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United States Personal Savings

Price

2.6 %

4/1/2026

Change +/-

-0.6 %

Percentage Change

-18.75 %

The current value of the Personal Savings in United States is 2.6 %. The Personal Savings in United States decreased to 2.6 % on 4/1/2026, after it was 3.2 % on 3/1/2026. From 1/1/1959 to 5/1/2026, the average GDP in United States was 8.37 %. The all-time high was reached on 4/1/2020 with 31.8 %, while the lowest value was recorded on 7/1/2005 with 1.4 %.

Source: U.S. Bureau of Economic Analysis

macro_seo_summary_intro macro_seo_summary_downmacro_seo_summary_avgmacro_seo_summary_highmacro_seo_summary_low

Personal Savings

3 Years
5 Years
10 Years
25 Years
Max

Personal Savings

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Personal Savings History

Personal Savings — History
Date	Value
4/1/2026	2.6 %
3/1/2026	3.2 %
2/1/2026	3.6 %
1/1/2026	4.3 %
12/1/2025	3.6 %
11/1/2025	3.8 %
10/1/2025	3.9 %
9/1/2025	4.3 %
8/1/2025	4.4 %
7/1/2025	4.5 %
6/1/2025	4.6 %
5/1/2025	4.9 %
4/1/2025	5.5 %
3/1/2025	5.1 %
2/1/2025	5.2 %
1/1/2025	5.1 %
12/1/2024	4.3 %
11/1/2024	4.9 %
10/1/2024	5 %
9/1/2024	4.8 %
8/1/2024	5.2 %
7/1/2024	5.3 %
6/1/2024	5.7 %
5/1/2024	5.8 %
4/1/2024	5.8 %
3/1/2024	5.9 %
2/1/2024	6.1 %
1/1/2024	6.4 %
12/1/2023	5.6 %
11/1/2023	5.6 %
10/1/2023	5.4 %
9/1/2023	5.3 %
8/1/2023	5.6 %
7/1/2023	5.5 %
6/1/2023	5.8 %
5/1/2023	6.1 %
4/1/2023	5.8 %
3/1/2023	6 %
2/1/2023	5.5 %
1/1/2023	4.9 %
12/1/2022	4.2 %
11/1/2022	3.8 %
10/1/2022	3.4 %
9/1/2022	3.4 %
8/1/2022	3.2 %
7/1/2022	3.3 %
6/1/2022	2.2 %
5/1/2022	2.6 %
4/1/2022	2.6 %
3/1/2022	3.2 %
2/1/2022	4.1 %
1/1/2022	4.2 %
12/1/2021	6.6 %
11/1/2021	6.6 %
10/1/2021	7 %
9/1/2021	7.6 %
8/1/2021	8.7 %
7/1/2021	9.5 %
6/1/2021	8.8 %
5/1/2021	10 %
4/1/2021	12.4 %
3/1/2021	26.2 %
2/1/2021	13 %
1/1/2021	19.5 %
12/1/2020	11.8 %
11/1/2020	12 %
10/1/2020	12.8 %
9/1/2020	13.3 %
8/1/2020	13.9 %
7/1/2020	17.9 %
6/1/2020	18.3 %
5/1/2020	22.6 %
4/1/2020	31.8 %
3/1/2020	12.4 %
2/1/2020	7.5 %
1/1/2020	6.8 %
12/1/2019	6.2 %
11/1/2019	6.9 %
10/1/2019	7.1 %
9/1/2019	7 %
8/1/2019	6.9 %
7/1/2019	6.8 %
6/1/2019	7.1 %
5/1/2019	7.3 %
4/1/2019	7.6 %
3/1/2019	7.9 %
2/1/2019	8.5 %
1/1/2019	8.4 %
12/1/2018	8.4 %
