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Santander Bank Polska Stock

Santander Bank Polska Debt 2024

Santander Bank Polska Debt

12,572.88 PLN

Ticker

SPL.WA

ISIN

PLBZ00000044

WKN

677298

In 2024, Santander Bank Polska's total debt was 12,572.88 PLN, a 63.99% change from the 7,666.99 PLN total debt recorded in the previous year.

Santander Bank Polska Aktienanalyse

What does Santander Bank Polska do?

Santander Bank Polska SA is a Polish bank that was founded on October 23, 1988. It was initially called Bank Zachodni SA and has undergone several name changes over the years until its current name in 2018. The bank employs nearly 17,000 people and serves over 5 million customers in Poland and internationally. The business model of Santander Bank Polska SA is based on four main areas: Retail Banking, Corporate & Investment Banking, Asset Management, and Santander Consumer Finance. Each of these areas is focused on different customers and market segments. The company has heavily focused on Retail Banking in recent years and has established itself as one of the leading banks in the Polish market. In Retail Banking, the bank offers various products and services tailored to the needs of its customers. These include savings accounts, checking accounts, credit cards, online banking, and various credit and financing solutions. The bank also offers insurance products such as car insurance and home insurance to support its customers in all their financial needs. In Corporate & Investment Banking, the company supports small and medium-sized enterprises as well as large corporations in financing deals and investments. This includes syndicated loans, trade finance, foreign exchange and interest rate hedging, and advisory services for mergers and acquisitions. Asset Management is another important area for the company, focusing on managing assets for institutional clients and private clients. The company offers various investment products such as mutual funds, retirement savings products, and wealth management services. Lastly, the company offers various financing solutions for consumer goods through its Santander Consumer Finance brand, such as car leasing and financing for the purchase of household appliances. The company has also formed partnerships with retailers and car manufacturers to provide customers with comprehensive financing options for their purchases. In recent years, the company has also developed a variety of digital solutions for its customers to make its services available online and through mobile devices. This includes mobile apps for bank accounts and credit cards, online loan applications, and an online chatbot to assist customers with their banking transactions. Overall, Santander Bank Polska SA has become one of the leading banks in Poland, solidifying its position in the market through its wide range of products and services, its commitment to customer orientation, and innovative digital solutions. Santander Bank Polska ist eines der beliebtesten Unternehmen auf Eulerpool.com.

Debt Details

Understanding Santander Bank Polska's Debt Structure

Santander Bank Polska's total debt refers to the cumulative financial obligations the company owes to external parties. This can include short-term and long-term borrowings, bonds, loans, and other financial instruments. Assessing the company's debt levels is crucial for evaluating its financial health, risk profile, and ability to fund operations and expansions.

Year-to-Year Comparison

Analyzing Santander Bank Polska's debt structure over the years provides insights into the firm’s financial strategy and stability. A reduction in debt can indicate financial strength and operational efficiency, while an increase may signal growth investments or potential financial challenges ahead.

Impact on Investments

Investors pay close attention to Santander Bank Polska’s debt levels as they can influence the company’s risk and return profiles. Excessive debt can lead to financial strain, while moderate and well-managed debt can be a catalyst for growth and expansion, making it a critical aspect of investment evaluations.

Interpreting Debt Fluctuations

Shifts in Santander Bank Polska’s debt levels can be attributed to various operational and strategic factors. An increase in debt might be geared towards funding expansion projects or enhancing operational capacity, while a decrease may indicate profit realizations or an approach to minimize financial risk and leverage.

Frequently Asked Questions about Santander Bank Polska stock

What is the debt of Santander Bank Polska this year?

Santander Bank Polska has a debt level of 12,572.88 PLN this year.

What was the debt of Santander Bank Polska compared to the previous year?

The debt of Santander Bank Polska has increased by 63.99% compared to the previous year increased.

What are the consequences of high debt for investors in Santander Bank Polska?

High debt can pose a risk for investors of Santander Bank Polska, as it can weaken the company's financial position and hinder its ability to fulfill its obligations.

What are the consequences of low debt for investors of Santander Bank Polska?

Low debt means that Santander Bank Polska has a strong financial position and is able to fulfill its obligations without overburdening its finances.

How does an increase in debt from Santander Bank Polska affect the company?

An increase in debt of Santander Bank Polska can adversely affect the financial condition of the company and result in a higher burden on its finances.

How does a reduction of debt of Santander Bank Polska affect the company?

A reduction in debt of Santander Bank Polska can strengthen the company's financial position and improve its ability to meet its financial obligations.

What are some factors that influence the debt of Santander Bank Polska?

Some factors that can influence the debt of Santander Bank Polska include investments, acquisitions, operating costs, and revenue development.

Why are the debts of Santander Bank Polska so important for investors?

The debts of Santander Bank Polska are important for investors as they serve as an indicator of the company's financial stability. It provides investors with information on how the company fulfills its financial obligations.

What strategic measures can Santander Bank Polska take to change the debt?

To change the debt, Santander Bank Polska can take measures such as cost savings, increasing revenue, selling assets, making investments, or forming partnerships. It is important for the company to conduct a thorough review of its financial situation to determine the best strategic actions to change its debt.

How much dividend does Santander Bank Polska pay?

Over the past 12 months, Santander Bank Polska paid a dividend of 23.25 PLN . This corresponds to a dividend yield of about 5.04 %. For the coming 12 months, Santander Bank Polska is expected to pay a dividend of 25.27 PLN.

What is the dividend yield of Santander Bank Polska?

The current dividend yield of Santander Bank Polska is 5.04 %.

When does Santander Bank Polska pay dividends?

Santander Bank Polska pays a quarterly dividend. This is distributed in the months of November, June, January, June.

How secure is the dividend of Santander Bank Polska?

Santander Bank Polska paid dividends every year for the past 8 years.

What is the dividend of Santander Bank Polska?

For the upcoming 12 months, dividends amounting to 25.27 PLN are expected. This corresponds to a dividend yield of 5.47 %.

In which sector is Santander Bank Polska located?

Santander Bank Polska is assigned to the 'Finance' sector.

Wann musste ich die Aktien von Santander Bank Polska kaufen, um die vorherige Dividende zu erhalten?

To receive the latest dividend of Santander Bank Polska from 5/23/2024 amounting to 44.63 PLN, you needed to have the stock in your portfolio before the ex-date on 5/15/2024.

When did Santander Bank Polska pay the last dividend?

The last dividend was paid out on 5/23/2024.

What was the dividend of Santander Bank Polska in the year 2023?

In the year 2023, Santander Bank Polska distributed 2.68 PLN as dividends.

In which currency does Santander Bank Polska pay out the dividend?

The dividends of Santander Bank Polska are distributed in PLN.

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Andere Kennzahlen von Santander Bank Polska

Our stock analysis for Santander Bank Polska Revenue stock includes important financial indicators such as revenue, profit, P/E ratio, P/S ratio, EBIT, as well as information on dividends. We also assess aspects such as stocks, market capitalization, debt, equity, and liabilities of Santander Bank Polska Revenue. If you are looking for more detailed information on these topics, we offer comprehensive analyses on our subpages.