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Westamerica Bancorp Stock

Westamerica Bancorp Net Income 2024

Westamerica Bancorp Net Income

140.28 M USD

Ticker

WABC

ISIN

US9570901036

WKN

884167

In 2024, Westamerica Bancorp's profit amounted to 140.28 M USD, a -13.29% increase from the 161.77 M USD profit recorded in the previous year.

The Westamerica Bancorp Net Income history

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Westamerica Bancorp Revenue, EBIT, Net Income

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Revenue, EBIT and Profit

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Understanding Revenue, EBIT, and Income

Gain insights into Westamerica Bancorp, a comprehensive overview of its financial performance can be obtained by analyzing the Revenue, EBIT, and Income chart. Revenue represents the total income generated by Westamerica Bancorp from its primary operations, showcasing the company’s ability to attract and retain clients. EBIT, or Earnings Before Interest and Taxes, indicates the company’s operational profitability, free from the influence of tax and interest expenses. The Income section reflects Westamerica Bancorp’s net earnings, an ultimate measure of its financial health and profitability.

Yearly Analysis and Comparisons

Observe the yearly bars to understand the annual performance and growth of Westamerica Bancorp. Compare the Revenue, EBIT, and Income to evaluate the company’s efficiency and profitability. A higher EBIT compared to the previous year suggests an improvement in operational efficiency. Likewise, an increase in Income indicates enhanced overall profitability. Analyzing the year-to-year comparison assists investors in understanding the company’s growth trajectory and operational efficiency.

Utilizing Expectations for Investment

The expected values for the forthcoming years offer investors a glimpse into Westamerica Bancorp’s anticipated financial performance. Analyzing these projections alongside historical data aids in making informed investment decisions. Investors can gauge the potential risks and returns, aligning their investment strategies accordingly to optimize profitability and mitigate risks.

Investment Insights

Leveraging the comparison between Revenue and EBIT helps in assessing Westamerica Bancorp’s operational efficiency, while the Revenue and Income comparison reveals the net profitability after accounting for all expenses. Investors can derive valuable insights by meticulously analyzing these financial parameters, laying the foundation for strategic investment decisions aimed at capitalizing on Westamerica Bancorp’s growth potential.

Westamerica Bancorp Revenue, EBIT and net profit per share

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Westamerica Bancorp stock margins

The Westamerica Bancorp margin analysis displays the gross margin, EBIT margin, as well as the profit margin of Westamerica Bancorp. The EBIT margin (EBIT/sales) indicates the percentage of sales that remains as operating profit. The profit margin shows the percentage of sales that remains for Westamerica Bancorp.

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Understanding Gross Margin

The gross margin, expressed as a percentage, delineates the gross profit made from the Westamerica Bancorp's sales revenue. A higher gross margin percentage indicates that the Westamerica Bancorp retains more revenue after accounting for the costs of goods sold. Investors use this metric to gauge financial health and operational efficiency, as well as to compare it with competitors and industry averages.

EBIT Margin Analysis

EBIT margin represents the Westamerica Bancorp's earnings before interest and taxes. Analyzing the EBIT margin over different years provides insights into the operational profitability and efficiency, excluding the effects of financial leverage and tax structure. A growing EBIT margin over the years signifies improving operational performance.

Revenue Margin Insights

The revenue margin demonstrates the Westamerica Bancorp's total revenue generated. When comparing the revenue margin year over year, investors can gauge the Westamerica Bancorp's growth and market expansion. It is essential to compare the revenue margin with the gross and EBIT margins to understand the cost and profit structures better.

Interpreting Expectations

The expected values for gross, EBIT, and revenue margins provide future financial outlook of the Westamerica Bancorp. Investors should compare these expectations with historical data to understand potential growth and risk factors. It is crucial to consider the underlying assumptions and methodologies used in projecting these expected values to make informed investment decisions.

Comparative Analysis

Comparing the gross, EBIT, and revenue margins, both yearly and over multiple years, enables investors to perform a comprehensive analysis of the Westamerica Bancorp's financial health and growth prospects. Evaluating the trends and patterns in these margins helps in identifying strengths, weaknesses, and potential investment opportunities.

Westamerica Bancorp Margin History

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Westamerica Bancorp Aktienanalyse

What does Westamerica Bancorp do?

