RevenueNet IncomeP/EP/SEBITDividendStocksMarket capitalizationDebtLiabilitiesEquityAAQSEmployeesROEROAROCE
Unicaja Banco Stock

Unicaja Banco EBIT 2024

Unicaja Banco EBIT

1.1 B EUR

Ticker

UNI.MC

ISIN

ES0180907000

WKN

A1W97N

In 2024, Unicaja Banco's EBIT was 1.1 B EUR, a 0% increase from the 0 EUR EBIT recorded in the previous year.

The Unicaja Banco EBIT history

YEAREBIT (undefined EUR)
2027e0.9
2026e0.87
2025e0.96
2024e1.1
2023-
2022-
2021-
2020-
2019-
2018-
2017-
2016-
2015-
2014-
2013-

Unicaja Banco Revenue, EBIT, Net Income

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Revenue
Net Income
Details

Revenue, EBIT and Profit

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Understanding Revenue, EBIT, and Income

Gain insights into Unicaja Banco, a comprehensive overview of its financial performance can be obtained by analyzing the Revenue, EBIT, and Income chart. Revenue represents the total income generated by Unicaja Banco from its primary operations, showcasing the company’s ability to attract and retain clients. EBIT, or Earnings Before Interest and Taxes, indicates the company’s operational profitability, free from the influence of tax and interest expenses. The Income section reflects Unicaja Banco’s net earnings, an ultimate measure of its financial health and profitability.

Yearly Analysis and Comparisons

Observe the yearly bars to understand the annual performance and growth of Unicaja Banco. Compare the Revenue, EBIT, and Income to evaluate the company’s efficiency and profitability. A higher EBIT compared to the previous year suggests an improvement in operational efficiency. Likewise, an increase in Income indicates enhanced overall profitability. Analyzing the year-to-year comparison assists investors in understanding the company’s growth trajectory and operational efficiency.

Utilizing Expectations for Investment

The expected values for the forthcoming years offer investors a glimpse into Unicaja Banco’s anticipated financial performance. Analyzing these projections alongside historical data aids in making informed investment decisions. Investors can gauge the potential risks and returns, aligning their investment strategies accordingly to optimize profitability and mitigate risks.

Investment Insights

Leveraging the comparison between Revenue and EBIT helps in assessing Unicaja Banco’s operational efficiency, while the Revenue and Income comparison reveals the net profitability after accounting for all expenses. Investors can derive valuable insights by meticulously analyzing these financial parameters, laying the foundation for strategic investment decisions aimed at capitalizing on Unicaja Banco’s growth potential.

Unicaja Banco Revenue, EBIT and net profit per share

DateUnicaja Banco RevenueUnicaja Banco Net Income
2027e1.88 B undefined409.57 M undefined
2026e1.86 B undefined442.11 M undefined
2025e1.89 B undefined487.22 M undefined
2024e2 B undefined555.97 M undefined
20233.15 B undefined266.7 M undefined
20222.11 B undefined277.58 M undefined
20212.8 B undefined1.11 B undefined
20201.3 B undefined71 M undefined
20191.54 B undefined165.4 M undefined
20181.44 B undefined152.6 M undefined
20171.45 B undefined142.4 M undefined
20161.66 B undefined142.1 M undefined
20152.38 B undefined186.7 M undefined
20142.64 B undefined474.5 M undefined
20131.61 B undefined54.1 M undefined

Unicaja Banco stock margins

The Unicaja Banco margin analysis displays the gross margin, EBIT margin, as well as the profit margin of Unicaja Banco. The EBIT margin (EBIT/sales) indicates the percentage of sales that remains as operating profit. The profit margin shows the percentage of sales that remains for Unicaja Banco.

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Profit margin
Details

Margin

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Understanding Gross Margin

The gross margin, expressed as a percentage, delineates the gross profit made from the Unicaja Banco's sales revenue. A higher gross margin percentage indicates that the Unicaja Banco retains more revenue after accounting for the costs of goods sold. Investors use this metric to gauge financial health and operational efficiency, as well as to compare it with competitors and industry averages.