11/1/2018	6.5 %
10/1/2018	6.7 %
9/1/2018	6.8 %
8/1/2018	6.6 %
7/1/2018	6.5 %
6/1/2018	6.3 %
5/1/2018	6 %
4/1/2018	6 %
3/1/2018	5.9 %
2/1/2018	5.8 %
1/1/2018	5.7 %
12/1/2017	5 %
11/1/2017	5.6 %
10/1/2017	6 %
9/1/2017	5.9 %
8/1/2017	6.1 %
7/1/2017	6 %
6/1/2017	6 %
5/1/2017	6.3 %
4/1/2017	5.7 %
3/1/2017	5.6 %
2/1/2017	5.6 %
1/1/2017	5.3 %
12/1/2016	5 %
11/1/2016	5.4 %
10/1/2016	5.3 %
9/1/2016	5.1 %
8/1/2016	5.1 %
7/1/2016	5.1 %
6/1/2016	4.9 %
5/1/2016	5.3 %
4/1/2016	5.5 %
3/1/2016	5.9 %
2/1/2016	5.6 %
1/1/2016	6.1 %
12/1/2015	5.8 %
11/1/2015	5.6 %
10/1/2015	5.8 %
9/1/2015	5.8 %
8/1/2015	5.6 %
7/1/2015	5.6 %
6/1/2015	5.7 %
5/1/2015	5.8 %
4/1/2015	5.9 %
3/1/2015	5.9 %
2/1/2015	6.4 %
1/1/2015	6.3 %
12/1/2014	6 %
11/1/2014	5.6 %
10/1/2014	5.4 %
9/1/2014	5.5 %
8/1/2014	5.3 %
7/1/2014	5.5 %
6/1/2014	5.6 %
5/1/2014	5.6 %
4/1/2014	5.4 %
3/1/2014	5.2 %
2/1/2014	5.3 %
1/1/2014	5.2 %
12/1/2013	4.5 %
11/1/2013	4.5 %
10/1/2013	4.7 %
9/1/2013	5.3 %
8/1/2013	5.2 %
7/1/2013	5.2 %
6/1/2013	5.4 %
5/1/2013	5.3 %
4/1/2013	5.1 %
3/1/2013	4.8 %
2/1/2013	4.7 %
1/1/2013	4.9 %
12/1/2012	10.9 %
11/1/2012	8.7 %
10/1/2012	7.8 %
9/1/2012	7.2 %
8/1/2012	6.7 %
7/1/2012	7 %
6/1/2012	7.9 %
5/1/2012	7.9 %
4/1/2012	7.9 %
3/1/2012	7.6 %
2/1/2012	7.3 %
1/1/2012	7.4 %
12/1/2011	7.2 %
11/1/2011	6.4 %
10/1/2011	6.3 %
9/1/2011	6.4 %
8/1/2011	6.7 %
7/1/2011	6.7 %
6/1/2011	6.5 %
5/1/2011	6.3 %
4/1/2011	6.3 %
3/1/2011	6.3 %
2/1/2011	6.9 %
1/1/2011	6.6 %
12/1/2010	6.2 %
11/1/2010	5.8 %
10/1/2010	5.9 %
9/1/2010	6.1 %
8/1/2010	6.2 %
7/1/2010	6.1 %
6/1/2010	6.2 %
5/1/2010	6.4 %
4/1/2010	6 %
3/1/2010	5.3 %
2/1/2010	5.3 %
1/1/2010	5.6 %
12/1/2009	5.4 %
11/1/2009	5.5 %
10/1/2009	5.1 %
9/1/2009	5.5 %
8/1/2009	4.4 %
7/1/2009	5.4 %
6/1/2009	6.1 %
5/1/2009	7.8 %
4/1/2009	6.5 %
3/1/2009	5.8 %
2/1/2009	5.4 %
1/1/2009	5.9 %
12/1/2008	5.8 %
11/1/2008	6 %
10/1/2008	4.9 %
9/1/2008	3.9 %
8/1/2008	3.1 %
7/1/2008	3.6 %
6/1/2008	4.6 %
5/1/2008	6.8 %
4/1/2008	2.4 %
3/1/2008	2.9 %
2/1/2008	3 %
1/1/2008	2.6 %
12/1/2007	2.4 %
11/1/2007	1.9 %
10/1/2007	2.2 %
9/1/2007	2.3 %
8/1/2007	2.2 %
7/1/2007	2.6 %
6/1/2007	2.7 %
5/1/2007	2.8 %
4/1/2007	3 %
3/1/2007	3 %
2/1/2007	2.8 %
1/1/2007	2.4 %
12/1/2006	2.6 %
11/1/2006	2.7 %
10/1/2006	2.4 %
9/1/2006	2.4 %
8/1/2006	2.5 %
