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Unicaja Banco Stock

Unicaja Banco ROE 2024

Unicaja Banco ROE

0.04

Ticker

UNI.MC

ISIN

ES0180907000

WKN

A1W97N

In 2024, Unicaja Banco's return on equity (ROE) was 0.04, a -6.59% increase from the 0.04 ROE in the previous year.

Unicaja Banco Aktienanalyse

What does Unicaja Banco do?

Unicaja Banco SA is a Spanish financial services company with a long and rich history, headquartered in Malaga. The bank was founded in 1991 as a result of a merger of several regional savings banks. Since then, it has become one of the largest financial institutions in Spain and serves customers in multiple countries. The business model of Unicaja Banco SA is aimed at supporting private and business customers with a wide range of financial services. Over the years, the company has steadily expanded its services and now offers products such as account management, credit and debit cards, investment funds, mortgages, insurance, and online banking. In addition, Unicaja Banco SA operates over 1,200 branches in Spain, Portugal, and other European countries, including Germany. Unicaja Banco SA has various divisions that focus on different customers. The retail banking division offers services such as accounts, cards, loans, mortgages, and savings products. The corporate banking division serves commercial and business customers and offers a wide range of products and services tailored to their specific business needs. The investment division serves investors and private customers, providing a wide range of investment and wealth management services. The insurance division offers a wide selection of insurance products such as auto, liability, accident, and travel insurance. Among the products offered by Unicaja Banco SA is the current account, which allows for convenient online management of everyday financial activities such as salary deposits, transfers, standing orders, card orders, and more. Another product is credit cards, which offer various benefits, including bonus points systems and cashback promotions. The bank is known for its strong regional presence. It has branches throughout Spain, including in rural areas, and thereby serves a large number of regional businesses and private customers. The bank places great importance on collaboration with local communities. To best serve its customers, Unicaja Banco SA also offers tailor-made solutions and supports businesses in various industries. Overall, it could be said that the goal of Unicaja Banco SA is to offer a wide range of financial services and products to meet individual customer needs. The focus is particularly on collaborating with regional businesses and customer support in different countries. Unicaja Banco ist eines der beliebtesten Unternehmen auf Eulerpool.com.

ROE Details

Decoding Unicaja Banco's Return on Equity (ROE)

Unicaja Banco's Return on Equity (ROE) is a fundamental metric evaluating the company's profitability relative to its equity. Calculated by dividing net income by shareholder's equity, ROE illustrates how effectively the company is generating profits from shareholders’ investments. A higher ROE represents enhanced efficiency and profitability.

Year-to-Year Comparison

Analyzing Unicaja Banco's ROE on a yearly basis aids in tracking its profitability trends and financial performance. An increasing ROE suggests enhanced profitability and value generation for shareholders, whereas a declining ROE may indicate issues in profit generation or equity management.

Impact on Investments

Unicaja Banco's ROE is instrumental for investors assessing the company's profitability, efficiency, and investment attractiveness. A robust ROE indicates the firm’s adeptness at converting equity investments into profits, thereby enhancing its appeal to potential and current investors.

Interpreting ROE Fluctuations

Changes in Unicaja Banco’s ROE can emanate from variations in net income, equity capital, or both. These fluctuations are scrutinized to evaluate management’s effectiveness, financial strategies, and the inherent risks and opportunities, aiding investors in making informed decisions.

Frequently Asked Questions about Unicaja Banco stock

What is the ROE (Return on Equity) of Unicaja Banco this year?

The ROE of Unicaja Banco this year is 0.04 undefined.

How has the Return on Equity (ROE) of Unicaja Banco developed compared to the previous year?

The ROE of Unicaja Banco has increased by -6.59% decreased compared to the previous year.

What impact does a high ROE (Return on Equity) have on investors of Unicaja Banco?

A high ROE indicates that Unicaja Banco generates good returns on capital and is successful in monetizing its investments. This is a positive indicator for investors.

What impact does a low ROE (Return on Equity) have on investors of Unicaja Banco?

A low ROE can indicate that Unicaja Banco is having difficulties monetizing its investments successfully and can be a negative signal for investors.

How does a change in the ROE (Return on Equity) of Unicaja Banco affect the company?

A change in ROE (Return on Equity) of Unicaja Banco can be an indicator of the financial performance of the company and demonstrate how successful the company is compared to other companies in the same industry.

How to calculate the ROE (Return on Equity) of Unicaja Banco?

The ROE (Return on Equity) is calculated by dividing the company's profit by the total equity. The formula is: ROE = Profit / Total equity.

Which factors influence the ROE (Return on Equity) of Unicaja Banco?

Some factors that can influence Unicaja Banco's Return on Equity (ROE) include the efficiency in using equity, the profitability of the company, and the financing structure.

What strategic measures can take to improve the ROE (Return on Equity)?

To improve the Return on Equity (ROE), can take measures such as cost savings, increasing revenue, improving efficiency in the use of equity, and making changes in the financing structure. It is important for the company to conduct a thorough review of its financial situation to determine the best strategic actions to improve ROE.

How much dividend does Unicaja Banco pay?

Over the past 12 months, Unicaja Banco paid a dividend of 0.05 EUR . This corresponds to a dividend yield of about 3.84 %. For the coming 12 months, Unicaja Banco is expected to pay a dividend of 0.05 EUR.

What is the dividend yield of Unicaja Banco?

The current dividend yield of Unicaja Banco is 3.84 %.

When does Unicaja Banco pay dividends?

Unicaja Banco pays a quarterly dividend. This is distributed in the months of May, May, May, January.

How secure is the dividend of Unicaja Banco?

Unicaja Banco paid dividends every year for the past 7 years.

What is the dividend of Unicaja Banco?

For the upcoming 12 months, dividends amounting to 0.05 EUR are expected. This corresponds to a dividend yield of 3.97 %.

In which sector is Unicaja Banco located?

Unicaja Banco is assigned to the 'Finance' sector.

Wann musste ich die Aktien von Unicaja Banco kaufen, um die vorherige Dividende zu erhalten?

To receive the latest dividend of Unicaja Banco from 12/19/2024 amounting to 0.06 EUR, you needed to have the stock in your portfolio before the ex-date on 12/18/2024.

When did Unicaja Banco pay the last dividend?

The last dividend was paid out on 12/19/2024.

What was the dividend of Unicaja Banco in the year 2023?

In the year 2023, Unicaja Banco distributed 0.025 EUR as dividends.

In which currency does Unicaja Banco pay out the dividend?

The dividends of Unicaja Banco are distributed in EUR.

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Andere Kennzahlen von Unicaja Banco

Our stock analysis for Unicaja Banco Revenue stock includes important financial indicators such as revenue, profit, P/E ratio, P/S ratio, EBIT, as well as information on dividends. We also assess aspects such as stocks, market capitalization, debt, equity, and liabilities of Unicaja Banco Revenue. If you are looking for more detailed information on these topics, we offer comprehensive analyses on our subpages.