What is the level of liabilities of mBank this year?
mBank has a debt balance of 213.25 B PLN this year.
mBank Liabilities 2024
mBank Liabilities
213.25 B PLN
Ticker
MBK.WA
ISIN
PLBRE0000012
WKN
884537
In 2024, mBank's total liabilities amounted to 213.25 B PLN, a 8.15% difference from the 197.18 B PLN total liabilities in the previous year.
mBank Aktienanalyse
What does mBank do?
mBank SA is a Polish bank that was founded in 2000. It is a subsidiary of Commerzbank and belongs to the Polish BRE Bank Group. The goal of mBank is to serve its customers individually on the online platform. The bank has specially tailored its business model to digital services and offers its customers innovative products and services. In recent years, mBank has established itself as a leading digital bank in Poland and has more than 6 million customers. The history of mBank began in 2000 with the founding of the bank with the aim of creating a new concept for banks in Poland. In 2007, the bank was acquired by BRE Bank. In 2013, BRE Bank sold its properties and real estate and decided to focus further on digital service. The bank has already won several awards, such as the Banking & Technology Award 2019 or the Gold Stevie Award in 2018 "Customer Service Department of the Year". mBank specializes in five business areas: retail customers, small and medium-sized enterprises, corporate customers, private banking, and corporate & investment banking. All business areas offer a wide range of innovative products and services. The retail customer department is the largest business area of the bank. Here, mBank offers an account that can be opened online, a credit card, and online banking services for financial management. In addition, customers can also use loans, mortgages, savings, and investment products. A special feature is the so-called financial coaching. The customer can manage their finances based on one of the four profiles that are based on automated analysis. Each customer is advised based on an individual profile and optimizes their finances. The small and medium-sized enterprise department offers a variety of services that are specifically tailored to the needs of this target group. Small businesses can use loans, factoring, leasing, or the mPOS device for accepting online payments. Medium-sized businesses can access comprehensive financial and advisory services, investment banking, or foreign currency hedging. Each relationship begins with a brief consultation in the branch or on a special onboarding portal. Here, the customer's needs are analyzed and an individual package is tailored to meet those needs. The corporate customer department is intended for larger companies that want to use comprehensive financial and advisory services, as well as access to global capital markets and complete solutions for cash management tailored to the customer. The private banking department offers comprehensive services for wealthy clients. A dedicated advisor makes it easy to get started with investments and offers individual retirement plans for the future. The account opening can be done online or by phone. Based on an in-depth conversation, a risk profile is created based on the customer's desires and needs. Then, an individual investment package is put together, consisting of various investment products. Last but not least, mBank also offers services in the field of corporate & investment banking. When it comes to larger transactions, the customer can access the network and global capital market. There is a special area, the trading desk, that trades a wide range of assets such as foreign exchange, securities, and commodities. Corporate customers can also access a broad portfolio of structured products. Overall, mBank is an innovative bank that focuses on digital services. Over the years, it has successfully developed its strategy and various products and has established itself as a leading bank in Poland. mBank ist eines der beliebtesten Unternehmen auf Eulerpool.com.Liabilities Details
Assessing mBank's Liabilities
mBank's liabilities constitute the company's financial obligations and debts owed to external parties and stakeholders. They are categorized into current liabilities, due within a year, and long-term liabilities, which are due over a longer period. A detailed assessment of these liabilities is crucial for evaluating mBank's financial stability, operational efficiency, and long-term viability.
Year-to-Year Comparison
By comparing mBank's liabilities year-over-year, investors can identify trends, shifts, and anomalies in the company’s financial positioning. A decrease in total liabilities often signals financial strengthening, while an increase might indicate enhanced investments, acquisitions, or potential financial strain.
Impact on Investments
mBank's total liabilities play a significant role in determining the company's leverage and risk profile. Investors and analysts examine this aspect meticulously to ascertain the firm’s ability to meet its financial obligations, which influences investment attractiveness and credit ratings.
Interpreting Liability Fluctuations
Shifts in mBank’s liability structure indicate changes in its financial management and strategy. A reduction in liabilities reflects efficient financial management or debt payoffs, while an increase may suggest expansion, acquisition activities, or accruing operational expenses, each carrying distinct implications for investors.
Frequently Asked Questions about mBank stock
What were the liabilities of mBank compared to the previous year?
The liabilities of mBank have increased by 8.15% increased compared to the previous year.
What are the consequences of high debt for investors of mBank?
High liabilities can pose a risk for investors of mBank, as they can weaken the company's financial position and impair its ability to meet its obligations.
What consequences do low liabilities have for investors in mBank?
Low liabilities mean that mBank has a strong financial position and is able to meet its obligations without overburdening its finances.
How does an increase in liabilities of mBank affect the company?
An increase in liabilities of mBank can lead to the company having more obligations and potentially find it more difficult to meet its financial commitments.
How does a reduction in the liabilities of mBank affect the company?
A decrease in the liabilities of mBank can lead to the company having fewer obligations and a stronger financial position, which can make it easier for the company to fulfill its financial commitments.
What are some factors that influence the liabilities of mBank?
Some factors that can influence the liabilities of mBank include investments, acquisitions, operating costs, and sales development.
Why is the level of liabilities of mBank so important for investors?
The liabilities of mBank are important for investors as they serve as an indicator of the company's financial stability and provide investors with information on how the company meets its financial obligations.
What strategic measures can mBank take to modify the liabilities?
To change its liabilities, mBank can take measures such as cost savings, increasing revenue, selling assets, raising investments, or forming partnerships. It is important for the company to conduct a thorough review of its financial situation to choose the best strategic actions.
How much dividend does mBank pay?
Over the past 12 months, mBank paid a dividend of 5.15 PLN . This corresponds to a dividend yield of about 0.94 %. For the coming 12 months, mBank is expected to pay a dividend of 28.95 PLN.
What is the dividend yield of mBank?
The current dividend yield of mBank is 0.94 %.
When does mBank pay dividends?
mBank pays a quarterly dividend. This is distributed in the months of August, June, May, June.
How secure is the dividend of mBank?
mBank paid dividends every year for the past 4 years.
What is the dividend of mBank?
For the upcoming 12 months, dividends amounting to 28.95 PLN are expected. This corresponds to a dividend yield of 5.3 %.
In which sector is mBank located?
mBank is assigned to the 'Finance' sector.
Wann musste ich die Aktien von mBank kaufen, um die vorherige Dividende zu erhalten?
To receive the latest dividend of mBank from 6/7/2018 amounting to 5.15 PLN, you needed to have the stock in your portfolio before the ex-date on 5/23/2018.
When did mBank pay the last dividend?
The last dividend was paid out on 6/7/2018.
What was the dividend of mBank in the year 2023?
In the year 2023, mBank distributed 0 PLN as dividends.
In which currency does mBank pay out the dividend?
The dividends of mBank are distributed in PLN.
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Andere Kennzahlen von mBank
Our stock analysis for mBank Revenue stock includes important financial indicators such as revenue, profit, P/E ratio, P/S ratio, EBIT, as well as information on dividends. We also assess aspects such as stocks, market capitalization, debt, equity, and liabilities of mBank Revenue. If you are looking for more detailed information on these topics, we offer comprehensive analyses on our subpages.
