United States Credit Card Accounts

Price

Price

653.63 M

Change +/-

+5.67 M

Percentage Change

+0.88 %

The current value of the Credit Card Accounts in United States is 653.63 M . The Credit Card Accounts in United States increased to 653.63 M on 6/1/2026, after it was 647.96 M on 3/1/2026. From 3/1/2003 to 6/1/2026, the average GDP in United States was 474.63 M . The all-time high was reached on 6/1/2026 with 653.63 M , while the lowest value was recorded on 9/1/2010 with 377.90 M .

Source: https://www.newyorkfed.org/

The current value of Credit Card Accounts in United States is 653.63 M. Credit Card Accounts in United States increased to 653.63 M from 647.96 M.Credit Card Accounts in United States averaged 474.63 M from 3/1/2003 until 6/1/2026.The all-time high was 653.63 M (6/1/2026)and the record low was 377.90 M (9/1/2010).

Credit Card Accounts

Credit Card Accounts

  • 3 Years

  • 5 Years

  • 10 Years

  • Max

Credit card accounts
Date
Credit card accounts
Sep 1, 2024
600.53 M base
Dec 1, 2024
617.41 M base
Mar 1, 2025
631.39 M base
Jun 1, 2025
636.03 M base
Sep 1, 2025
642.31 M base
Dec 1, 2025
648.10 M base
Mar 1, 2026
647.96 M base
Jun 1, 2026
653.63 M base
Access this data via the Eulerpool API

Credit Card Accounts History

Credit Card Accounts — History
DateValue
653.63 M
647.96 M
648.1 M
642.31 M
636.03 M
631.39 M
617.41 M
600.53 M
599.1 M
596.58 M
...

Similar Macro Indicators to Credit Card Accounts

Auto Loan Debt Balance

Quarter

Current
1.71 Trillion USD
Previous
1.69 Trillion USD

Bank loan interest rate

Monthly

Current
6.75 %
Previous
6.75 %

Consumer Confidence

Monthly

Current
51 points
Previous
55.2 points

Consumer Loans

Monthly

Current
14.17 B USD
Previous
-1.08 B USD

Consumer spending

Quarter

Current
16.82 T USD
Previous
16.69 T USD

Credit Balance Credit Cards

Quarter

Current
1.26 Trillion USD
Previous
1.24 Trillion USD

Current Economic Conditions in Michigan

Monthly

Current
51.8 points
Previous
54.8 points

Disposable Personal Income

Monthly

Current
23.65 T USD
Previous
23.49 T USD

Gasoline Prices

Monthly

Current
1.04 USD/Liter
Previous
1.07 USD/Liter

Household Debt to GDP

Quarter

Current
68.1 % of GDP
Previous
68.2 % of GDP

Index of Economic Optimism

Monthly

Current
45.1 points
Previous
45.5 points

Michigan Consumer Expectations

Monthly

Current
50.6 points
Previous
55.4 points

Mortgage Debt

Quarter

Current
13.12 Trillion USD
Previous
13.19 Trillion USD

Personal Expenses

Monthly

Current
0.3 %
Previous
0.9 %

Personal Income

Monthly

Current
0.2 %
Previous
0.7 %

Personal Savings

Monthly

Current
2.7 %
Previous
2.8 %

Private Sector Credit

Monthly

Current
13.85 T USD
Previous
13.8 T USD

Redbook Index

frequency_weekly

Current
8.3 %
Previous
8.7 %

Retail Sales Excluding Autos

Monthly

Current
-0.3 %
Previous
-0.2 %

Retail Sales Excluding Gas and Autos MoM

Monthly

Current
-0.2 %
Previous
0.4 %

Retail Sales MoM

Monthly

Current
-0.6 %
Previous
0.2 %

Retail Sales YoY

Monthly

Current
5 %
Previous
6.8 %

Sales of retail stores

Monthly

Current
3.02 B USD
Previous
2.98 B USD

Student Loan Debt Balance

Quarter

Current
1.65 Trillion USD
Previous
1.66 Trillion USD

Total Debt Balance

Quarter

Current
18.77 USD Trillion
Previous
18.78 USD Trillion

Used Car Prices MoM

Monthly

Current
-1.4 %
Previous
0.1 %

Used Car Prices YoY

Monthly

Current
1.3 %
Previous
2.1 %

Credit Card Accounts

The New York Fed has developed and instituted the Consumer Credit Panel, a dataset focusing on household liabilities derived from consumer credit data. The Consumer Credit Panel offers comprehensive quarterly data on a panel of US consumers spanning from 1999 to the present. This distinctive sampling methodology delivers a random, nationally representative 5% sample of US consumers, including members of their households who possess a credit report.

What is Credit Card Accounts?

