.514.765.045.187.639.2610.0912.6311.713.08
0.050.060.110.150.130.20.320.220.540.690.750.61.161.532.913.683.534.164.113.644.083.793.283.382.150.350.34-0.04-0.06-0.07-0.02-0.03-0.03-0.02-0.02-0.02-0.02-0.040.020.030.01
000000000000000000000000000.290.810.961.21.531.781.371.722.810.040.470.810.63-0.67-0.45
0.310.370.470.580.630.821.021.011.441.721.951.942.663.184.795.725.746.386.436.076.736.836.737.5775.395.966.236.256.687.367.867.748.389.639.3311.4112.5815.0312.8614.48
00000000000000000000000000000000000000000
00000000000000000000000000000000000000000
0000000000000000000000007600000000000000000
16175256626466721066778129221262281011817018318318300496949494910410410449352024323954545025
00000000000000000000000000000000000000000
161752566264667210667781292212622810118170183183183004982949494910410410449352024323954545025
17149841100808080808058472456449426420420791791791791791790807821827835827821826827834846845843841849
0.050.040.060.080.070.10.150.080.240.290.290.20.490.681.411.811.722.0621.741.951.831.621.650.9800.150.260.30.450.670.840.640.870.750.631.081.31.741.051.32
0.030.030.050.060.060.080.090.070.080.070.10.090.110.120.170.140.240.260.290.350.40.470.460.530.570.620.670.540.520.660.610.650.720.790.790.80.930.981.091.231.31
0.090.080.120.140.130.180.240.160.320.440.470.360.680.871.632.422.422.762.722.52.773.12.872.982.341.411.611.611.641.942.122.322.182.482.362.272.853.133.683.123.48
0.110.10.170.20.20.240.30.230.420.510.540.490.91.141.912.422.542.932.92.692.963.12.873.033.171.461.661.661.752.042.222.362.212.52.392.32.893.183.733.173.51
0.420.470.640.780.831.061.331.241.872.232.492.433.564.316.78.148.279.319.338.759.689.939.610.610.176.857.627.8988.729.5810.229.9510.8812.0211.6214.315.7618.7616.0217.99
Details

Balance Sheet

ⓘ

Understanding the Balance Sheet

The balance sheet of Cincinnati Financial provides a detailed financial snapshot, revealing the company's assets, liabilities, and equity at a specific point in time. Analyzing these components is crucial for investors looking to understand Cincinnati Financial's financial health and stability.

Assets

Cincinnati Financial's assets represent everything the company owns or controls that has monetary value. These are categorized into current and non-current assets, offering insights into the company's liquidity and long-term investments.

Liabilities

Liabilities are obligations that Cincinnati Financial must settle in the future. Analyzing the ratio of liabilities to assets provides insights into the company's financial leverage and risk exposure.

Equity

Equity refers to the residual interest in the assets of Cincinnati Financial after deducting liabilities. It represents the owners’ claim on the company’s assets and earnings.

Year-to-Year Analysis

Comparing balance sheet figures year-to-year allows investors to identify trends, growth patterns, and potential financial risks, facilitating informed investment decisions.

Interpreting the Data

Detailed analysis of assets, liabilities, and equity can provide investors with comprehensive insights into Cincinnati Financial's financial standing, aiding in investment evaluations and risk assessments.

