RevenueNet IncomeP/EP/SEBITDividendStocksMarket capitalizationDebtLiabilitiesEquityAAQSEmployeesROEROAROCE
Open Lending Stock

Open Lending EBIT 2024

Open Lending EBIT

38.68 M USD

Ticker

LPRO

ISIN

US68373J1043

WKN

A2P58D

In 2024, Open Lending's EBIT was 38.68 M USD, a 33.03% increase from the 29.08 M USD EBIT recorded in the previous year.

The Open Lending EBIT history

YEAREBIT (undefined USD)
2029e-
2028e-
2027e-
2026e83.59
2025e53.71
2024e38.68
202329.08
202297.6
2021150.3
202056.7
2019-2.2
2018-0.6
2017-

Open Lending Revenue, EBIT, Net Income

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Revenue
EBIT
Net Income
Details

Revenue, EBIT and Profit

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Understanding Revenue, EBIT, and Income

Gain insights into Open Lending, a comprehensive overview of its financial performance can be obtained by analyzing the Revenue, EBIT, and Income chart. Revenue represents the total income generated by Open Lending from its primary operations, showcasing the company’s ability to attract and retain clients. EBIT, or Earnings Before Interest and Taxes, indicates the company’s operational profitability, free from the influence of tax and interest expenses. The Income section reflects Open Lending’s net earnings, an ultimate measure of its financial health and profitability.

Yearly Analysis and Comparisons

Observe the yearly bars to understand the annual performance and growth of Open Lending. Compare the Revenue, EBIT, and Income to evaluate the company’s efficiency and profitability. A higher EBIT compared to the previous year suggests an improvement in operational efficiency. Likewise, an increase in Income indicates enhanced overall profitability. Analyzing the year-to-year comparison assists investors in understanding the company’s growth trajectory and operational efficiency.

Utilizing Expectations for Investment

The expected values for the forthcoming years offer investors a glimpse into Open Lending’s anticipated financial performance. Analyzing these projections alongside historical data aids in making informed investment decisions. Investors can gauge the potential risks and returns, aligning their investment strategies accordingly to optimize profitability and mitigate risks.

Investment Insights

Leveraging the comparison between Revenue and EBIT helps in assessing Open Lending’s operational efficiency, while the Revenue and Income comparison reveals the net profitability after accounting for all expenses. Investors can derive valuable insights by meticulously analyzing these financial parameters, laying the foundation for strategic investment decisions aimed at capitalizing on Open Lending’s growth potential.

Open Lending Revenue, EBIT and net profit per share

DateOpen Lending RevenueOpen Lending EBITOpen Lending Net Income
2029e197.88 M USD0 USD0 USD
2028e193.8 M USD0 USD0 USD
2027e190.74 M USD0 USD0 USD
2026e157.78 M USD83.59 M USD43.76 M USD
2025e137.37 M USD53.71 M USD31.43 M USD
2024e119.37 M USD38.68 M USD19.62 M USD
2023117.46 M USD29.08 M USD22.07 M USD
2022179.6 M USD97.6 M USD66.6 M USD
2021215.7 M USD150.3 M USD146.1 M USD
2020108.9 M USD56.7 M USD-90.7 M USD
20190 USD-2.2 M USD2.6 M USD
20180 USD-600,000 USD2.7 M USD
20170 USD0 USD0 USD

Open Lending stock margins

The Open Lending margin analysis displays the gross margin, EBIT margin, as well as the profit margin of Open Lending. The EBIT margin (EBIT/sales) indicates the percentage of sales that remains as operating profit. The profit margin shows the percentage of sales that remains for Open Lending.

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Gross margin
EBIT margin
Profit margin
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Margin

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Understanding Gross Margin

The gross margin, expressed as a percentage, delineates the gross profit made from the Open Lending's sales revenue. A higher gross margin percentage indicates that the Open Lending retains more revenue after accounting for the costs of goods sold. Investors use this metric to gauge financial health and operational efficiency, as well as to compare it with competitors and industry averages.