EBIT Margin Analysis

EBIT margin represents the Unicaja Banco's earnings before interest and taxes. Analyzing the EBIT margin over different years provides insights into the operational profitability and efficiency, excluding the effects of financial leverage and tax structure. A growing EBIT margin over the years signifies improving operational performance.

Revenue Margin Insights

The revenue margin demonstrates the Unicaja Banco's total revenue generated. When comparing the revenue margin year over year, investors can gauge the Unicaja Banco's growth and market expansion. It is essential to compare the revenue margin with the gross and EBIT margins to understand the cost and profit structures better.

Interpreting Expectations

The expected values for gross, EBIT, and revenue margins provide future financial outlook of the Unicaja Banco. Investors should compare these expectations with historical data to understand potential growth and risk factors. It is crucial to consider the underlying assumptions and methodologies used in projecting these expected values to make informed investment decisions.

Comparative Analysis

Comparing the gross, EBIT, and revenue margins, both yearly and over multiple years, enables investors to perform a comprehensive analysis of the Unicaja Banco's financial health and growth prospects. Evaluating the trends and patterns in these margins helps in identifying strengths, weaknesses, and potential investment opportunities.

Unicaja Banco Margin History

DateUnicaja Banco Profit margin
2027e21.79 %
2026e23.72 %
2025e25.77 %
2024e27.83 %
20238.47 %
202213.14 %
202139.81 %
20205.47 %
201910.73 %
201810.56 %
20179.85 %
20168.56 %
20157.83 %
201417.97 %
20133.36 %

Unicaja Banco Aktienanalyse

What does Unicaja Banco do?

Unicaja Banco SA is a Spanish financial services company with a long and rich history, headquartered in Malaga. The bank was founded in 1991 as a result of a merger of several regional savings banks. Since then, it has become one of the largest financial institutions in Spain and serves customers in multiple countries. The business model of Unicaja Banco SA is aimed at supporting private and business customers with a wide range of financial services. Over the years, the company has steadily expanded its services and now offers products such as account management, credit and debit cards, investment funds, mortgages, insurance, and online banking. In addition, Unicaja Banco SA operates over 1,200 branches in Spain, Portugal, and other European countries, including Germany. Unicaja Banco SA has various divisions that focus on different customers. The retail banking division offers services such as accounts, cards, loans, mortgages, and savings products. The corporate banking division serves commercial and business customers and offers a wide range of products and services tailored to their specific business needs. The investment division serves investors and private customers, providing a wide range of investment and wealth management services. The insurance division offers a wide selection of insurance products such as auto, liability, accident, and travel insurance. Among the products offered by Unicaja Banco SA is the current account, which allows for convenient online management of everyday financial activities such as salary deposits, transfers, standing orders, card orders, and more. Another product is credit cards, which offer various benefits, including bonus points systems and cashback promotions. The bank is known for its strong regional presence. It has branches throughout Spain, including in rural areas, and thereby serves a large number of regional businesses and private customers. The bank places great importance on collaboration with local communities. To best serve its customers, Unicaja Banco SA also offers tailor-made solutions and supports businesses in various industries. Overall, it could be said that the goal of Unicaja Banco SA is to offer a wide range of financial services and products to meet individual customer needs. The focus is particularly on collaborating with regional businesses and customer support in different countries. Unicaja Banco ist eines der beliebtesten Unternehmen auf Eulerpool.com.

EBIT Details

Analyzing Unicaja Banco's EBIT

Unicaja Banco's Earnings Before Interest and Taxes (EBIT) represents the company's operating profit. It is calculated by deducting all operating expenses, including the cost of goods sold (COGS) and operating expenses, from the total revenue, but before accounting for interest and taxes. It provides insights into the company’s operational profitability, excluding the impacts of financing and tax structures.

Year-to-Year Comparison

A yearly comparison of Unicaja Banco's EBIT can reveal trends in the company’s operational efficiency and profitability. An increase in EBIT over the years can indicate enhanced operational efficiency or growth in revenue, while a decrease might raise concerns about increased operating costs or declining sales.