 
NET INCOME (B)DEPRECIATION (M)DEFERRED TAXES (M)CHANGES IN WORKING CAPITAL (B)NON-CASH ITEM (M)PAID INTEREST (M)PAID TAXES (M)NET CASH FLOW FROM OPERATING ACTIVITIES (B)CAPITAL EXPENDITURES (M)CASH FLOW FROM INVESTING ACTIVITIES (B)CASH FLOW FROM OTHER INVESTING ACTIVITIES (B)INTEREST INCOME AND EXPENSES (M)NET DEBT CHANGE (M)NET CHANGE IN EQUITY (M)CASH FLOW FROM FINANCING ACTIVITIES (M)CASH FLOW FROM OTHER FINANCING ACTIVITIES (M)TOTAL DIVIDENDS PAID (M)NET CHANGE IN CASH FLOW (M)FREE CASH FLOW (M)SHARE-BASED COMPENSATION (M)
19861987198819891990199119921993199419951996199719981999200020012002200320042005200620072008200920102011201220132014201520162017201820192020202120222023
0.090.090.130.110.130.150.170.220.20.230.220.30.240.260.120.190.240.370.580.60.930.860.430.430.380.170.420.520.530.630.591.050.2921.222.95-0.491.84
776656101099711111618252230283338363238414244505152485563728193127112
2-14-11-14-7-16-17-20-16-8-9-11-13-102-34-13-244533-512-1277130-172619371638-444-47343136477-355223
0.120.170.110.140.110.190.160.160.130.150.090.130.030.420.160.340.40.440.140.11-0.4-0.250.1-0.070.02-0.010.090.150.190.310.370.320.8-1.28-0.02-1.612.72-0.17
0-4000000014-200206319210242865646463707776808584941001031041051114345
555612667101620213632404135343451535153555353545353525252535353525354
921323330465867716765959155339876518819542934619774167513822215424521360983484257165136
0.230.250.240.250.230.330.330.360.330.390.310.430.270.70.360.540.670.820.820.810.620.710.480.530.530.250.640.80.871.081.121.051.181.211.491.982.052.05
-8-3-4-4-4-14-12-7-11-10-17-16-47-102-44-15-27-38-33-44-52-70-36-42-17-7-6-7-9-10-13-16-20-24-20-15-15-18
-0.19-0.24-0.22-0.21-0.2-0.31-0.33-0.33-0.32-0.44-0.22-0.28-0.32-0.21-0.51-0.36-0.54-0.64-0.6-0.77-0.21-0.861.51-0.82-0.53-0.01-0.3-0.51-0.31-0.62-0.46-0.56-0.45-0.68-0.56-1.06-0.93-1.61
-0.19-0.24-0.21-0.2-0.2-0.29-0.32-0.33-0.31-0.43-0.21-0.27-0.27-0.1-0.47-0.34-0.51-0.6-0.57-0.73-0.16-0.791.55-0.77-0.51-0-0.3-0.5-0.3-0.61-0.44-0.54-0.43-0.66-0.54-1.04-0.92-1.59
00000000000000000000000000000000000000
3612633401151914118139118521300188049780-780005500-55-14-15487150-4-25
11135571233-5-54-14-210-56-37-32-49-56-50-93-288-1350-10-3110-271-29-18-79-116-56-254-131-400-58
-13-14-24-28-26-3-1-31-826-43-12425-211-136-148-66-195-7-221-318181-1,210-162-174-186-285-341-404-498-426-614-603-546-798-685-994-801
0000000000000-9-138108103833-46-71-45878845-39-51-72-89-87-139-159-142-184-159-167-264
-19-22-27-33-38-43-49-55-62-69-79-88-99-110-119-132-142-156-177-204-228-240-250-249-252-255-256-263-278-366-306-400-336-355-375-395-423-454
18-9-211417-7-10-283920-21281-2913664-21215-1878324783-452-1725349-54158-47233-120127-17133239125-357
217.9245233.8243228.3313.8317355.6317.1379290.5410.5225.85953145286407787907615636354484835142406327898641,0651,1021,0361,1611,1841,4711,9662,0372,034
00000000000000000000000000000000000000

Cincinnati Financial stock margins

The Cincinnati Financial margin analysis displays the gross margin, EBIT margin, as well as the profit margin of Cincinnati Financial. The EBIT margin (EBIT/sales) indicates the percentage of sales that remains as operating profit. The profit margin shows the percentage of sales that remains for Cincinnati Financial.

  • 3 years

  • 5 years

  • 10 years

  • 25 Years

  • Max

Gross margin
EBIT margin
Profit margin
Details

Margin

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Understanding Gross Margin

The gross margin, expressed as a percentage, delineates the gross profit made from the Cincinnati Financial's sales revenue. A higher gross margin percentage indicates that the Cincinnati Financial retains more revenue after accounting for the costs of goods sold. Investors use this metric to gauge financial health and operational efficiency, as well as to compare it with competitors and industry averages.

EBIT Margin Analysis

EBIT margin represents the Cincinnati Financial's earnings before interest and taxes. Analyzing the EBIT margin over different years provides insights into the operational profitability and efficiency, excluding the effects of financial leverage and tax structure. A growing EBIT margin over the years signifies improving operational performance.

Revenue Margin Insights

The revenue margin demonstrates the Cincinnati Financial's total revenue generated. When comparing the revenue margin year over year, investors can gauge the Cincinnati Financial's growth and market expansion. It is essential to compare the revenue margin with the gross and EBIT margins to understand the cost and profit structures better.

Interpreting Expectations

The expected values for gross, EBIT, and revenue margins provide future financial outlook of the Cincinnati Financial. Investors should compare these expectations with historical data to understand potential growth and risk factors. It is crucial to consider the underlying assumptions and methodologies used in projecting these expected values to make informed investment decisions.

Comparative Analysis

Comparing the gross, EBIT, and revenue margins, both yearly and over multiple years, enables investors to perform a comprehensive analysis of the Cincinnati Financial's financial health and growth prospects. Evaluating the trends and patterns in these margins helps in identifying strengths, weaknesses, and potential investment opportunities.

