BankFinancial Stock

BankFinancial ROA 2024

BankFinancial ROA

0.01

Ticker

BFIN

ISIN

US06643P1049

WKN

A0ER9S

In 2024, BankFinancial's return on assets (ROA) was 0.01, a -5.16% increase from the 0.01 ROA in the previous year.

BankFinancial Aktienanalyse

What does BankFinancial do?

BankFinancial Corp is an American financial institution based in Burr Ridge, Illinois. The company was founded in 1924 as Beverly State Bank and primarily operated as a real estate lender. In 2004, the company changed its name to BankFinancial and began expanding its product range. Business Model: BankFinancial Corp is a diversified financial holding company that invests in various business sectors, including retail banking, commercial banking, and real estate financing. The company's business model is to offer a wide range of financial products and services to meet the needs of different customers. Retail Banking: BankFinancial operates a network of branches in the state of Illinois and offers a variety of retail banking services. These include checking accounts, savings accounts, money market and certificate of deposit accounts, as well as credit and debit cards. The company also offers various loan products, including mortgages, auto loans, student loans, and personal loans. Commercial Banking: BankFinancial also provides services to small and medium-sized businesses. The company offers financing solutions such as lines of credit, loans, and leasing agreements. They also support payment processing, manage cash flow, and provide cash management solutions. Real Estate Financing: BankFinancial is actively involved in real estate financing, including providing mortgage loans to individual customers and commercial real estate loans. The company also offers construction financing and real estate development loans. Product Range: BankFinancial has a wide range of products and services that cater to many different customers. For example, they offer different types of accounts with varying interest rates to meet different customer needs. They also offer various types of credit cards, from cards with simple rewards programs to VIP cards that provide travel insurance and other benefits. BankFinancial prides itself on providing a high level of customer service and focusing on their individual needs. They also offer online and mobile banking services, and focus on technology and innovation to provide their customers with a seamless and convenient experience. Conclusion: BankFinancial Corp is a versatile financial institution that operates in various sectors and offers its customers a wide range of products and services. The company has evolved from a real estate lender to a diversified financial institution that meets the needs of retail and business customers. BankFinancial sees itself as innovative and customer-oriented, and therefore offers its customers an excellent customer experience tailored to their individual needs. BankFinancial ist eines der beliebtesten Unternehmen auf Eulerpool.com.

ROA Details

Understanding BankFinancial's Return on Assets (ROA)

BankFinancial's Return on Assets (ROA) is a key performance indicator that measures the company's profitability in relation to its total assets. It is calculated by dividing the net income by the total assets. A higher ROA indicates efficient asset utilization to generate profits, reflecting managerial effectiveness and financial health.

Year-to-Year Comparison

Comparing BankFinancial's ROA year-over-year provides insights into the company’s operational efficiency and asset utilization trends. An increasing ROA demonstrates enhanced asset efficiency and profitability, while a declining ROA can indicate operational or financial challenges.

Impact on Investments

Investors consider BankFinancial's ROA as a crucial metric to evaluate the company’s profitability and efficiency. A higher ROA signifies that the company is effectively utilizing its assets to generate profits, making it a potentially attractive investment.

Interpreting ROA Fluctuations

Variations in BankFinancial’s ROA can be attributed to changes in net income, asset purchases, or operational efficiencies. Analyzing these fluctuations assists in assessing the company's financial performance, management efficiency, and strategic financial positioning.

Frequently Asked Questions about BankFinancial stock

What is the Return on Assets (ROA) of BankFinancial this year?

The Return on Assets (ROA) of BankFinancial is 0.01 undefined this year.

What was the ROA of BankFinancial compared to the previous year?

The ROA of BankFinancial has increased by -5.16% compared to the previous year.

What consequences do high ROA have for investors of BankFinancial?

A high ROA is advantageous for investors of BankFinancial, as it indicates that the company efficiently utilizes its assets and generates good profits.

What are the consequences of low ROA for investors in BankFinancial?

A low ROA can be unfavorable for investors of BankFinancial as it indicates that the company is inefficiently utilizing its assets and may potentially achieve lower profits.

How does an increase in the ROA of BankFinancial affect the company?

An increase in ROA of BankFinancial can be an indicator of improved efficiency in asset utilization and higher profitability.

How does a reduction in ROA of BankFinancial impact the company?

A reduction in the ROA of BankFinancial can be an indicator of lower asset efficiency and profitability.

What are some factors that can influence the ROA of BankFinancial?

Some factors that can influence the ROA of BankFinancial include revenue, operating costs, asset structure, and industry average.

Why is the ROA of BankFinancial important for investors?

The ROA of BankFinancial is important for investors as it is an indicator of the company's profitability and efficiency in utilizing assets. It provides investors with information on how well the company utilizes its resources to generate profits.

What strategic measures can BankFinancial take to improve ROA?

To improve ROA, BankFinancial can take measures such as cost savings, revenue growth, optimizing asset structure, and diversifying its business activities. It is important for the company to conduct a thorough review of its financial situation to determine the best strategic measures to improve ROA.

How much dividend does BankFinancial pay?

Over the past 12 months, BankFinancial paid a dividend of 0.4 USD . This corresponds to a dividend yield of about 3.49 %. For the coming 12 months, BankFinancial is expected to pay a dividend of 0.41 USD.

What is the dividend yield of BankFinancial?

The current dividend yield of BankFinancial is 3.49 %.

When does BankFinancial pay dividends?

BankFinancial pays a quarterly dividend. This is distributed in the months of December, March, June, September.

How secure is the dividend of BankFinancial?

BankFinancial paid dividends every year for the past 21 years.

What is the dividend of BankFinancial?

For the upcoming 12 months, dividends amounting to 0.41 USD are expected. This corresponds to a dividend yield of 3.58 %.

In which sector is BankFinancial located?

BankFinancial is assigned to the 'Finance' sector.

Wann musste ich die Aktien von BankFinancial kaufen, um die vorherige Dividende zu erhalten?

To receive the latest dividend of BankFinancial from 8/23/2024 amounting to 0.1 USD, you needed to have the stock in your portfolio before the ex-date on 8/9/2024.

When did BankFinancial pay the last dividend?

The last dividend was paid out on 8/23/2024.

What was the dividend of BankFinancial in the year 2023?

In the year 2023, BankFinancial distributed 0.4 USD as dividends.

In which currency does BankFinancial pay out the dividend?

The dividends of BankFinancial are distributed in USD.

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Andere Kennzahlen von BankFinancial

Our stock analysis for BankFinancial Revenue stock includes important financial indicators such as revenue, profit, P/E ratio, P/S ratio, EBIT, as well as information on dividends. We also assess aspects such as stocks, market capitalization, debt, equity, and liabilities of BankFinancial Revenue. If you are looking for more detailed information on these topics, we offer comprehensive analyses on our subpages.