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Unicaja Banco Stock

Unicaja Banco Net Income 2024

Unicaja Banco Net Income

555.97 M EUR

Ticker

UNI.MC

ISIN

ES0180907000

WKN

A1W97N

In 2024, Unicaja Banco's profit amounted to 555.97 M EUR, a 108.46% increase from the 266.7 M EUR profit recorded in the previous year.

The Unicaja Banco Net Income history

YEARNET INCOME (undefined EUR)
2027e0.41
2026e0.44
2025e0.49
2024e0.56
20230.27
20220.28
20211.11
20200.07
20190.17
20180.15
20170.14
20160.14
20150.19
20140.47
20130.05

Unicaja Banco Revenue, EBIT, Net Income

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Revenue
Net Income
Details

Revenue, EBIT and Profit

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Understanding Revenue, EBIT, and Income

Gain insights into Unicaja Banco, a comprehensive overview of its financial performance can be obtained by analyzing the Revenue, EBIT, and Income chart. Revenue represents the total income generated by Unicaja Banco from its primary operations, showcasing the company’s ability to attract and retain clients. EBIT, or Earnings Before Interest and Taxes, indicates the company’s operational profitability, free from the influence of tax and interest expenses. The Income section reflects Unicaja Banco’s net earnings, an ultimate measure of its financial health and profitability.

Yearly Analysis and Comparisons

Observe the yearly bars to understand the annual performance and growth of Unicaja Banco. Compare the Revenue, EBIT, and Income to evaluate the company’s efficiency and profitability. A higher EBIT compared to the previous year suggests an improvement in operational efficiency. Likewise, an increase in Income indicates enhanced overall profitability. Analyzing the year-to-year comparison assists investors in understanding the company’s growth trajectory and operational efficiency.

Utilizing Expectations for Investment

The expected values for the forthcoming years offer investors a glimpse into Unicaja Banco’s anticipated financial performance. Analyzing these projections alongside historical data aids in making informed investment decisions. Investors can gauge the potential risks and returns, aligning their investment strategies accordingly to optimize profitability and mitigate risks.

Investment Insights

Leveraging the comparison between Revenue and EBIT helps in assessing Unicaja Banco’s operational efficiency, while the Revenue and Income comparison reveals the net profitability after accounting for all expenses. Investors can derive valuable insights by meticulously analyzing these financial parameters, laying the foundation for strategic investment decisions aimed at capitalizing on Unicaja Banco’s growth potential.

Unicaja Banco Revenue, EBIT and net profit per share

DateUnicaja Banco RevenueUnicaja Banco Net Income
2027e1.88 B undefined409.57 M undefined
2026e1.86 B undefined442.11 M undefined
2025e1.89 B undefined487.22 M undefined
2024e2 B undefined555.97 M undefined
20233.15 B undefined266.7 M undefined
20222.11 B undefined277.58 M undefined
20212.8 B undefined1.11 B undefined
20201.3 B undefined71 M undefined
20191.54 B undefined165.4 M undefined
20181.44 B undefined152.6 M undefined
20171.45 B undefined142.4 M undefined
20161.66 B undefined142.1 M undefined
20152.38 B undefined186.7 M undefined
20142.64 B undefined474.5 M undefined
20131.61 B undefined54.1 M undefined

Unicaja Banco stock margins

The Unicaja Banco margin analysis displays the gross margin, EBIT margin, as well as the profit margin of Unicaja Banco. The EBIT margin (EBIT/sales) indicates the percentage of sales that remains as operating profit. The profit margin shows the percentage of sales that remains for Unicaja Banco.

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Profit margin
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Margin

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Understanding Gross Margin

The gross margin, expressed as a percentage, delineates the gross profit made from the Unicaja Banco's sales revenue. A higher gross margin percentage indicates that the Unicaja Banco retains more revenue after accounting for the costs of goods sold. Investors use this metric to gauge financial health and operational efficiency, as well as to compare it with competitors and industry averages.

EBIT Margin Analysis

EBIT margin represents the Unicaja Banco's earnings before interest and taxes. Analyzing the EBIT margin over different years provides insights into the operational profitability and efficiency, excluding the effects of financial leverage and tax structure. A growing EBIT margin over the years signifies improving operational performance.

Revenue Margin Insights

The revenue margin demonstrates the Unicaja Banco's total revenue generated. When comparing the revenue margin year over year, investors can gauge the Unicaja Banco's growth and market expansion. It is essential to compare the revenue margin with the gross and EBIT margins to understand the cost and profit structures better.

Interpreting Expectations

The expected values for gross, EBIT, and revenue margins provide future financial outlook of the Unicaja Banco. Investors should compare these expectations with historical data to understand potential growth and risk factors. It is crucial to consider the underlying assumptions and methodologies used in projecting these expected values to make informed investment decisions.

Comparative Analysis

Comparing the gross, EBIT, and revenue margins, both yearly and over multiple years, enables investors to perform a comprehensive analysis of the Unicaja Banco's financial health and growth prospects. Evaluating the trends and patterns in these margins helps in identifying strengths, weaknesses, and potential investment opportunities.

Unicaja Banco Margin History

DateUnicaja Banco Profit margin
2027e21.79 %
2026e23.72 %
2025e25.77 %
2024e27.83 %
20238.47 %
202213.14 %
202139.81 %
20205.47 %
201910.73 %
201810.56 %
20179.85 %
20168.56 %
20157.83 %
201417.97 %
20133.36 %

Unicaja Banco Aktienanalyse

What does Unicaja Banco do?