Cincinnati Financial Margin History

Cincinnati Financial Gross marginCincinnati Financial Profit marginCincinnati Financial EBIT marginCincinnati Financial Profit margin
2026e0 %19.12 %10.61 %
2025e0 %0 %10.32 %
2024e0 %9.07 %8.65 %
20230 %23.27 %18.41 %
20220 %-9.76 %-7.41 %
20210 %38.66 %30.59 %
20200 %20.61 %16.14 %
20190 %31.87 %25.2 %
20180 %5.62 %5.31 %
20170 %13.66 %18.23 %
20160 %15.87 %10.85 %
20150 %18.16 %12.33 %
20140 %15.65 %10.62 %
20130 %16.95 %11.41 %
20120 %15.08 %10.24 %
20110 %6.05 %4.36 %
20100 %14.71 %9.99 %
20090 %16.32 %11.07 %
20080 %15.51 %11.22 %
20070 %29.21 %20.08 %
20060 %30.39 %20.46 %
20050 %23.2 %15.98 %
20040 %23.19 %16.16 %

Cincinnati Financial Stock Sales Revenue, EBIT, Earnings per Share

The Cincinnati Financial earnings per share therefore indicates how much revenue Cincinnati Financial has generated per share in a given period. The earnings before interest and taxes per share shows how much of the operating profit corresponds to each share. The earnings per share indicates how much of the profit belongs to each share.

  • 3 years

  • 5 years

  • 10 years

  • 25 Years

  • Max

Sales per Share
EBIT per share
Earnings per Share
Details

Revenue, EBIT and Earnings per share

ⓘ

Revenue Per Share

Revenue per share represents the total revenue Cincinnati Financial earns, divided by the number of outstanding shares. It is a crucial metric as it reflects the company's ability to generate sales and signifies growth and expansion potential. Comparing yearly revenue per share allows investors to analyze the consistency in a company’s earnings and predict future trends.

EBIT Per Share

EBIT per share indicates Cincinnati Financial's earning before interest and taxes, offering insights into operational profitability excluding the effects of capital structure and tax rates. It can be juxtaposed against revenue per share to gauge the efficiency in converting sales into profits. A consistent increase in EBIT per share over the years underscores operational efficiency and profitability.

Income Per Share

Income per share, or earnings per share (EPS), reveals the portion of Cincinnati Financial’s profit allocated to each share of common stock. It’s instrumental in evaluating the profitability and financial health. By comparing it with revenue and EBIT per share, investors discern how effectively a firm translates sales and operational profits into net income.

Expected Values

Expected values are projections of revenue, EBIT, and income per share for forthcoming years. These anticipations, rooted in historical data and market analysis, aid investors in strategizing their investments, evaluating Cincinnati Financial's prospective performance, and estimating future stock prices. However, it’s pivotal to consider market volatilities and uncertainties that can influence these projections.

Cincinnati Financial Revenue, EBIT and net profit per share

DateCincinnati Financial Sales per ShareCincinnati Financial EBIT per shareCincinnati Financial Earnings per Share
2026e76.53 undefined0 undefined8.12 undefined
2025e72.43 undefined0 undefined7.47 undefined
2024e74.56 undefined0 undefined6.45 undefined
202363.33 undefined14.74 undefined11.66 undefined
202241.29 undefined-4.03 undefined-3.06 undefined
202159.19 undefined22.88 undefined18.11 undefined
202046.4 undefined9.56 undefined7.49 undefined
201948 undefined15.29 undefined12.1 undefined
201832.87 undefined1.85 undefined1.74 undefined
201734.53 undefined4.72 undefined6.3 undefined
201632.73 undefined5.2 undefined3.55 undefined
201531.05 undefined5.64 undefined3.83 undefined
201429.72 undefined4.65 undefined3.16 undefined
201327.18 undefined4.61 undefined3.1 undefined
201225.11 undefined3.79 undefined2.57 undefined
201123.29 undefined1.41 undefined1.02 undefined
201023.1 undefined3.4 undefined2.31 undefined
200923.96 undefined3.91 undefined2.65 undefined
200823.4 undefined3.63 undefined2.63 undefined
200724.73 undefined7.22 undefined4.97 undefined
200625.93 undefined7.88 undefined5.3 undefined
200521.27 undefined4.94 undefined3.4 undefined
200420.26 undefined4.7 undefined3.27 undefined

