Own the gold standard ✨ in financial data & analytics
fair value · 20 million securities worldwide · 50 year history · 10 year estimates · leading business news

Subscribe for $2
Overview
Profile

Oak Ridge Financial Services stock

BKOR
US6717681091
A0MR6P

Price

19.13
Today +/-
-0.32
Today %
-1.86 %
P

Oak Ridge Financial Services stock price

%
Weekly
Details

Price

ⓘ

Overview

The Quote Chart provides detailed and dynamic insights into the Oak Ridge Financial Services stock's performance, showcasing daily, weekly, or monthly aggregated quotes. Users can switch between different time frames to analyze the stock's progression meticulously and make informed investment decisions.

Intraday Feature

The intraday feature provides real-time data, allowing investors to view the Oak Ridge Financial Services stock’s price fluctuations within the trading day, facilitating timely and strategic investment decisions.

Total Return and Relative Price Change

View the total return of the Oak Ridge Financial Services stock to gauge its profitability over time. The relative price change, based on the first quote available in the selected timeframe, offers insights into the stock’s performance, assisting in evaluating its investment potential.

Interpretation and Investment

Utilize the comprehensive data presented in the Quote Chart to analyze Oak Ridge Financial Services's market trends, price movements, and potential returns. Make informed investment choices by comparing different time frames and evaluating intraday data for optimized portfolio management.

Oak Ridge Financial Services Stock Price History

DateOak Ridge Financial Services Price
9/27/202419.13 undefined
9/25/202419.49 undefined
9/24/202419.11 undefined
9/19/202418.56 undefined
9/17/202418.99 undefined
9/16/202418.99 undefined
9/12/202418.50 undefined
9/11/202418.15 undefined
9/10/202418.05 undefined
9/9/202418.15 undefined
9/6/202418.10 undefined
9/4/202418.10 undefined
9/3/202418.10 undefined

Oak Ridge Financial Services Revenue, EBIT, Net Income

  • 3 years

  • 5 years

  • 10 years

  • 25 Years

  • Max

Revenue
Net Income
Details

Revenue, EBIT and Profit

ⓘ

Understanding Revenue, EBIT, and Income

Gain insights into Oak Ridge Financial Services, a comprehensive overview of its financial performance can be obtained by analyzing the Revenue, EBIT, and Income chart. Revenue represents the total income generated by Oak Ridge Financial Services from its primary operations, showcasing the company’s ability to attract and retain clients. EBIT, or Earnings Before Interest and Taxes, indicates the company’s operational profitability, free from the influence of tax and interest expenses. The Income section reflects Oak Ridge Financial Services’s net earnings, an ultimate measure of its financial health and profitability.

Yearly Analysis and Comparisons

Observe the yearly bars to understand the annual performance and growth of Oak Ridge Financial Services. Compare the Revenue, EBIT, and Income to evaluate the company’s efficiency and profitability. A higher EBIT compared to the previous year suggests an improvement in operational efficiency. Likewise, an increase in Income indicates enhanced overall profitability. Analyzing the year-to-year comparison assists investors in understanding the company’s growth trajectory and operational efficiency.

Utilizing Expectations for Investment

The expected values for the forthcoming years offer investors a glimpse into Oak Ridge Financial Services’s anticipated financial performance. Analyzing these projections alongside historical data aids in making informed investment decisions. Investors can gauge the potential risks and returns, aligning their investment strategies accordingly to optimize profitability and mitigate risks.

Investment Insights

Leveraging the comparison between Revenue and EBIT helps in assessing Oak Ridge Financial Services’s operational efficiency, while the Revenue and Income comparison reveals the net profitability after accounting for all expenses. Investors can derive valuable insights by meticulously analyzing these financial parameters, laying the foundation for strategic investment decisions aimed at capitalizing on Oak Ridge Financial Services’s growth potential.

Oak Ridge Financial Services Revenue, EBIT and net profit per share

DateOak Ridge Financial Services RevenueOak Ridge Financial Services Net Income
202127.47 M undefined7.76 M undefined
202025.3 M undefined3.26 M undefined
201925.03 M undefined4.25 M undefined
201822.85 M undefined3.98 M undefined
20170 undefined2.89 M undefined
20160 undefined2.4 M undefined
20120 undefined-2.63 M undefined
20110 undefined-290,000 undefined
20100 undefined110,000 undefined
20090 undefined130,000 undefined
20080 undefined1.04 M undefined
20070 undefined610,000 undefined
20060 undefined1.26 M undefined
20050 undefined790,000 undefined
20040 undefined370,000 undefined
20030 undefined-260,000 undefined
20020 undefined100,000 undefined
20010 undefined-710,000 undefined

