BankFinancial Debt 2024

BankFinancial Aktienanalyse

What does BankFinancial do?

BankFinancial Corp is an American financial institution based in Burr Ridge, Illinois. The company was founded in 1924 as Beverly State Bank and primarily operated as a real estate lender. In 2004, the company changed its name to BankFinancial and began expanding its product range. Business Model: BankFinancial Corp is a diversified financial holding company that invests in various business sectors, including retail banking, commercial banking, and real estate financing. The company's business model is to offer a wide range of financial products and services to meet the needs of different customers. Retail Banking: BankFinancial operates a network of branches in the state of Illinois and offers a variety of retail banking services. These include checking accounts, savings accounts, money market and certificate of deposit accounts, as well as credit and debit cards. The company also offers various loan products, including mortgages, auto loans, student loans, and personal loans. Commercial Banking: BankFinancial also provides services to small and medium-sized businesses. The company offers financing solutions such as lines of credit, loans, and leasing agreements. They also support payment processing, manage cash flow, and provide cash management solutions. Real Estate Financing: BankFinancial is actively involved in real estate financing, including providing mortgage loans to individual customers and commercial real estate loans. The company also offers construction financing and real estate development loans. Product Range: BankFinancial has a wide range of products and services that cater to many different customers. For example, they offer different types of accounts with varying interest rates to meet different customer needs. They also offer various types of credit cards, from cards with simple rewards programs to VIP cards that provide travel insurance and other benefits. BankFinancial prides itself on providing a high level of customer service and focusing on their individual needs. They also offer online and mobile banking services, and focus on technology and innovation to provide their customers with a seamless and convenient experience. Conclusion: BankFinancial Corp is a versatile financial institution that operates in various sectors and offers its customers a wide range of products and services. The company has evolved from a real estate lender to a diversified financial institution that meets the needs of retail and business customers. BankFinancial sees itself as innovative and customer-oriented, and therefore offers its customers an excellent customer experience tailored to their individual needs. BankFinancial ist eines der beliebtesten Unternehmen auf Eulerpool.com.

Debt Details

Understanding BankFinancial's Debt Structure

BankFinancial's total debt refers to the cumulative financial obligations the company owes to external parties. This can include short-term and long-term borrowings, bonds, loans, and other financial instruments. Assessing the company's debt levels is crucial for evaluating its financial health, risk profile, and ability to fund operations and expansions.

Year-to-Year Comparison

Analyzing BankFinancial's debt structure over the years provides insights into the firm’s financial strategy and stability. A reduction in debt can indicate financial strength and operational efficiency, while an increase may signal growth investments or potential financial challenges ahead.

Impact on Investments

Investors pay close attention to BankFinancial’s debt levels as they can influence the company’s risk and return profiles. Excessive debt can lead to financial strain, while moderate and well-managed debt can be a catalyst for growth and expansion, making it a critical aspect of investment evaluations.

Interpreting Debt Fluctuations

Shifts in BankFinancial’s debt levels can be attributed to various operational and strategic factors. An increase in debt might be geared towards funding expansion projects or enhancing operational capacity, while a decrease may indicate profit realizations or an approach to minimize financial risk and leverage.

Frequently Asked Questions about BankFinancial stock

What is the debt of BankFinancial this year?

BankFinancial has a debt level of 19.68 USD this year.

What was the debt of BankFinancial compared to the previous year?

The debt of BankFinancial has increased by 0.4% compared to the previous year increased.

What are the consequences of high debt for investors in BankFinancial?

High debt can pose a risk for investors of BankFinancial, as it can weaken the company's financial position and hinder its ability to fulfill its obligations.

What are the consequences of low debt for investors of BankFinancial?

Low debt means that BankFinancial has a strong financial position and is able to fulfill its obligations without overburdening its finances.

How does an increase in debt from BankFinancial affect the company?

An increase in debt of BankFinancial can adversely affect the financial condition of the company and result in a higher burden on its finances.

How does a reduction of debt of BankFinancial affect the company?

A reduction in debt of BankFinancial can strengthen the company's financial position and improve its ability to meet its financial obligations.

What are some factors that influence the debt of BankFinancial?

Some factors that can influence the debt of BankFinancial include investments, acquisitions, operating costs, and revenue development.

Why are the debts of BankFinancial so important for investors?

The debts of BankFinancial are important for investors as they serve as an indicator of the company's financial stability. It provides investors with information on how the company fulfills its financial obligations.

What strategic measures can BankFinancial take to change the debt?

To change the debt, BankFinancial can take measures such as cost savings, increasing revenue, selling assets, making investments, or forming partnerships. It is important for the company to conduct a thorough review of its financial situation to determine the best strategic actions to change its debt.

How much dividend does BankFinancial pay?

Over the past 12 months, BankFinancial paid a dividend of 0.4 USD . This corresponds to a dividend yield of about 3.75 %. For the coming 12 months, BankFinancial is expected to pay a dividend of 0.41 USD.

What is the dividend yield of BankFinancial?

The current dividend yield of BankFinancial is 3.75 %.

When does BankFinancial pay dividends?

BankFinancial pays a quarterly dividend. This is distributed in the months of September, December, March, June.

How secure is the dividend of BankFinancial?

BankFinancial paid dividends every year for the past 21 years.

What is the dividend of BankFinancial?

For the upcoming 12 months, dividends amounting to 0.41 USD are expected. This corresponds to a dividend yield of 3.84 %.

In which sector is BankFinancial located?

BankFinancial is assigned to the 'Finance' sector.

Wann musste ich die Aktien von BankFinancial kaufen, um die vorherige Dividende zu erhalten?

To receive the latest dividend of BankFinancial from 5/24/2024 amounting to 0.1 USD, you needed to have the stock in your portfolio before the ex-date on 5/9/2024.

When did BankFinancial pay the last dividend?

The last dividend was paid out on 5/24/2024.

What was the dividend of BankFinancial in the year 2023?

In the year 2023, BankFinancial distributed 0.4 USD as dividends.

In which currency does BankFinancial pay out the dividend?

The dividends of BankFinancial are distributed in USD.