Cincinnati Financial business model

The Cincinnati Financial Corp is a US-American company from Cincinnati, Ohio, founded in 1950 by John J. Schiff. The company is an insurance conglomerate that is primarily active in the USA. The company employs over 4,600 employees and operates approximately 1,500 agencies in 44 US states. The main business of the company is the insurance of individuals and businesses. However, the company is also active in other areas such as the financial services industry. The business model is based on offering insurance and financial services that are specifically tailored to customer needs. The goal is to guarantee high customer satisfaction for policyholders and thus establish long-term relationships with the company. The Cincinnati Financial Corp specializes in various insurance sectors. These include, among others, auto, home, and business liability insurance, health insurance, accident and life insurance, as well as product liability insurance and other insurance solutions for business customers. Another area in which the company is active is the financial services industry. Here, the company offers numerous services such as investment funds, pension insurance, asset management, and investment advice. The goal is to offer customers a wide range of investment products. In addition to insurance and financial services, the company also offers its customers other products such as legal protection insurance and cyber insurance. In the field of cybersecurity, the company insures companies against damages caused by hacking attacks or data theft. The company also places great importance on offering its customers good service quality. Cincinnati Financial Corp convinces with innovative products and solutions, fast claims handling, as well as transparent and fair processing of contract agreements and claims. In this context, the company also organizes an annual "Agency Partner Forum," an event where employees of the company can meet with agencies and exchange experiences. In addition, specialized staff are in direct contact with customers to understand their wishes and needs better and to be able to offer a suitable insurance or financial service. In summary, Cincinnati Financial Corp is a US-American insurance company based in Ohio that specializes in various insurance sectors and financial services. The company offers customized solutions and is committed to achieving high customer satisfaction and building long-term customer relationships. Cincinnati Financial is one of the most popular companies on Eulerpool.com.

Cincinnati Financial SWOT Analysis

Strengths

Cincinnati Financial Corp has a strong financial position and a history of consistent profitability.

The company has a diversified portfolio of insurance products, including property, casualty, and life insurance, which helps mitigate risks.

Cincinnati Financial Corp has established a solid reputation in the insurance industry, known for its reliable and prompt claim settlements.

The company has a well-trained and experienced workforce, enabling it to effectively serve its customers and manage operations.

Weaknesses

Cincinnati Financial Corp's business operations are highly dependent on the overall performance of the insurance industry, making it vulnerable to external factors.

The company may face challenges in adapting to rapidly changing market conditions and emerging technologies.

There might be limited growth opportunities in certain geographical regions where the company operates, which could impact its expansion potential.

Cincinnati Financial Corp may have higher operating expenses compared to some competitors, potentially affecting its competitive position in cost-sensitive markets.

Opportunities

The increasing awareness and importance of insurance coverage offer growth opportunities for Cincinnati Financial Corp to expand its customer base.

Technological advancements provide opportunities for the company to improve operational efficiency, enhance customer experience, and develop innovative insurance solutions.

Expansion into new markets or acquisition of smaller insurance companies can help Cincinnati Financial Corp diversify its revenue streams and increase market share.

Collaboration with other financial service providers or strategic partnerships can enable the company to offer bundled services, attracting more customers.

Threats

Intense competition within the insurance industry poses a threat to Cincinnati Financial Corp's market position and profitability.

Economic downturns or recessionary periods can lead to reduced demand for insurance products and negatively impact the company's financial performance.

Changes in regulatory environment or government policies may introduce compliance challenges and impact the company's operations.

Emerging risks, such as cybersecurity threats or natural disasters, can result in higher claim volumes and financial losses for Cincinnati Financial Corp.

Cincinnati Financial Revenue by Segment

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Revenue by Segment

ⓘ

Overview of Revenue by Segment

The chart visualizes revenues by segments and provides a clear overview of the revenue distribution. Each segment is clearly marked to facilitate comparisons of revenues.

Interpretation and Use

The chart enables quick identification of the highest-revenue segments, which is helpful in strategic decision-making. It supports the analysis of growth potentials and targeted resource allocation.

Investment Strategy

An investment strategy determines how capital is deliberately invested into various asset classes to maximize returns. It is based on risk tolerance, investment objectives, and a long-term plan.

Cincinnati Financial Revenue by Segment

Segmente201320122011
Personal Lines403 M USD868 M USD1 M USD
Investments Segment612 M USD42 M USD595 M USD
Commercial Lines479 M USD111 M USD3 M USD
Life Insurance Segment189 M USD178 M USD167 M USD
Excess And Surplus Lines Insurance116 M USD93 M USD70 M USD
Other9 M USD-8 M USD
Other Credit Derivatives-9 M USD-
Total Life Insurance4 M USD--
Life Insurance-1 M USD-
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Cincinnati Financial Eulerpool Fair Value

Details

Fair Value

ⓘ

Understanding Fair Value

The fair value of a stock provides insights into whether the stock is currently undervalued or overvalued. It is calculated based on profit, revenue, or dividends and offers a comprehensive perspective of the stock’s intrinsic value.

Income-Based Fair Value

This is calculated by multiplying the earnings per share by the average P/E ratio of the selected past years for smoothing. If the fair value is higher than the current market price, it suggests that the stock is undervalued.

