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Bread Financial Holdings - Stock

Bread Financial Holdings Net Income 2024

Bread Financial Holdings Net Income

272.72 M USD

Ticker

BFH

ISIN

US0185811082

WKN

934251

In 2024, Bread Financial Holdings's profit amounted to 272.72 M USD, a -62.02% increase from the 718 M USD profit recorded in the previous year.

The Bread Financial Holdings Net Income history

YEARNET INCOME (undefined USD)
2028e334.01
2027e333.5
2026e487.35
2025e349.66
2024e272.72
2023718
2022223
2021801
2020214
2019269
2018963.1
2017788.7
2016432.3
2015551.5
2014491.5
2013496.2
2012422.3
2011315.3
2010193.7
2009143.7
2008206.4
2007164.1
2006189.6
2005138.7
2004102.4

Bread Financial Holdings Revenue, EBIT, Net Income

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Revenue
EBIT
Net Income
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Revenue, EBIT and Profit

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Understanding Revenue, EBIT, and Income

Gain insights into Bread Financial Holdings, a comprehensive overview of its financial performance can be obtained by analyzing the Revenue, EBIT, and Income chart. Revenue represents the total income generated by Bread Financial Holdings from its primary operations, showcasing the company’s ability to attract and retain clients. EBIT, or Earnings Before Interest and Taxes, indicates the company’s operational profitability, free from the influence of tax and interest expenses. The Income section reflects Bread Financial Holdings’s net earnings, an ultimate measure of its financial health and profitability.

Yearly Analysis and Comparisons

Observe the yearly bars to understand the annual performance and growth of Bread Financial Holdings. Compare the Revenue, EBIT, and Income to evaluate the company’s efficiency and profitability. A higher EBIT compared to the previous year suggests an improvement in operational efficiency. Likewise, an increase in Income indicates enhanced overall profitability. Analyzing the year-to-year comparison assists investors in understanding the company’s growth trajectory and operational efficiency.

Utilizing Expectations for Investment

The expected values for the forthcoming years offer investors a glimpse into Bread Financial Holdings’s anticipated financial performance. Analyzing these projections alongside historical data aids in making informed investment decisions. Investors can gauge the potential risks and returns, aligning their investment strategies accordingly to optimize profitability and mitigate risks.

Investment Insights

Leveraging the comparison between Revenue and EBIT helps in assessing Bread Financial Holdings’s operational efficiency, while the Revenue and Income comparison reveals the net profitability after accounting for all expenses. Investors can derive valuable insights by meticulously analyzing these financial parameters, laying the foundation for strategic investment decisions aimed at capitalizing on Bread Financial Holdings’s growth potential.

Bread Financial Holdings Revenue, EBIT and net profit per share

DateBread Financial Holdings RevenueBread Financial Holdings EBITBread Financial Holdings Net Income
2028e4.66 B undefined2.06 B undefined334.01 M undefined
2027e4.44 B undefined1.98 B undefined333.5 M undefined
2026e4.12 B undefined1.33 B undefined487.35 M undefined
2025e3.9 B undefined1.84 B undefined349.66 M undefined
2024e3.79 B undefined1.81 B undefined272.72 M undefined
20234.81 B undefined1.62 B undefined718 M undefined
20224.33 B undefined803 M undefined223 M undefined
20213.66 B undefined1.43 B undefined801 M undefined
20203.8 B undefined800 M undefined214 M undefined
20194.69 B undefined1.3 B undefined269 M undefined
20185.67 B undefined1.77 B undefined963.1 M undefined
20175.47 B undefined1.52 B undefined788.7 M undefined
20167.14 B undefined1.27 B undefined432.3 M undefined
20156.44 B undefined1.31 B undefined551.5 M undefined
20145.3 B undefined1.08 B undefined491.5 M undefined
20134.32 B undefined1.1 B undefined496.2 M undefined
20123.64 B undefined974.4 M undefined422.3 M undefined
20113.17 B undefined812.7 M undefined315.3 M undefined
20102.79 B undefined629.2 M undefined193.7 M undefined
20091.96 B undefined385.1 M undefined143.7 M undefined
20082.03 B undefined464.7 M undefined206.4 M undefined
20071.96 B undefined449.6 M undefined164.1 M undefined
20061.65 B undefined373.4 M undefined189.6 M undefined
20051.55 B undefined236.6 M undefined138.7 M undefined
20041.26 B undefined172.1 M undefined102.4 M undefined

Bread Financial Holdings stock margins

The Bread Financial Holdings margin analysis displays the gross margin, EBIT margin, as well as the profit margin of Bread Financial Holdings. The EBIT margin (EBIT/sales) indicates the percentage of sales that remains as operating profit. The profit margin shows the percentage of sales that remains for Bread Financial Holdings.

