United States Disposable Personal Income

Price

Price

23.65 T USD

Change +/-

+164.8 B USD

Percentage Change

+0.70 %

The current value of the Disposable Personal Income in United States is 23.65 T USD. The Disposable Personal Income in United States increased to 23.65 T USD on 5/1/2026, after it was 23.49 T USD on 4/1/2026. From 1/1/1959 to 5/1/2026, the average GDP in United States was 6.82 T USD. The all-time high was reached on 5/1/2026 with 23.65 T USD, while the lowest value was recorded on 1/1/1959 with 351.50 B USD.

Source: U.S. Bureau of Economic Analysis

The current value of Disposable Personal Income in United States is 23.65 TUSD. Disposable Personal Income in United States increased to 23.65 TUSD from 23.49 TUSD.Disposable Personal Income in United States averaged 6.82 TUSD from 1/1/1959 until 5/1/2026.The all-time high was 23.65 TUSD (5/1/2026)and the record low was 351.50 BUSD (1/1/1959).

Disposable Personal Income

Disposable Personal Income

  • 3 Years

  • 5 Years

  • 10 Years

  • 25 Years

  • Max

Disposable Personal Income
Date
Disposable Personal Income
Oct 1, 2025
23.06 T USD
Nov 1, 2025
23.11 T USD
Dec 1, 2025
23.17 T USD
Jan 1, 2026
23.40 T USD
Feb 1, 2026
23.38 T USD
Mar 1, 2026
23.51 T USD
Apr 1, 2026
23.49 T USD
May 1, 2026
23.65 T USD
Access this data via the Eulerpool API

Disposable Personal Income History

Disposable Personal Income — History
DateValue
23.65 T USD
23.49 T USD
23.51 T USD
23.38 T USD
23.4 T USD
23.17 T USD
23.11 T USD
23.06 T USD
23.09 T USD
23.01 T USD
...

Similar Macro Indicators to Disposable Personal Income

Auto Loan Debt Balance

Quarter

Current
1.71 Trillion USD
Previous
1.69 Trillion USD

Bank loan interest rate

Monthly

Current
6.75 %
Previous
6.75 %

Consumer Confidence

Monthly

Current
51 points
Previous
55.2 points

Consumer Loans

Monthly

Current
14.17 B USD
Previous
-1.08 B USD

Consumer spending

Quarter

Current
16.82 T USD
Previous
16.69 T USD

Credit Balance Credit Cards

Quarter

Current
1.26 Trillion USD
Previous
1.24 Trillion USD

Credit card accounts

Quarter

Current
653.63 M
Previous
647.96 M

Current Economic Conditions in Michigan

Monthly

Current
51.8 points
Previous
54.8 points

Gasoline Prices

Monthly

Current
1.04 USD/Liter
Previous
1.07 USD/Liter

Household Debt to GDP

Quarter

Current
68.1 % of GDP
Previous
68.2 % of GDP

Index of Economic Optimism

Monthly

Current
45.1 points
Previous
45.5 points

Michigan Consumer Expectations

Monthly

Current
50.6 points
Previous
55.4 points

Mortgage Debt

Quarter

Current
13.12 Trillion USD
Previous
13.19 Trillion USD

Personal Expenses

Monthly

Current
0.3 %
Previous
0.9 %

Personal Income

Monthly

Current
0.2 %
Previous
0.7 %

Personal Savings

Monthly

Current
2.7 %
Previous
2.8 %

Private Sector Credit

Monthly

Current
13.85 T USD
Previous
13.8 T USD

Redbook Index

frequency_weekly

Current
8.3 %
Previous
8.7 %

Retail Sales Excluding Autos

Monthly

Current
-0.3 %
Previous
-0.2 %

Retail Sales Excluding Gas and Autos MoM

Monthly

Current
-0.2 %
Previous
0.4 %

Retail Sales MoM

Monthly

Current
-0.6 %
Previous
0.2 %

Retail Sales YoY

Monthly

Current
5 %
Previous
6.8 %

Sales of retail stores

Monthly

Current
3.02 B USD
Previous
2.98 B USD

Student Loan Debt Balance

Quarter

Current
1.65 Trillion USD
Previous
1.66 Trillion USD

Total Debt Balance

Quarter

Current
18.77 USD Trillion
Previous
18.78 USD Trillion

Used Car Prices MoM

Monthly

Current
-1.4 %
Previous
0.1 %

Used Car Prices YoY

Monthly

Current
1.3 %
Previous
2.1 %

Disposable Personal Income

In the United States, disposable personal income represents the income available to individuals for spending or saving, calculated as personal income minus personal current taxes.

What is Disposable Personal Income?