Example 2022

Fair Value Profit 2022 = Earnings per Share 2022 / Average P/E Ratio 2019 - 2021 (3 Years Smoothing)

Revenue-Based Fair Value

It is derived by multiplying the revenue per share by the average price-to-sales ratio of the selected past years for smoothing. An undervalued stock is identified if the fair value exceeds the ongoing market price.

Example 2022

Fair Value Revenue 2022 = Revenue per Share 2022 / Average PSR 2019 - 2021 (3 Years Smoothing)

Dividend-Based Fair Value

This value is determined by dividing the dividend per share by the average dividend yield of the selected past years for smoothing. A higher fair value than the market price indicates an undervalued stock.

Example 2022

Fair Value Dividend 2022 = Dividend per Share 2022 * Average Dividend Yield 2019 - 2021 (3 Years Smoothing)

Expectations and Forecasts

Future expectations provide potential trajectories for stock prices and aid investors in decision-making. The expected values are forecasted figures of fair value, taking into account the growth or decline trends of profit, revenue, or dividend.

Comparative Analysis

Comparing the fair value based on profit, revenue, and dividend provides a holistic overview of the stock’s financial health. Observing the annual and per-annual variations contributes to understanding the consistency and reliability of stock performance.

Cincinnati Financial historical P/E ratio, EBIT multiple, and P/S ratio

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Cincinnati Financial shares outstanding

The number of shares was Cincinnati Financial in 2023 — This indicates how many shares 158.1 M is divided into. Since shareholders are the owners of a company, each share represents a small portion of the company's ownership.

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Number of stocks
Details

Revenue, EBIT and Earnings per share

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Revenue Per Share

Revenue per share represents the total revenue Cincinnati Financial earns, divided by the number of outstanding shares. It is a crucial metric as it reflects the company's ability to generate sales and signifies growth and expansion potential. Comparing yearly revenue per share allows investors to analyze the consistency in a company’s earnings and predict future trends.

EBIT Per Share

EBIT per share indicates Cincinnati Financial's earning before interest and taxes, offering insights into operational profitability excluding the effects of capital structure and tax rates. It can be juxtaposed against revenue per share to gauge the efficiency in converting sales into profits. A consistent increase in EBIT per share over the years underscores operational efficiency and profitability.

Income Per Share

Income per share, or earnings per share (EPS), reveals the portion of Cincinnati Financial’s profit allocated to each share of common stock. It’s instrumental in evaluating the profitability and financial health. By comparing it with revenue and EBIT per share, investors discern how effectively a firm translates sales and operational profits into net income.

Expected Values

Expected values are projections of revenue, EBIT, and income per share for forthcoming years. These anticipations, rooted in historical data and market analysis, aid investors in strategizing their investments, evaluating Cincinnati Financial's prospective performance, and estimating future stock prices. However, it’s pivotal to consider market volatilities and uncertainties that can influence these projections.

Cincinnati Financial stock splits

In Cincinnati Financial's history, there have been no stock splits.

Cincinnati Financial dividend history and estimates

In 2023, Cincinnati Financial paid a dividend amounting to 3 USD. Dividend means that Cincinnati Financial distributes a portion of its profits to its owners.

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Dividend
Dividend (Estimate)
Details

Dividend

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Dividend Overview

The dividend per year chart for Cincinnati Financial provides a comprehensive view of the annual dividends distributed to shareholders. Analyze the trend to understand the consistency and growth in dividend payouts over the years.

Interpretation and Use

A consistent or increasing trend in dividends can indicate the company's profitability and financial health. Investors can use this data to identify Cincinnati Financial’s potential for long-term investment and income generation through dividends.

Investment Strategy

Incorporate the dividend data in evaluating Cincinnati Financial's overall performance. A thorough analysis, considering other financial aspects, will help in making informed investment decisions for optimal capital growth and income generation.

Cincinnati Financial Dividend History

DateCincinnati Financial Dividend
2026e2.89 undefined
2025e2.89 undefined
2024e2.89 undefined
20233 undefined
20222.76 undefined
20212.52 undefined
20202.4 undefined
20192.24 undefined
20182.12 undefined
20173.5 undefined
20161.92 undefined
20152.3 undefined
20141.76 undefined
20131.65 undefined
20121.62 undefined
20111.61 undefined
20101.59 undefined
20091.57 undefined
20081.56 undefined
20071.42 undefined
20061.34 undefined
20051.21 undefined
20041.04 undefined

Cincinnati Financial dividend payout ratio

In 2023, Cincinnati Financial had a payout ratio of 21.49%. The payout ratio indicates the percentage of the company's profits that Cincinnati Financial distributes as dividends.

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Payout ratio
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Payout ratio

ⓘ

What is Yearly Payout Ratio?

The yearly payout ratio for Cincinnati Financial represents the proportion of earnings paid out as dividends to shareholders. It is an indicator of the company's financial health and stability, illustrating how much profit is being returned to investors versus being reinvested back into the company.

