Open Lending Equity 2024

Open Lending Aktienanalyse

What does Open Lending do?

Open Lending Corp is a US-based company founded in 2000 and headquartered in Austin, Texas. The company specializes in providing innovative and unique solutions in the field of lending as a technology company. Open Lending's business model is focused on strengthening and supporting the growth of American community banks, credit unions, and other financial institutions. The company offers specially tailored technology solutions and various services to help its customers in the lending business. With these solutions, Open Lending facilitates the lending process and improves the chances of these customers in lending to borrowers without lending experience. The company offers various divisions, including: 1. Lenders Protection Lenders Protection is a program by Open Lending that provides extended protection against credit losses to the company's customers. The credit loss protection allows customers to minimize losses in lending and further reduce economic risk. 2. Loan Analytics Open Lending's Loan Analytics division analyzes and examines credit portfolios to provide accurate predictions and recommendations. The data and information are processed using proprietary algorithms and APIs. 3. Contactless F&I Platform Open Lending also has a novel and unique platform that allows customers to easily and quickly conduct their financial transactions. 4. Loan Exchange The Loan Exchange is another business area of Open Lending. It is an online marketplace where entrepreneurs and lenders can exchange and trade their credit portfolios. Open Lending offers various products tailored to the needs of community banks, credit unions, and financial service providers. These products include: 1. Lenders Protection Lenders Protection is a credit loss protection program that provides extended protection to Open Lending's customers. It is the most advanced way to minimize credit losses and maximize returns. 2. Loan Analytics Open Lending offers a unique loan portfolio analysis and evaluation software with Loan Analytics. The software uses extensive data analysis to create long-term forecasts, mainly taking risks into account. 3. Contactless F&I Platform With the Contactless F&I platform, customers can conduct their financial transactions more conveniently and efficiently. The software is easy to use and provides support in many ways. 4. Loan Exchange The Loan Exchange allows companies to exchange and trade credit portfolios. It is an online marketplace where users can offer and request their loans to other users. Open Lending is one of the leading companies in the lending business, offering specialized technology solutions that make the lending process easier, more efficient, and faster. The unique products and services of Open Lending make lending easier and fairer, benefiting both borrowers and lenders in the end. Open Lending ist eines der beliebtesten Unternehmen auf Eulerpool.com.

Equity Details

Analyzing Open Lending's Equity

Open Lending's equity represents the ownership interest in the company, calculated as the difference between total assets and total liabilities. It reflects the residual claim by shareholders on the company’s assets after all debts have been paid. Understanding Open Lending's equity is essential for assessing its financial health, stability, and value to shareholders.

Year-to-Year Comparison

Evaluating Open Lending's equity over successive years offers insights into the company's growth, profitability, and capital structure. Increasing equity indicates an enhancement in net assets and financial health, while decreasing equity could point to rising debts or operational challenges.

Impact on Investments

Open Lending's equity is a crucial element for investors, influencing the company's leverage, risk profile, and return on equity (ROE). Higher equity levels generally suggest lower risk and enhanced financial stability, making the company a potentially attractive investment opportunity.

Interpreting Equity Fluctuations

Fluctuations in Open Lending’s equity can arise from various factors, including changes in net income, dividend payments, and issuance or buyback of shares. Investors analyze these shifts to gauge the company's financial performance, operational efficiency, and strategic financial management.

Frequently Asked Questions about Open Lending stock

What is the equity of Open Lending this year?

Open Lending has equity of 205.58 M USD this year.

What was the equity of Open Lending compared to the previous year?

The equity of Open Lending has increased/decreased by -3.39% decreased compared to the previous year.

What impact does a high equity have on investors of Open Lending?

A high equity is advantageous for investors of Open Lending as it is an indicator of the company's financial stability and its ability to manage risks and challenges.

What impact does low equity have on investors of Open Lending?

A low equity can be a risk for investors of Open Lending, as it can put the company in a weaker financial position and impair its ability to manage risks and challenges.

How does an increase in equity of Open Lending affect the company?

An increase in equity of Open Lending can strengthen the company's financial position and improve its ability to make investments in the future.

How does a reduction in the equity of Open Lending affect the company?

A reduction in equity of Open Lending can affect the financial situation of the company and lead to a higher dependence on debt capital.

What are some factors that influence the equity of Open Lending?

Some factors that can affect the equity of Open Lending include profits, dividend payments, capital increases, and acquisitions.

Why is the equity of Open Lending so important for investors?

The equity of Open Lending is important for investors as it is an indicator of the financial strength of the company and can be an indication of how well the company is able to fulfill its financial obligations.

What strategic measures can Open Lending take to change the equity?

To change equity, Open Lending can take various measures such as increasing profits, conducting capital increases, reducing expenses, and acquiring companies. It is important for the company to perform a thorough review of its financial situation to determine the best strategic actions to modify its equity.

How much dividend does Open Lending pay?

Over the past 12 months, Open Lending paid a dividend of . This corresponds to a dividend yield of about . For the coming 12 months, Open Lending is expected to pay a dividend of 0 USD.

What is the dividend yield of Open Lending?

The current dividend yield of Open Lending is .

When does Open Lending pay dividends?

Open Lending pays a quarterly dividend. This is distributed in the months of .

How secure is the dividend of Open Lending?

Open Lending paid dividends every year for the past 0 years.

What is the dividend of Open Lending?

For the upcoming 12 months, dividends amounting to 0 USD are expected. This corresponds to a dividend yield of 0 %.

In which sector is Open Lending located?

Open Lending is assigned to the 'Finance' sector.

Wann musste ich die Aktien von Open Lending kaufen, um die vorherige Dividende zu erhalten?

To receive the latest dividend of Open Lending from 8/11/2024 amounting to 0 USD, you needed to have the stock in your portfolio before the ex-date on 8/11/2024.

When did Open Lending pay the last dividend?

The last dividend was paid out on 8/11/2024.

What was the dividend of Open Lending in the year 2023?

In the year 2023, Open Lending distributed 0 USD as dividends.

In which currency does Open Lending pay out the dividend?

The dividends of Open Lending are distributed in USD.