7/1/2006	2.3 %
6/1/2006	2.9 %
5/1/2006	2.9 %
4/1/2006	3.1 %
3/1/2006	3.3 %
2/1/2006	3.2 %
1/1/2006	3 %
12/1/2005	2.5 %
11/1/2005	2.6 %
10/1/2005	2.3 %
9/1/2005	2 %
8/1/2005	2 %
7/1/2005	1.4 %
6/1/2005	2 %
5/1/2005	2.6 %
4/1/2005	2.1 %
3/1/2005	2.5 %
2/1/2005	2.3 %
1/1/2005	2.7 %
12/1/2004	6.2 %
11/1/2004	3.4 %
10/1/2004	3.9 %
9/1/2004	4.1 %
8/1/2004	4.7 %
7/1/2004	4.7 %
6/1/2004	5.4 %
5/1/2004	4.8 %
4/1/2004	4.9 %
3/1/2004	4.5 %
2/1/2004	4.6 %
1/1/2004	4.6 %
12/1/2003	5 %
11/1/2003	5 %
10/1/2003	5 %
9/1/2003	4.9 %
8/1/2003	5.7 %
7/1/2003	5.9 %
6/1/2003	5.1 %
5/1/2003	5.3 %
4/1/2003	5 %
3/1/2003	4.9 %
2/1/2003	5.2 %
1/1/2003	5.3 %
12/1/2002	5.3 %
11/1/2002	5.6 %
10/1/2002	5.6 %
9/1/2002	5.8 %
8/1/2002	5.2 %
7/1/2002	5.3 %
6/1/2002	6.1 %
5/1/2002	6.1 %
4/1/2002	5.4 %
3/1/2002	5.5 %
2/1/2002	5.4 %
1/1/2002	5.6 %
12/1/2001	3.7 %
11/1/2001	3.4 %
10/1/2001	2.9 %
9/1/2001	6.9 %
8/1/2001	6.5 %
7/1/2001	5.4 %
6/1/2001	4.2 %
5/1/2001	4.3 %
4/1/2001	4.8 %
3/1/2001	4.9 %
2/1/2001	4.6 %
1/1/2001	4.5 %
12/1/2000	4.1 %
11/1/2000	4.3 %
10/1/2000	4.3 %
9/1/2000	4.1 %
8/1/2000	4.8 %
7/1/2000	4.7 %
6/1/2000	4.3 %
5/1/2000	4.3 %
4/1/2000	4.3 %
3/1/2000	3.8 %
2/1/2000	4 %
1/1/2000	4.5 %
12/1/1999	3.7 %
11/1/1999	4.1 %
10/1/1999	4 %
9/1/1999	3.7 %
8/1/1999	4.3 %
7/1/1999	4.4 %
6/1/1999	4.3 %
5/1/1999	4.4 %
4/1/1999	4.7 %
3/1/1999	5.6 %
2/1/1999	6 %
1/1/1999	6.1 %
12/1/1998	5.5 %
11/1/1998	6 %
10/1/1998	5.9 %
9/1/1998	6.1 %
8/1/1998	6.5 %
7/1/1998	6.6 %
6/1/1998	6.5 %
5/1/1998	6.6 %
4/1/1998	6.9 %
3/1/1998	7.1 %
2/1/1998	7 %
1/1/1998	7 %
12/1/1997	6.1 %
11/1/1997	6.1 %
10/1/1997	5.9 %
9/1/1997	5.9 %
8/1/1997	5.7 %
7/1/1997	5.8 %
6/1/1997	6.3 %
5/1/1997	6.5 %
4/1/1997	6.2 %
3/1/1997	6.1 %
2/1/1997	6 %
1/1/1997	5.9 %
12/1/1996	6.1 %
11/1/1996	6.2 %
10/1/1996	6.1 %
9/1/1996	6.4 %
8/1/1996	6.4 %
7/1/1996	6.5 %
6/1/1996	6.9 %
5/1/1996	6.5 %
4/1/1996	5.5 %
3/1/1996	6.4 %
2/1/1996	6.6 %
1/1/1996	6.5 %
12/1/1995	6 %
11/1/1995	6.4 %
10/1/1995	7 %
9/1/1995	6.6 %
8/1/1995	6.6 %
7/1/1995	6.9 %
6/1/1995	6.5 %
5/1/1995	7 %
4/1/1995	6.8 %
3/1/1995	7.4 %
2/1/1995	7.7 %
1/1/1995	7.3 %
12/1/1994	7 %
11/1/1994	6.9 %
10/1/1994	7 %
9/1/1994	6.7 %
8/1/1994	6.4 %
7/1/1994	6.9 %
6/1/1994	6.8 %
5/1/1994	7.5 %
4/1/1994	6.3 %