How to Interpret the Data

A lower payout ratio for Cincinnati Financial could mean that the company is reinvesting more into its growth, whereas a higher ratio indicates more earnings are being distributed as dividends. Investors seeking regular income might prefer companies with a higher payout ratio, while those looking for growth may opt for companies with a lower ratio.

Using the Data for Investments

Evaluate Cincinnati Financial's payout ratio in conjunction with other financial metrics and performance indicators. A sustainable payout ratio, coupled with strong financial health, can indicate a reliable dividend payout. However, a very high ratio might suggest the company is not sufficiently reinvesting in its future growth.

Cincinnati Financial Payout Ratio History

DateCincinnati Financial Payout ratio
2026e21.09 %
2025e19.3 %
2024e22.48 %
202321.49 %
2022-90.2 %
202113.91 %
202032.04 %
201918.51 %
2018121.84 %
201755.64 %
201654.08 %
201560.05 %
201455.7 %
201353.39 %
201263.04 %
2011157.35 %
201068.83 %
200959.25 %
200859.32 %
200728.57 %
200625.24 %
200535.46 %
200431.66 %
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Unfortunately, there are currently no price targets and forecasts available for Cincinnati Financial.

Cincinnati Financial latest earnings and earnings surprises

DateEPS EstimateEPS ActualQuarterly report
9/30/20241.49 1.42  (-4.79 %)2024 Q3
6/30/20240.98 1.29  (31.57 %)2024 Q2
3/31/20241.73 1.72  (-0.3 %)2024 Q1
12/31/20231.98 2.28  (14.88 %)2023 Q4
9/30/20231.17 1.66  (41.52 %)2023 Q3
6/30/20230.75 1.21  (60.31 %)2023 Q2
3/31/20230.74 0.89  (20.14 %)2023 Q1
12/31/20221.33 1.27  (-4.78 %)2022 Q4
9/30/20220.69 0.73  (6.14 %)2022 Q3
6/30/20221.08 0.65  (-39.99 %)2022 Q2
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Eulerpool ESG Scorecard© for the Cincinnati Financial stock

Eulerpool World ESG Rating (EESG©)

62/ 100

🌱 Environment

34

👫 Social

84

🏛️ Governance

69

Environment

Scope 1 - Direct Emissions
14,568
Scope 2 - Indirect emissions from purchased energy
9,437
Scope 3 - Indirect emissions within the value chain
Total CO₂ emissions
24,006
CO₂ reduction strategy
Coal energy
Nuclear power
Animal experiments
Fur & Leather
Pesticides
Palm Oil
Tobacco
Genetically modified organisms
Climate concept
Sustainable forestry
Recycling regulations
Environmentally friendly packaging
Hazardous substances
Fuel consumption and efficiency
Water consumption and efficiency

Social

Percentage of female employees47
Percentage of women in management
Percentage of Asian employees
Share of Asian management
Percentage of Hispanic/Latino employees
Hispano/Latino Management share
Percentage of Black employees
Black Management Share
Percentage of white employees
White Management Share
Adult content
Alcohol
Weapons
Firearms
Gambling
Military contracts
Human rights concept
Privacy concept
Occupational health and safety
Catholic

Governance (Corporate Governance)

Environmental reporting
Stakeholder Engagement
Call Back Policies
Antitrust law

The Eulerpool ESG Scorecard© is the strictly copyrighted intellectual property of Eulerpool Research Systems. Any unauthorized use, imitation, or infringement will be actively pursued and may lead to significant legal consequences. For licenses, collaborations, or usage rights, please contact us directly via our contact form. Contact Form to us.

Cincinnati Financial shareholders

%
Name
Stocks
Change
Date
12.06498 % The Vanguard Group, Inc.18,859,979-22,5076/30/2024
5.96348 % BlackRock Institutional Trust Company, N.A.9,322,11087,8566/30/2024
5.80769 % State Street Global Advisors (US)9,078,582-171,5056/30/2024
2.91921 % Charles Schwab Investment Management, Inc.4,563,30256,3376/30/2024
2.42775 % Geode Capital Management, L.L.C.3,795,061134,1546/30/2024
1.62596 % The London Company of Virginia, LLC2,541,707-80,4486/30/2024
1.13713 % Norges Bank Investment Management (NBIM)1,777,56644,4836/30/2024
1.11974 % Invesco Capital Management LLC1,750,379462,1626/30/2024
1.04041 % Managed Account Advisors LLC1,626,371-108,6696/30/2024
1.00466 % City National Rochdale, LLC1,570,483-86,6746/30/2024
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Cincinnati Financial Executives and Management Board