The 'Credit Card Accounts' category holds crucial significance in the realm of macroeconomic analysis and financial monitoring, particularly in the context of our sophisticated platform, Eulerpool, specializing in the display and interpretation of macroeconomic data. In today's increasingly interconnected global economy, the credit card accounts sector serves as a vital indicator of economic health, consumer behavior, and financial stability. This category, thus, encompasses a broad spectrum of data points and analytics that elucidate various economic dynamics and trends. Credit card accounts represent the cornerstone of consumer spending and are a barometer of both individual financial well-being and broader economic conditions. They reflect the borrowing behavior, spending patterns, and debt management practices of consumers, and consequently, provide invaluable insights into the overall economic environment. The monitoring and analysis of credit card account data enable policymakers, economists, financial institutions, and businesses to gauge economic vitality, forecast potential risks, and make informed decisions. The significance of credit card accounts in macroeconomic analysis can be broken down into several key components, each serving as an essential building block for understanding larger economic frameworks. Firstly, the volume and growth of credit card accounts often directly signify the level of consumer confidence. An increase in the number of credit card accounts indicates a higher propensity for consumption, suggesting that consumers are optimistic about their financial future and the stability of the economy. Conversely, a stagnation or decline in these numbers might signal apprehension or economic distress. Secondly, credit card debt levels play a crucial role in economic analysis. The aggregate amount of debt held by consumers is a critical indicator of financial health and economic resilience. Elevated debt levels may point to potential financial vulnerabilities and stress within households, which can, in turn, affect broader economic stability. Analyzing trends in credit card debt enables economists to identify potential bubbles or debt crises that may impact economic growth and stability. It also helps in understanding the interplay between consumer debt and other economic factors such as interest rates, inflation, and employment levels. Additionally, credit card delinquency and default rates are pivotal metrics that are meticulously monitored within this category. High delinquency rates reflect mounting financial pressures on households, potentially foreshadowing a rise in loan defaults and broader financial instability. This data is particularly valuable for financial institutions as it helps them assess credit risk and adjust lending practices accordingly. For economists and policymakers, rising delinquency rates can signal economic weaknesses and the need for interventions to stabilize household finances and bolster economic confidence. Furthermore, data on credit card interest rates is integral to understanding the cost of borrowing and its impact on consumer spending and saving behavior. Higher interest rates can deter borrowing and consumption, potentially leading to reduced economic growth. Analyzing trends in interest rates in conjunction with other economic indicators aids in forming a comprehensive picture of the economic landscape and enables the formulation of effective monetary policies. Credit card accounts also shed light on consumer preferences and spending patterns, which are crucial for businesses and marketers. Data on credit card transactions, including purchase categories and transaction volumes, provides valuable insights into consumer behavior. This information helps businesses tailor their products and marketing strategies to meet the evolving needs and preferences of consumers, thereby enhancing competitiveness and profitability. Moreover, credit card accounts offer a window into technological advancements and innovations in the financial sector. The proliferation of digital payments, contactless transactions, and mobile wallets are transforming the credit card landscape. Monitoring these trends is essential for understanding the future trajectory of the financial industry and the evolving dynamics of consumer behavior in a digital age. The importance of the 'Credit Card Accounts' category extends beyond the borders of national economies. In a globalized world, understanding credit card data from different regions helps in comparative economic analysis. It provides insights into the financial behaviors and economic conditions of diverse populations, aiding in cross-country comparisons and the identification of global trends. This knowledge is invaluable for multinational corporations, international investors, and policymakers engaged in global economic governance. At Eulerpool, our commitment to delivering accurate, comprehensive, and timely macroeconomic data is exemplified in our rigorous approach to the 'Credit Card Accounts' category. We aggregate and analyze data from a multitude of reliable sources, ensuring that our users have access to the most pertinent and insightful information. Our platform empowers users to visualize complex data trends through intuitive dashboards and analytical tools, facilitating informed decision-making and strategic planning. In conclusion, the 'Credit Card Accounts' category is an indispensable pillar of macroeconomic analysis, embodying critical insights into consumer confidence, debt levels, delinquency rates, interest rates, and spending patterns. Its relevance spans across various stakeholders, including policymakers, financial institutions, businesses, and global entities, highlighting its integral role in understanding and navigating the complexities of modern economies. At Eulerpool, we are dedicated to providing unparalleled access to this essential data, supporting our users in their quest for enhanced economic comprehension and strategic foresight.

Credit Card Accounts United States — FAQ

What is the current Credit Card Accounts in United States?

The current Credit Card Accounts in United States is 653.63 M as of 6/1/2026.

How has the Credit Card Accounts in United States changed recently?

The Credit Card Accounts in United States increased from 647.96 M (3/1/2026) to 653.63 M (6/1/2026).

What is the all-time high for Credit Card Accounts in United States?

The all-time high for Credit Card Accounts in United States was 653.63 M, recorded on 6/1/2026.

What is the all-time low for Credit Card Accounts in United States?

The all-time low for Credit Card Accounts in United States was 377.90 M, recorded on 9/1/2010.

What is the historical average of Credit Card Accounts in United States?

The historical average of Credit Card Accounts in United States is 474.63 M, calculated over the period from 3/1/2003 to 6/1/2026.

Where does the Credit Card Accounts data for United States come from?

The Credit Card Accounts data for United States is sourced from https://www.newyorkfed.org/ and published on Eulerpool.

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