3/1/1994	6.7 %
2/1/1994	6.4 %
1/1/1994	7 %
12/1/1993	9 %
11/1/1993	6.2 %
10/1/1993	6.2 %
9/1/1993	6.8 %
8/1/1993	7.6 %
7/1/1993	7.5 %
6/1/1993	7.7 %
5/1/1993	8.2 %
4/1/1993	8.7 %
3/1/1993	8.8 %
2/1/1993	8.8 %
1/1/1993	8.5 %
12/1/1992	10.5 %
11/1/1992	7.9 %
10/1/1992	7.9 %
9/1/1992	8.6 %
8/1/1992	9.6 %
7/1/1992	9.5 %
6/1/1992	10 %
5/1/1992	9.8 %
4/1/1992	9.8 %
3/1/1992	9.7 %
2/1/1992	9.8 %
1/1/1992	9.5 %
12/1/1991	9.8 %
11/1/1991	9.1 %
10/1/1991	9.4 %
9/1/1991	8.9 %
8/1/1991	8.7 %
7/1/1991	8.4 %
6/1/1991	9 %
5/1/1991	8.5 %
4/1/1991	8.7 %
3/1/1991	8.1 %
2/1/1991	9 %
1/1/1991	9.4 %
12/1/1990	8.8 %
11/1/1990	8 %
10/1/1990	7.9 %
9/1/1990	8.1 %
8/1/1990	8.1 %
7/1/1990	8.7 %
6/1/1990	8.6 %
5/1/1990	8.7 %
4/1/1990	8.7 %
3/1/1990	8.3 %
2/1/1990	8.5 %
1/1/1990	7.9 %
12/1/1989	7.7 %
11/1/1989	8.5 %
10/1/1989	8.4 %
9/1/1989	7.9 %
8/1/1989	7.5 %
7/1/1989	8.1 %
6/1/1989	8.1 %
5/1/1989	8 %
4/1/1989	8.3 %
3/1/1989	9.4 %
2/1/1989	8.9 %
1/1/1989	8.5 %
12/1/1988	8.3 %
11/1/1988	8.4 %
10/1/1988	8.6 %
9/1/1988	8.8 %
8/1/1988	8.4 %
7/1/1988	8.6 %
6/1/1988	8.4 %
5/1/1988	8.3 %
4/1/1988	8.7 %
3/1/1988	8 %
2/1/1988	8.4 %
1/1/1988	7.9 %
12/1/1987	8.4 %
11/1/1987	8.2 %
10/1/1987	7.9 %
9/1/1987	7.2 %
8/1/1987	6.8 %
7/1/1987	7.1 %
6/1/1987	7.3 %
5/1/1987	7.8 %
4/1/1987	4.1 %
3/1/1987	8.1 %
2/1/1987	8.2 %
1/1/1987	9.4 %
12/1/1986	6.8 %
11/1/1986	8.6 %
10/1/1986	8.3 %
9/1/1986	7.1 %
8/1/1986	8.9 %
7/1/1986	9.3 %
6/1/1986	9.4 %
5/1/1986	9.3 %
4/1/1986	9.7 %
3/1/1986	9.9 %
2/1/1986	9.3 %
1/1/1986	8.7 %
12/1/1985	8.6 %
11/1/1985	9 %
10/1/1985	9.1 %
9/1/1985	7.3 %
8/1/1985	8.1 %
7/1/1985	9.1 %
6/1/1985	9.6 %
5/1/1985	11 %
4/1/1985	9.8 %
3/1/1985	8.6 %
2/1/1985	8.9 %
1/1/1985	10.2 %
12/1/1984	11.1 %
11/1/1984	10.7 %
10/1/1984	11.6 %
9/1/1984	11.7 %
8/1/1984	11.7 %
7/1/1984	11.4 %
6/1/1984	11 %
5/1/1984	11 %
4/1/1984	11.4 %
3/1/1984	11.4 %
2/1/1984	11.6 %
1/1/1984	9.9 %
12/1/1983	10.1 %
11/1/1983	10.3 %
10/1/1983	9.7 %
9/1/1983	9.6 %
8/1/1983	9.2 %
7/1/1983	9.7 %
6/1/1983	9.2 %
5/1/1983	9.9 %
4/1/1983	10.3 %
3/1/1983	10.7 %
2/1/1983	11.2 %
1/1/1983	11.1 %
12/1/1982	10.9 %
11/1/1982	10.9 %
10/1/1982	11.2 %
9/1/1982	11.7 %
8/1/1982	12.5 %
7/1/1982	12.5 %
6/1/1982	12.2 %
5/1/1982	12.2 %
4/1/1982	12.8 %
3/1/1982	12.1 %
2/1/1982	12 %