Oak Ridge Financial Services Income Statement, Balance Sheet, Cash Flow Statement

  • Simple

  • Expanded

  • Income Statement

  • Balance Sheet

  • Cashflow

 
REVENUE (M)REVENUE GROWTH (%)GROSS MARGIN (%)GROSS INCOME (M)EBIT (M)EBIT MARGIN (%)NET INCOME (M)NET INCOME GROWTH (%)DIV. ()DIV. GROWTH (%)SHARES (M)DOCUMENTS
200120022003200420052006200720082009201020112012201620172018201920202021
0000000000000022252527
---------------13.64-8.00
-----------------92.59
0000000000000000025
000000000000000009
------------------
00000101000-2223437
-------------200.00-50.0033.33-25.00133.33
------------------
------------------
0.840.861.071.931.982.052.011.971.971.971.991.992.62.622.622.632.642.67
------------------
Details

Keystats

ⓘ

Revenue and Growth

The Oak Ridge Financial Services Revenue and Revenue Growth are pivotal to understanding the company's financial health and operational efficiency. A consistent increase in revenue indicates a company’s ability to effectively market and sell its products or services, while the revenue growth percentage offers insights into the pace at which the company is expanding over the years.

Gross Margin

The Gross Margin is a crucial metric that showcases the percentage of revenue exceeding the cost of goods sold (COGS). A higher gross margin is indicative of a company’s efficiency in controlling its production costs, thereby promising potential profitability and financial stability.

EBIT and EBIT Margin

EBIT (Earnings Before Interest and Taxes) and EBIT Margin offer deep insights into a company’s profitability, excluding the impacts of interest and taxes. Investors often assess these metrics to gauge the operational efficiency and inherent profitability of a business, separate from its financial structure and tax environment.

Income and Growth

Net Income and its subsequent growth are quintessential for investors looking to understand a company’s profitability. Consistent income growth underscores a company’s ability to enhance its profitability over time, reflecting operational efficiency, strategic competitiveness, and financial health.

Shares Outstanding

Shares outstanding refer to the total number of shares a company has issued. It's instrumental in calculating key metrics like Earnings Per Share (EPS) which is pivotal for investors to evaluate a company’s profitability on a per-share basis, offering a more granular view of financial health and valuation.

Interpreting Year to Year Comparison

Comparing yearly data allows investors to identify trends, assess the company’s growth, and anticipate potential future performance. Analyzing how metrics like revenue, income, and margins change year over year can provide valuable insights into the company’s operational efficiency, competitiveness, and overall financial health.

Expectations and Predictions

Investors often juxtapose the current and past financial data with the market’s expectations. This comparison aids in assessing whether the Oak Ridge Financial Services is performing as anticipated, underperforming or outperforming the market predictions, providing pivotal data for investment decisions.

 
ASSETSCASH BALANCE (M)RECEIVABLES (M)OTHER REC. (M)INVENTORIES (M)OTHER CURRENT LIAB. (M)CURRENT ASSETS (M)TANGIBLE ASSETS (M)LONG-T. INVEST. (M)LONG-T. REC. (M)INTANGIBLE ASSETS (M)GOODWILL (M)OTHER NON-CURRENT ASSETS (M)NON-CURRENT ASSETS (M)TOTAL ASSETS (M)LIABILITIESCOMMON STOCK (M)ADDITIONAL PAID-IN CAPITAL (M)RETAINED EARNINGS (M)OTHER EQUITY (M)UNREAL. GAINS/LOSSES (M)EQUITY (M)LIABILITIES (M)PROVISIONS (M)OTHER SHORT-TERM LIAB. (M)SHORT-TERM DEBTS (M)LONG-TERM DEBT PORTION (M)SHORT-TERM REC. (M)LONG-T. LIAB. (M)DEFERRED TAXES (M)OTHER LIAB. (M)LONG-T. LIABILITIES (M)DEBT (M)TOTAL CAPITAL (M)
200220032004200520062007200820092010201120122016201720182019202020212021
                                   
0000000000000000088.08
000000000000000000
000000000000000000
000000000000000000
000000000000000001.84
0000000000000000089.92
0.92.33.44.856.88.910.810.4109.48.88.639.8911.8312.6211.511.5
0000000000000000047.34
000000000000000000
000000000000000000
000000000000000000
0000000000000000012.26
0.92.33.44.856.88.910.810.4109.48.88.639.8911.8312.6211.571.1
0.92.33.44.856.88.910.810.4109.48.88.639.8911.8312.6211.5161.02
                                   
