The ProCredit Holding AG & Co KGaA is an internationally operating banking group headquartered in Frankfurt am Main. The company's core business is lending to small and medium-sized enterprises (SMEs) in emerging markets in Europe, Latin America, and Africa. Special attention is paid to sustainable and responsible banking.
The ProCredit Holding AG & Co KGaA acts as a holding company for several banks, including ProCredit Banks in Albania, Bosnia-Herzegovina, Bulgaria, Georgia, Germany, Greece, Moldova, North Macedonia, Romania, Serbia, and Ukraine. The ProCredit Banks offer a wide range of financial services to their customers, including current accounts, savings and investment products, as well as loans and financing.
Another important business area of ProCredit Holding AG & Co KGaA is the development and management of microfinance institutions (MFIs) in emerging markets. ProCredit Holding AG & Co KGaA supports MFIs in providing financial services to underserved population groups, thus contributing to poverty reduction.
In addition to traditional banking, ProCredit Holding AG & Co KGaA specializes in providing digital solutions for the banks it manages. This includes online banking platforms, mobile payment systems, and the development of financial apps for end customers.
The product range of ProCredit Banks includes current accounts for private and business customers, savings products such as call and fixed-term deposits, as well as loans for private and business customers. In addition, ProCredit Banks also offer financing solutions for renewable energy and sustainable business.
ProCredit Banks attach particular importance to a decentralized organizational structure and close cooperation with their customers. The banks have their own credit experts on site who know the needs of their customers and can offer tailor-made solutions.
In its business activities, ProCredit Holding AG & Co KGaA pays attention to fulfilling high social and ecological standards. The banks it manages have committed to financing only projects that have a positive impact on local development and promoting sustainable business models.
In summary, the core business of ProCredit Holding AG & Co KGaA is lending to small and medium-sized enterprises in emerging markets in Europe, Latin America, and Africa. In addition, the company acts as a holding company for several banks and supports microfinance institutions in providing financial services to underserved population groups. The product range includes current accounts, savings products, and loans, as well as financing solutions for renewable energy and sustainable business. ProCredit Holding AG & Co KGaA pays attention to fulfilling high social and ecological standards.
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