1/1/1982	12.6 %
12/1/1981	12.4 %
11/1/1981	13 %
10/1/1981	12.9 %
9/1/1981	12.3 %
8/1/1981	12 %
7/1/1981	12.3 %
6/1/1981	10.8 %
5/1/1981	10.9 %
4/1/1981	10.8 %
3/1/1981	10.8 %
2/1/1981	10.8 %
1/1/1981	10.9 %
12/1/1980	11.4 %
11/1/1980	11.6 %
10/1/1980	11.3 %
9/1/1980	11.7 %
8/1/1980	11.4 %
7/1/1980	11.4 %
6/1/1980	11.3 %
5/1/1980	11.5 %
4/1/1980	11.4 %
3/1/1980	10.3 %
2/1/1980	10.1 %
1/1/1980	9.9 %
12/1/1979	10.1 %
11/1/1979	9.7 %
10/1/1979	9.7 %
9/1/1979	9.4 %
8/1/1979	9.7 %
7/1/1979	10.6 %
6/1/1979	9.8 %
5/1/1979	10.3 %
4/1/1979	11 %
3/1/1979	11.2 %
2/1/1979	11 %
1/1/1979	11.1 %
12/1/1978	10.4 %
11/1/1978	10.5 %
10/1/1978	10.7 %
9/1/1978	10.6 %
8/1/1978	10.5 %
7/1/1978	10.9 %
6/1/1978	10 %
5/1/1978	10.3 %
4/1/1978	10.8 %
3/1/1978	11 %
2/1/1978	11.1 %
1/1/1978	11.9 %
12/1/1977	11.4 %
11/1/1977	11.2 %
10/1/1977	11 %
9/1/1977	11.1 %
8/1/1977	10.9 %
7/1/1977	10.5 %
6/1/1977	10.6 %
5/1/1977	10.3 %
4/1/1977	10.5 %
3/1/1977	10.5 %
2/1/1977	9.3 %
1/1/1977	10.6 %
12/1/1976	10.6 %
11/1/1976	11.4 %
10/1/1976	11.1 %
9/1/1976	11.4 %
8/1/1976	11.7 %
7/1/1976	11.7 %
6/1/1976	11.4 %
5/1/1976	12.3 %
4/1/1976	11.7 %
3/1/1976	12.2 %
2/1/1976	12.3 %
1/1/1976	11.7 %
12/1/1975	12 %
11/1/1975	12.7 %
10/1/1975	13.4 %
9/1/1975	13 %
8/1/1975	13 %
7/1/1975	12.6 %
6/1/1975	14.3 %
5/1/1975	17.3 %
4/1/1975	14.2 %
3/1/1975	12.7 %
2/1/1975	12.5 %
1/1/1975	13.2 %
12/1/1974	14 %
11/1/1974	13.8 %
10/1/1974	13.4 %
9/1/1974	12.9 %
8/1/1974	12.1 %
7/1/1974	12.8 %
6/1/1974	12.8 %
5/1/1974	12.8 %
4/1/1974	13.1 %
3/1/1974	13.4 %
2/1/1974	14.2 %
1/1/1974	14.3 %
12/1/1973	14.8 %
11/1/1973	14.4 %
10/1/1973	14.4 %
9/1/1973	13.1 %
8/1/1973	13.9 %
7/1/1973	13.2 %
6/1/1973	13.6 %
5/1/1973	13.2 %
4/1/1973	13.2 %
3/1/1973	12.7 %
2/1/1973	12.5 %
1/1/1973	12.4 %
12/1/1972	13.7 %
11/1/1972	13.6 %
10/1/1972	13 %
9/1/1972	12.2 %
8/1/1972	12 %
7/1/1972	11.7 %
6/1/1972	11.7 %
5/1/1972	11.7 %
4/1/1972	11.5 %
3/1/1972	11.8 %
2/1/1972	12.8 %
1/1/1972	12.5 %
12/1/1971	13 %
11/1/1971	13.1 %
10/1/1971	13.3 %
9/1/1971	13.3 %
8/1/1971	13.6 %
7/1/1971	13.8 %
6/1/1971	14.7 %
5/1/1971	13.6 %
4/1/1971	13.2 %
3/1/1971	13.5 %
2/1/1971	13.3 %
1/1/1971	13.3 %
12/1/1970	13.2 %
11/1/1970	13.6 %
10/1/1970	13.1 %
9/1/1970	12.9 %
8/1/1970	13.4 %