Mr. Steven Johnston

(63)
Cincinnati Financial Chairman of the Board, Chief Executive Officer (since 2008)
Compensation 7.6 M

Mr. Michael Sewell

(59)
Cincinnati Financial Executive Vice President, Chief Financial Officer, Principal Accounting Officer, Treasurer
Compensation 4.48 M

Mr. Stephen Spray

(57)
Cincinnati Financial President
Compensation 3.6 M

Mr. John Kellington

(61)
Cincinnati Financial Chief Information Officer and Executive Vice President of The Cincinnati Insurance Company
Compensation 3.09 M

Ms. Teresa Cracas

(56)
Cincinnati Financial Chief risk officer and Executive Vice President of The Cincinnati Insurance Company
Compensation 2.83 M
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Cincinnati Financial Supply Chain

NameRelationshipTwo-week correlationOne-month correlationThree-Month CorrelationSix-Month CorrelationOne Year CorrelationTwo-Year Correlation
Cullen/Frost Bankers Stock
Cullen/Frost Bankers
SupplierCustomer0,870,390,610,470,530,93
Lincoln National Stock
Lincoln National
SupplierCustomer0,670,260,68-0,23-0,100,89
Swiss Re Stock
Swiss Re
SupplierCustomer0,580,060,69-0,39-0,090,60
Muenchener Rueckversicher Stock
Muenchener Rueckversicher
SupplierCustomer0,350,200,66-0,47-0,160,35
FedNat Holding Stock
FedNat Holding
SupplierCustomer0,280,400,36-0,38-0,41-0,86
Voya Financial Stock
Voya Financial
SupplierCustomer0,180,390,83-0,030,240,87
Berkshire Hathaway B Stock
Berkshire Hathaway B
SupplierCustomer0,180,230,560,810,760,94
General Electric Stock
General Electric
SupplierCustomer-0,510,060,22-0,32-0,450,80
1

Most common questions regarding Cincinnati Financial

What values and corporate philosophy does Cincinnati Financial represent?

Cincinnati Financial Corp represents strong values and a customer-centric corporate philosophy. The company prioritizes integrity, ethical behavior, and transparency in its operations. Cincinnati Financial Corp aims to provide exceptional insurance and financial services, tailored to meet the unique needs of its clients. With its commitment to excellence, the company focuses on building long-term relationships, delivering superior value, and maintaining financial stability. Cincinnati Financial Corp's dedication to customer satisfaction, reliable service, and proactive risk management has made it a trusted and respected name in the financial industry.

In which countries and regions is Cincinnati Financial primarily present?

Cincinnati Financial Corp is primarily present in the United States.

What significant milestones has the company Cincinnati Financial achieved?

Cincinnati Financial Corp has achieved several significant milestones throughout its history. The company has consistently delivered strong financial performance, with steady revenue growth and solid profitability. It has successfully maintained its position as a leading provider of property and casualty insurance products in the United States. Cincinnati Financial Corp has also received several prestigious industry awards and recognition for its outstanding customer service and claims handling. Additionally, the company has demonstrated its commitment to long-term shareholder value by consistently paying dividends and increasing its dividend payout over time. Overall, Cincinnati Financial Corp has a proven track record of success and continues to be a trusted and reliable player in the insurance industry.

What is the history and background of the company Cincinnati Financial?

Cincinnati Financial Corp is a renowned insurance company with a rich history and background. Established in 1950, the company has been providing superior financial services and solutions to its clients for over 70 years. Cincinnati Financial Corp operates through its subsidiaries, offering a wide range of insurance products, including property, casualty, and life insurance. The company's commitment to customer satisfaction and financial stability has earned it a solid reputation in the industry. Over time, Cincinnati Financial Corp has successfully maintained its position as a leading provider of insurance solutions, ensuring the security and peace of mind of its policyholders.

Who are the main competitors of Cincinnati Financial in the market?

The main competitors of Cincinnati Financial Corp in the market include major insurance companies like American International Group (AIG), The Allstate Corporation, and Travelers Companies Inc. These companies also operate in the insurance industry and provide similar services to individuals and businesses. Cincinnati Financial Corp competes with them in terms of products, services, market share, and customer base. Despite the competition, Cincinnati Financial Corp has established itself as a reputable player in the insurance market, thanks to its strong financial stability, exceptional customer service, and wide range of insurance solutions.

In which industries is Cincinnati Financial primarily active?

Cincinnati Financial Corp is primarily active in the insurance industry.

What is the business model of Cincinnati Financial?

The business model of Cincinnati Financial Corp revolves around being a property and casualty insurance company. Cincinnati Financial Corp mainly operates through its subsidiary, The Cincinnati Insurance Company. The company offers a wide range of insurance products and services to individuals and businesses. Their business model focuses on underwriting and evaluating insurance risks, providing policyholder services, and delivering financial strength and stability to their clients. Cincinnati Financial Corp consistently aims to meet the insurance needs of their customers while generating profitable returns for their shareholders.