EBIT Margin Analysis

EBIT margin represents the Open Lending's earnings before interest and taxes. Analyzing the EBIT margin over different years provides insights into the operational profitability and efficiency, excluding the effects of financial leverage and tax structure. A growing EBIT margin over the years signifies improving operational performance.

Revenue Margin Insights

The revenue margin demonstrates the Open Lending's total revenue generated. When comparing the revenue margin year over year, investors can gauge the Open Lending's growth and market expansion. It is essential to compare the revenue margin with the gross and EBIT margins to understand the cost and profit structures better.

Interpreting Expectations

The expected values for gross, EBIT, and revenue margins provide future financial outlook of the Open Lending. Investors should compare these expectations with historical data to understand potential growth and risk factors. It is crucial to consider the underlying assumptions and methodologies used in projecting these expected values to make informed investment decisions.

Comparative Analysis

Comparing the gross, EBIT, and revenue margins, both yearly and over multiple years, enables investors to perform a comprehensive analysis of the Open Lending's financial health and growth prospects. Evaluating the trends and patterns in these margins helps in identifying strengths, weaknesses, and potential investment opportunities.

Open Lending Margin History

Open Lending Gross marginOpen Lending Profit marginOpen Lending EBIT marginOpen Lending Profit margin
2029e81.03 %0 %0 %
2028e81.03 %0 %0 %
2027e81.03 %0 %0 %
2026e81.03 %52.98 %27.73 %
2025e81.03 %39.1 %22.88 %
2024e81.03 %32.4 %16.44 %
202381.03 %24.75 %18.79 %
202288.86 %54.34 %37.08 %
202191.33 %69.68 %67.73 %
202091 %52.07 %-83.29 %
201981.03 %0 %0 %
201881.03 %0 %0 %
201781.03 %0 %0 %

Open Lending Aktienanalyse

What does Open Lending do?

Open Lending Corp is a US-based company founded in 2000 and headquartered in Austin, Texas. The company specializes in providing innovative and unique solutions in the field of lending as a technology company. Open Lending's business model is focused on strengthening and supporting the growth of American community banks, credit unions, and other financial institutions. The company offers specially tailored technology solutions and various services to help its customers in the lending business. With these solutions, Open Lending facilitates the lending process and improves the chances of these customers in lending to borrowers without lending experience. The company offers various divisions, including: 1. Lenders Protection Lenders Protection is a program by Open Lending that provides extended protection against credit losses to the company's customers. The credit loss protection allows customers to minimize losses in lending and further reduce economic risk. 2. Loan Analytics Open Lending's Loan Analytics division analyzes and examines credit portfolios to provide accurate predictions and recommendations. The data and information are processed using proprietary algorithms and APIs. 3. Contactless F&I Platform Open Lending also has a novel and unique platform that allows customers to easily and quickly conduct their financial transactions. 4. Loan Exchange The Loan Exchange is another business area of Open Lending. It is an online marketplace where entrepreneurs and lenders can exchange and trade their credit portfolios. Open Lending offers various products tailored to the needs of community banks, credit unions, and financial service providers. These products include: 1. Lenders Protection Lenders Protection is a credit loss protection program that provides extended protection to Open Lending's customers. It is the most advanced way to minimize credit losses and maximize returns. 2. Loan Analytics Open Lending offers a unique loan portfolio analysis and evaluation software with Loan Analytics. The software uses extensive data analysis to create long-term forecasts, mainly taking risks into account. 3. Contactless F&I Platform With the Contactless F&I platform, customers can conduct their financial transactions more conveniently and efficiently. The software is easy to use and provides support in many ways. 4. Loan Exchange The Loan Exchange allows companies to exchange and trade credit portfolios. It is an online marketplace where users can offer and request their loans to other users. Open Lending is one of the leading companies in the lending business, offering specialized technology solutions that make the lending process easier, more efficient, and faster. The unique products and services of Open Lending make lending easier and fairer, benefiting both borrowers and lenders in the end. Open Lending ist eines der beliebtesten Unternehmen auf Eulerpool.com.

EBIT Details

Analyzing Open Lending's EBIT

Open Lending's Earnings Before Interest and Taxes (EBIT) represents the company's operating profit. It is calculated by deducting all operating expenses, including the cost of goods sold (COGS) and operating expenses, from the total revenue, but before accounting for interest and taxes. It provides insights into the company’s operational profitability, excluding the impacts of financing and tax structures.