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EBIT margin
Profit margin
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Margin

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Understanding Gross Margin

The gross margin, expressed as a percentage, delineates the gross profit made from the Bread Financial Holdings's sales revenue. A higher gross margin percentage indicates that the Bread Financial Holdings retains more revenue after accounting for the costs of goods sold. Investors use this metric to gauge financial health and operational efficiency, as well as to compare it with competitors and industry averages.

EBIT Margin Analysis

EBIT margin represents the Bread Financial Holdings's earnings before interest and taxes. Analyzing the EBIT margin over different years provides insights into the operational profitability and efficiency, excluding the effects of financial leverage and tax structure. A growing EBIT margin over the years signifies improving operational performance.

Revenue Margin Insights

The revenue margin demonstrates the Bread Financial Holdings's total revenue generated. When comparing the revenue margin year over year, investors can gauge the Bread Financial Holdings's growth and market expansion. It is essential to compare the revenue margin with the gross and EBIT margins to understand the cost and profit structures better.

Interpreting Expectations

The expected values for gross, EBIT, and revenue margins provide future financial outlook of the Bread Financial Holdings. Investors should compare these expectations with historical data to understand potential growth and risk factors. It is crucial to consider the underlying assumptions and methodologies used in projecting these expected values to make informed investment decisions.

Comparative Analysis

Comparing the gross, EBIT, and revenue margins, both yearly and over multiple years, enables investors to perform a comprehensive analysis of the Bread Financial Holdings's financial health and growth prospects. Evaluating the trends and patterns in these margins helps in identifying strengths, weaknesses, and potential investment opportunities.

Bread Financial Holdings Margin History

Bread Financial Holdings Gross marginBread Financial Holdings Profit marginBread Financial Holdings EBIT marginBread Financial Holdings Profit margin
2028e91.1 %44.22 %7.17 %
2027e91.1 %44.65 %7.51 %
2026e91.1 %32.28 %11.83 %
2025e91.1 %47.14 %8.96 %
2024e91.1 %47.81 %7.2 %
202391.1 %33.74 %14.93 %
202291.71 %18.55 %5.15 %
202191.16 %39.04 %21.92 %
202089.57 %21.07 %5.64 %
201989.78 %27.73 %5.74 %
201855.23 %31.2 %17 %
201754.89 %27.73 %14.41 %
201640.08 %17.73 %6.06 %
201540.77 %20.37 %8.56 %
201439.31 %20.4 %9.27 %
201340.98 %25.44 %11.49 %
201242.15 %26.76 %11.6 %
201142.9 %25.61 %9.94 %
201044.64 %22.54 %6.94 %
200931.06 %19.6 %7.32 %
200833.74 %22.94 %10.19 %
200733.51 %22.91 %8.36 %
200633.6 %22.62 %11.49 %
200527.56 %15.24 %8.93 %
200427.14 %13.69 %8.14 %

Bread Financial Holdings Aktienanalyse

What does Bread Financial Holdings do?

Alliance Data Systems Corp is an American company specializing in the development of solutions in the field of data analysis and marketing. The company was founded in 1996 and is headquartered in Plano, Texas. It employs over 8,000 employees worldwide and is listed on the New York Stock Exchange. The business model of Alliance Data Systems Corp is based on the collection of customer and transaction data. These are provided by the company's customers and serve as a basis for the development of marketing, analysis, and consulting services. The goal of Alliance Data Systems Corp is to help its customers increase the efficiency and effectiveness of their marketing campaigns and thereby increase their revenue. One of the key divisions of Alliance Data Systems Corp is the LoyaltyOne business. Here, the company offers customer loyalty programs and customer analytics services for numerous large retailers and financial services companies. The most well-known program operated by LoyaltyOne is the Air Miles program, based in Canada, which is used by almost every Canadian household. Another important core business of Alliance Data Systems Corp is the provision of credit card services. The company is a major player in the American market and operates the Private Label credit card business for some of the largest retailers in the USA. In addition to lending, Alliance Data Systems Corp's credit card portfolio also includes over-limit fees, fraud protection, and customer analytics services. Alliance Data Systems Corp also offers a range of B2B services in the field of marketing and analytics. The company supports its customers in creating and implementing campaigns and also offers data analytics services that allow businesses to measure the performance of their marketing campaigns. Overall, Alliance Data Systems Corp is a company focused on the collection and analysis of data to help its customers conduct effective marketing campaigns and increase revenue. The company is a key player in customer loyalty programs and credit card services but also has a strong B2B offering in the field of marketing and analytics. Bread Financial Holdings ist eines der beliebtesten Unternehmen auf Eulerpool.com.

