Upstart Holdings Inc represents the values of innovation, technology, and financial inclusivity. With a corporate philosophy focused on using artificial intelligence and machine learning to create more efficient lending processes, Upstart aims to bridge the gap between traditional banking institutions and underserved individuals. The company strives to provide fair and affordable access to credit, enabling borrowers to achieve their financial goals. Upstart's commitment to transparency, trust, and data-driven decision-making sets it apart in the lending industry. By leveraging cutting-edge technology, Upstart Holdings Inc aims to revolutionize the way people obtain loans, empowering individuals to thrive and reach their full potential.

Upstart Holdings Inc is primarily present in the United States.

Upstart Holdings Inc has achieved several significant milestones. One notable accomplishment is its successful initial public offering (IPO) on December 16, 2020. This milestone allowed the company to list its shares on the Nasdaq stock exchange under the ticker symbol "UPST." Additionally, Upstart has shown impressive growth and innovation in the fintech industry, leveraging advanced artificial intelligence (AI) technology to revolutionize the lending process. The company has consistently expanded its customer base and partnership network, attracting renowned financial institutions. Furthermore, Upstart's continuous recognition and awards for its industry-leading platform and disruptive approach highlight its commitment to transforming the traditional lending landscape.

Upstart Holdings Inc is a company with a rich history and background in the financial technology sector. Founded in 2012 by a group of ex-Google employees, Upstart has emerged as a leading online lending platform. The company utilizes advanced AI algorithms and machine learning to revolutionize the lending industry. Upstart focuses on providing personal loans for various purposes, including debt consolidation and education expenses. Its data-driven approach has proven successful, resulting in faster loan approvals and lower interest rates compared to traditional lenders. With a strong emphasis on innovation and technology, Upstart Holdings Inc continues to disrupt the lending landscape and create opportunities for borrowers and investors alike.

The main competitors of Upstart Holdings Inc in the market include other online lending platforms such as LendingClub Corporation, Prosper Marketplace Inc, and SoFi Technologies Inc. These companies also offer innovative online lending solutions and compete with Upstart in terms of loan origination volume, borrower acquisition, and lender partnerships. Upstart Holdings Inc, continues to differentiate itself through its proprietary artificial intelligence-based underwriting model, which utilizes machine learning algorithms to assess creditworthiness and provide quick access to affordable loans. However, these competitors pose a challenge in terms of capturing market share and expanding its presence in the online lending industry.

Upstart Holdings Inc is primarily active in the financial technology industry. With its innovative artificial intelligence (AI) platform, Upstart revolutionizes how loans are originated and processed. By utilizing advanced algorithms and machine learning, Upstart analyzes vast amounts of data to assess the creditworthiness of borrowers, enabling faster and more accurate lending decisions. This fintech disruptor has expanded its presence in sectors like consumer lending, personal loans, auto loans, and credit card consolidation. Through its unique technology-driven approach, Upstart aims to transform the lending landscape and provide broader access to affordable credit solutions for individuals and institutional partners.

The business model of Upstart Holdings Inc is a modern lending platform that utilizes artificial intelligence (AI) and machine learning to improve the accuracy and efficiency of loan underwriting. Upstart connects borrowers with a network of investors who are interested in funding their loan requests. By analyzing a wide range of alternative data points, such as education, employment history, and even the borrower's area of study, Upstart aims to provide more accurate risk assessments and expand access to affordable credit. This innovative approach has gained popularity among consumers and investors alike, making Upstart Holdings Inc a leader in the online lending industry.

Raportul Upstart Holdings preț/beneficiu este -26,34.

Raportul Upstart Holdings preț/vânzări este 4,24.

Scorul de calitate AlleAktien pentru Upstart Holdings este 2/10.

Cifra de afaceri a așteptată Upstart Holdings este de 548,66 milioane USD.

Profitul așteptată Upstart Holdings este -88,36 milioane USD.

Upstart Holdings Inc is a leading online credit platform company in the US. The business model of Upstart is focused on providing borrowers with fast and easy financing options, while enabling investors to earn profitable returns on their investments. Upstart was founded in 2012 in Palo Alto, California and has since become a true pioneer in the FinTech industry. Upstart offers a range of products and services that customers can apply for online. These include personal loans, debt consolidation, and auto loans. Access to these loans is easy and fast, without lengthy procedures or credit checks. Upstart utilizes a combination of proprietary algorithms, machine learning, and artificial intelligence to quickly evaluate borrowers and minimize risk. Upstart recognizes that many borrowers are denied by traditional banks due to imperfect creditworthiness, even though they are capable of repaying loans. The company has tailored its business model to provide these borrowers with faster and easier access to credit. Traditional factors such as income, employment history, and borrower expenses are evaluated, as well as several non-traditional factors such as education, field of study, etc. The evaluation factors are automatically weighted by a machine learning based model to make a decision. Upstart also enables investors to invest in loan originations and achieve high returns on their investments. Upstart offers an online platform where investors can directly invest in the approval of loans. The risk is automatically diversified across many different loans to minimize overall risk. Investors can flexibly choose the level of risk they want to take and maximize their returns. This innovative approach has attracted investors from individual investors, private equity, and hedge funds. Upstart also offers partnerships with traditional financial institutions such as banks, credit card issuers, and other lenders. The company provides its technology platform to automate processes in a customer-friendly and cost-effective way. Upstart's platform is easily integrable, which helps customers streamline the loan origination processes more efficiently. Overall, Upstart Holdings Inc has a strong business model that has contributed to the company's rapid growth and significant presence in the financial sector since 2012. Upstart has established itself as a leader in lending through its innovative and data-driven approach and is expected to continue to be an important part of the US financial system in the future.

Upstart Holdings distribuie un dividend de 0 USD în plăți anuale.

Dividenda nu poate fi calculată în prezent pentru Upstart Holdings sau compania nu distribuie dividende.

Codul ISIN pentru Upstart Holdings este US91680M1071.

Codul WKN al Upstart Holdings este A2QJL7.

Ticker-ul pentru Upstart Holdings este UPST.

În ultimele 12 luni, Upstart Holdings a plătit un dividend în valoare de . Aceasta corespunde unei randamente a dividendului de aproximativ . Pentru următoarele 12 luni, Upstart Holdings va plăti probabil un dividend de 0 USD.

Randamentul dividendelor pentru Upstart Holdings este în prezent de .

Upstart Holdings plătește un dividend trimestrial. Acesta este distribuit în lunile .

Upstart Holdings a plătit dividende în fiecare an, în ultimii 0 ani.

Pentru următoarele 12 luni se așteaptă dividende în valoare de 0 USD. Acest lucru corespunde unei randamente a dividendelor de 0 %.

Upstart Holdings este atribuit sectorului 'Finanțe'.

Pentru a primi ultimul dividend de Upstart Holdings de la 21.07.2024 în valoare de 0 USD, trebuia să deții acțiunea în portofoliu înainte de ziua Ex-Tag de pe 21.07.2024.

Ultima plată a dividendului a fost efectuată la 21.07.2024.

În anul 2023, Upstart Holdings a distribuit 0 USD sub formă de dividende.

Dividendele de la Upstart Holdings sunt distribuite în USD.