Open Lending Stock

Open Lending P/S 2024

Open Lending P/S

6.74

Ticker

LPRO

ISIN

US68373J1043

WKN

A2P58D

As of Sep 13, 2024, Open Lending's P/S ratio stood at 6.74, a -37.13% change from the 10.72 P/S ratio recorded in the previous year.

The Open Lending P/S history

Open Lending Aktienanalyse

What does Open Lending do?

Open Lending Corp is a US-based company founded in 2000 and headquartered in Austin, Texas. The company specializes in providing innovative and unique solutions in the field of lending as a technology company. Open Lending's business model is focused on strengthening and supporting the growth of American community banks, credit unions, and other financial institutions. The company offers specially tailored technology solutions and various services to help its customers in the lending business. With these solutions, Open Lending facilitates the lending process and improves the chances of these customers in lending to borrowers without lending experience. The company offers various divisions, including: 1. Lenders Protection Lenders Protection is a program by Open Lending that provides extended protection against credit losses to the company's customers. The credit loss protection allows customers to minimize losses in lending and further reduce economic risk. 2. Loan Analytics Open Lending's Loan Analytics division analyzes and examines credit portfolios to provide accurate predictions and recommendations. The data and information are processed using proprietary algorithms and APIs. 3. Contactless F&I Platform Open Lending also has a novel and unique platform that allows customers to easily and quickly conduct their financial transactions. 4. Loan Exchange The Loan Exchange is another business area of Open Lending. It is an online marketplace where entrepreneurs and lenders can exchange and trade their credit portfolios. Open Lending offers various products tailored to the needs of community banks, credit unions, and financial service providers. These products include: 1. Lenders Protection Lenders Protection is a credit loss protection program that provides extended protection to Open Lending's customers. It is the most advanced way to minimize credit losses and maximize returns. 2. Loan Analytics Open Lending offers a unique loan portfolio analysis and evaluation software with Loan Analytics. The software uses extensive data analysis to create long-term forecasts, mainly taking risks into account. 3. Contactless F&I Platform With the Contactless F&I platform, customers can conduct their financial transactions more conveniently and efficiently. The software is easy to use and provides support in many ways. 4. Loan Exchange The Loan Exchange allows companies to exchange and trade credit portfolios. It is an online marketplace where users can offer and request their loans to other users. Open Lending is one of the leading companies in the lending business, offering specialized technology solutions that make the lending process easier, more efficient, and faster. The unique products and services of Open Lending make lending easier and fairer, benefiting both borrowers and lenders in the end. Open Lending ist eines der beliebtesten Unternehmen auf Eulerpool.com.

P/S Details

Decoding Open Lending's P/S Ratio

Open Lending's Price to Sales (P/S) Ratio is a crucial financial metric that measures the company's market valuation relative to its total sales revenue. It's calculated by dividing the company's market capitalization by its total sales over a specific period. A lower P/S ratio can indicate that the company is undervalued, while a higher ratio may suggest overvaluation.

Year-to-Year Comparison

Comparing Open Lending's P/S ratio yearly provides insights into how the market perceives the company’s value relative to its sales. An increasing ratio over time can indicate growing investor confidence, while a decreasing trend might reflect concerns about the company’s revenue generation capabilities or market conditions.

Impact on Investments

The P/S ratio is instrumental for investors evaluating Open Lending's stock. It offers insights into the company’s efficiency in generating sales and its market valuation. Investors use this ratio to compare similar companies within the same industry, aiding in selecting stocks that offer the best value for investment.

Interpreting P/S Ratio Fluctuations

Variations in Open Lending’s P/S ratio can result from changes in the stock price, sales revenue, or both. Understanding these fluctuations is crucial for investors to evaluate the company’s current valuation and future growth potential, aligning their investment strategies accordingly.

Frequently Asked Questions about Open Lending stock

What is the price-to-earnings ratio of Open Lending?

The price-earnings ratio of Open Lending is currently 6.74.

How has the price-earnings ratio of Open Lending changed compared to last year?

The price-to-earnings ratio of Open Lending has increased by -37.13% fallen (meaning "decreased" or "dropped") compared to last year.

What consequences does a high price-earnings ratio have for investors?

A high price-to-earnings ratio indicates that the company's stock is relatively expensive and investors may potentially achieve a lower return.

What does a low price-earnings ratio mean?

A low price-earnings ratio means that the company's stock is relatively cheap and investors may potentially achieve a higher return.

Is the price-earnings ratio of Open Lending high compared to other companies?

Yes, the price-to-earnings ratio of Open Lending is high compared to other companies.

How does an increase in the price-earnings ratio of Open Lending affect the company?

An increase in the price-earnings ratio of Open Lending would lead to a higher market capitalization of the company, which in turn would lead to a higher valuation of the company.

How does a reduction in the price-to-earnings ratio of Open Lending affect the company?

A decrease in the price-earnings ratio of Open Lending would result in a lower market capitalization of the company, which in turn would lead to a lower valuation of the company.

What are some factors that influence the price-earnings ratio of Open Lending?

Some factors that influence the price-earnings ratio of Open Lending are the company's growth, financial position, industry development, and the overall economic situation.

How much dividend does Open Lending pay?

Over the past 12 months, Open Lending paid a dividend of . This corresponds to a dividend yield of about . For the coming 12 months, Open Lending is expected to pay a dividend of 0 USD.

What is the dividend yield of Open Lending?

The current dividend yield of Open Lending is .

When does Open Lending pay dividends?

Open Lending pays a quarterly dividend. This is distributed in the months of .

How secure is the dividend of Open Lending?

Open Lending paid dividends every year for the past 0 years.

What is the dividend of Open Lending?

For the upcoming 12 months, dividends amounting to 0 USD are expected. This corresponds to a dividend yield of 0 %.

In which sector is Open Lending located?

Open Lending is assigned to the 'Finance' sector.

Wann musste ich die Aktien von Open Lending kaufen, um die vorherige Dividende zu erhalten?

To receive the latest dividend of Open Lending from 9/13/2024 amounting to 0 USD, you needed to have the stock in your portfolio before the ex-date on 9/13/2024.

When did Open Lending pay the last dividend?

The last dividend was paid out on 9/13/2024.

What was the dividend of Open Lending in the year 2023?

In the year 2023, Open Lending distributed 0 USD as dividends.

In which currency does Open Lending pay out the dividend?

The dividends of Open Lending are distributed in USD.

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Andere Kennzahlen von Open Lending

Our stock analysis for Open Lending Revenue stock includes important financial indicators such as revenue, profit, P/E ratio, P/S ratio, EBIT, as well as information on dividends. We also assess aspects such as stocks, market capitalization, debt, equity, and liabilities of Open Lending Revenue. If you are looking for more detailed information on these topics, we offer comprehensive analyses on our subpages.