As of Dec 21, 2024, mBank's P/E ratio was 4.86, a -99.23% change from the 630.73 P/E ratio recorded in the previous year.

The mBank P/E history

mBank Aktienanalyse

What does mBank do?

mBank SA is a Polish bank that was founded in 2000. It is a subsidiary of Commerzbank and belongs to the Polish BRE Bank Group. The goal of mBank is to serve its customers individually on the online platform. The bank has specially tailored its business model to digital services and offers its customers innovative products and services. In recent years, mBank has established itself as a leading digital bank in Poland and has more than 6 million customers. The history of mBank began in 2000 with the founding of the bank with the aim of creating a new concept for banks in Poland. In 2007, the bank was acquired by BRE Bank. In 2013, BRE Bank sold its properties and real estate and decided to focus further on digital service. The bank has already won several awards, such as the Banking & Technology Award 2019 or the Gold Stevie Award in 2018 "Customer Service Department of the Year". mBank specializes in five business areas: retail customers, small and medium-sized enterprises, corporate customers, private banking, and corporate & investment banking. All business areas offer a wide range of innovative products and services. The retail customer department is the largest business area of the bank. Here, mBank offers an account that can be opened online, a credit card, and online banking services for financial management. In addition, customers can also use loans, mortgages, savings, and investment products. A special feature is the so-called financial coaching. The customer can manage their finances based on one of the four profiles that are based on automated analysis. Each customer is advised based on an individual profile and optimizes their finances. The small and medium-sized enterprise department offers a variety of services that are specifically tailored to the needs of this target group. Small businesses can use loans, factoring, leasing, or the mPOS device for accepting online payments. Medium-sized businesses can access comprehensive financial and advisory services, investment banking, or foreign currency hedging. Each relationship begins with a brief consultation in the branch or on a special onboarding portal. Here, the customer's needs are analyzed and an individual package is tailored to meet those needs. The corporate customer department is intended for larger companies that want to use comprehensive financial and advisory services, as well as access to global capital markets and complete solutions for cash management tailored to the customer. The private banking department offers comprehensive services for wealthy clients. A dedicated advisor makes it easy to get started with investments and offers individual retirement plans for the future. The account opening can be done online or by phone. Based on an in-depth conversation, a risk profile is created based on the customer's desires and needs. Then, an individual investment package is put together, consisting of various investment products. Last but not least, mBank also offers services in the field of corporate & investment banking. When it comes to larger transactions, the customer can access the network and global capital market. There is a special area, the trading desk, that trades a wide range of assets such as foreign exchange, securities, and commodities. Corporate customers can also access a broad portfolio of structured products. Overall, mBank is an innovative bank that focuses on digital services. Over the years, it has successfully developed its strategy and various products and has established itself as a leading bank in Poland. mBank ist eines der beliebtesten Unternehmen auf Eulerpool.com.

P/E Details

Deciphering mBank's P/E Ratio

The Price to Earnings (P/E) Ratio of mBank is a vital metric that investors and analysts use to determine the company’s market value relative to its earnings. It is calculated by dividing the current stock price by the earnings per share (EPS). A higher P/E ratio could suggest that investors are expecting higher future growth, while a lower ratio may indicate a potentially undervalued company or lower growth expectations.

Year-to-Year Comparison

Assessing mBank's P/E ratio on a yearly basis provides insights into the valuation trends and investor sentiment. An increasing P/E ratio over the years signifies growing investor confidence and expectations for future earnings growth, while a decreasing ratio may reflect concerns over the company's profitability or growth prospects.

Impact on Investments

The P/E ratio of mBank is a key consideration for investors aiming to balance risk and reward. A comprehensive analysis of this ratio, in conjunction with other financial indicators, aids investors in making informed decisions regarding buying, holding, or selling the company’s stocks.

Interpreting P/E Ratio Fluctuations

Fluctuations in mBank’s P/E ratio can be attributed to various factors including changes in earnings, stock price movements, and shifts in investor expectations. Understanding the underlying reasons for these fluctuations is essential for predicting future stock performance and assessing the company's intrinsic value.

Frequently Asked Questions about mBank stock

What is the price-to-earnings ratio of mBank?

The price-earnings ratio of mBank is currently 4.86.

How has the price-earnings ratio of mBank changed compared to last year?

The price-to-earnings ratio of mBank has increased by -99.23% fallen (meaning "decreased" or "dropped") compared to last year.

What consequences does a high price-earnings ratio have for investors?

A high price-to-earnings ratio indicates that the company's stock is relatively expensive and investors may potentially achieve a lower return.

What does a low price-earnings ratio mean?

A low price-earnings ratio means that the company's stock is relatively cheap and investors may potentially achieve a higher return.

Is the price-earnings ratio of mBank high compared to other companies?

Yes, the price-to-earnings ratio of mBank is high compared to other companies.

How does an increase in the price-earnings ratio of mBank affect the company?

An increase in the price-earnings ratio of mBank would lead to a higher market capitalization of the company, which in turn would lead to a higher valuation of the company.

How does a reduction in the price-to-earnings ratio of mBank affect the company?

A decrease in the price-earnings ratio of mBank would result in a lower market capitalization of the company, which in turn would lead to a lower valuation of the company.

What are some factors that influence the price-earnings ratio of mBank?

Some factors that influence the price-earnings ratio of mBank are the company's growth, financial position, industry development, and the overall economic situation.

How much dividend does mBank pay?

Over the past 12 months, mBank paid a dividend of 5.15 PLN . This corresponds to a dividend yield of about 0.94 %. For the coming 12 months, mBank is expected to pay a dividend of 28.95 PLN.

What is the dividend yield of mBank?

The current dividend yield of mBank is 0.94 %.

When does mBank pay dividends?

mBank pays a quarterly dividend. This is distributed in the months of August, June, May, June.

How secure is the dividend of mBank?

mBank paid dividends every year for the past 4 years.

What is the dividend of mBank?

For the upcoming 12 months, dividends amounting to 28.95 PLN are expected. This corresponds to a dividend yield of 5.3 %.

In which sector is mBank located?

mBank is assigned to the 'Finance' sector.

Wann musste ich die Aktien von mBank kaufen, um die vorherige Dividende zu erhalten?

To receive the latest dividend of mBank from 6/7/2018 amounting to 5.15 PLN, you needed to have the stock in your portfolio before the ex-date on 5/23/2018.

When did mBank pay the last dividend?

The last dividend was paid out on 6/7/2018.

What was the dividend of mBank in the year 2023?

In the year 2023, mBank distributed 0 PLN as dividends.

In which currency does mBank pay out the dividend?

The dividends of mBank are distributed in PLN.

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Andere Kennzahlen von mBank

Our stock analysis for mBank Revenue stock includes important financial indicators such as revenue, profit, P/E ratio, P/S ratio, EBIT, as well as information on dividends. We also assess aspects such as stocks, market capitalization, debt, equity, and liabilities of mBank Revenue. If you are looking for more detailed information on these topics, we offer comprehensive analyses on our subpages.