Unicaja Banco ROA 2024

Unicaja Banco ROA

0

Unicaja Banco Dividend yield

3.79 %

Ticker

UNI.MC

ISIN

ES0180907000

WKN

A1W97N

In 2024, Unicaja Banco's return on assets (ROA) was 0, a -2.12% increase from the 0 ROA in the previous year.

Unicaja Banco Aktienanalyse

What does Unicaja Banco do?

Unicaja Banco SA is a Spanish financial services company with a long and rich history, headquartered in Malaga. The bank was founded in 1991 as a result of a merger of several regional savings banks. Since then, it has become one of the largest financial institutions in Spain and serves customers in multiple countries. The business model of Unicaja Banco SA is aimed at supporting private and business customers with a wide range of financial services. Over the years, the company has steadily expanded its services and now offers products such as account management, credit and debit cards, investment funds, mortgages, insurance, and online banking. In addition, Unicaja Banco SA operates over 1,200 branches in Spain, Portugal, and other European countries, including Germany. Unicaja Banco SA has various divisions that focus on different customers. The retail banking division offers services such as accounts, cards, loans, mortgages, and savings products. The corporate banking division serves commercial and business customers and offers a wide range of products and services tailored to their specific business needs. The investment division serves investors and private customers, providing a wide range of investment and wealth management services. The insurance division offers a wide selection of insurance products such as auto, liability, accident, and travel insurance. Among the products offered by Unicaja Banco SA is the current account, which allows for convenient online management of everyday financial activities such as salary deposits, transfers, standing orders, card orders, and more. Another product is credit cards, which offer various benefits, including bonus points systems and cashback promotions. The bank is known for its strong regional presence. It has branches throughout Spain, including in rural areas, and thereby serves a large number of regional businesses and private customers. The bank places great importance on collaboration with local communities. To best serve its customers, Unicaja Banco SA also offers tailor-made solutions and supports businesses in various industries. Overall, it could be said that the goal of Unicaja Banco SA is to offer a wide range of financial services and products to meet individual customer needs. The focus is particularly on collaborating with regional businesses and customer support in different countries. Unicaja Banco ist eines der beliebtesten Unternehmen auf Eulerpool.com.

ROA Details

Understanding Unicaja Banco's Return on Assets (ROA)

Unicaja Banco's Return on Assets (ROA) is a key performance indicator that measures the company's profitability in relation to its total assets. It is calculated by dividing the net income by the total assets. A higher ROA indicates efficient asset utilization to generate profits, reflecting managerial effectiveness and financial health.

Year-to-Year Comparison

Comparing Unicaja Banco's ROA year-over-year provides insights into the company’s operational efficiency and asset utilization trends. An increasing ROA demonstrates enhanced asset efficiency and profitability, while a declining ROA can indicate operational or financial challenges.

Impact on Investments

Investors consider Unicaja Banco's ROA as a crucial metric to evaluate the company’s profitability and efficiency. A higher ROA signifies that the company is effectively utilizing its assets to generate profits, making it a potentially attractive investment.

Interpreting ROA Fluctuations

Variations in Unicaja Banco’s ROA can be attributed to changes in net income, asset purchases, or operational efficiencies. Analyzing these fluctuations assists in assessing the company's financial performance, management efficiency, and strategic financial positioning.

Frequently Asked Questions about Unicaja Banco Stock

What is the Return on Assets (ROA) of Unicaja Banco this year?

The Return on Assets (ROA) of Unicaja Banco is 0 undefined this year.

What was the ROA of Unicaja Banco compared to the previous year?

The ROA of Unicaja Banco has increased by -2.12% compared to the previous year.

What consequences do high ROA have for investors of Unicaja Banco?

A high ROA is advantageous for investors of Unicaja Banco, as it indicates that the company efficiently utilizes its assets and generates good profits.

What are the consequences of low ROA for investors in Unicaja Banco?

A low ROA can be unfavorable for investors of Unicaja Banco as it indicates that the company is inefficiently utilizing its assets and may potentially achieve lower profits.

How does an increase in the ROA of Unicaja Banco affect the company?

An increase in ROA of Unicaja Banco can be an indicator of improved efficiency in asset utilization and higher profitability.

How does a reduction in ROA of Unicaja Banco impact the company?

A reduction in the ROA of Unicaja Banco can be an indicator of lower asset efficiency and profitability.

What are some factors that can influence the ROA of Unicaja Banco?

Some factors that can influence the ROA of Unicaja Banco include revenue, operating costs, asset structure, and industry average.

Why is the ROA of Unicaja Banco important for investors?

The ROA of Unicaja Banco is important for investors as it is an indicator of the company's profitability and efficiency in utilizing assets. It provides investors with information on how well the company utilizes its resources to generate profits.

What strategic measures can Unicaja Banco take to improve ROA?

To improve ROA, Unicaja Banco can take measures such as cost savings, revenue growth, optimizing asset structure, and diversifying its business activities. It is important for the company to conduct a thorough review of its financial situation to determine the best strategic measures to improve ROA.

How much dividend does Unicaja Banco pay?

Over the past 12 months, Unicaja Banco paid a dividend of 0.05 EUR . This corresponds to a dividend yield of about 3.79 %. For the coming 12 months, Unicaja Banco is expected to pay a dividend of 0.05 EUR.

What is the dividend yield of Unicaja Banco?

The current dividend yield of Unicaja Banco is 3.79 %.

When does Unicaja Banco pay dividends?

Unicaja Banco pays a quarterly dividend. This is distributed in the months of October, May, May, May.

How secure is the dividend of Unicaja Banco?

Unicaja Banco paid dividends every year for the past 7 years.

What is the dividend of Unicaja Banco?

For the upcoming 12 months, dividends amounting to 0.05 EUR are expected. This corresponds to a dividend yield of 3.93 %.

In which sector is Unicaja Banco located?

Unicaja Banco is assigned to the 'Finance' sector.

Wann musste ich die Aktien von Unicaja Banco kaufen, um die vorherige Dividende zu erhalten?

To receive the latest dividend of Unicaja Banco from 4/19/2024 amounting to 0.05 EUR, you needed to have the stock in your portfolio before the ex-date on 4/17/2024.

When did Unicaja Banco pay the last dividend?

The last dividend was paid out on 4/19/2024.

What was the dividend of Unicaja Banco in the year 2023?

In the year 2023, Unicaja Banco distributed 0.025 EUR as dividends.

In which currency does Unicaja Banco pay out the dividend?

The dividends of Unicaja Banco are distributed in EUR.

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Andere Kennzahlen von Unicaja Banco

Our stock analysis for Unicaja Banco Revenue stock includes important financial indicators such as revenue, profit, P/E ratio, P/S ratio, EBIT, as well as information on dividends. We also assess aspects such as stocks, market capitalization, debt, equity, and liabilities of Unicaja Banco Revenue. If you are looking for more detailed information on these topics, we offer comprehensive analyses on our subpages.