Westamerica Bancorp is a US bank holding company based in San Rafael, California. It was founded in 1884 and has since become one of the leading regional banks in Northern California. It operates over 80 branches in 21 counties and employs over 1,000 employees. The business model of Westamerica Bancorp focuses on supporting the local economy and communities. It provides financial services to retail customers, businesses, and agricultural customers. The bank works closely with its customers to understand their needs and develop creative financial solutions tailored to the US legal framework. Westamerica Bancorp offers a wide range of financial services that can be selected based on individual needs. Its banking portfolio includes traditional products such as checking and savings accounts, credit cards, loans, mortgages, payment processing, and transfers, as well as customized financial solutions for specific customer needs. The company offers special programs for small businesses, farmers, and agricultural businesses. In addition to traditional banking products, Westamerica Bancorp also offers specialized services to better serve customer needs. It has a cash management system that helps businesses and other organizations optimize their liquidity. It also has facilities with modern digital solutions, including a mobile app and online banking platforms, to provide customers with easy and convenient financial management. The bank also operates an investment and asset management division that assists customers in finding investment opportunities and making informed decisions about their finances. The division specializes in the sale of securities, investment funds, fixed deposits, and private funds. Many customers use Westamerica Bancorp's asset management division as a "one-stop shop". Overall, Westamerica Bancorp offers a wide range of products and services to meet the needs of its customers. With its local focus and diverse product offerings, the company is able to adapt to the economic conditions and needs of each market and provide optimal conditions for investment and financing. The company has built its reputation on free and friendly customer service. The staff is friendly, helpful, and knowledgeable about the market. In many ways, Westamerica Bancorp competes for customer loyalty and trust. Long-standing customers often return at first glance and convey this impression to their friends and family. The bank relies on a customer-oriented business model and is highly valued by its customers. At Westamerica Bancorp, customers feel at home and well taken care of. Westamerica Bancorp ist eines der beliebtesten Unternehmen auf Eulerpool.com.

Net Income Details

Understanding Westamerica Bancorp's Profit Margins

The profit margins of Westamerica Bancorp represent the net income earned after deducting all operational expenses, costs, and taxes from the revenue. This figure is a clear indicator of Westamerica Bancorp's financial health, operational efficiency, and profitability. Higher profit margins signify better cost management and income generation capabilities.

Year-to-Year Comparison

Evaluating Westamerica Bancorp's profit on a yearly basis can offer significant insights into its financial growth, stability, and trends. A consistent increase in profit suggests improved operational efficiency, cost management, or increased revenue, while a decrease may indicate rising costs, declining sales, or operational challenges.

Impact on Investments

Westamerica Bancorp's profit figures are critical for investors who are aiming to understand the company's financial standing and future growth prospects. Increased profits often lead to higher stock valuations, boosting investor confidence and attracting more investments.

Interpreting Profit Fluctuations

When Westamerica Bancorp’s profit increases, it often indicates enhanced operational efficiency or increased sales. In contrast, a decline in profit can signal operational inefficiencies, increased costs, or competitive pressures, necessitating strategic interventions to boost profitability.

Frequently Asked Questions about Westamerica Bancorp stock

How much profit has Westamerica Bancorp made this year?

Westamerica Bancorp has made 140.28 M USD this year.

How has the profit developed compared to last year?

The profit has increased by -13.29% compared to last year fallen

What impact do the earnings have on the shareholders?

An increase in earnings is usually seen as a positive indicator for shareholders as it means that the company is generating profits.

How does Westamerica Bancorp publish its earnings?

Westamerica Bancorp publishes its earnings in the form of quarterly or annual reports.

Which financial indicators are included in the quarterly or annual reports?

The quarterly or annual reports contain information about sales and profit, cash flow, balance sheet, and other fundamentals.

Why is it important for investors to know the earnings of Westamerica Bancorp?

The profits of Westamerica Bancorp are an important indicator of the financial health of the company and can help investors decide whether they want to invest in the company or not.

How can one learn more about the earnings of Westamerica Bancorp?

You can learn more about the earnings of Westamerica Bancorp by reviewing the quarterly or annual reports or following the company presentations.

How much dividend does Westamerica Bancorp pay?

Over the past 12 months, Westamerica Bancorp paid a dividend of . This corresponds to a dividend yield of about . For the coming 12 months, Westamerica Bancorp is expected to pay a dividend of 2.4 USD.

What is the dividend yield of Westamerica Bancorp?

The current dividend yield of Westamerica Bancorp is .

When does Westamerica Bancorp pay dividends?

Westamerica Bancorp pays a quarterly dividend. This is distributed in the months of December, March, June, September.

How secure is the dividend of Westamerica Bancorp?

Westamerica Bancorp paid dividends every year for the past 53 years.

What is the dividend of Westamerica Bancorp?

For the upcoming 12 months, dividends amounting to 2.4 USD are expected. This corresponds to a dividend yield of 4.74 %.

In which sector is Westamerica Bancorp located?

Westamerica Bancorp is assigned to the 'Finance' sector.

Wann musste ich die Aktien von Westamerica Bancorp kaufen, um die vorherige Dividende zu erhalten?

To receive the latest dividend of Westamerica Bancorp from 8/16/2024 amounting to 0.44 USD, you needed to have the stock in your portfolio before the ex-date on 8/5/2024.

When did Westamerica Bancorp pay the last dividend?

The last dividend was paid out on 8/16/2024.

What was the dividend of Westamerica Bancorp in the year 2023?

In the year 2023, Westamerica Bancorp distributed 1.81 USD as dividends.

In which currency does Westamerica Bancorp pay out the dividend?

The dividends of Westamerica Bancorp are distributed in USD.

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Andere Kennzahlen von Westamerica Bancorp

Our stock analysis for Westamerica Bancorp Revenue stock includes important financial indicators such as revenue, profit, P/E ratio, P/S ratio, EBIT, as well as information on dividends. We also assess aspects such as stocks, market capitalization, debt, equity, and liabilities of Westamerica Bancorp Revenue. If you are looking for more detailed information on these topics, we offer comprehensive analyses on our subpages.