7/1/1970	13.5 %
6/1/1970	12.3 %
5/1/1970	12.4 %
4/1/1970	13.3 %
3/1/1970	12.4 %
2/1/1970	11.7 %
1/1/1970	11.8 %
12/1/1969	11.8 %
11/1/1969	11.6 %
10/1/1969	11.4 %
9/1/1969	11.6 %
8/1/1969	11.5 %
7/1/1969	11.8 %
6/1/1969	11.1 %
5/1/1969	10.1 %
4/1/1969	9.7 %
3/1/1969	10.2 %
2/1/1969	9.7 %
1/1/1969	10.3 %
12/1/1968	11.1 %
11/1/1968	10.6 %
10/1/1968	10.8 %
9/1/1968	10.6 %
8/1/1968	10.5 %
7/1/1968	10.7 %
6/1/1968	11.7 %
5/1/1968	12 %
4/1/1968	12.3 %
3/1/1968	11.7 %
2/1/1968	12.3 %
1/1/1968	11.7 %
12/1/1967	11.8 %
11/1/1967	12.8 %
10/1/1967	12.9 %
9/1/1967	11.9 %
8/1/1967	12.6 %
7/1/1967	12.6 %
6/1/1967	11.9 %
5/1/1967	12 %
4/1/1967	11.9 %
3/1/1967	12.8 %
2/1/1967	12.6 %
1/1/1967	12.1 %
12/1/1966	11.6 %
11/1/1966	11.8 %
10/1/1966	11.6 %
9/1/1966	11 %
8/1/1966	11.2 %
7/1/1966	10.9 %
6/1/1966	11.4 %
5/1/1966	11.2 %
4/1/1966	10.3 %
3/1/1966	10.7 %
2/1/1966	11 %
1/1/1966	11.2 %
12/1/1965	11.7 %
11/1/1965	11.5 %
10/1/1965	10.9 %
9/1/1965	12.5 %
8/1/1965	11.7 %
7/1/1965	11.9 %
6/1/1965	12.1 %
5/1/1965	11.2 %
4/1/1965	10.2 %
3/1/1965	10.8 %
2/1/1965	10.7 %
1/1/1965	12.1 %
12/1/1964	12.5 %
11/1/1964	12.5 %
10/1/1964	11.2 %
9/1/1964	11.8 %
8/1/1964	11.1 %
7/1/1964	11.2 %
6/1/1964	11.5 %
5/1/1964	11.7 %
4/1/1964	12.4 %
3/1/1964	12.1 %
2/1/1964	10.4 %
1/1/1964	10.7 %
12/1/1963	10.7 %
11/1/1963	11 %
10/1/1963	11.5 %
9/1/1963	11 %
8/1/1963	10.2 %
7/1/1963	10.1 %
6/1/1963	10.5 %
5/1/1963	10.9 %
4/1/1963	10.7 %
3/1/1963	10.6 %
2/1/1963	10.7 %
1/1/1963	10.9 %
12/1/1962	10.3 %
11/1/1962	10.4 %
10/1/1962	11.3 %
9/1/1962	10.4 %
8/1/1962	11.4 %
7/1/1962	11.6 %
6/1/1962	11.5 %
5/1/1962	11.1 %
4/1/1962	11.7 %
3/1/1962	11.6 %
2/1/1962	11.8 %
1/1/1962	11.3 %
12/1/1961	11.6 %
11/1/1961	11.6 %
10/1/1961	11.7 %
9/1/1961	11.3 %
8/1/1961	11.7 %
7/1/1961	12 %
6/1/1961	11.5 %
5/1/1961	10.8 %
4/1/1961	10.6 %
3/1/1961	10.4 %
2/1/1961	11.1 %
1/1/1961	11.1 %
12/1/1960	10.4 %
11/1/1960	9.8 %
10/1/1960	9.8 %
9/1/1960	10 %
8/1/1960	10.3 %
7/1/1960	10.4 %
6/1/1960	10.4 %
5/1/1960	10.4 %
4/1/1960	8.4 %
3/1/1960	9.4 %
2/1/1960	10.6 %
1/1/1960	10.9 %
12/1/1959	11 %
11/1/1959	10.1 %
10/1/1959	9.4 %
9/1/1959	8.7 %
8/1/1959	9.6 %
7/1/1959	10.7 %
6/1/1959	10.5 %
5/1/1959	10.6 %
4/1/1959	11.2 %
3/1/1959	10.3 %
2/1/1959	10.6 %
1/1/1959	11.3 %