Year-to-Year Comparison

A yearly comparison of Open Lending's EBIT can reveal trends in the company’s operational efficiency and profitability. An increase in EBIT over the years can indicate enhanced operational efficiency or growth in revenue, while a decrease might raise concerns about increased operating costs or declining sales.

Impact on Investments

Open Lending's EBIT is a significant metric for investors. A positive EBIT suggests that the company is generating enough revenue to cover its operating expenses, an essential aspect for assessing the company’s financial health and stability. Investors closely monitor EBIT to gauge the company’s profitability and potential for future growth.

Interpreting EBIT Fluctuations

Fluctuations in Open Lending’s EBIT can be due to variations in revenue, operating expenses, or both. An increasing EBIT indicates improved operational performance or increased sales, while a declining EBIT can signal rising operational costs or reduced revenue, prompting a need for strategic adjustments.

Frequently Asked Questions about Open Lending stock

How much did Open Lending achieve in EBIT for the current year?

In the current year, Open Lending has achieved an EBIT of 38.68 M USD.

What is EBIT?

EBIT stands for Earnings Before Interest and Taxes and refers to the profit before interest and taxes of a company Open Lending.

How has the EBIT of Open Lending developed in recent years?

The EBIT of Open Lending has increased by 33.032% increased compared to the previous year.

What does EBIT mean for investors?

EBIT provides investors with insights into a company's profitability as it reflects the profit before interest expenses and taxes.

Why is EBIT an important indicator for investors?

Since EBIT provides a more direct insight into a company's profit than net income, it is an important indicator for investors to assess the profitability of a company.

Why do EBIT values fluctuate?

EBIT values can fluctuate as they are influenced by various factors, such as revenue, costs, and tax effects.

What role does tax burden play in EBIT?

Tax burdens have a direct impact on a company's EBIT, as they are deducted from the profit.

How is EBIT presented in the balance sheet of the company Open Lending?

The EBIT of Open Lending is listed in the income statement.

Can EBIT be used as a single indicator for evaluating a company?

EBIT is an important indicator for evaluating a company, but additional financial ratios should also be considered to get a comprehensive picture.

Why is EBIT not equal to net profit?

The net profit of a company includes taxes and interest, while EBIT represents the profit before interest and taxes.

How much dividend does Open Lending pay?

Over the past 12 months, Open Lending paid a dividend of . This corresponds to a dividend yield of about . For the coming 12 months, Open Lending is expected to pay a dividend of 0 USD.

What is the dividend yield of Open Lending?

The current dividend yield of Open Lending is .

When does Open Lending pay dividends?

Open Lending pays a quarterly dividend. This is distributed in the months of .

How secure is the dividend of Open Lending?

Open Lending paid dividends every year for the past 0 years.

What is the dividend of Open Lending?

For the upcoming 12 months, dividends amounting to 0 USD are expected. This corresponds to a dividend yield of 0 %.

In which sector is Open Lending located?

Open Lending is assigned to the 'Finance' sector.

Wann musste ich die Aktien von Open Lending kaufen, um die vorherige Dividende zu erhalten?

To receive the latest dividend of Open Lending from 8/26/2024 amounting to 0 USD, you needed to have the stock in your portfolio before the ex-date on 8/26/2024.

When did Open Lending pay the last dividend?

The last dividend was paid out on 8/26/2024.

What was the dividend of Open Lending in the year 2023?

In the year 2023, Open Lending distributed 0 USD as dividends.

In which currency does Open Lending pay out the dividend?

The dividends of Open Lending are distributed in USD.

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Andere Kennzahlen von Open Lending

Our stock analysis for Open Lending Revenue stock includes important financial indicators such as revenue, profit, P/E ratio, P/S ratio, EBIT, as well as information on dividends. We also assess aspects such as stocks, market capitalization, debt, equity, and liabilities of Open Lending Revenue. If you are looking for more detailed information on these topics, we offer comprehensive analyses on our subpages.