Prosperity Bancshares Debt 2024

Prosperity Bancshares Aktienanalyse

What does Prosperity Bancshares do?

Prosperity Bancshares Inc is a Texas-based financial institution that has steadily grown since its founding in 1983. It is now one of the largest independent banks in the United States and is listed on the New York Stock Exchange under the ticker symbol "PB". History Prosperity Bancshares Inc was founded in 1983 by George T. Martens and other bankers who recognized that many local businesses in Texas were struggling to finance themselves due to limited credit availability. The founders wanted to establish a bank that would enable local businesses to obtain loans and expand their operations. Business Model Prosperity Bancshares Inc operates in various segments, including deposits, loans, investments, private banking, trust services, and insurance. The bank offers a wide range of financial services to individuals, businesses, and institutions. Deposits Prosperity Bancshares accepts deposits from individuals and businesses and pays interest on them. Deposit products include savings accounts, checking accounts, money market accounts, and certificates of deposit. Loans Prosperity Bancshares Inc offers a variety of loan products, including mortgage financing, commercial real estate loans, business loans, agricultural loans, and loans for other needs. Investment The bank also provides investment services, such as trading stocks, bonds, mutual funds, and other securities. Private Banking Prosperity Bancshares Inc offers a wide range of private banking services, including wealth management, tax planning, estate administration, and other services. Trust Services The bank also offers trust services, such as power of attorney, wills, and estate settlement. Insurance Prosperity Bancshares Inc also offers various insurance products, including health, dental, auto, and homeowners insurance. Prosperity Bancshares Inc uses a decentralized business model that allows each subsidiary bank to make its own decisions and provide services in the local market. This enables the bank to quickly adapt to local market conditions and better meet customer needs. In recent years, Prosperity Bancshares Inc has pursued an aggressive growth strategy to expand its presence in the US market. The bank has acquired other banks through mergers and expanded its branch network in Texas and other regions. Conclusion Since its founding in 1983, Prosperity Bancshares Inc has become a successful financial institution that offers a wide range of financial services. The bank has focused on the local market and customer needs and has grown through acquisitions. The decentralized business model allows the bank to quickly respond to the needs of the local market and expand its presence in the US. Prosperity Bancshares ist eines der beliebtesten Unternehmen auf Eulerpool.com.

Debt Details

Understanding Prosperity Bancshares's Debt Structure

Prosperity Bancshares's total debt refers to the cumulative financial obligations the company owes to external parties. This can include short-term and long-term borrowings, bonds, loans, and other financial instruments. Assessing the company's debt levels is crucial for evaluating its financial health, risk profile, and ability to fund operations and expansions.

Year-to-Year Comparison

Analyzing Prosperity Bancshares's debt structure over the years provides insights into the firm’s financial strategy and stability. A reduction in debt can indicate financial strength and operational efficiency, while an increase may signal growth investments or potential financial challenges ahead.

Impact on Investments

Investors pay close attention to Prosperity Bancshares’s debt levels as they can influence the company’s risk and return profiles. Excessive debt can lead to financial strain, while moderate and well-managed debt can be a catalyst for growth and expansion, making it a critical aspect of investment evaluations.

Interpreting Debt Fluctuations

Shifts in Prosperity Bancshares’s debt levels can be attributed to various operational and strategic factors. An increase in debt might be geared towards funding expansion projects or enhancing operational capacity, while a decrease may indicate profit realizations or an approach to minimize financial risk and leverage.

Frequently Asked Questions about Prosperity Bancshares stock

What is the debt of Prosperity Bancshares this year?

Prosperity Bancshares has a debt level of 4,034.28 USD this year.

What was the debt of Prosperity Bancshares compared to the previous year?

The debt of Prosperity Bancshares has increased by 77.1% compared to the previous year increased.

What are the consequences of high debt for investors in Prosperity Bancshares?

High debt can pose a risk for investors of Prosperity Bancshares, as it can weaken the company's financial position and hinder its ability to fulfill its obligations.

What are the consequences of low debt for investors of Prosperity Bancshares?

Low debt means that Prosperity Bancshares has a strong financial position and is able to fulfill its obligations without overburdening its finances.

How does an increase in debt from Prosperity Bancshares affect the company?

An increase in debt of Prosperity Bancshares can adversely affect the financial condition of the company and result in a higher burden on its finances.

How does a reduction of debt of Prosperity Bancshares affect the company?

A reduction in debt of Prosperity Bancshares can strengthen the company's financial position and improve its ability to meet its financial obligations.

What are some factors that influence the debt of Prosperity Bancshares?

Some factors that can influence the debt of Prosperity Bancshares include investments, acquisitions, operating costs, and revenue development.

Why are the debts of Prosperity Bancshares so important for investors?

The debts of Prosperity Bancshares are important for investors as they serve as an indicator of the company's financial stability. It provides investors with information on how the company fulfills its financial obligations.

What strategic measures can Prosperity Bancshares take to change the debt?

To change the debt, Prosperity Bancshares can take measures such as cost savings, increasing revenue, selling assets, making investments, or forming partnerships. It is important for the company to conduct a thorough review of its financial situation to determine the best strategic actions to change its debt.

How much dividend does Prosperity Bancshares pay?

Over the past 12 months, Prosperity Bancshares paid a dividend of 2.21 USD . This corresponds to a dividend yield of about 3.08 %. For the coming 12 months, Prosperity Bancshares is expected to pay a dividend of 2.32 USD.

What is the dividend yield of Prosperity Bancshares?

The current dividend yield of Prosperity Bancshares is 3.08 %.

When does Prosperity Bancshares pay dividends?

Prosperity Bancshares pays a quarterly dividend. This is distributed in the months of January, April, July, October.

How secure is the dividend of Prosperity Bancshares?

Prosperity Bancshares paid dividends every year for the past 23 years.

What is the dividend of Prosperity Bancshares?

For the upcoming 12 months, dividends amounting to 2.32 USD are expected. This corresponds to a dividend yield of 3.23 %.

In which sector is Prosperity Bancshares located?

Prosperity Bancshares is assigned to the 'Finance' sector.

Wann musste ich die Aktien von Prosperity Bancshares kaufen, um die vorherige Dividende zu erhalten?

To receive the latest dividend of Prosperity Bancshares from 10/1/2024 amounting to 0.56 USD, you needed to have the stock in your portfolio before the ex-date on 9/13/2024.

When did Prosperity Bancshares pay the last dividend?

The last dividend was paid out on 10/1/2024.

What was the dividend of Prosperity Bancshares in the year 2023?

In the year 2023, Prosperity Bancshares distributed 2.11 USD as dividends.

In which currency does Prosperity Bancshares pay out the dividend?

The dividends of Prosperity Bancshares are distributed in USD.