...

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Personal Savings

In the United States, the Personal Saving Rate represents the proportion of personal income that is saved relative to personal net disposable income over a specified period.

What is Personal Savings?

Personal Savings: A Critical Component of Macroeconomic Stability Introduction In the intricate world of macroeconomics, few elements hold as much significance as personal savings. The concept of personal savings touches on various spheres, including individual financial security, national economic stability, and global economic health. At Eulerpool, we strive to provide a comprehensive understanding of this foundational facet of macroeconomic analysis. Personal savings encapsulates the portion of personal income that individuals set aside rather than spend on current consumption. The Role of Personal Savings in Economic Stability Personal savings play an instrumental role in economic stability. A higher rate of savings contributes to the accumulation of capital, which is essential for investment and long-term economic growth. When individuals save, financial institutions can lend these funds to businesses for expansion, innovation, and infrastructure development, which, in turn, fosters economic growth. Furthermore, personal savings act as a buffer against economic uncertainties. During times of economic downturns or recessions, households with substantial savings are better equipped to weather financial shocks, thereby contributing to overall economic stability. Savings and Consumption Balance A delicate balance exists between savings and consumption. While savings are crucial for future financial security, consumption drives immediate economic activity. High levels of personal savings can sometimes lead to lower levels of consumption in the short term, potentially resulting in reduced economic activity. However, personal savings also enable investment, which can lead to greater consumption in the long run through increased income and economic growth. Therefore, understanding the interplay between personal savings and consumption is vital for macroeconomic policy formulation aimed at achieving sustainable economic growth and stability. Personal Savings and Interest Rates Interest rates are a pivotal factor influencing personal savings. Generally, higher interest rates incentivize saving by offering better returns on saved funds. Conversely, lower interest rates tend to discourage savings and promote borrowing and spending. Central banks, including the Federal Reserve in the United States and the European Central Bank in the Eurozone, manipulate interest rates to manage economic activity. By adjusting interest rates, these institutions aim to strike a balance between encouraging savings and stimulating consumption and investment. Understanding the relationship between personal savings and interest rates is crucial for policymakers and economic analysts in predicting and managing economic trends. Personal Savings and Wealth Accumulation One of the primary motivations for personal savings is wealth accumulation. Over time, saved funds can grow through interest or investment returns, contributing to an individual’s wealth. This accumulation of wealth is essential for funding long-term financial goals, such as purchasing a home, paying for education, or securing retirement. At Eulerpool, we provide data and analysis on personal savings trends, enabling individuals and policymakers to make informed decisions on wealth management and economic planning. By examining how personal savings contribute to wealth accumulation, we gain insights into broader economic trends and individual financial behaviors. The Impact of Personal Savings on National Savings Personal savings are a critical component of national savings, which also includes business and government savings. High levels of personal savings contribute to strong national savings, bolstering a country's ability to fund investment internally