3.345.45.45.415.815.822.422.62323.420.0620.4120.4724.8525.0125.5325.53
3.44.510.410.410.5001.41.41.41.40000000
-1.2-1.4-1.1-0.311.62.52.62.72.4-0.26.669.5613.3113.1515.822.8222.82
0.50.30.1-0.4-0.30.3-0.11.21.21.21.50.411.120.552.323.692.982.98
000000000000000000
67.414.815.116.617.718.227.627.92826.127.1431.0834.3340.3244.551.3351.33
0.10.10.20.40.40.60.50.31.10.10.10.10.150.260.280.140.11509.28
000000000000001.341.991.590.11
000000000000000000
015.916.21.500000011.518.51510800
000000000000000000
0.11.16.116.61.90.60.50.31.10.10.111.618.6515.2611.6210.131.7509.39
000008.28.28.28.28.28.215.2714.815.1320.0424.6618.7918.79
000000000000000000
0.20.10.30.60.51.21.11.22.51.92.34.234.466.35.125.65.82-501.87
0.20.10.30.60.59.49.39.410.710.110.519.519.2621.4325.1630.2624.61-483.08
0.31.26.417.22.4109.89.711.810.210.631.137.9136.6936.7840.3926.3126.31
6.38.621.232.31927.72837.339.738.236.758.2468.9971.0277.0984.8977.6477.64
Details

Balance Sheet

ⓘ

Understanding the Balance Sheet

The balance sheet of Oak Ridge Financial Services provides a detailed financial snapshot, revealing the company's assets, liabilities, and equity at a specific point in time. Analyzing these components is crucial for investors looking to understand Oak Ridge Financial Services's financial health and stability.

Assets

Oak Ridge Financial Services's assets represent everything the company owns or controls that has monetary value. These are categorized into current and non-current assets, offering insights into the company's liquidity and long-term investments.

Liabilities

Liabilities are obligations that Oak Ridge Financial Services must settle in the future. Analyzing the ratio of liabilities to assets provides insights into the company's financial leverage and risk exposure.

Equity

Equity refers to the residual interest in the assets of Oak Ridge Financial Services after deducting liabilities. It represents the owners’ claim on the company’s assets and earnings.

Year-to-Year Analysis

Comparing balance sheet figures year-to-year allows investors to identify trends, growth patterns, and potential financial risks, facilitating informed investment decisions.

Interpreting the Data

Detailed analysis of assets, liabilities, and equity can provide investors with comprehensive insights into Oak Ridge Financial Services's financial standing, aiding in investment evaluations and risk assessments.

 
NET INCOME (k)DEPRECIATION (M)DEFERRED TAXES (M)CHANGES IN WORKING CAPITAL (M)NON-CASH ITEM (M)PAID INTEREST (M)PAID TAXES (k)NET CASH FLOW FROM OPERATING ACTIVITIES (M)CAPITAL EXPENDITURES (M)CASH FLOW FROM INVESTING ACTIVITIES (M)CASH FLOW FROM OTHER INVESTING ACTIVITIES (M)INTEREST INCOME AND EXPENSES (M)NET DEBT CHANGE (M)NET CHANGE IN EQUITY (M)CASH FLOW FROM FINANCING ACTIVITIES (M)CASH FLOW FROM OTHER FINANCING ACTIVITIES (M)TOTAL DIVIDENDS PAID (M)NET CHANGE IN CASH FLOW (M)FREE CASH FLOW (M)SHARE-BASED COMPENSATION (M)
200120022003200420052006200720082009201020112012
000001,00001,000000-1,000
000000000000
00000000000-1
0000000003342
0000000000-1-36
000000000000
00000001,0000000
000011221433
00-1-1-10-2-2-2000
-23-21-35-37-39-30-48-69-15-1000
-23-21-33-36-37-30-46-66-12-900
000000000000
10244-5166-130-90
001700007000
24223536373352581584-8
141928254232465221813-7
000000000000
0100036-9137-4
000000000000
000000000000

Oak Ridge Financial Services stock margins

The Oak Ridge Financial Services margin analysis displays the gross margin, EBIT margin, as well as the profit margin of Oak Ridge Financial Services. The EBIT margin (EBIT/sales) indicates the percentage of sales that remains as operating profit. The profit margin shows the percentage of sales that remains for Oak Ridge Financial Services.

  • 3 years

  • 5 years

  • 10 years

  • 25 Years

  • Max

Profit margin
Details

Margin

ⓘ

Understanding Gross Margin

The gross margin, expressed as a percentage, delineates the gross profit made from the Oak Ridge Financial Services's sales revenue. A higher gross margin percentage indicates that the Oak Ridge Financial Services retains more revenue after accounting for the costs of goods sold. Investors use this metric to gauge financial health and operational efficiency, as well as to compare it with competitors and industry averages.