Net Income Details

Understanding Bread Financial Holdings's Profit Margins

The profit margins of Bread Financial Holdings represent the net income earned after deducting all operational expenses, costs, and taxes from the revenue. This figure is a clear indicator of Bread Financial Holdings's financial health, operational efficiency, and profitability. Higher profit margins signify better cost management and income generation capabilities.

Year-to-Year Comparison

Evaluating Bread Financial Holdings's profit on a yearly basis can offer significant insights into its financial growth, stability, and trends. A consistent increase in profit suggests improved operational efficiency, cost management, or increased revenue, while a decrease may indicate rising costs, declining sales, or operational challenges.

Impact on Investments

Bread Financial Holdings's profit figures are critical for investors who are aiming to understand the company's financial standing and future growth prospects. Increased profits often lead to higher stock valuations, boosting investor confidence and attracting more investments.

Interpreting Profit Fluctuations

When Bread Financial Holdings’s profit increases, it often indicates enhanced operational efficiency or increased sales. In contrast, a decline in profit can signal operational inefficiencies, increased costs, or competitive pressures, necessitating strategic interventions to boost profitability.

Frequently Asked Questions about Bread Financial Holdings Stock

How much profit has Bread Financial Holdings made this year?

Bread Financial Holdings has made 272.72 M USD this year.

How has the profit developed compared to last year?

The profit has increased by -62.02% compared to last year fallen

What impact do the earnings have on the shareholders?

An increase in earnings is usually seen as a positive indicator for shareholders as it means that the company is generating profits.

How does Bread Financial Holdings publish its earnings?

Bread Financial Holdings publishes its earnings in the form of quarterly or annual reports.

Which financial indicators are included in the quarterly or annual reports?

The quarterly or annual reports contain information about sales and profit, cash flow, balance sheet, and other fundamentals.

Why is it important for investors to know the earnings of Bread Financial Holdings?

The profits of Bread Financial Holdings are an important indicator of the financial health of the company and can help investors decide whether they want to invest in the company or not.

How can one learn more about the earnings of Bread Financial Holdings?

You can learn more about the earnings of Bread Financial Holdings by reviewing the quarterly or annual reports or following the company presentations.

How much dividend does Bread Financial Holdings pay?

Over the past 12 months, Bread Financial Holdings paid a dividend of 1.05 USD . This corresponds to a dividend yield of about 2.31 %. For the coming 12 months, Bread Financial Holdings is expected to pay a dividend of 1.14 USD.

What is the dividend yield of Bread Financial Holdings?

The current dividend yield of Bread Financial Holdings is 2.31 %.

When does Bread Financial Holdings pay dividends?

Bread Financial Holdings pays a quarterly dividend. This is distributed in the months of December, December, March, June.

How secure is the dividend of Bread Financial Holdings?

Bread Financial Holdings paid dividends every year for the past 13 years.

What is the dividend of Bread Financial Holdings?

For the upcoming 12 months, dividends amounting to 1.14 USD are expected. This corresponds to a dividend yield of 2.5 %.

In which sector is Bread Financial Holdings located?

Bread Financial Holdings is assigned to the 'Information technology' sector.

Wann musste ich die Aktien von Bread Financial Holdings kaufen, um die vorherige Dividende zu erhalten?

To receive the latest dividend of Bread Financial Holdings from 6/14/2024 amounting to 0.21 USD, you needed to have the stock in your portfolio before the ex-date on 5/9/2024.

When did Bread Financial Holdings pay the last dividend?

The last dividend was paid out on 6/14/2024.

What was the dividend of Bread Financial Holdings in the year 2023?

In the year 2023, Bread Financial Holdings distributed 0.84 USD as dividends.

In which currency does Bread Financial Holdings pay out the dividend?

The dividends of Bread Financial Holdings are distributed in USD.

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Andere Kennzahlen von Bread Financial Holdings

Our stock analysis for Bread Financial Holdings Revenue stock includes important financial indicators such as revenue, profit, P/E ratio, P/S ratio, EBIT, as well as information on dividends. We also assess aspects such as stocks, market capitalization, debt, equity, and liabilities of Bread Financial Holdings Revenue. If you are looking for more detailed information on these topics, we offer comprehensive analyses on our subpages.