RevenueNet IncomeP/EP/SEBITDividendStocksMarket capitalizationDebtLiabilitiesEquityAAQSEmployeesROEROAROCE
Open Lending Stock

Open Lending ROA 2024

Open Lending ROA

0.06

Ticker

LPRO

ISIN

US68373J1043

WKN

A2P58D

In 2024, Open Lending's return on assets (ROA) was 0.06, a -66.37% increase from the 0.18 ROA in the previous year.

Open Lending Aktienanalyse

What does Open Lending do?

Open Lending Corp is a US-based company founded in 2000 and headquartered in Austin, Texas. The company specializes in providing innovative and unique solutions in the field of lending as a technology company. Open Lending's business model is focused on strengthening and supporting the growth of American community banks, credit unions, and other financial institutions. The company offers specially tailored technology solutions and various services to help its customers in the lending business. With these solutions, Open Lending facilitates the lending process and improves the chances of these customers in lending to borrowers without lending experience. The company offers various divisions, including: 1. Lenders Protection Lenders Protection is a program by Open Lending that provides extended protection against credit losses to the company's customers. The credit loss protection allows customers to minimize losses in lending and further reduce economic risk. 2. Loan Analytics Open Lending's Loan Analytics division analyzes and examines credit portfolios to provide accurate predictions and recommendations. The data and information are processed using proprietary algorithms and APIs. 3. Contactless F&I Platform Open Lending also has a novel and unique platform that allows customers to easily and quickly conduct their financial transactions. 4. Loan Exchange The Loan Exchange is another business area of Open Lending. It is an online marketplace where entrepreneurs and lenders can exchange and trade their credit portfolios. Open Lending offers various products tailored to the needs of community banks, credit unions, and financial service providers. These products include: 1. Lenders Protection Lenders Protection is a credit loss protection program that provides extended protection to Open Lending's customers. It is the most advanced way to minimize credit losses and maximize returns. 2. Loan Analytics Open Lending offers a unique loan portfolio analysis and evaluation software with Loan Analytics. The software uses extensive data analysis to create long-term forecasts, mainly taking risks into account. 3. Contactless F&I Platform With the Contactless F&I platform, customers can conduct their financial transactions more conveniently and efficiently. The software is easy to use and provides support in many ways. 4. Loan Exchange The Loan Exchange allows companies to exchange and trade credit portfolios. It is an online marketplace where users can offer and request their loans to other users. Open Lending is one of the leading companies in the lending business, offering specialized technology solutions that make the lending process easier, more efficient, and faster. The unique products and services of Open Lending make lending easier and fairer, benefiting both borrowers and lenders in the end. Open Lending ist eines der beliebtesten Unternehmen auf Eulerpool.com.

ROA Details

Understanding Open Lending's Return on Assets (ROA)

Open Lending's Return on Assets (ROA) is a key performance indicator that measures the company's profitability in relation to its total assets. It is calculated by dividing the net income by the total assets. A higher ROA indicates efficient asset utilization to generate profits, reflecting managerial effectiveness and financial health.

Year-to-Year Comparison

Comparing Open Lending's ROA year-over-year provides insights into the company’s operational efficiency and asset utilization trends. An increasing ROA demonstrates enhanced asset efficiency and profitability, while a declining ROA can indicate operational or financial challenges.

Impact on Investments

Investors consider Open Lending's ROA as a crucial metric to evaluate the company’s profitability and efficiency. A higher ROA signifies that the company is effectively utilizing its assets to generate profits, making it a potentially attractive investment.

Interpreting ROA Fluctuations

Variations in Open Lending’s ROA can be attributed to changes in net income, asset purchases, or operational efficiencies. Analyzing these fluctuations assists in assessing the company's financial performance, management efficiency, and strategic financial positioning.

Frequently Asked Questions about Open Lending stock

What is the Return on Assets (ROA) of Open Lending this year?

The Return on Assets (ROA) of Open Lending is 0.06 undefined this year.

What was the ROA of Open Lending compared to the previous year?

The ROA of Open Lending has increased by -66.37% compared to the previous year.

What consequences do high ROA have for investors of Open Lending?

A high ROA is advantageous for investors of Open Lending, as it indicates that the company efficiently utilizes its assets and generates good profits.

What are the consequences of low ROA for investors in Open Lending?

A low ROA can be unfavorable for investors of Open Lending as it indicates that the company is inefficiently utilizing its assets and may potentially achieve lower profits.

How does an increase in the ROA of Open Lending affect the company?

An increase in ROA of Open Lending can be an indicator of improved efficiency in asset utilization and higher profitability.

How does a reduction in ROA of Open Lending impact the company?

A reduction in the ROA of Open Lending can be an indicator of lower asset efficiency and profitability.

What are some factors that can influence the ROA of Open Lending?

Some factors that can influence the ROA of Open Lending include revenue, operating costs, asset structure, and industry average.

Why is the ROA of Open Lending important for investors?

The ROA of Open Lending is important for investors as it is an indicator of the company's profitability and efficiency in utilizing assets. It provides investors with information on how well the company utilizes its resources to generate profits.

What strategic measures can Open Lending take to improve ROA?

To improve ROA, Open Lending can take measures such as cost savings, revenue growth, optimizing asset structure, and diversifying its business activities. It is important for the company to conduct a thorough review of its financial situation to determine the best strategic measures to improve ROA.

How much dividend does Open Lending pay?

Over the past 12 months, Open Lending paid a dividend of . This corresponds to a dividend yield of about . For the coming 12 months, Open Lending is expected to pay a dividend of 0 USD.

What is the dividend yield of Open Lending?

The current dividend yield of Open Lending is .

When does Open Lending pay dividends?

Open Lending pays a quarterly dividend. This is distributed in the months of .

How secure is the dividend of Open Lending?

Open Lending paid dividends every year for the past 0 years.

What is the dividend of Open Lending?

For the upcoming 12 months, dividends amounting to 0 USD are expected. This corresponds to a dividend yield of 0 %.

In which sector is Open Lending located?

Open Lending is assigned to the 'Finance' sector.

Wann musste ich die Aktien von Open Lending kaufen, um die vorherige Dividende zu erhalten?

To receive the latest dividend of Open Lending from 8/26/2024 amounting to 0 USD, you needed to have the stock in your portfolio before the ex-date on 8/26/2024.

When did Open Lending pay the last dividend?

The last dividend was paid out on 8/26/2024.

What was the dividend of Open Lending in the year 2023?

In the year 2023, Open Lending distributed 0 USD as dividends.

In which currency does Open Lending pay out the dividend?

The dividends of Open Lending are distributed in USD.

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Andere Kennzahlen von Open Lending

Our stock analysis for Open Lending Revenue stock includes important financial indicators such as revenue, profit, P/E ratio, P/S ratio, EBIT, as well as information on dividends. We also assess aspects such as stocks, market capitalization, debt, equity, and liabilities of Open Lending Revenue. If you are looking for more detailed information on these topics, we offer comprehensive analyses on our subpages.