In 2024, mBank's return on assets (ROA) was 0, a -103.17% increase from the -0 ROA in the previous year.

mBank Aktienanalyse

What does mBank do?

mBank SA is a Polish bank that was founded in 2000. It is a subsidiary of Commerzbank and belongs to the Polish BRE Bank Group. The goal of mBank is to serve its customers individually on the online platform. The bank has specially tailored its business model to digital services and offers its customers innovative products and services. In recent years, mBank has established itself as a leading digital bank in Poland and has more than 6 million customers. The history of mBank began in 2000 with the founding of the bank with the aim of creating a new concept for banks in Poland. In 2007, the bank was acquired by BRE Bank. In 2013, BRE Bank sold its properties and real estate and decided to focus further on digital service. The bank has already won several awards, such as the Banking & Technology Award 2019 or the Gold Stevie Award in 2018 "Customer Service Department of the Year". mBank specializes in five business areas: retail customers, small and medium-sized enterprises, corporate customers, private banking, and corporate & investment banking. All business areas offer a wide range of innovative products and services. The retail customer department is the largest business area of the bank. Here, mBank offers an account that can be opened online, a credit card, and online banking services for financial management. In addition, customers can also use loans, mortgages, savings, and investment products. A special feature is the so-called financial coaching. The customer can manage their finances based on one of the four profiles that are based on automated analysis. Each customer is advised based on an individual profile and optimizes their finances. The small and medium-sized enterprise department offers a variety of services that are specifically tailored to the needs of this target group. Small businesses can use loans, factoring, leasing, or the mPOS device for accepting online payments. Medium-sized businesses can access comprehensive financial and advisory services, investment banking, or foreign currency hedging. Each relationship begins with a brief consultation in the branch or on a special onboarding portal. Here, the customer's needs are analyzed and an individual package is tailored to meet those needs. The corporate customer department is intended for larger companies that want to use comprehensive financial and advisory services, as well as access to global capital markets and complete solutions for cash management tailored to the customer. The private banking department offers comprehensive services for wealthy clients. A dedicated advisor makes it easy to get started with investments and offers individual retirement plans for the future. The account opening can be done online or by phone. Based on an in-depth conversation, a risk profile is created based on the customer's desires and needs. Then, an individual investment package is put together, consisting of various investment products. Last but not least, mBank also offers services in the field of corporate & investment banking. When it comes to larger transactions, the customer can access the network and global capital market. There is a special area, the trading desk, that trades a wide range of assets such as foreign exchange, securities, and commodities. Corporate customers can also access a broad portfolio of structured products. Overall, mBank is an innovative bank that focuses on digital services. Over the years, it has successfully developed its strategy and various products and has established itself as a leading bank in Poland. mBank ist eines der beliebtesten Unternehmen auf Eulerpool.com.

ROA Details

Understanding mBank's Return on Assets (ROA)

mBank's Return on Assets (ROA) is a key performance indicator that measures the company's profitability in relation to its total assets. It is calculated by dividing the net income by the total assets. A higher ROA indicates efficient asset utilization to generate profits, reflecting managerial effectiveness and financial health.

Year-to-Year Comparison

Comparing mBank's ROA year-over-year provides insights into the company’s operational efficiency and asset utilization trends. An increasing ROA demonstrates enhanced asset efficiency and profitability, while a declining ROA can indicate operational or financial challenges.

Impact on Investments

Investors consider mBank's ROA as a crucial metric to evaluate the company’s profitability and efficiency. A higher ROA signifies that the company is effectively utilizing its assets to generate profits, making it a potentially attractive investment.

Interpreting ROA Fluctuations

Variations in mBank’s ROA can be attributed to changes in net income, asset purchases, or operational efficiencies. Analyzing these fluctuations assists in assessing the company's financial performance, management efficiency, and strategic financial positioning.

Frequently Asked Questions about mBank stock

What is the Return on Assets (ROA) of mBank this year?

The Return on Assets (ROA) of mBank is 0 undefined this year.

What was the ROA of mBank compared to the previous year?

The ROA of mBank has increased by -103.17% compared to the previous year.

What consequences do high ROA have for investors of mBank?

A high ROA is advantageous for investors of mBank, as it indicates that the company efficiently utilizes its assets and generates good profits.

What are the consequences of low ROA for investors in mBank?

A low ROA can be unfavorable for investors of mBank as it indicates that the company is inefficiently utilizing its assets and may potentially achieve lower profits.

How does an increase in the ROA of mBank affect the company?

An increase in ROA of mBank can be an indicator of improved efficiency in asset utilization and higher profitability.

How does a reduction in ROA of mBank impact the company?

A reduction in the ROA of mBank can be an indicator of lower asset efficiency and profitability.

What are some factors that can influence the ROA of mBank?

Some factors that can influence the ROA of mBank include revenue, operating costs, asset structure, and industry average.

Why is the ROA of mBank important for investors?

The ROA of mBank is important for investors as it is an indicator of the company's profitability and efficiency in utilizing assets. It provides investors with information on how well the company utilizes its resources to generate profits.

What strategic measures can mBank take to improve ROA?

To improve ROA, mBank can take measures such as cost savings, revenue growth, optimizing asset structure, and diversifying its business activities. It is important for the company to conduct a thorough review of its financial situation to determine the best strategic measures to improve ROA.

How much dividend does mBank pay?

Over the past 12 months, mBank paid a dividend of 5.15 PLN . This corresponds to a dividend yield of about 0.91 %. For the coming 12 months, mBank is expected to pay a dividend of 28.95 PLN.

What is the dividend yield of mBank?

The current dividend yield of mBank is 0.91 %.

When does mBank pay dividends?

mBank pays a quarterly dividend. This is distributed in the months of August, June, May, June.

How secure is the dividend of mBank?

mBank paid dividends every year for the past 4 years.

What is the dividend of mBank?

For the upcoming 12 months, dividends amounting to 28.95 PLN are expected. This corresponds to a dividend yield of 5.09 %.

In which sector is mBank located?

mBank is assigned to the 'Finance' sector.

Wann musste ich die Aktien von mBank kaufen, um die vorherige Dividende zu erhalten?

To receive the latest dividend of mBank from 6/7/2018 amounting to 5.15 PLN, you needed to have the stock in your portfolio before the ex-date on 5/23/2018.

When did mBank pay the last dividend?

The last dividend was paid out on 6/7/2018.

What was the dividend of mBank in the year 2023?

In the year 2023, mBank distributed 0 PLN as dividends.

In which currency does mBank pay out the dividend?

The dividends of mBank are distributed in PLN.

Stock savings plans offer an attractive way for investors to build wealth over the long term. One of the main advantages is the so-called cost-average effect: by regularly investing a fixed amount in stocks or stock funds, you automatically buy more shares when prices are low, and fewer when they are high. This can lead to a more favorable average price per share over time. In addition, stock savings plans allow small investors access to expensive stocks, as they can participate with small amounts. Regular investment also promotes a disciplined investment strategy and helps to avoid emotional decisions, such as impulsive buying or selling. Furthermore, investors benefit from the potential appreciation of the stocks as well as from dividend distributions, which can be reinvested, enhancing the compounding effect and thus the growth of the invested capital.

Andere Kennzahlen von mBank

Our stock analysis for mBank Revenue stock includes important financial indicators such as revenue, profit, P/E ratio, P/S ratio, EBIT, as well as information on dividends. We also assess aspects such as stocks, market capitalization, debt, equity, and liabilities of mBank Revenue. If you are looking for more detailed information on these topics, we offer comprehensive analyses on our subpages.