Disposable Personal Income (DPI) is a crucial macroeconomic indicator that represents the amount of money individuals or households have available for spending and saving after income taxes have been deducted. Understanding DPI is vital as it influences consumer expenditure, which in turn drives a significant portion of economic growth. At Eulerpool, we offer comprehensive and detailed macroeconomic data, acting as an invaluable resource for professionals and enthusiasts aiming to make informed decisions based on a clear understanding of economic trends. This descriptive overview of Disposable Personal Income is aimed at providing a deep dive into its definition, importance, influencing factors, and implications for the broader economy. Disposable Personal Income is often regarded as a key measure of economic health, reflecting the financial well-being of individuals within an economy. It serves as a foundational component for calculating other significant economic indicators, including the personal saving rate and the aggregate demand within an economy. DPI represents the amount that remains after accounting for obligatory deductions such as federal, state, and local taxes. The concept extends beyond mere income, encompassing wages, salaries, dividends, rents, and transfer payments—such as social security and unemployment benefits—received by residents of an economy. One of the primary reasons DPI is emphasized in economic analysis is its direct correlation with consumer behavior. Individuals generally allocate their disposable income towards consumption of goods and services or savings. Therefore, a higher DPI typically suggests increased consumer spending, which propels production, potentially leading to job creation and overall economic stimulation. Conversely, a decline in DPI may signal potential reductions in consumer spending, which could affect business revenues and, subsequently, economic performance. Factors influencing DPI are multifaceted and interlinked with broader economic conditions and policies. Changes in tax legislation can immediately impact disposable incomes by altering the amount subtracted from gross incomes. For instance, tax cuts generally increase DPI by leaving more income in the hands of consumers, while tax hikes have the opposite effect. Moreover, wage levels are crucial in determining DPI. Economic environments characterized by rising wages and employment figures tend to bolster disposable incomes, whereas periods of stagnation or declining wage growth can suppress DPI. Government policies on social benefits also play a significant role. Transfer payments, including unemployment benefits, social security, and welfare programs, directly augment disposable incomes for various population segments. Therefore, policy shifts in public welfare spending can lead to variations in DPI. Additionally, inflation exerts an influential effect on disposable income. Although not directly altering the nominal DPI, inflation affects the real purchasing power of that income. Higher inflation diminishes the real value of disposable income, rendering goods and services more expensive and potentially curbing consumption patterns. Examining trends in DPI is also essential for investors and financial analysts. A rising DPI might suggest robustness in consumer sectors, leading to potential investment opportunities within industries reliant on consumer spending, such as retail, automotive, and housing. On the other hand, decreasing DPI trends could advise caution or a strategic reallocation of investments towards more resilient sectors. Financial institutions might also use DPI trends to predict the demand for credit products, as consumers with higher disposable incomes are more likely to take loans for major purchases. Apart from consumer spending, DPI has significant ramifications for personal savings and the broader financial markets. An increase in DPI commonly translates into higher household savings rates, assuming consumption levels do not rise proportionately. Increased savings provide more capital for investment in financial markets and other productive activities, enhancing economic stability and growth prospects. Additionally, increased savings can lead to a more vibrant banking sector, with more deposits available for lending and investment in various projects. From a policy-making perspective, monitoring DPI assists in crafting economic policies that encourage sustainable growth. Policymakers often use DPI metrics to evaluate the effectiveness of tax cuts, labor market interventions, or welfare programs. By understanding the fluctuations and determinants of DPI, governments can tailor their policies to enhance economic welfare, optimize public expenditure, and stabilize the economic environment. In sum, Disposable Personal Income as an economic measure provides invaluable insights into the economic behaviors of households and their capacity to influence broader economic conditions. At Eulerpool, we understand the intricate dynamics of DPI and offer detailed, accurate data for sophisticated analysis. Our platform is designed to help economists, financial analysts, and policy planners make informed decisions, leveraging DPI insights to anticipate economic trends, craft effective strategies, and ultimately contribute to economic advancement. Understanding the multifaceted dimensions of DPI elucidates its critical role within the macroeconomic landscape. Whether it involves understanding consumer behavior, drafting fiscal policies, making investment decisions, or analyzing economic health, DPI remains an indispensable indicator. Through Eulerpool’s extensive data and analytical tools, we empower users to navigate the complexities of macroeconomics with precision and confidence, harnessing the power of data to drive informed and impactful economic decisions.

Disposable Personal Income United States — FAQ

What is the current Disposable Personal Income in United States?

The current Disposable Personal Income in United States is 23.65 TUSD as of 5/1/2026.

How has the Disposable Personal Income in United States changed recently?

The Disposable Personal Income in United States increased from 23.49 TUSD (4/1/2026) to 23.65 TUSD (5/1/2026).

What is the all-time high for Disposable Personal Income in United States?

The all-time high for Disposable Personal Income in United States was 23.65 TUSD, recorded on 5/1/2026.

What is the all-time low for Disposable Personal Income in United States?

The all-time low for Disposable Personal Income in United States was 351.50 BUSD, recorded on 1/1/1959.

What is the historical average of Disposable Personal Income in United States?

The historical average of Disposable Personal Income in United States is 6.82 TUSD, calculated over the period from 1/1/1959 to 5/1/2026.

Where does the Disposable Personal Income data for United States come from?

The Disposable Personal Income data for United States is sourced from U.S. Bureau of Economic Analysis and published on Eulerpool.

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