In 2024, mBank's return on equity (ROE) was 0, a -103.17% increase from the -0.06 ROE in the previous year.

mBank Aktienanalyse

What does mBank do?

mBank SA is a Polish bank that was founded in 2000. It is a subsidiary of Commerzbank and belongs to the Polish BRE Bank Group. The goal of mBank is to serve its customers individually on the online platform. The bank has specially tailored its business model to digital services and offers its customers innovative products and services. In recent years, mBank has established itself as a leading digital bank in Poland and has more than 6 million customers. The history of mBank began in 2000 with the founding of the bank with the aim of creating a new concept for banks in Poland. In 2007, the bank was acquired by BRE Bank. In 2013, BRE Bank sold its properties and real estate and decided to focus further on digital service. The bank has already won several awards, such as the Banking & Technology Award 2019 or the Gold Stevie Award in 2018 "Customer Service Department of the Year". mBank specializes in five business areas: retail customers, small and medium-sized enterprises, corporate customers, private banking, and corporate & investment banking. All business areas offer a wide range of innovative products and services. The retail customer department is the largest business area of the bank. Here, mBank offers an account that can be opened online, a credit card, and online banking services for financial management. In addition, customers can also use loans, mortgages, savings, and investment products. A special feature is the so-called financial coaching. The customer can manage their finances based on one of the four profiles that are based on automated analysis. Each customer is advised based on an individual profile and optimizes their finances. The small and medium-sized enterprise department offers a variety of services that are specifically tailored to the needs of this target group. Small businesses can use loans, factoring, leasing, or the mPOS device for accepting online payments. Medium-sized businesses can access comprehensive financial and advisory services, investment banking, or foreign currency hedging. Each relationship begins with a brief consultation in the branch or on a special onboarding portal. Here, the customer's needs are analyzed and an individual package is tailored to meet those needs. The corporate customer department is intended for larger companies that want to use comprehensive financial and advisory services, as well as access to global capital markets and complete solutions for cash management tailored to the customer. The private banking department offers comprehensive services for wealthy clients. A dedicated advisor makes it easy to get started with investments and offers individual retirement plans for the future. The account opening can be done online or by phone. Based on an in-depth conversation, a risk profile is created based on the customer's desires and needs. Then, an individual investment package is put together, consisting of various investment products. Last but not least, mBank also offers services in the field of corporate & investment banking. When it comes to larger transactions, the customer can access the network and global capital market. There is a special area, the trading desk, that trades a wide range of assets such as foreign exchange, securities, and commodities. Corporate customers can also access a broad portfolio of structured products. Overall, mBank is an innovative bank that focuses on digital services. Over the years, it has successfully developed its strategy and various products and has established itself as a leading bank in Poland. mBank ist eines der beliebtesten Unternehmen auf Eulerpool.com.

ROE Details

Decoding mBank's Return on Equity (ROE)

mBank's Return on Equity (ROE) is a fundamental metric evaluating the company's profitability relative to its equity. Calculated by dividing net income by shareholder's equity, ROE illustrates how effectively the company is generating profits from shareholders’ investments. A higher ROE represents enhanced efficiency and profitability.

Year-to-Year Comparison

Analyzing mBank's ROE on a yearly basis aids in tracking its profitability trends and financial performance. An increasing ROE suggests enhanced profitability and value generation for shareholders, whereas a declining ROE may indicate issues in profit generation or equity management.

Impact on Investments

mBank's ROE is instrumental for investors assessing the company's profitability, efficiency, and investment attractiveness. A robust ROE indicates the firm’s adeptness at converting equity investments into profits, thereby enhancing its appeal to potential and current investors.

Interpreting ROE Fluctuations

Changes in mBank’s ROE can emanate from variations in net income, equity capital, or both. These fluctuations are scrutinized to evaluate management’s effectiveness, financial strategies, and the inherent risks and opportunities, aiding investors in making informed decisions.

Frequently Asked Questions about mBank stock

What is the ROE (Return on Equity) of mBank this year?

The ROE of mBank this year is 0 undefined.

How has the Return on Equity (ROE) of mBank developed compared to the previous year?

The ROE of mBank has increased by -103.17% decreased compared to the previous year.

What impact does a high ROE (Return on Equity) have on investors of mBank?

A high ROE indicates that mBank generates good returns on capital and is successful in monetizing its investments. This is a positive indicator for investors.

What impact does a low ROE (Return on Equity) have on investors of mBank?

A low ROE can indicate that mBank is having difficulties monetizing its investments successfully and can be a negative signal for investors.

How does a change in the ROE (Return on Equity) of mBank affect the company?

A change in ROE (Return on Equity) of mBank can be an indicator of the financial performance of the company and demonstrate how successful the company is compared to other companies in the same industry.

How to calculate the ROE (Return on Equity) of mBank?

The ROE (Return on Equity) is calculated by dividing the company's profit by the total equity. The formula is: ROE = Profit / Total equity.

Which factors influence the ROE (Return on Equity) of mBank?

Some factors that can influence mBank's Return on Equity (ROE) include the efficiency in using equity, the profitability of the company, and the financing structure.

What strategic measures can take to improve the ROE (Return on Equity)?

To improve the Return on Equity (ROE), can take measures such as cost savings, increasing revenue, improving efficiency in the use of equity, and making changes in the financing structure. It is important for the company to conduct a thorough review of its financial situation to determine the best strategic actions to improve ROE.

How much dividend does mBank pay?

Over the past 12 months, mBank paid a dividend of 5.15 PLN . This corresponds to a dividend yield of about 0.94 %. For the coming 12 months, mBank is expected to pay a dividend of 28.95 PLN.

What is the dividend yield of mBank?

The current dividend yield of mBank is 0.94 %.

When does mBank pay dividends?

mBank pays a quarterly dividend. This is distributed in the months of August, June, May, June.

How secure is the dividend of mBank?

mBank paid dividends every year for the past 4 years.

What is the dividend of mBank?

For the upcoming 12 months, dividends amounting to 28.95 PLN are expected. This corresponds to a dividend yield of 5.3 %.

In which sector is mBank located?

mBank is assigned to the 'Finance' sector.

Wann musste ich die Aktien von mBank kaufen, um die vorherige Dividende zu erhalten?

To receive the latest dividend of mBank from 6/7/2018 amounting to 5.15 PLN, you needed to have the stock in your portfolio before the ex-date on 5/23/2018.

When did mBank pay the last dividend?

The last dividend was paid out on 6/7/2018.

What was the dividend of mBank in the year 2023?

In the year 2023, mBank distributed 0 PLN as dividends.

In which currency does mBank pay out the dividend?

The dividends of mBank are distributed in PLN.

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Andere Kennzahlen von mBank

Our stock analysis for mBank Revenue stock includes important financial indicators such as revenue, profit, P/E ratio, P/S ratio, EBIT, as well as information on dividends. We also assess aspects such as stocks, market capitalization, debt, equity, and liabilities of mBank Revenue. If you are looking for more detailed information on these topics, we offer comprehensive analyses on our subpages.