Westamerica Bancorp ROA 2025

Westamerica Bancorp Aktienanalyse

What does Westamerica Bancorp do?

Westamerica Bancorp is a US bank holding company based in San Rafael, California. It was founded in 1884 and has since become one of the leading regional banks in Northern California. It operates over 80 branches in 21 counties and employs over 1,000 employees. The business model of Westamerica Bancorp focuses on supporting the local economy and communities. It provides financial services to retail customers, businesses, and agricultural customers. The bank works closely with its customers to understand their needs and develop creative financial solutions tailored to the US legal framework. Westamerica Bancorp offers a wide range of financial services that can be selected based on individual needs. Its banking portfolio includes traditional products such as checking and savings accounts, credit cards, loans, mortgages, payment processing, and transfers, as well as customized financial solutions for specific customer needs. The company offers special programs for small businesses, farmers, and agricultural businesses. In addition to traditional banking products, Westamerica Bancorp also offers specialized services to better serve customer needs. It has a cash management system that helps businesses and other organizations optimize their liquidity. It also has facilities with modern digital solutions, including a mobile app and online banking platforms, to provide customers with easy and convenient financial management. The bank also operates an investment and asset management division that assists customers in finding investment opportunities and making informed decisions about their finances. The division specializes in the sale of securities, investment funds, fixed deposits, and private funds. Many customers use Westamerica Bancorp's asset management division as a "one-stop shop". Overall, Westamerica Bancorp offers a wide range of products and services to meet the needs of its customers. With its local focus and diverse product offerings, the company is able to adapt to the economic conditions and needs of each market and provide optimal conditions for investment and financing. The company has built its reputation on free and friendly customer service. The staff is friendly, helpful, and knowledgeable about the market. In many ways, Westamerica Bancorp competes for customer loyalty and trust. Long-standing customers often return at first glance and convey this impression to their friends and family. The bank relies on a customer-oriented business model and is highly valued by its customers. At Westamerica Bancorp, customers feel at home and well taken care of. Westamerica Bancorp ist eines der beliebtesten Unternehmen auf Eulerpool.com.

ROA Details

Understanding Westamerica Bancorp's Return on Assets (ROA)

Westamerica Bancorp's Return on Assets (ROA) is a key performance indicator that measures the company's profitability in relation to its total assets. It is calculated by dividing the net income by the total assets. A higher ROA indicates efficient asset utilization to generate profits, reflecting managerial effectiveness and financial health.

Year-to-Year Comparison

Comparing Westamerica Bancorp's ROA year-over-year provides insights into the company’s operational efficiency and asset utilization trends. An increasing ROA demonstrates enhanced asset efficiency and profitability, while a declining ROA can indicate operational or financial challenges.

Impact on Investments

Investors consider Westamerica Bancorp's ROA as a crucial metric to evaluate the company’s profitability and efficiency. A higher ROA signifies that the company is effectively utilizing its assets to generate profits, making it a potentially attractive investment.

Interpreting ROA Fluctuations

Variations in Westamerica Bancorp’s ROA can be attributed to changes in net income, asset purchases, or operational efficiencies. Analyzing these fluctuations assists in assessing the company's financial performance, management efficiency, and strategic financial positioning.

Frequently Asked Questions about Westamerica Bancorp stock

What is the Return on Assets (ROA) of Westamerica Bancorp this year?

The Return on Assets (ROA) of Westamerica Bancorp is 0.02 undefined this year.

What was the ROA of Westamerica Bancorp compared to the previous year?

The ROA of Westamerica Bancorp has increased by -10.23% compared to the previous year.

What consequences do high ROA have for investors of Westamerica Bancorp?

A high ROA is advantageous for investors of Westamerica Bancorp, as it indicates that the company efficiently utilizes its assets and generates good profits.

What are the consequences of low ROA for investors in Westamerica Bancorp?

A low ROA can be unfavorable for investors of Westamerica Bancorp as it indicates that the company is inefficiently utilizing its assets and may potentially achieve lower profits.

How does an increase in the ROA of Westamerica Bancorp affect the company?

An increase in ROA of Westamerica Bancorp can be an indicator of improved efficiency in asset utilization and higher profitability.

How does a reduction in ROA of Westamerica Bancorp impact the company?

A reduction in the ROA of Westamerica Bancorp can be an indicator of lower asset efficiency and profitability.

What are some factors that can influence the ROA of Westamerica Bancorp?

Some factors that can influence the ROA of Westamerica Bancorp include revenue, operating costs, asset structure, and industry average.

Why is the ROA of Westamerica Bancorp important for investors?

The ROA of Westamerica Bancorp is important for investors as it is an indicator of the company's profitability and efficiency in utilizing assets. It provides investors with information on how well the company utilizes its resources to generate profits.

What strategic measures can Westamerica Bancorp take to improve ROA?

To improve ROA, Westamerica Bancorp can take measures such as cost savings, revenue growth, optimizing asset structure, and diversifying its business activities. It is important for the company to conduct a thorough review of its financial situation to determine the best strategic measures to improve ROA.

How much dividend does Westamerica Bancorp pay?

Over the past 12 months, Westamerica Bancorp paid a dividend of 1.76 USD . This corresponds to a dividend yield of about 3.81 %. For the coming 12 months, Westamerica Bancorp is expected to pay a dividend of 1.95 USD.

What is the dividend yield of Westamerica Bancorp?

The current dividend yield of Westamerica Bancorp is 3.81 %.

When does Westamerica Bancorp pay dividends?

Westamerica Bancorp pays a quarterly dividend. This is distributed in the months of September, December, March, June.

How secure is the dividend of Westamerica Bancorp?

Westamerica Bancorp paid dividends every year for the past 54 years.

What is the dividend of Westamerica Bancorp?

For the upcoming 12 months, dividends amounting to 1.95 USD are expected. This corresponds to a dividend yield of 4.22 %.

In which sector is Westamerica Bancorp located?

Westamerica Bancorp is assigned to the 'Finance' sector.

Wann musste ich die Aktien von Westamerica Bancorp kaufen, um die vorherige Dividende zu erhalten?

To receive the latest dividend of Westamerica Bancorp from 5/16/2025 amounting to 0.46 USD, you needed to have the stock in your portfolio before the ex-date on 5/5/2025.

When did Westamerica Bancorp pay the last dividend?

The last dividend was paid out on 5/16/2025.

What was the dividend of Westamerica Bancorp in the year 2024?

In the year 2024, Westamerica Bancorp distributed 1.72 USD as dividends.

In which currency does Westamerica Bancorp pay out the dividend?

The dividends of Westamerica Bancorp are distributed in USD.