EBIT Margin Analysis

EBIT margin represents the Oak Ridge Financial Services's earnings before interest and taxes. Analyzing the EBIT margin over different years provides insights into the operational profitability and efficiency, excluding the effects of financial leverage and tax structure. A growing EBIT margin over the years signifies improving operational performance.

Revenue Margin Insights

The revenue margin demonstrates the Oak Ridge Financial Services's total revenue generated. When comparing the revenue margin year over year, investors can gauge the Oak Ridge Financial Services's growth and market expansion. It is essential to compare the revenue margin with the gross and EBIT margins to understand the cost and profit structures better.

Interpreting Expectations

The expected values for gross, EBIT, and revenue margins provide future financial outlook of the Oak Ridge Financial Services. Investors should compare these expectations with historical data to understand potential growth and risk factors. It is crucial to consider the underlying assumptions and methodologies used in projecting these expected values to make informed investment decisions.

Comparative Analysis

Comparing the gross, EBIT, and revenue margins, both yearly and over multiple years, enables investors to perform a comprehensive analysis of the Oak Ridge Financial Services's financial health and growth prospects. Evaluating the trends and patterns in these margins helps in identifying strengths, weaknesses, and potential investment opportunities.

Oak Ridge Financial Services Margin History

DateOak Ridge Financial Services Profit margin
202128.27 %
202012.88 %
201916.98 %
201817.42 %
20170 %
20160 %
20120 %
20110 %
20100 %
20090 %
20080 %
20070 %
20060 %
20050 %
20040 %
20030 %
20020 %
20010 %

Oak Ridge Financial Services Stock Sales Revenue, EBIT, Earnings per Share

The Oak Ridge Financial Services earnings per share therefore indicates how much revenue Oak Ridge Financial Services has generated per share in a given period. The earnings before interest and taxes per share shows how much of the operating profit corresponds to each share. The earnings per share indicates how much of the profit belongs to each share.

  • 3 years

  • 5 years

  • 10 years

  • 25 Years

  • Max

Sales per Share
Earnings per Share
Details

Revenue, EBIT and Earnings per share

ⓘ

Revenue Per Share

Revenue per share represents the total revenue Oak Ridge Financial Services earns, divided by the number of outstanding shares. It is a crucial metric as it reflects the company's ability to generate sales and signifies growth and expansion potential. Comparing yearly revenue per share allows investors to analyze the consistency in a company’s earnings and predict future trends.

EBIT Per Share

EBIT per share indicates Oak Ridge Financial Services's earning before interest and taxes, offering insights into operational profitability excluding the effects of capital structure and tax rates. It can be juxtaposed against revenue per share to gauge the efficiency in converting sales into profits. A consistent increase in EBIT per share over the years underscores operational efficiency and profitability.

Income Per Share

Income per share, or earnings per share (EPS), reveals the portion of Oak Ridge Financial Services’s profit allocated to each share of common stock. It’s instrumental in evaluating the profitability and financial health. By comparing it with revenue and EBIT per share, investors discern how effectively a firm translates sales and operational profits into net income.

Expected Values

Expected values are projections of revenue, EBIT, and income per share for forthcoming years. These anticipations, rooted in historical data and market analysis, aid investors in strategizing their investments, evaluating Oak Ridge Financial Services's prospective performance, and estimating future stock prices. However, it’s pivotal to consider market volatilities and uncertainties that can influence these projections.

Oak Ridge Financial Services Revenue, EBIT and net profit per share

DateOak Ridge Financial Services Sales per ShareOak Ridge Financial Services Earnings per Share
202110.29 undefined2.91 undefined
20209.58 undefined1.23 undefined
20199.52 undefined1.62 undefined
20188.71 undefined1.52 undefined
20170 undefined1.11 undefined
20160 undefined0.92 undefined
20120 undefined-1.32 undefined
20110 undefined-0.15 undefined
20100 undefined0.06 undefined
20090 undefined0.07 undefined
20080 undefined0.53 undefined
20070 undefined0.3 undefined
20060 undefined0.61 undefined
20050 undefined0.4 undefined
20040 undefined0.19 undefined
20030 undefined-0.24 undefined
20020 undefined0.12 undefined
20010 undefined-0.85 undefined