without relying excessively on foreign capital. This internal funding is vital for maintaining economic independence and reducing vulnerability to external economic shocks. Moreover, a higher national savings rate often correlates with robust economic health and resilience. By tracking personal savings, Eulerpool helps assess a country's economic stability and long-term growth prospects, offering a clearer picture of its financial health and policy needs. Demographic Influences on Personal Savings Demographic factors also significantly influence personal savings rates. Age, income levels, and family structure are key determinants of saving behavior. Typically, younger individuals may save less due to lower income and higher consumption needs, while middle-aged individuals tend to save more as they prepare for retirement. Similarly, higher income levels generally facilitate greater saving capacity. Understanding these demographic influences allows for a more nuanced analysis of personal savings trends and their implications for economic policy. Eulerpool's macroeconomic data provides insights into these demographic trends, aiding in the formulation of targeted financial strategies and policies. Conclusion Personal savings are a cornerstone of both individual financial security and broader economic stability. They provide a foundation for investment, wealth accumulation, and economic resilience. By balancing saving and consumption, managing interest rates, and understanding demographic influences, individuals and policymakers can navigate the complexities of economic growth and stability. At Eulerpool, we are committed to delivering detailed and insightful analysis into personal savings and its macroeconomic impacts. Our comprehensive data enables informed decision-making, fostering a deeper understanding of how personal savings contribute to a resilient and thriving economy.

Personal Savings United States — FAQ

What is the current Personal Savings in United States?

The current Personal Savings in United States is 2.6% as of 4/1/2026.

How has the Personal Savings in United States changed recently?

The Personal Savings in United States decreased from 3.2% (3/1/2026) to 2.6% (4/1/2026).

What is the all-time high for Personal Savings in United States?

The all-time high for Personal Savings in United States was 31.8%, recorded on 4/1/2020.

What is the all-time low for Personal Savings in United States?

The all-time low for Personal Savings in United States was 1.4%, recorded on 7/1/2005.

What is the historical average of Personal Savings in United States?

The historical average of Personal Savings in United States is 8.37%, calculated over the period from 1/1/1959 to 5/1/2026.

Where does the Personal Savings data for United States come from?

The Personal Savings data for United States is sourced from U.S. Bureau of Economic Analysis and published on Eulerpool.

Key Figures

Country

United States

Continent

Americas

Highest Value

31.8

Lowest Value

1.4

Average Value

8.37

The edge that pays for itself.

United States Personal Savings

Personal Savings

Personal Savings

Personal Savings History

Similar Macro Indicators to Personal Savings

Auto Loan Debt Balance

Bank loan interest rate

Consumer Confidence

Consumer Loans

Consumer spending

Credit Balance Credit Cards

Credit card accounts

Current Economic Conditions in Michigan

Disposable Personal Income

Gasoline Prices

Household Debt to GDP

Index of Economic Optimism

Michigan Consumer Expectations

Mortgage Debt

Personal Expenses

Personal Income

Private Sector Credit

Redbook Index

Retail Sales Excluding Autos

Retail Sales Excluding Gas and Autos MoM

Retail Sales MoM

Retail Sales YoY

Sales of retail stores

Student Loan Debt Balance

Total Debt Balance

Used Car Prices MoM

Used Car Prices YoY

Personal Savings

Macro pages for other countries in Americas

What is Personal Savings?

Personal Savings United States — FAQ

Key Figures

All Macro Indicators for United States