Prosperity Bancshares ROA 2024

Prosperity Bancshares Aktienanalyse

What does Prosperity Bancshares do?

Prosperity Bancshares Inc is a Texas-based financial institution that has steadily grown since its founding in 1983. It is now one of the largest independent banks in the United States and is listed on the New York Stock Exchange under the ticker symbol "PB". History Prosperity Bancshares Inc was founded in 1983 by George T. Martens and other bankers who recognized that many local businesses in Texas were struggling to finance themselves due to limited credit availability. The founders wanted to establish a bank that would enable local businesses to obtain loans and expand their operations. Business Model Prosperity Bancshares Inc operates in various segments, including deposits, loans, investments, private banking, trust services, and insurance. The bank offers a wide range of financial services to individuals, businesses, and institutions. Deposits Prosperity Bancshares accepts deposits from individuals and businesses and pays interest on them. Deposit products include savings accounts, checking accounts, money market accounts, and certificates of deposit. Loans Prosperity Bancshares Inc offers a variety of loan products, including mortgage financing, commercial real estate loans, business loans, agricultural loans, and loans for other needs. Investment The bank also provides investment services, such as trading stocks, bonds, mutual funds, and other securities. Private Banking Prosperity Bancshares Inc offers a wide range of private banking services, including wealth management, tax planning, estate administration, and other services. Trust Services The bank also offers trust services, such as power of attorney, wills, and estate settlement. Insurance Prosperity Bancshares Inc also offers various insurance products, including health, dental, auto, and homeowners insurance. Prosperity Bancshares Inc uses a decentralized business model that allows each subsidiary bank to make its own decisions and provide services in the local market. This enables the bank to quickly adapt to local market conditions and better meet customer needs. In recent years, Prosperity Bancshares Inc has pursued an aggressive growth strategy to expand its presence in the US market. The bank has acquired other banks through mergers and expanded its branch network in Texas and other regions. Conclusion Since its founding in 1983, Prosperity Bancshares Inc has become a successful financial institution that offers a wide range of financial services. The bank has focused on the local market and customer needs and has grown through acquisitions. The decentralized business model allows the bank to quickly respond to the needs of the local market and expand its presence in the US. Prosperity Bancshares ist eines der beliebtesten Unternehmen auf Eulerpool.com.

ROA Details

Understanding Prosperity Bancshares's Return on Assets (ROA)

Prosperity Bancshares's Return on Assets (ROA) is a key performance indicator that measures the company's profitability in relation to its total assets. It is calculated by dividing the net income by the total assets. A higher ROA indicates efficient asset utilization to generate profits, reflecting managerial effectiveness and financial health.

Year-to-Year Comparison

Comparing Prosperity Bancshares's ROA year-over-year provides insights into the company’s operational efficiency and asset utilization trends. An increasing ROA demonstrates enhanced asset efficiency and profitability, while a declining ROA can indicate operational or financial challenges.

Impact on Investments

Investors consider Prosperity Bancshares's ROA as a crucial metric to evaluate the company’s profitability and efficiency. A higher ROA signifies that the company is effectively utilizing its assets to generate profits, making it a potentially attractive investment.

Interpreting ROA Fluctuations

Variations in Prosperity Bancshares’s ROA can be attributed to changes in net income, asset purchases, or operational efficiencies. Analyzing these fluctuations assists in assessing the company's financial performance, management efficiency, and strategic financial positioning.

Frequently Asked Questions about Prosperity Bancshares stock

What is the Return on Assets (ROA) of Prosperity Bancshares this year?

The Return on Assets (ROA) of Prosperity Bancshares is 0.01 undefined this year.

What was the ROA of Prosperity Bancshares compared to the previous year?

The ROA of Prosperity Bancshares has increased by -21.83% compared to the previous year.

What consequences do high ROA have for investors of Prosperity Bancshares?

A high ROA is advantageous for investors of Prosperity Bancshares, as it indicates that the company efficiently utilizes its assets and generates good profits.

What are the consequences of low ROA for investors in Prosperity Bancshares?

A low ROA can be unfavorable for investors of Prosperity Bancshares as it indicates that the company is inefficiently utilizing its assets and may potentially achieve lower profits.

How does an increase in the ROA of Prosperity Bancshares affect the company?

An increase in ROA of Prosperity Bancshares can be an indicator of improved efficiency in asset utilization and higher profitability.

How does a reduction in ROA of Prosperity Bancshares impact the company?

A reduction in the ROA of Prosperity Bancshares can be an indicator of lower asset efficiency and profitability.

What are some factors that can influence the ROA of Prosperity Bancshares?

Some factors that can influence the ROA of Prosperity Bancshares include revenue, operating costs, asset structure, and industry average.

Why is the ROA of Prosperity Bancshares important for investors?

The ROA of Prosperity Bancshares is important for investors as it is an indicator of the company's profitability and efficiency in utilizing assets. It provides investors with information on how well the company utilizes its resources to generate profits.

What strategic measures can Prosperity Bancshares take to improve ROA?

To improve ROA, Prosperity Bancshares can take measures such as cost savings, revenue growth, optimizing asset structure, and diversifying its business activities. It is important for the company to conduct a thorough review of its financial situation to determine the best strategic measures to improve ROA.

How much dividend does Prosperity Bancshares pay?

Over the past 12 months, Prosperity Bancshares paid a dividend of 2.21 USD . This corresponds to a dividend yield of about 3.03 %. For the coming 12 months, Prosperity Bancshares is expected to pay a dividend of 2.32 USD.

What is the dividend yield of Prosperity Bancshares?

The current dividend yield of Prosperity Bancshares is 3.03 %.

When does Prosperity Bancshares pay dividends?

Prosperity Bancshares pays a quarterly dividend. This is distributed in the months of January, April, July, October.

How secure is the dividend of Prosperity Bancshares?

Prosperity Bancshares paid dividends every year for the past 23 years.

What is the dividend of Prosperity Bancshares?

For the upcoming 12 months, dividends amounting to 2.32 USD are expected. This corresponds to a dividend yield of 3.18 %.

In which sector is Prosperity Bancshares located?

Prosperity Bancshares is assigned to the 'Finance' sector.

Wann musste ich die Aktien von Prosperity Bancshares kaufen, um die vorherige Dividende zu erhalten?

To receive the latest dividend of Prosperity Bancshares from 10/1/2024 amounting to 0.56 USD, you needed to have the stock in your portfolio before the ex-date on 9/13/2024.

When did Prosperity Bancshares pay the last dividend?

The last dividend was paid out on 10/1/2024.

What was the dividend of Prosperity Bancshares in the year 2023?

In the year 2023, Prosperity Bancshares distributed 2.11 USD as dividends.

In which currency does Prosperity Bancshares pay out the dividend?

The dividends of Prosperity Bancshares are distributed in USD.