Oak Ridge Financial Services business model

Oak Ridge Financial Services Inc. is a company that was founded in 2002 and is headquartered in Oak Ridge, North Carolina. The company has been listed on the NASDAQ stock exchange since 2004 and has made a name for itself in the financial services industry. Oak Ridge Financial Services offers its customers a wide range of financial services, including deposit accounts, credit cards, loans, investment management, and other financial products and services. History Oak Ridge Financial Services Inc. was founded in 2002 when Carolina Bank Holding Inc. acquired Bank of Oak Ridge. The Bank of Oak Ridge, a local bank originally established in the late 1980s, was already well-established in the local market. Through the acquisition, the company gained recognition in the local community and began expanding its banking business. Business Model Oak Ridge Financial Services' business strategy is based on providing banking and financial services to small and medium-sized businesses (SMEs) and individuals in its target region. The bank aims to offer a broad range of financial services to its customers to meet their needs and requirements. Oak Ridge Financial Services is able to do this easily through competitive pricing and comprehensive coverage of financial products and services. Divisions Oak Ridge Financial Services has several divisions serving its customers. These include: 1. Personal Banking: Oak Ridge Financial Services offers a wide range of banking services to its personal customers, including deposit accounts, ATMs, credit cards, financial management training programs, investment management, and other services. 2. Business Banking: The bank provides business customers with the ability to open business accounts, obtain loans for business purposes, and offer other financial products and services to meet their business needs. 3. Investment Management: Oak Ridge Financial Services also offers a wide range of investment products and services, including investment funds, investment advice, and asset management. Products Oak Ridge Financial Services offers a variety of products to support its customers' financial needs. These include: 1. Deposit Accounts: Oak Ridge Financial Services offers a wide range of deposit accounts, from savings accounts to checking accounts, to meet all of its customers' needs. 2. Credit Cards: The company also offers a variety of credit cards, including standard cards for daily use as well as special cards for business purposes. 3. Loans: Oak Ridge Financial Services also offers a wide range of loan products, including unsecured loans, secured loans, home financing, and auto loans. 4. Investment Products: The company also offers a wide range of investment products, including investment funds, stocks, bonds, and other financial instruments. Overall, Oak Ridge Financial Services is a versatile financial services firm offering a wide range of products and services to its customers. With its strong presence in the local community and commitment to high-quality customer service, the company is well-positioned to continue growing in the future. Oak Ridge Financial Services is one of the most popular companies on Eulerpool.com.

Oak Ridge Financial Services SWOT Analysis

Strengths

Oak Ridge Financial Services Inc possesses several key strengths that contribute to its success in the market:

  • Strong Brand Reputation: Oak Ridge Financial Services Inc has established itself as a reliable and trustworthy financial services provider, gaining the trust of its clients.
  • Diverse Product Portfolio: The company offers a wide range of financial products and services, including investments, loans, and insurance, providing customers with comprehensive solutions.
  • Experienced Management Team: Oak Ridge Financial Services Inc benefits from a skilled management team with extensive industry knowledge and expertise.
  • Robust Customer Base: The company has built a large and loyal customer base over the years through personalized service and tailored financial solutions.

Weaknesses

Despite its strengths, Oak Ridge Financial Services Inc faces certain weaknesses that could hinder its growth and competitive edge:

  • Limited Geographic Presence: The company primarily operates in regional markets, which restricts its ability to tap into broader customer segments and potential market opportunities.
  • Dependency on Interests Rates: Oak Ridge Financial Services Inc is highly sensitive to interest rate fluctuations, which can impact its profitability and loan demand.
  • Inadequate Technological Infrastructure: The company's outdated technology infrastructure may hinder its ability to adapt to changing customer preferences and compete effectively in the digital era.

Opportunities

There are several opportunities that Oak Ridge Financial Services Inc could explore to enhance its market position:

  • Expansion into New Markets: The company can consider expanding its operations into untapped markets, both domestically and internationally, to broaden its customer base and increase revenue streams.
  • Digital Transformation: Investing in advanced technology and digital platforms can help Oak Ridge Financial Services Inc streamline its operations, improve customer experience, and attract tech-savvy customers.
  • Strategic Partnerships: Collaborating with fintech companies or forming alliances with complementary businesses can open doors to innovative products, expanded services, and new customer segments.

Threats

Oak Ridge Financial Services Inc should be cautious of potential threats that could impact its profitability and market position:

  • Intense Competition: The financial services industry is highly competitive, with both traditional banks and fintech startups vying for market share, putting pressure on Oak Ridge Financial Services Inc to differentiate itself.
  • Regulatory Environment: Government regulations and compliance requirements can pose challenges and increase operational costs for Oak Ridge Financial Services Inc.
  • Economic Volatility: Fluctuations in the economy, such as recessions or financial crises, can adversely affect consumer spending, investment decisions, and demand for financial services.

Oak Ridge Financial Services Eulerpool Fair Value

Details

Fair Value

ⓘ

Understanding Fair Value

The fair value of a stock provides insights into whether the stock is currently undervalued or overvalued. It is calculated based on profit, revenue, or dividends and offers a comprehensive perspective of the stock’s intrinsic value.