Unicaja Banco SA is a Spanish financial services company with a long and rich history, headquartered in Malaga. The bank was founded in 1991 as a result of a merger of several regional savings banks. Since then, it has become one of the largest financial institutions in Spain and serves customers in multiple countries. The business model of Unicaja Banco SA is aimed at supporting private and business customers with a wide range of financial services. Over the years, the company has steadily expanded its services and now offers products such as account management, credit and debit cards, investment funds, mortgages, insurance, and online banking. In addition, Unicaja Banco SA operates over 1,200 branches in Spain, Portugal, and other European countries, including Germany. Unicaja Banco SA has various divisions that focus on different customers. The retail banking division offers services such as accounts, cards, loans, mortgages, and savings products. The corporate banking division serves commercial and business customers and offers a wide range of products and services tailored to their specific business needs. The investment division serves investors and private customers, providing a wide range of investment and wealth management services. The insurance division offers a wide selection of insurance products such as auto, liability, accident, and travel insurance. Among the products offered by Unicaja Banco SA is the current account, which allows for convenient online management of everyday financial activities such as salary deposits, transfers, standing orders, card orders, and more. Another product is credit cards, which offer various benefits, including bonus points systems and cashback promotions. The bank is known for its strong regional presence. It has branches throughout Spain, including in rural areas, and thereby serves a large number of regional businesses and private customers. The bank places great importance on collaboration with local communities. To best serve its customers, Unicaja Banco SA also offers tailor-made solutions and supports businesses in various industries. Overall, it could be said that the goal of Unicaja Banco SA is to offer a wide range of financial services and products to meet individual customer needs. The focus is particularly on collaborating with regional businesses and customer support in different countries. Unicaja Banco ist eines der beliebtesten Unternehmen auf Eulerpool.com.

Net Income Details

Understanding Unicaja Banco's Profit Margins

The profit margins of Unicaja Banco represent the net income earned after deducting all operational expenses, costs, and taxes from the revenue. This figure is a clear indicator of Unicaja Banco's financial health, operational efficiency, and profitability. Higher profit margins signify better cost management and income generation capabilities.

Year-to-Year Comparison

Evaluating Unicaja Banco's profit on a yearly basis can offer significant insights into its financial growth, stability, and trends. A consistent increase in profit suggests improved operational efficiency, cost management, or increased revenue, while a decrease may indicate rising costs, declining sales, or operational challenges.

Impact on Investments

Unicaja Banco's profit figures are critical for investors who are aiming to understand the company's financial standing and future growth prospects. Increased profits often lead to higher stock valuations, boosting investor confidence and attracting more investments.

Interpreting Profit Fluctuations

When Unicaja Banco’s profit increases, it often indicates enhanced operational efficiency or increased sales. In contrast, a decline in profit can signal operational inefficiencies, increased costs, or competitive pressures, necessitating strategic interventions to boost profitability.

Frequently Asked Questions about Unicaja Banco stock

How much profit has Unicaja Banco made this year?

Unicaja Banco has made 555.97 M EUR this year.

How has the profit developed compared to last year?

The profit has increased by 108.46% compared to last year increased

What impact do the earnings have on the shareholders?

An increase in earnings is usually seen as a positive indicator for shareholders as it means that the company is generating profits.

How does Unicaja Banco publish its earnings?

Unicaja Banco publishes its earnings in the form of quarterly or annual reports.

Which financial indicators are included in the quarterly or annual reports?

The quarterly or annual reports contain information about sales and profit, cash flow, balance sheet, and other fundamentals.

Why is it important for investors to know the earnings of Unicaja Banco?

The profits of Unicaja Banco are an important indicator of the financial health of the company and can help investors decide whether they want to invest in the company or not.

How can one learn more about the earnings of Unicaja Banco?

You can learn more about the earnings of Unicaja Banco by reviewing the quarterly or annual reports or following the company presentations.

How much dividend does Unicaja Banco pay?

Over the past 12 months, Unicaja Banco paid a dividend of 0.05 EUR . This corresponds to a dividend yield of about 3.87 %. For the coming 12 months, Unicaja Banco is expected to pay a dividend of 0.05 EUR.

What is the dividend yield of Unicaja Banco?

The current dividend yield of Unicaja Banco is 3.87 %.

When does Unicaja Banco pay dividends?

Unicaja Banco pays a quarterly dividend. This is distributed in the months of May, May, May, January.

How secure is the dividend of Unicaja Banco?

Unicaja Banco paid dividends every year for the past 7 years.

What is the dividend of Unicaja Banco?

For the upcoming 12 months, dividends amounting to 0.05 EUR are expected. This corresponds to a dividend yield of 4.01 %.

In which sector is Unicaja Banco located?

Unicaja Banco is assigned to the 'Finance' sector.

Wann musste ich die Aktien von Unicaja Banco kaufen, um die vorherige Dividende zu erhalten?

To receive the latest dividend of Unicaja Banco from 12/19/2024 amounting to 0.06 EUR, you needed to have the stock in your portfolio before the ex-date on 12/18/2024.

When did Unicaja Banco pay the last dividend?

The last dividend was paid out on 12/19/2024.

What was the dividend of Unicaja Banco in the year 2023?

In the year 2023, Unicaja Banco distributed 0.025 EUR as dividends.

In which currency does Unicaja Banco pay out the dividend?

The dividends of Unicaja Banco are distributed in EUR.

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Andere Kennzahlen von Unicaja Banco

Our stock analysis for Unicaja Banco Revenue stock includes important financial indicators such as revenue, profit, P/E ratio, P/S ratio, EBIT, as well as information on dividends. We also assess aspects such as stocks, market capitalization, debt, equity, and liabilities of Unicaja Banco Revenue. If you are looking for more detailed information on these topics, we offer comprehensive analyses on our subpages.