Santander Bank Polska Stock

Santander Bank Polska ROA 2024

Santander Bank Polska ROA

0.02

Ticker

SPL.WA

ISIN

PLBZ00000044

WKN

677298

In 2024, Santander Bank Polska's return on assets (ROA) was 0.02, a 60.66% increase from the 0.01 ROA in the previous year.

Santander Bank Polska Aktienanalyse

What does Santander Bank Polska do?

Santander Bank Polska SA is a Polish bank that was founded on October 23, 1988. It was initially called Bank Zachodni SA and has undergone several name changes over the years until its current name in 2018. The bank employs nearly 17,000 people and serves over 5 million customers in Poland and internationally. The business model of Santander Bank Polska SA is based on four main areas: Retail Banking, Corporate & Investment Banking, Asset Management, and Santander Consumer Finance. Each of these areas is focused on different customers and market segments. The company has heavily focused on Retail Banking in recent years and has established itself as one of the leading banks in the Polish market. In Retail Banking, the bank offers various products and services tailored to the needs of its customers. These include savings accounts, checking accounts, credit cards, online banking, and various credit and financing solutions. The bank also offers insurance products such as car insurance and home insurance to support its customers in all their financial needs. In Corporate & Investment Banking, the company supports small and medium-sized enterprises as well as large corporations in financing deals and investments. This includes syndicated loans, trade finance, foreign exchange and interest rate hedging, and advisory services for mergers and acquisitions. Asset Management is another important area for the company, focusing on managing assets for institutional clients and private clients. The company offers various investment products such as mutual funds, retirement savings products, and wealth management services. Lastly, the company offers various financing solutions for consumer goods through its Santander Consumer Finance brand, such as car leasing and financing for the purchase of household appliances. The company has also formed partnerships with retailers and car manufacturers to provide customers with comprehensive financing options for their purchases. In recent years, the company has also developed a variety of digital solutions for its customers to make its services available online and through mobile devices. This includes mobile apps for bank accounts and credit cards, online loan applications, and an online chatbot to assist customers with their banking transactions. Overall, Santander Bank Polska SA has become one of the leading banks in Poland, solidifying its position in the market through its wide range of products and services, its commitment to customer orientation, and innovative digital solutions. Santander Bank Polska ist eines der beliebtesten Unternehmen auf Eulerpool.com.

ROA Details

Understanding Santander Bank Polska's Return on Assets (ROA)

Santander Bank Polska's Return on Assets (ROA) is a key performance indicator that measures the company's profitability in relation to its total assets. It is calculated by dividing the net income by the total assets. A higher ROA indicates efficient asset utilization to generate profits, reflecting managerial effectiveness and financial health.

Year-to-Year Comparison

Comparing Santander Bank Polska's ROA year-over-year provides insights into the company’s operational efficiency and asset utilization trends. An increasing ROA demonstrates enhanced asset efficiency and profitability, while a declining ROA can indicate operational or financial challenges.

Impact on Investments

Investors consider Santander Bank Polska's ROA as a crucial metric to evaluate the company’s profitability and efficiency. A higher ROA signifies that the company is effectively utilizing its assets to generate profits, making it a potentially attractive investment.

Interpreting ROA Fluctuations

Variations in Santander Bank Polska’s ROA can be attributed to changes in net income, asset purchases, or operational efficiencies. Analyzing these fluctuations assists in assessing the company's financial performance, management efficiency, and strategic financial positioning.

Frequently Asked Questions about Santander Bank Polska stock

What is the Return on Assets (ROA) of Santander Bank Polska this year?

The Return on Assets (ROA) of Santander Bank Polska is 0.02 undefined this year.

What was the ROA of Santander Bank Polska compared to the previous year?

The ROA of Santander Bank Polska has increased by 60.66% compared to the previous year.

What consequences do high ROA have for investors of Santander Bank Polska?

A high ROA is advantageous for investors of Santander Bank Polska, as it indicates that the company efficiently utilizes its assets and generates good profits.

What are the consequences of low ROA for investors in Santander Bank Polska?

A low ROA can be unfavorable for investors of Santander Bank Polska as it indicates that the company is inefficiently utilizing its assets and may potentially achieve lower profits.

How does an increase in the ROA of Santander Bank Polska affect the company?

An increase in ROA of Santander Bank Polska can be an indicator of improved efficiency in asset utilization and higher profitability.

How does a reduction in ROA of Santander Bank Polska impact the company?

A reduction in the ROA of Santander Bank Polska can be an indicator of lower asset efficiency and profitability.

What are some factors that can influence the ROA of Santander Bank Polska?

Some factors that can influence the ROA of Santander Bank Polska include revenue, operating costs, asset structure, and industry average.

Why is the ROA of Santander Bank Polska important for investors?

The ROA of Santander Bank Polska is important for investors as it is an indicator of the company's profitability and efficiency in utilizing assets. It provides investors with information on how well the company utilizes its resources to generate profits.

What strategic measures can Santander Bank Polska take to improve ROA?

To improve ROA, Santander Bank Polska can take measures such as cost savings, revenue growth, optimizing asset structure, and diversifying its business activities. It is important for the company to conduct a thorough review of its financial situation to determine the best strategic measures to improve ROA.

How much dividend does Santander Bank Polska pay?

Over the past 12 months, Santander Bank Polska paid a dividend of 23.25 PLN . This corresponds to a dividend yield of about 4.09 %. For the coming 12 months, Santander Bank Polska is expected to pay a dividend of 25.27 PLN.

What is the dividend yield of Santander Bank Polska?

The current dividend yield of Santander Bank Polska is 4.09 %.

When does Santander Bank Polska pay dividends?

Santander Bank Polska pays a quarterly dividend. This is distributed in the months of November, June, January, June.

How secure is the dividend of Santander Bank Polska?

Santander Bank Polska paid dividends every year for the past 7 years.

What is the dividend of Santander Bank Polska?

For the upcoming 12 months, dividends amounting to 25.27 PLN are expected. This corresponds to a dividend yield of 4.44 %.

In which sector is Santander Bank Polska located?

Santander Bank Polska is assigned to the 'Finance' sector.

Wann musste ich die Aktien von Santander Bank Polska kaufen, um die vorherige Dividende zu erhalten?

To receive the latest dividend of Santander Bank Polska from 5/23/2024 amounting to 44.63 PLN, you needed to have the stock in your portfolio before the ex-date on 5/15/2024.

When did Santander Bank Polska pay the last dividend?

The last dividend was paid out on 5/23/2024.

What was the dividend of Santander Bank Polska in the year 2023?

In the year 2023, Santander Bank Polska distributed 2.68 PLN as dividends.

In which currency does Santander Bank Polska pay out the dividend?

The dividends of Santander Bank Polska are distributed in PLN.

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Andere Kennzahlen von Santander Bank Polska

Our stock analysis for Santander Bank Polska Revenue stock includes important financial indicators such as revenue, profit, P/E ratio, P/S ratio, EBIT, as well as information on dividends. We also assess aspects such as stocks, market capitalization, debt, equity, and liabilities of Santander Bank Polska Revenue. If you are looking for more detailed information on these topics, we offer comprehensive analyses on our subpages.