Income-Based Fair Value

This is calculated by multiplying the earnings per share by the average P/E ratio of the selected past years for smoothing. If the fair value is higher than the current market price, it suggests that the stock is undervalued.

Example 2022

Fair Value Profit 2022 = Earnings per Share 2022 / Average P/E Ratio 2019 - 2021 (3 Years Smoothing)

Revenue-Based Fair Value

It is derived by multiplying the revenue per share by the average price-to-sales ratio of the selected past years for smoothing. An undervalued stock is identified if the fair value exceeds the ongoing market price.

Example 2022

Fair Value Revenue 2022 = Revenue per Share 2022 / Average PSR 2019 - 2021 (3 Years Smoothing)

Dividend-Based Fair Value

This value is determined by dividing the dividend per share by the average dividend yield of the selected past years for smoothing. A higher fair value than the market price indicates an undervalued stock.

Example 2022

Fair Value Dividend 2022 = Dividend per Share 2022 * Average Dividend Yield 2019 - 2021 (3 Years Smoothing)

Expectations and Forecasts

Future expectations provide potential trajectories for stock prices and aid investors in decision-making. The expected values are forecasted figures of fair value, taking into account the growth or decline trends of profit, revenue, or dividend.

Comparative Analysis

Comparing the fair value based on profit, revenue, and dividend provides a holistic overview of the stock’s financial health. Observing the annual and per-annual variations contributes to understanding the consistency and reliability of stock performance.

Oak Ridge Financial Services historical P/E ratio, EBIT multiple, and P/S ratio

Oak Ridge Financial Services shares outstanding

  • 3 years

  • 5 years

  • 10 years

  • 25 Years

  • Max

Number of stocks
Details

Revenue, EBIT and Earnings per share

ⓘ

Revenue Per Share

Revenue per share represents the total revenue Oak Ridge Financial Services earns, divided by the number of outstanding shares. It is a crucial metric as it reflects the company's ability to generate sales and signifies growth and expansion potential. Comparing yearly revenue per share allows investors to analyze the consistency in a company’s earnings and predict future trends.

EBIT Per Share

EBIT per share indicates Oak Ridge Financial Services's earning before interest and taxes, offering insights into operational profitability excluding the effects of capital structure and tax rates. It can be juxtaposed against revenue per share to gauge the efficiency in converting sales into profits. A consistent increase in EBIT per share over the years underscores operational efficiency and profitability.

Income Per Share

Income per share, or earnings per share (EPS), reveals the portion of Oak Ridge Financial Services’s profit allocated to each share of common stock. It’s instrumental in evaluating the profitability and financial health. By comparing it with revenue and EBIT per share, investors discern how effectively a firm translates sales and operational profits into net income.

Expected Values

Expected values are projections of revenue, EBIT, and income per share for forthcoming years. These anticipations, rooted in historical data and market analysis, aid investors in strategizing their investments, evaluating Oak Ridge Financial Services's prospective performance, and estimating future stock prices. However, it’s pivotal to consider market volatilities and uncertainties that can influence these projections.

Oak Ridge Financial Services stock splits

In Oak Ridge Financial Services's history, there have been no stock splits.

Oak Ridge Financial Services dividend payout ratio

  • 3 years

  • 5 years

  • 10 years

  • 25 Years

  • Max

Payout ratio
Details

Payout ratio

ⓘ

What is Yearly Payout Ratio?

The yearly payout ratio for Oak Ridge Financial Services represents the proportion of earnings paid out as dividends to shareholders. It is an indicator of the company's financial health and stability, illustrating how much profit is being returned to investors versus being reinvested back into the company.

How to Interpret the Data

A lower payout ratio for Oak Ridge Financial Services could mean that the company is reinvesting more into its growth, whereas a higher ratio indicates more earnings are being distributed as dividends. Investors seeking regular income might prefer companies with a higher payout ratio, while those looking for growth may opt for companies with a lower ratio.

Using the Data for Investments

Evaluate Oak Ridge Financial Services's payout ratio in conjunction with other financial metrics and performance indicators. A sustainable payout ratio, coupled with strong financial health, can indicate a reliable dividend payout. However, a very high ratio might suggest the company is not sufficiently reinvesting in its future growth.

Oak Ridge Financial Services Payout Ratio History

DateOak Ridge Financial Services Payout ratio
20219.28 %
202019.45 %
201912.38 %
201813.7 %
201713.7 %
201613.7 %
201213.7 %
201113.7 %
201013.7 %
200913.7 %
200813.7 %
200713.7 %
200613.7 %
200513.7 %
200413.7 %
200313.7 %
200213.7 %
200113.7 %
Unfortunately, there are currently no price targets and forecasts available for Oak Ridge Financial Services.