Impact on Investments

Unicaja Banco's EBIT is a significant metric for investors. A positive EBIT suggests that the company is generating enough revenue to cover its operating expenses, an essential aspect for assessing the company’s financial health and stability. Investors closely monitor EBIT to gauge the company’s profitability and potential for future growth.

Interpreting EBIT Fluctuations

Fluctuations in Unicaja Banco’s EBIT can be due to variations in revenue, operating expenses, or both. An increasing EBIT indicates improved operational performance or increased sales, while a declining EBIT can signal rising operational costs or reduced revenue, prompting a need for strategic adjustments.

Frequently Asked Questions about Unicaja Banco stock

How much did Unicaja Banco achieve in EBIT for the current year?

In the current year, Unicaja Banco has achieved an EBIT of 1.1 B EUR.

What is EBIT?

EBIT stands for Earnings Before Interest and Taxes and refers to the profit before interest and taxes of a company Unicaja Banco.

How has the EBIT of Unicaja Banco developed in recent years?

The EBIT of Unicaja Banco has increased by 0% decreased compared to the previous year.

What does EBIT mean for investors?

EBIT provides investors with insights into a company's profitability as it reflects the profit before interest expenses and taxes.

Why is EBIT an important indicator for investors?

Since EBIT provides a more direct insight into a company's profit than net income, it is an important indicator for investors to assess the profitability of a company.

Why do EBIT values fluctuate?

EBIT values can fluctuate as they are influenced by various factors, such as revenue, costs, and tax effects.

What role does tax burden play in EBIT?

Tax burdens have a direct impact on a company's EBIT, as they are deducted from the profit.

How is EBIT presented in the balance sheet of the company Unicaja Banco?

The EBIT of Unicaja Banco is listed in the income statement.

Can EBIT be used as a single indicator for evaluating a company?

EBIT is an important indicator for evaluating a company, but additional financial ratios should also be considered to get a comprehensive picture.

Why is EBIT not equal to net profit?

The net profit of a company includes taxes and interest, while EBIT represents the profit before interest and taxes.

How much dividend does Unicaja Banco pay?

Over the past 12 months, Unicaja Banco paid a dividend of 0.05 EUR . This corresponds to a dividend yield of about 3.87 %. For the coming 12 months, Unicaja Banco is expected to pay a dividend of 0.05 EUR.

What is the dividend yield of Unicaja Banco?

The current dividend yield of Unicaja Banco is 3.87 %.

When does Unicaja Banco pay dividends?

Unicaja Banco pays a quarterly dividend. This is distributed in the months of May, May, May, January.

How secure is the dividend of Unicaja Banco?

Unicaja Banco paid dividends every year for the past 7 years.

What is the dividend of Unicaja Banco?

For the upcoming 12 months, dividends amounting to 0.05 EUR are expected. This corresponds to a dividend yield of 4.01 %.

In which sector is Unicaja Banco located?

Unicaja Banco is assigned to the 'Finance' sector.

Wann musste ich die Aktien von Unicaja Banco kaufen, um die vorherige Dividende zu erhalten?

To receive the latest dividend of Unicaja Banco from 12/19/2024 amounting to 0.06 EUR, you needed to have the stock in your portfolio before the ex-date on 12/18/2024.

When did Unicaja Banco pay the last dividend?

The last dividend was paid out on 12/19/2024.

What was the dividend of Unicaja Banco in the year 2023?

In the year 2023, Unicaja Banco distributed 0.025 EUR as dividends.

In which currency does Unicaja Banco pay out the dividend?

The dividends of Unicaja Banco are distributed in EUR.

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Andere Kennzahlen von Unicaja Banco

Our stock analysis for Unicaja Banco Revenue stock includes important financial indicators such as revenue, profit, P/E ratio, P/S ratio, EBIT, as well as information on dividends. We also assess aspects such as stocks, market capitalization, debt, equity, and liabilities of Unicaja Banco Revenue. If you are looking for more detailed information on these topics, we offer comprehensive analyses on our subpages.