What is the P/E ratio of Cincinnati Financial 2024?

The Cincinnati Financial P/E ratio is 25.

What is the P/S ratio of Cincinnati Financial 2024?

The Cincinnati Financial P/S ratio is 2.16.

What is the Quality Investing of Cincinnati Financial?

The Quality Investing for Cincinnati Financial is 7/10.

What is the revenue of Cincinnati Financial 2024?

The expected Cincinnati Financial revenue is 11.66 B USD.

How high is the profit of Cincinnati Financial 2024?

The expected Cincinnati Financial profit is 1.01 B USD.

What is the business model of Cincinnati Financial

Cincinnati Financial Corp is a US insurance company that has been offering a variety of insurance products and services for over 70 years. The company is owned by the family of Carl Lindner, who also founded the company. The business model of Cincinnati Financial Corp is focused on providing insurance products and related services. This includes insurance for individuals, businesses, industries, and the real estate sector. The company has three main divisions: Cincinnati Insurance Companies, CFC Investment Company, and Cincinnati Casualty Company. The Cincinnati Insurance Companies offer private and commercial property and liability insurance, including car insurance, home insurance, and business insurance. The company emphasizes personalized customer service and individual consultation. CFC Investment Company is a subsidiary of Cincinnati Financial Corp that invests in specific assets, such as real estate and other assets with higher return potential than traditional savings or investments. Cincinnati Casualty Company offers comprehensive liability insurance for businesses that are liable for accidents or mistakes. This includes general and product liability insurance, as well as professional liability insurance for freelance activities. Another important aspect of the business model of Cincinnati Financial Corp is the focus on financial strength and solidity. The company aims to provide its customers with high-quality service and financial security. Cincinnati Financial Corp invests in low-risk assets and aims for a low operating cost structure. Additionally, the company utilizes innovative technologies and digital solutions. For example, Cincinnati Financial Corp offers an online platform for customers to manage their insurances and report claims. Overall, the business model of Cincinnati Financial Corp is characterized by a clear focus on customer needs, risk minimization, and financial stability. By deploying innovative technologies and selectively investing in higher-yielding assets, the company is well-positioned for the future.

What is the Cincinnati Financial dividend?

Cincinnati Financial pays a dividend of 2.76 USD distributed over 4 payouts per year.

How often does Cincinnati Financial pay dividends?

Cincinnati Financial pays out a dividend 4 times a year.

What is the Cincinnati Financial ISIN?

The ISIN of Cincinnati Financial is US1720621010.

What is the Cincinnati Financial WKN?

The WKN of Cincinnati Financial is 878440.

What is the Cincinnati Financial ticker?

The ticker of Cincinnati Financial is CINF.

How much dividend does Cincinnati Financial pay?

Over the past 12 months, Cincinnati Financial paid a dividend of 3 USD . This corresponds to a dividend yield of about 1.88 %. For the coming 12 months, Cincinnati Financial is expected to pay a dividend of 2.89 USD.

What is the dividend yield of Cincinnati Financial?

The current dividend yield of Cincinnati Financial is 1.88 %.

When does Cincinnati Financial pay dividends?

Cincinnati Financial pays a quarterly dividend. This is distributed in the months of April, July, October, January.

How secure is the dividend of Cincinnati Financial?

Cincinnati Financial paid dividends every year for the past 65 years.

What is the dividend of Cincinnati Financial?

For the upcoming 12 months, dividends amounting to 2.89 USD are expected. This corresponds to a dividend yield of 1.85 %.

In which sector is Cincinnati Financial located?

Cincinnati Financial is assigned to the 'Finance' sector.

Wann musste ich die Aktien von Cincinnati Financial kaufen, um die vorherige Dividende zu erhalten?

To receive the latest dividend of Cincinnati Financial from 1/15/2025 amounting to 0.81 USD, you needed to have the stock in your portfolio before the ex-date on 12/19/2024.

When did Cincinnati Financial pay the last dividend?

The last dividend was paid out on 1/15/2025.

What was the dividend of Cincinnati Financial in the year 2023?

In the year 2023, Cincinnati Financial distributed 2.76 USD as dividends.

In which currency does Cincinnati Financial pay out the dividend?

The dividends of Cincinnati Financial are distributed in USD.

All fundamentals about Cincinnati Financial

Our stock analysis for Cincinnati Financial Revenue stock includes important financial indicators such as revenue, profit, P/E ratio, P/S ratio, EBIT, as well as information on dividends. We also assess aspects such as stocks, market capitalization, debt, equity, and liabilities of Cincinnati Financial Revenue. If you are looking for more detailed information on these topics, we offer comprehensive analyses on our subpages.