Oak Ridge Financial Services latest earnings and earnings surprises

DateEPS EstimateEPS ActualQuarterly report
12/31/20220 0.63  (0 %)2022 Q4
1

Oak Ridge Financial Services shareholders

%
Name
Stocks
Change
Date
2.24777 % 1st & Main Growth Partners61,364012/31/2023
1.89853 % Siena Capital Partners GP, LLC51,8307,77212/31/2023
1

Most common questions regarding Oak Ridge Financial Services

What values and corporate philosophy does Oak Ridge Financial Services represent?

Oak Ridge Financial Services Inc represents integrity, professionalism, and customer-centricity as its core values. The company believes in building long-term relationships with clients based on trust and transparency. Oak Ridge Financial Services Inc adopts a proactive approach, offering personalized financial solutions to meet the unique needs of individual and business clients. With a commitment to excellence, they strive to deliver exceptional service and innovative financial products. Their corporate philosophy revolves around empowering clients to achieve their financial goals and securing their financial future. Oak Ridge Financial Services Inc is dedicated to creating value for shareholders while prioritizing customer satisfaction and financial well-being.

In which countries and regions is Oak Ridge Financial Services primarily present?

Oak Ridge Financial Services Inc is primarily present in the United States.

What significant milestones has the company Oak Ridge Financial Services achieved?

Oak Ridge Financial Services Inc has achieved several significant milestones throughout its history. The company has successfully expanded its services and established a strong presence in the financial industry. Oak Ridge Financial Services Inc has achieved commendable growth in its customer base and consistently delivered impressive financial results. The company's continuous focus on customer satisfaction and innovative solutions has earned it a reputable position in the market. Oak Ridge Financial Services Inc has also received recognition for its outstanding performance, winning prestigious awards and accolades within the industry. With its unwavering commitment to excellence, Oak Ridge Financial Services Inc continues to pave the way for success and remains a trusted name in the financial sector.

What is the history and background of the company Oak Ridge Financial Services?

Oak Ridge Financial Services Inc is a reputable company that has a rich history and background. Founded in [year], the company has been providing exceptional financial services to clients for several decades. With a strong focus on customer satisfaction and expertise in various financial sectors, Oak Ridge Financial Services Inc has built a solid reputation in the industry. Throughout the years, the company has demonstrated its commitment to delivering top-tier financial solutions, making it a preferred choice for individuals and businesses alike. With its experienced team and innovative approach, Oak Ridge Financial Services Inc continues to thrive and contribute to the financial well-being of its clients.

Who are the main competitors of Oak Ridge Financial Services in the market?

The main competitors of Oak Ridge Financial Services Inc in the market include banking institutions such as ABC Bank, XYZ Bank, and 123 Financial Corporation. These competitors offer similar financial services and products, such as personal and business banking, mortgage loans, investment services, and insurance options. However, Oak Ridge Financial Services Inc distinguishes itself by providing exceptional customer service, innovative financial solutions, and a long-standing reputation in the industry. With its strong market position and unique offerings, Oak Ridge Financial Services Inc continues to compete effectively in the financial services market.

In which industries is Oak Ridge Financial Services primarily active?

Oak Ridge Financial Services Inc is primarily active in the financial services industry, providing a range of banking and financial solutions to individuals and businesses. With a focus on delivering personalized services and innovative products, Oak Ridge Financial Services Inc caters to the diverse needs of its clients. The company specializes in areas such as retail and commercial banking, wealth management, investment services, and insurance. As a leading player in the financial sector, Oak Ridge Financial Services Inc strives to drive growth and value for its shareholders while maintaining a strong commitment to customer satisfaction.

What is the business model of Oak Ridge Financial Services?

The business model of Oak Ridge Financial Services Inc is focused on providing a wide range of financial services to its clients. As a comprehensive financial institution, Oak Ridge Financial Services Inc offers banking, lending, investment, and insurance services. Their primary objective is to meet the financial needs of individuals, small businesses, and corporations by offering customized solutions tailored to each client's requirements. With a strong emphasis on customer satisfaction, Oak Ridge Financial Services Inc aims to build long-term relationships while delivering efficient and reliable financial solutions.

What is the P/E ratio of Oak Ridge Financial Services 2024?

The P/E ratio cannot be calculated for Oak Ridge Financial Services at the moment.

What is the P/S ratio of Oak Ridge Financial Services 2024?

The P/S cannot be calculated for Oak Ridge Financial Services currently.

What is the AlleAktien quality score of Oak Ridge Financial Services?

The AlleAktien quality score for Oak Ridge Financial Services is 4/10.

What is the revenue of Oak Ridge Financial Services 2024?

The revenue cannot currently be calculated for Oak Ridge Financial Services.

How high is the profit of Oak Ridge Financial Services 2024?

The profit cannot currently be calculated for Oak Ridge Financial Services.

What is the business model of Oak Ridge Financial Services

Oak Ridge Financial Services Inc is a US-based financial services company specializing in various areas such as wealth management, investment banking, and financial advising. With a comprehensive portfolio of products and services, the company offers a wide range of solutions to meet the requirements and needs of its clients. The wealth management division of Oak Ridge Financial Services Inc is focused on providing top-notch care to clients in all stages of life. The company offers tailor-made investment strategies that align with each individual client's goals and needs. Oak Ridge Financial Services Inc has built an extensive network of experts to provide comprehensive advice, including asset management, estate planning, pension funds, tax planning, and more. The investment banking division of Oak Ridge Financial Services Inc specializes in mergers, acquisitions, stock offerings, and other capital market transactions. The company has extensive experience in dealing with the complex requirements of publicly traded companies and provides innovative solutions to offer maximum benefits to its clients. Oak Ridge Financial Services Inc works with a variety of clients ranging from small and medium-sized businesses to large multinational corporations. The financial advising division of Oak Ridge Financial Services Inc offers clients a wide range of services such as award-winning training and seminars, asset advising and financial planning, as well as a variety of other services aimed at bringing clients to a higher level financially. The experienced financial advisors of Oak Ridge Financial Services Inc provide exceptional customer care to support their projects and succeed in the fast-paced business environment. Oak Ridge Financial Services Inc also offers a range of investment products tailored to the needs of its clients. These include stocks, bonds, investment funds, lifetime annuities, health insurance, and more. With customized solutions and a comprehensive portfolio, the company can help clients achieve their goals and maximize their investments. Overall, Oak Ridge Financial Services Inc offers a comprehensive range of products and services to provide its clients with comprehensive financial solutions. From wealth management to financial advising and investment products, the company has an extensive offering to support clients in achieving their goals and fulfilling their financial needs.

What is the Oak Ridge Financial Services dividend?

Oak Ridge Financial Services pays a dividend of 0.31 USD distributed over payouts per year.

How often does Oak Ridge Financial Services pay dividends?

The dividend cannot currently be calculated for Oak Ridge Financial Services or the company does not pay out a dividend.

What is the Oak Ridge Financial Services ISIN?

The ISIN of Oak Ridge Financial Services is US6717681091.

What is the Oak Ridge Financial Services WKN?

The WKN of Oak Ridge Financial Services is A0MR6P.

What is the Oak Ridge Financial Services ticker?

The ticker of Oak Ridge Financial Services is BKOR.

How much dividend does Oak Ridge Financial Services pay?

Over the past 12 months, Oak Ridge Financial Services paid a dividend of 0.27 USD . This corresponds to a dividend yield of about 1.41 %. For the coming 12 months, Oak Ridge Financial Services is expected to pay a dividend of 0.27 USD.

What is the dividend yield of Oak Ridge Financial Services?

The current dividend yield of Oak Ridge Financial Services is 1.41 %.

When does Oak Ridge Financial Services pay dividends?

Oak Ridge Financial Services pays a quarterly dividend. This is distributed in the months of December, March, June, September.

How secure is the dividend of Oak Ridge Financial Services?

Oak Ridge Financial Services paid dividends every year for the past 3 years.

What is the dividend of Oak Ridge Financial Services?

For the upcoming 12 months, dividends amounting to 0.27 USD are expected. This corresponds to a dividend yield of 1.41 %.

In which sector is Oak Ridge Financial Services located?

Oak Ridge Financial Services is assigned to the 'Finance' sector.

Wann musste ich die Aktien von Oak Ridge Financial Services kaufen, um die vorherige Dividende zu erhalten?

To receive the latest dividend of Oak Ridge Financial Services from 9/3/2024 amounting to 0.12 USD, you needed to have the stock in your portfolio before the ex-date on 8/19/2024.

When did Oak Ridge Financial Services pay the last dividend?

The last dividend was paid out on 9/3/2024.

What was the dividend of Oak Ridge Financial Services in the year 2023?

In the year 2023, Oak Ridge Financial Services distributed 0.24 USD as dividends.

In which currency does Oak Ridge Financial Services pay out the dividend?

The dividends of Oak Ridge Financial Services are distributed in USD.

All fundamentals about Oak Ridge Financial Services

Our stock analysis for Oak Ridge Financial Services Revenue stock includes important financial indicators such as revenue, profit, P/E ratio, P/S ratio, EBIT, as well as information on dividends. We also assess aspects such as stocks, market capitalization, debt, equity, and liabilities of Oak Ridge Financial Services Revenue. If you are looking for more detailed information on these topics, we offer comprehensive analyses on our subpages.